Summary
The AU Bank ABC Pro Credit Card is a reward-packed card that is best suited for individuals who love rewards, travel, and lifestyle rewards. It offers real reward points on all spends, hence spends are more rewarding. Card members earn 2 reward points on every ₹100 spent on normal spending and 5 reward points on every ₹100 spent on dining, travel, and online spending. Besides that, the new customers are also rewarded with a welcome reward of 1,000 reward points for spending ₹10,000 within 60 days.
The reward points can be redeemed to receive cashback, gift vouchers, or other attractive offers. For frequent flyers, this card provides 2 free domestic airport lounge visits per quarter, providing convenience and comfort at airports. It also provides 1% fuel surcharge rebates on all Indian fuel stations, hence being a great choice for daily commuters.
Lifestyle and shopping rewards such as special discounts on high-end brands, dining, and entertainment enable users to save money while enjoying what they like. The card is also pre-loaded with contactless payment technology to enhance the ease and security of tap-and-pay transactions. It is also pre-loaded with an EMV chip, which provides security to online and offline transactions.
Introduction
AU Bank has introduced the AU ABC Pro Credit Card keeping in mind the needs of its customers. The AU ABC Pro Credit Card is a great option for those who want to manage their expenses as well as avail of various benefits. The AU ABC Pro Credit Card not only gives you cashback and reward points, but it also comes with many other features, such as attractive discounts on movie tickets, online shopping travel bookings, etc.
The most special thing about the AU ABC Pro Credit Card is that it controls your budget better while meeting your everyday needs. Whether you are shopping online, enjoying a movie, or traveling, the AU Bank Pro Credit Card rewards you at every step. Apart from this, cardholders also get fuel surcharge waivers and other special offers, which make it more attractive.
The bank’s AU Bank ABC Credit Card is also state-of-the-art in terms of security. In this, you get services like fraud protection and immediate assistance in case of card loss. Apart from this, you can manage your card from AU Bank’s mobile app, which gives you better control over your expenses.
In today’s article, we will discuss in detail about AU ABC Pro Credit Card. In which we will tell you in detail about its benefits. Along with this, we will also discuss the fees of AU Bank ABC Pro Card in this article and will also discuss in detail how to apply for it. So read this article till the end so that you do not have any problems later.
What is the AU Bank ABC Pro Credit Card?
A credit card is a credit card that not only fulfills your everyday needs but also gives you many great benefits. The main objective of AU Bank Pro Credit Card is to make your expenses easy and beneficial. Through this, you can avail of cashback, reward points, and great offers on shopping, movie ticket booking, travel,l, and other services.
Also, with the AU Bank ABC Pro Card, you get special benefits like a fuel surcharge waiver and a discount on online shopping. If you want to make smart savings while managing your expenses, then the AU ABC Pro Credit Card can prove to be a good option for you.
What is the design of the AU Bank ABC Pro Credit Card?
The ABC Pro Credit Card is contemporary and thin. It has a metallic and dark color combination that gives it a premium look. The card features the AU Bank logo on one side and the ABC Pro name in bold on the other.
It also has an EMV chip for secure transactions and a contactless payment symbol, allowing tap-and-pay ease. Overall appearance is sleek and professional, so it’s a great choice for those who prefer a fashionable credit card design.
What are the benefits of the AU Bank ABC Pro Credit Card?
Here are the major advantages:
- Real Reward Points & Cashback
- 2 reward points for each ₹100 spent on normal transactions.
- 5 reward points for each ₹100 spent on travel, dining, and online shopping.
- 1,000 reward points bonus for spending ₹10,000 in 60 days.
- Exchange reward points for cashback or gift vouchers.
- Lifestyle & Shopping Benefits
- Offer discounts on shopping, dining, and traveling.
- Best brand offers exclusively.
- Airport Lounge Access
- 2 complimentary airport lounge visits per quarter at designated domestic lounges.
- Fuel Surcharge Waiver
- Waiver on fuel charges of 1% on all fuel purchases across India.
- Contactless Payments & Security
- Tap-and-pay facility for convenient payment.
- EMV chip for safe payment.
What are the fees for the AU Bank ABC Pro Credit Card?
