Assam Rifles The Sentinel BoB Credit Card: Features & Benefits

Summary

The Assam Rifles The Sentinel BoB Credit Card is a co-brand credit card Bank of Baroda launched exclusively for veterans and personnel of Assam Rifles. The card gives rewards, savings, and exclusive benefits, making it an excellent money tool for everyday expenses.

One of the best features of this Credit card is the reward points program. Cardmembers receive 5 reward points on purchases made for every ₹100 for grocery shopping, department stores, and movies and 1 reward point for each ₹100 purchase made for anything else. These points have no expiry and may be used to avail of many varied rewards. The card has a reduction in the 1% fuel surcharge levied on spends in the range of ₹400 and ₹5,000 made at fuel stations in India, where customers save on fuel prices.

For added convenience, the card also accepts contactless payment, allowing payment of up to ₹5,000 without a PIN. The card is also accepted globally, thus making it easier for local and international purchases. Additionally, the cardholders also receive special discounts and offers from Bank of Baroda merchant partners.

Introduction

Assam Rifles, one of the oldest paramilitary forces in India, has launched a special credit card keeping in mind the financial needs of its soldiers and their families. “Assam Rifles The Sentinel Bank of Baroda Credit Card” is introduced in collaboration with the Bank of Baroda (BoB). The Assam Rifles The Sentinel BoB Credit Card aims to provide financial freedom and attractive benefits to the personnel of Assam Rifles.

Through Assam Rifles The Sentinel BoB Credit Card, Assam Rifles personnel and their families get many benefits, such as easy access to credit, cashback, and different offers. The specialty of Assam Rifles The Sentinel Bank of Baroda Credit Card is that it is specially designed for the soldiers of the country who are deployed on the borders to protect our country. Assam Rifles The Sentinel Bank of Baroda Credit Card has been designed keeping in mind their everyday financial needs and emergency expenses.

The credit card comes with many features. It includes facilities like low interest rates, fuel surcharge waivers, reward points, s and attractive cashback on shopping. Apart from this, Assam Rifles The Sentinel BoB Credit Card also comes with features like life insurance and accident cover. Comes, which helps to ensure the safety of the soldiers and the financial stability of their families.

In today’s article, we will discuss in detail Assam Rifles The Sentinel BoB Credit Card. In which we will tell you in detail about its benefits. Along with this, in this article, we will also discuss the fees of Assam Rifles The Sentinel BoB Credit Card and will also discuss in detail how to apply for it. So read this article till the end so that you do not have any problems later.

What is the Assam Rifles The Sentinel BoB Credit Card?

The credit card is a personalized credit card, which has been launched keeping in mind the financial needs of the Assam Rifles personnel and their dependents. Assam Rifles The Sentinel BoB Credit Card has been launched in partnership with the Bank of Baroda (BoB).

It aims to provide ease of money, trouble-free credit availability, and numerous benefits for the soldiers. Soldiers also get perks such as low-interest charges, cashback, reward points, and fuel savings through Assam Rifles The Sentinel Bank of Baroda Credit Card. It also has an insurance cover along with an accident protection cover so that the soldiers are safe along with their families.

What is the design of the Assam Rifles The Sentinel BoB Credit Card?

The Assam Rifles The Sentinel Bank of Baroda Credit Card has a stylish and sophisticated look that reflects the essence of Assam Rifles. The card has the Assam Rifles emblem, which represents service and courage. The card is offered with a contemporary look through a blend of military-inspired hues and a premium finish.

The Bank of Baroda (BoB) logo is also featured, showing the relationship. The design is one of pride and honor for Assam Rifles soldiers and veterans, so it is a special card for them.

What are the benefits of the Assam Rifles The Sentinel BoB Credit Card?

Here are its significant advantages with real reward points:

1. Reward Points on Every Transaction

• Avail 5 reward points for every ₹100 spent at grocery, departmental stores, and cinema.

• Avail 1 reward point for every ₹100 for all other transactions.

• 1 reward point = ₹0.25 at redemption.

2. Waiver of Fuel Surcharge

• Receive a 1% waiver of fuel surcharge at any Indian fuel station for transactions between ₹400 to ₹5,000.

3. Contactless Payments

• Pay securely and instantly without exposing your PIN for transactions up to ₹5,000.

4. No Expiry on Reward Points

• Reward points have no expiry and can be redeemed whenever you wish.

5. Global Acceptance

• Utilize this card in India or abroad wherever Visa/Mastercard is accepted.

What are the Assam Rifles The Sentinel BoB Credit Card fees?

Here is a simple Assam Rifles The Sentinel Bank of Baroda Credit Card fee breakup.

Joining Fee	NIL
Annual Fee	NIL
Add-on Card Fee	There are no charges for additional cards for family members.
Finance Charges	If you don’t pay your bill in full, 3.5% per month (42% annually) on the outstanding balance.
Cash Advance Fee	2.5% of the amount withdrawn or ₹500, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – NilRs. 101 – Rs. 500 – Rs. 150Rs. 501 – Rs. 5,000 – Rs. 500Rs. 5,001 – Rs. 20,000 – Rs. 750Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting aaAssam Rifles The Sentinel BoB Credit Card?

