HDFC Bank Easy EMI Credit Card Settlement
Struggling with your EMI dues? Here’s how HDFC Bank helps you settle your credit card EMIs easily.
What Is an Easy EMI Credit Card?
The HDFC Easy EMI Credit Card allows users to convert high-value purchases into easy monthly installments. - Fixed EMI plans - Attractive interest rates - Applicable on retail & online purchases
Why Settle Your Credit Card EMI?
If you're facing financial hardship, settling your EMI helps you: - Avoid late fees and penalty interest - Protect your credit score from further damage - End the debt cycle with a one-time settlement
Settlement Options with HDFC Bank
HDFC Bank offers: - One-time settlement of outstanding EMI dues - Restructuring of EMI tenure - Reduction in interest rate or waiver of penalties (case-based)
How to Apply for EMI Settlement?
Call HDFC customer care or - Visit the nearest HDFC branch - Submit a written request with reasons for settlement - Attach income proof or hardship documentation
Things to Keep in Mind
- Settlement may affect your CIBIL score - Always get a written NOC from the bank - Explore other options like balance transfers before settling Final Tip: Consult a financial advisor before choosing a settlement!