6E Rewards – IndiGo HDFC Bank Credit Card Settlement
Learn how to easily settle your IndiGo HDFC credit card and clear your dues.
What is the 6E Rewards IndiGo HDFC Credit Card?
It’s a co-branded credit card by HDFC Bank and IndiGo Airlines. You earn 6E Rewards on every spend, great for frequent flyers.
Why You May Need to Settle It
- Missed EMI payments - High outstanding balance - Lost job or financial trouble - Want to close the card.
Check Your Outstanding Balance
Login to HDFC NetBanking or the mobile app → Go to "Credit Cards" → Check the total due amount and due date
Talk to HDFC Bank
- Call customer care or visit your nearest HDFC Bank branch. - Explain your reason for settlement. - Ask for a one-time settlement offer.
What is a Settlement Offer?
- It’s a reduced amount you pay to close the card. - The bank may waive late fees or interest. - You pay a lump sum to settle the debt.
Get a Written Agreement
Before paying, ask for a written letter from HDFC Bank. It must include: - Amount to be paid - Last payment date - No further dues after payment
Make the Final Payment
Pay the settled amount through the suggested method: → Online transfer → Demand Draft → Bank Branch deposit Take a payment receipt.
Collect NOC (No Objection Certificate)
- After payment, request an NOC from HDFC Bank. - It proves that the card is closed and fully paid.
Impact on Your Credit Score
- A settlement may lower your CIBIL score. - But it’s better than unpaid dues. - Try to rebuild your score by paying on time in the future.