The following are the primary requirements:

1. You must be between 18 and 70 years old to apply for the Assam Rifles The Sentinel Bank of Baroda Credit Card.

2. The income requirement differs according to your employment status:

• Self-Employed Professionals: A minimum Annual income of Rs 1,00,000 usually does the job.

3. A secured income ensures regular timely payments on the credit card bill. Any amount above it ensures that the approval probability is increased.

4. Your credit score plays a role in the selection process. Bank of Baroda tends to favor borrowers with a better credit score, usually above 750. 

5. You must be an Indian resident and have valid address proof within the country. 

6. A salaried person must be employed with a reputed company or organization. The bank can ask you for documents like your salary slip or employment letter.

7. A Self-employed person must have business experience in the past years, generally 2+ years. You must show the bank proof of good consistent income. This may be your income tax returns and bank statements.

What documents are required to get an Assam Rifles The Sentinel BoB Credit Card?

The documents that you will have to submit to Getana Assam Rifles The Sentinel Bank of Baroda Credit Card are as below:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months if you are a salaried employee Bank statement for the last 3 months ITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the Assam Rifles The Sentinel BoB Credit Card be used?

Here is the list of places where you can use it:

• You can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

• You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.

• You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

• You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.

• You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

• You can use your Assam Rifles The Sentinel Bank of Baroda Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).

• The Assam Rifles The Sentinel Bank of Baroda Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the Assam Rifles The Sentinel BoB Credit Card?

The credit amount you can spend is what you are provided with an Assam Rifles The Sentinel Bank of Baroda Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.

For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.

The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another or even more, considering his/her profile and financial background.

It’s essential to follow the expenses and not exceed the credit limit because when you pass this limit then penalties get added, and your credit score also goes down.

How do you apply for Assam Rifles The Sentinel BoB Credit Card?

Apply it through both these modes: 

Online Application Process

• Visit the official website of the Bank of Baroda, i.e. 

• Go to ‘Cards’, followed by ‘Credit Cards’.

• On that page, you can see numerous options for credit cards issued by the Bank of Baroda; for instance, you can choose the Assam Rifles The Sentinel BoB Credit Card.

• Just hover your cursor on the Assam Rifles The Sentinel Bank of Baroda Credit Card, followed by selecting ‘Apply Now’ from there.

• You will be asked to fill out your details including your name, contact information, income details, and employment status.

• Be accurate and updated with the information provided.

• You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

• After filling out the details and uploading the documents, review your application to make sure everything is correct.

• Apply online through the application form.

• The bank will check your application after submitting it. They can ask for extra documents or information if required.

• You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process

• You can walk into the nearest Bank of Baroda branch to apply for the Assam Rifles The Sentinel Bank of Baroda Credit Card.

• Request for the credit card application form for the Assam Rifles The Sentinel Bank of Baroda Credit Card. They will provide you with the form and proceed accordingly.

• Fill the details in the application form wherever it is required. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.

• Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and pas hotograph.

• Your application will be processed, and your information will be cross-checked at the bank level.

• In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

• You will receive the Assam Rifles The Sentinel Bank of Baroda Credit Card by post at the same postal address.

• Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the Bank of Baroda Card website, or mobile app or by calling their customer service.

• For security purposes, you must set your PIN (Personal Identification Number) before you can start using your credit card.

Would getting an Assam Rifles The Sentinel BoB Credit Card in 2025 be right?

Yes, getting aaAssam Rifles The Sentinel BoB Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility. 

Axis Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.

Conclusion

Assam Rifles The Sentinel Bank of Baroda Credit Card is a kind of special gift for our nation’s courageous soldiers. Assam Rifles The Sentinel BoB Credit Card not only helps them manage their regular expenses but provides them with a lot of other benefits too. Facilities like cashback, reward points, discounts on fuel,l and insurance coverage make it all the more comfortable.

Additionally, Assam Rifles The Sentinel Bank of Baroda Credit Card can be used both offline and online anywhere in the country, making it even more convenient. The facilities provided in light of the safety of the soldiers and the economic prosperity of their families lead them towards a strong and independent life. This joint effort of Assam Rifles and Bank of Baroda is a reflection of the respect for the brave soldiers who protect the nation’s borders.

Finally, Assam Rifles The Sentinel Bank of Baroda Credit Card is not just a tool of finance but also a way of appreciating the hard work and sacrifice of such soldiers. With the Assam Rifles The Sentinel Bank of Baroda Credit Card, the soldiers are not just able to fulfill their needs but also arrange for a secure and better life for their family members. The Assam Rifles The Sentinel Bank of Baroda Credit Card is the ideal choice for all such soldiers who are seeking financial independence and security.

Frequently Asked Questions (FAQs)