Accelero ICICI Bank Credit Card: Benefits & Apply

Summary

The Accelero ICICI Bank Credit Card is a credit card that has been particularly designed for car users and car fans. It gives numerous benefits appropriate for those spending frequently on fuel, vehicle maintenance, and holidays. The best feature of the card may perhaps be the 2.5% cash back on fuel purchases at HPCL petrol stations plus a 1% fuel charge waiver, making the customers more in terms of fuel savings monthly.

Apart from fuel advantages, the card also offers free roadside service in the form of towing, flat tire replacement, jump-start of battery, and emergency fuel delivery. It also offers free car checkup and car wash on a yearly basis, so it turns out to be very useful for individuals who utilize their cars quite frequently.

This credit card provides reward points on all retail spends at the mall (excluding fuel), redeemable as gift vouchers or cash. Lifestyle rewards such as 25% off on movie tickets (two times a month on BookMyShow or INOX) and access to domestic airport lounges (once in three months based on qualified spends) add to its popularity.

Introduction

The Accelero ICICI Bank Credit Card is designed to offer a host of benefits for frequent shoppers, travelers, and people who make regular payments. It is a great choice for those who want to earn rewards on their everyday expenses as well as some exclusive benefits. 

This credit card also provides interesting reward points for all transactions, which can be redeemed for nearly any product or service, such as shopping vouchers and holiday rewards. In addition to these rewards, the cardholders also have access to quality services such as entry into airport lounges, discount coupons on cinema tickets, as well as off-the-shelf discounts on quality retail shops.

For travel lovers, the Accelero ICICI Bank Credit Card also offers benefits pertaining to traveling like discounts in airfare tickets and booking of hotels. It is ideal for those who wish to make the most out of their spends through reward points and other privileges.

Whether you shop, dine out, or travel, the Accelero ICICI Bank Credit Card is loaded with offers that cater to different needs. It’s not just about spending; it’s treating yourself to your daily expenditure. This credit card can be your top pick if you need a card that offers convenience and rewards.

What is the Accelero ICICI Bank Credit Card?

The Accelero ICICI Bank Credit Card is a personal card with specific intent for the automobile enthusiast as well as traveler. It provides a package of rewards such as cashback on fuel usage, reward points for all other transactions, and special offers on movies. Cardmembers also enjoy domestic airport lounge privilege and roadside aid, perfect for motorists.

The card helps you save fuel money and earns you more rewards while shopping, dining out, or taking a trip. The card also has an easy application that can be done online or at the bank.

How is the design of the Accelero ICICI Bank Credit Card?

The Accelero ICICI Bank Credit Card is a modern and stylish card with a focus on style and functionality. It’s made to attract car enthusiasts, with a design that captures a sense of speed and passion for cars. The card is made to last and has a professional yet attractive look.

It is minimal in appearance but with accents emphasizing the benefit of the card like car privileges and fuel cashbacks. On a whole, Accelero ICICI Bank Credit Card is tasteful, simplistic, and suitable for individuals who love form as much as functionality.

What are the benefits of the Accelero ICICI Bank Credit Card?

Here’s a sneak peek of its best features:

Automobile & Road Assistance Benefits:

• 24×7 Roadside Assistance: Avail facilities like flat tire replacement, battery jump-start, towing, and emergency fuel supply.​

• Car Maintenance Perks: Avail free car wash and general check-up amenities every year.​

• Emergency Support: Available accommodation or medical assistance in case of accidents.

• Key Retrieval: In lost key or locked-in situations, the service can be availed to pick up replacement keys from your residence.

Fuel & Cashback Offers:

• Fuel Cashback: Get 2.5% cash back on HPCL fuel pump transactions up to ₹200 per month.

• Avail a 1% fuel surcharge waiver on spends of ₹4,000 and below at any fuel station.

Remarks & Redemption:

• For every ₹100 of retail purchases, except for fuel, you will earn 2 ICICI Bank Reward Points.

• Redemption: Redeem points for cashback or high-value auto accessories, one point at a time for ₹0.25.

Benefits of entertainment and way of life:

• Two or more tickets reserved in one instance, twice a month on BookMyShow and INOX, will get a 25% (maximum ₹100) discount.

• Get special savings at restaurants owned by dining partners through the ICICI Bank Culinary Treats Program.

• Airport Lounge Access: Receive free domestic airport lounge access for a quarter, as long as last quarter’s expense is at least ₹5,000.

