Adani One ICICI Bank Platinum Credit Card: Features

Summary

Adani One ICICI Bank Platinum Credit Card is a premium product that has been designed to provide a myriad of benefits tailored to the needs of frequent travelers and lifestyle connoisseurs. To begin with, it offers exclusive travel experiences like complimentary entry to domestic airport lounges, meet-and-greet, valet parking, and porter services at Adani-operated airports. All these facilities assist in making travel convenient and luxurious.

Besides travel rewards, the credit card provides an open-ended rewards system. Cardholders receive Adani Reward Points on all types of expenses, including 3% on Adani One universe expenses, 1% on transactions within the country, and 1.5% on overseas purchases. It also rewards bills and insurance payments with 0.5% Adani Reward Points, hence, it is an all-around card for routine expenses.

Additionally, the card also offers a variety of lifestyle benefits such as discounted movie tickets on BookMyShow, dining benefits through an EazyDiner Prime membership, and a fuel surcharge discount. These all add a lot of value to the card, particularly for those who eat out at restaurants and watch movies frequently.

Introduction

Adani One ICICI Bank Platinum Credit Card is a premium card that aims to offer an absolutely hassle-free and rewarding experience to its customers. With the blending of luxurious benefits and privileged privileges, it serves the needs of the individuals who desire convenience, lifestyle rewards, and financial independence. Whether you dine out, travel, or shop, this card promises to enhance your lifestyle with a range of interesting rewards.

In this article, we are going to explain the various benefits of the Adani One ICICI Platinum Credit Card. From its sound features of reward points to its travel rewards, there is a lot to look forward to. Additionally, the card provides exclusive access to a wide array of superior services that render it superior to others.

Besides, we will also see the card’s fee structure so that it will be easier for you to understand what you are paying for. In the future, we will also see how the card can help you manage your finances well with its high interest rates and other financial tools.

With all these advantages, the Adani One ICICI Platinum Credit Card is guaranteed to be a valuable companion for your wallet. So let’s take a closer look at the key benefits and features of this card to offer.

What is the Adani One ICICI Bank Platinum Credit Card?

The Adani One ICICI Bank Platinum Credit Card is a premium credit card that has a line of benefits created to cater to the interests of its owner. First, it is a combination of the money sense of ICICI Bank and the commitment of Adani Group to bringing the best in services. Through this affiliation, the card can give a sequence of unique advantages, such as reward points, discounts for travel, and discounts on multiple services.

Apart from that, the card is designed to enhance the lifestyle of its owners by providing several benefits between airport lounge visits and shopping cashback rewards. In addition to that, it offers exclusive privileges on dining, entertainment, and fuel purchases, thereby proving to be a favorable option for individuals looking for something more from a credit card.

How is the design of the Adani One ICICI Bank Platinum Credit Card?

The Adani One ICICI Bank Platinum Credit Card boasts a stylish and trendy appearance that emphasizes its high-end status. The card comes in two distinct variants: a sophisticated black for the Signature variant and a bright orange for the Platinum variant. Both variants feature the stylized “a” logo as the centerpiece of the design, symbolizing the Adani One ecosystem, but on a sleek matte finish that emphasizes elegance.

With a contemporary appearance, the card’s design is simple yet functional. It possesses the essential features such as the chip, contactless payment symbol, and the Visa logo, which provide style and security. The quality of the materials used is high, so it is not only pleasing to the eye but also durable, making it a stylish everyday companion.

What are the benefits of the Adani One ICICI Bank Platinum Credit Card?

Here is the short description of its greatest benefits:

Travel & Airport Privileges

• Airport Lounge Privileges: Experience 8 free domestic lounge access in a year, and priority upgrade on Adani airports.

• Meet & Greet Facility: Experience up to 2 Pranaam Meet & Greet facilities in a year at Adani airports for a convenient travel experience.

• Parking Facilities: Get to avail 2 premium and 2 valet parking facilities within a year at Adani airports.

• Porter Services: Avail a maximum of 4 Porter Services within a year to assist with your baggage in associate airports.

Reward Points & Spending Benefits

• Adani Ecosystem: Earn 3% Adani Reward Points on spends within the Adani One ecosystem, including booking of air tickets, airport, Trainman, fuel, electricity, etc.

• Domestic Spends: Earn 1% Adani Reward Points on domestic spends, excluding rent payment and fuel.

• International Spends: Get 1.5% Adani Reward Points on international spends.

• Utility & Insurance: Get 0.5% Adani Reward Points on bill payment and insurance premium.

Welcome & Milestone Rewards

• Hotel Voucher: Get a ₹1,000 hotel voucher on card activation.

• Flight Voucher: Receive a ₹2,000 flight voucher on ₹10,000 spend in 60 days from card activation.

• Waiver of Annual Fee: Receive the annual fee waiver on spends of ₹3,00,000 and above in a calendar year.

Lifestyle & Entertainment Rewards

• BookMyShow Offer: Receive a 25% discount (up to ₹100) on movie tickets every fortnight.

• EazyDiner Prime Membership: Receive a 3-month free EazyDiner Prime membership, and restaurant discounts and advantages.

• Fuel Surcharge Waiver: Receive a 1% fuel surcharge waiver at all fuel stations, up to ₹4,000 per bill.

What are the fees for the Adani One ICICI Bank Platinum Credit Card?

Here is a simple breakdown of the  Adani One ICICI Bank Platinum Credit Card fees.

Joining Fee	Rs. 750 + GST
Annual Fee	Rs. 750 + GST
Add-on Card Fee	No charges for additional cards for family members.
Finance Charges	If you don’t pay your bill in full, a 3.75% per month (45% annually) charge on the outstanding balance.
Cash Advance Fee	2.5% of the amount withdrawn or ₹500, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting an Adani One ICICI Bank Platinum Credit Card?

1. Age Requirement:

• You should be between 18 and 65 years of age.

2. Income Requirement:

• Salaried Applicants: The minimum net monthly income is required; however, the bank fixes the amount, which can differ based on the applicant’s profile.

• Self-Employed Applicants: A minimum ITR amount is needed; the bank fixes the specific amount and can differ with applicants.

3. Employment Status:

• You should have a regular job or business with a fixed income source.

4. Credit Score:

• A CIBIL score of 700 and above is preferred for sanction.

5. Residency:

• You should be an Indian resident and have a valid address proof.

What documents are required to get an Adani One ICICI Bank Platinum Credit Card?

The documents that you will have to submit to get an Adani One ICICI Bank Platinum Credit Card are as below:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months, if you are a salaried employeeBank statement for the last 3 monthsITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the Adani One ICICI Bank Platinum Credit Card be used?

Here is the list of places where you can use it:

• With the Adani One ICICI Platinum Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

• You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.

• You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

• You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.

• You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

• You can use your  Adani One ICICI Bank Platinum Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).

• The  Adani One ICICI Bank Platinum Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the Adani One ICICI Bank Platinum Credit Card?

The credit amount you can spend is what you are provided with an Adani One ICICI Bank Platinum Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.

For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.

The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another, or even more, considering his/her profile and financial background.

It’s essential to follow the expenses and not exceed the credit limit because when you pass this limit, then penalties get added, and your credit score also goes down.

How do you apply for an Adani One ICICI Bank Platinum Credit Card?

Apply it through both these modes: 

Online Application Process:

• Visit the official website of the ICICI Bank, i.e. 

• Go to ‘Cards’, followed by ‘Credit Cards’.

• On that page, you can see numerous options for credit cards issued by ICICI Bank; for instance, you can choose the  Adani One ICICI Bank Platinum Credit Card.

• Just hover your cursor on the  Adani One ICICI Bank Platinum Credit Card, followed by selecting ‘Apply Now‘ from there.

• You will be asked to fill out your details, including your name, contact information, income details, and employment status.

• Be accurate and updated with the information provided.

• You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

• After filling out the details and uploading the documents, review your application to make sure everything is correct.

• Apply online through the application form.

• The bank will check your application after you submit it. They can ask for extra documents or information if required.

• You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process:

• You can walk into the nearest ICICI Bank branch to apply for the  Adani One ICICI Bank Platinum Credit Card.

• Request for the credit card application form of the  Adani One ICICI Bank Platinum Credit Card. They will provide you with the form and proceed accordingly.

• Fill in the details in the application form wherever it is required. Care should be taken to ensure that all the information about personal details, income, and jobs provided by the applicant is correct.

• Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and a passport photograph.

• Your application will be processed, and your information will be cross-checked at the bank level.

• In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

• You will receive the  Adani One ICICI Bank Platinum Credit Card by post at the same postal address.

• Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the ICICI Bank Card website, mobile app, or by calling their customer service.

• You must set your PIN (Personal Identification Number) for security purposes before you can start using your credit card.

Would getting an Adani One ICICI Bank Platinum Credit Card in 2025 be right?

Yes, getting an Adani One ICICI Bank Platinum Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility. 

ICICI Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.

Conclusion

In short, the Adani One ICICI Bank Platinum Credit Card is a great choice for those seeking a high-end credit card with a combination of lifestyle rewards, travel perks, and rewarding points. With its array of travel perks such as lounge access, meet-and-greet, and parking, this card is ideal for business travelers and recreational travelers who need convenience and luxury.

Also, the card’s rewards program, which is holistic in nature with Adani Reward Points for domestic as well as international spends, is an attraction for those who wish to earn while they shop, dine, or travel. The value is supplemented by the additional benefits, such as movie ticket discounts, fuel and dining discounts.

Besides, its milestone and welcome rewards, such as hotel and air credit vouchers, are yet other incentives for users to spend as much as possible. The option of having the annual fee waived with a specified spending level also makes this card appealing to those who wish to keep additional expenditures low.

Frequently Asked Questions (FAQ’s)