More Features:

• Add-On Cards: Receive up to three add-on cards for family members.

• Annual Fee Waiver: ₹499 annual fee with GST can be waived if the cardholder has incurred over ₹1.25 lakh in the past twelve months.

What are the fees for the Accelero ICICI Bank Credit Card?

Here is a simple breakdown of the  Accelero ICICI Bank Credit Card fees.

Joining Fee	Rs. 499 + GST
Annual Fee	Rs. 499 + GST
Add-on Card Fee	No charges for additional cards for family members.
Finance Charges	3.40% per month (40.80% annually) on the outstanding balance if you don’t pay your bill in full.
Cash Advance Fee	2.5% of the amount withdrawn or ₹500, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting an Accelero ICICI Bank Credit Card?

1. Age Requirement:

• You should be between 18 to 65 years of age.

2. Income Requirement:

• Salaried Applicants: The minimum net monthly income is required; however, the bank fixes the amount, which can differ based on the applicant’s profile.

• Self-Employed Applicants: A minimum ITR amount is needed; the bank fixes the specific amount and can differ with applicants.

3. Employment Status:

• You should have a regular job or business with a fixed income source.

4. Credit Score:

• A CIBIL score of 700 and above is preferred for sanction.

5. Residency:

• You should be an Indian resident and have a valid address proof.

What documents are required to get an Accelero ICICI Bank Credit Card?

The documents that you will have to submit to get an Accelero ICICI Bank Credit Card are as below:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months, if you are a salaried employeeBank statement for the last 3 monthsITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the Accelero ICICI Bank Credit Card be used?

Here is the list of places where you can use it:

• With the Accelero ICICI Bank Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

• You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.

• You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

• You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.

• You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

• The  Accelero ICICI Bank Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the Accelero ICICI Bank Credit Card?

It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.

For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.

The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another, or even more, considering his/her profile and financial background.

It’s essential to follow the expenses and not exceed the credit limit because when you pass this limit, then penalties get added, and your credit score also goes down.

How do you apply for an Accelero ICICI Bank Credit Card?

Apply it through both these modes: 

Online Application Process:

• Visit the official website of the ICICI Bank, i.e. 

• Go to ‘Cards’, followed by ‘Credit Cards’.

• On that page, you can see numerous options for credit cards issued by ICICI Bank; for instance, you can choose the  Accelero ICICI Bank Credit Card.

• Just hover your cursor on the  Accelero ICICI Bank Credit Card, followed by selecting ‘Apply Now‘ from there.

• You will be asked to fill out your details, including your name, contact information, income details, and employment status.

• Be accurate and updated with the information provided.

• You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

• After filling out the details and uploading the documents, review your application to make sure everything is correct.

• Apply online through the application form.

• The bank will check your application after you submit it. They can ask for extra documents or information if required.

• You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process:

• You can walk into the nearest ICICI Bank branch to apply for the  Accelero ICICI Bank Credit Card.

• Request for the credit card application form of the  Accelero ICICI Bank Credit Card. They will provide you with the form and proceed accordingly.

• Fill in the details in the application form wherever it is required. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.

• Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and pas photograph.

• Your application will be processed, and your information will be cross-checked at the bank level.

• In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

• You will receive the  Accelero ICICI Bank Credit Card by post at the same postal address.

• Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the ICICI Bank Card website, mobile app, or by calling their customer service.

• You must set your PIN (Personal Identification Number) for security purposes before you can start using your credit card.

Would getting an Accelero ICICI Bank Credit Card in 2025 be right?

Yes, getting an Accelero ICICI Bank Credit Card in 2025 can be a good option if you require a card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility. 

ICICI Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.

Conclusion

The Accelero ICICI Bank Credit Card is a smart and useful option for car enthusiasts who want additional benefits on their daily expenses. This credit card is specifically designed to help car owners save money and enjoy additional services. From cashback on fuel expenses to free roadside assistance, this card offers many facilities that are beneficial for drivers.

The most significant benefit of this card is the auto-related facilities like emergency towing, car wash, and help in case of a flat tire or lost car keys. These facilities are highly useful when you travel and face unexpected issues. In addition to this, the cashback on fuel and the elimination of the surcharge make this card worth utilizing for regular fuel users.

The card also rewards you with reward points on all your non-fuel purchases, which can be redeemed for cashback or gifts. If you are a foodie and like to go out for meals, the card benefits you more by offering dining and entertainment savings.

Frequently Asked Questions (FAQ’s)