Here is a simple Credit Card fee breakup.
| Joining Fee | ₹999 plus GST |
| Annual Fee | ₹999 = GST per year. This will be waived if you spend ₹1,00,000 or more in a year. |
| Add-on Card Fee | There are no charges for additional cards for family members. |
| Finance Charges | If you don’t pay your bill in full, 3.5% per month (42% annually) on the outstanding balance. |
| Cash Advance Fee | 2.5% of the amount withdrawn or ₹500, whichever is higher. |
| Late Payment Fee | For Statement Balance Less than Rs. 101 – NilRs. 101 – Rs. 500 – Rs. 150Rs. 501 – Rs. 5,000 – Rs. 500Rs. 5,001 – Rs. 20,000 – Rs. 750Rs. 20,000 & above – Rs. 1,000 |
What are the criteria for getting an AU Bank ABC Pro Credit Card?
The following are the primary requirements:
- You must be between 18 and 70 years old to apply for the AU ABC Pro Credit Card.
- The income requirement differs according to your employment status:
- Self-Employed Professionals: A minimum Annual income of Rs 1,00,000 usually does the job.
- A secured income ensures regular timely payments on the credit card bill. Any amount above it ensures that the approval probability is increased.
- Your credit score plays a role in the selection process. AU Bank tends to favor borrowers with a better credit score, usually above 750.
- You must be an Indian resident and have valid address proof within the country.
- A salaried person must be employed with a reputed company or organization. The bank can ask you for documents like your salary slip or employment letter.
- A Self-employed person must have business experience in the past years, generally 2+ years. You must show the bank proof of good consistent income. This may be your income tax returns and bank statements.
What documents are required to get an AU Bank ABC Pro Credit Card?
The documents that you will have to submit to Get a Credit Card are as below:
| Identity Proof | Aadhaar card, Passport, Voter ID, Driving license, PAN card |
| Address Proof | Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address |
| Income Proof | Salary slip for the last 3 months if you are a salaried employe Bank statement for the last 3 months ITR for self-employed persons |
| Photograph | The latest passport-sized photograph |
Where can the AU Bank ABC Pro Credit Card be used?
Here is the list of places where you can use it:
- With the AU ABC Pro Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.
- You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.
- You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.
- You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.
- You can use your credit card to pay electricity and water bills, mobile bills, and internet services.
- You can use your AU ABC Pro Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).
- The AU Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.
What is the credit limit of the AU Bank ABC Pro Credit Card?
The credit amount you can spend is what you are provided with an AU ABC Pro Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.
For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.
The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another or even more, considering his/her profile and financial background.
It’s essential to follow the expenses and not exceed the credit limit because when you pass this limit then penalties get added, and your credit score also goes down.
How do you apply for an AU Bank ABC Pro Credit Card?
Apply it through both these modes:
Online Application Process
- Visit the official website of the AU Bank, i.e.
- Go to ‘Cards’, followed by ‘Credit Cards’.
- On that page, you can see numerous options for credit cards issued by AU Bank; for instance, you can choose the AU ABC Pro Credit Card.
- Just hover your cursor on the AU Pro Credit Card, followed by selecting ‘Apply Now‘ from there.
- You will be asked to fill out your details including your name, contact information, income details, and employment status.
- Be accurate and updated with the information provided.
- You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.
- After filling out the details and uploading the documents, review your application to make sure everything is correct.
- Apply online through the application form.
- The bank will check your application after submitting it. They can ask for extra documents or information if required.
- You will be informed about the status of your application, and if approved, your card will be delivered to you.
Offline Application Process
- You can walk into the nearest AU Bank branch to apply for the AU ABC Pro Credit Card.
- Request for the credit card application form for the AU Bank ABC Credit Card. They will provide you with the form and proceed accordingly.
- Fill the details in the application form wherever it is required. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.
- Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and pas hotograph.
- Your application will be processed, and your information will be cross-checked at the bank level.
- In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.
- You will receive the AU Bank Pro Credit Card by post at the same postal address.
- Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the AU Bank Card website, or mobile app or by calling their customer service.
- For security purposes, you must set your PIN (Personal Identification Number) before you can start using your credit card.
Would getting an AU Bank ABC Pro Credit Card in 2025 be right?
Yes, getting an AU Bank ABC Pro Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility.
Axis Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.
Conclusion
Lastly, the AU ABC Pro Credit Card is a tool that not only helps you with your daily spending but also rewards you with a list of privileges. With AU Bank ABC Pro Credit Card, you have the option to save money while making purchases, when you travel, when you buy movie tickets, and so on with the option of cashback and reward points. Additionally, services like a waiver on fuel surcharge and amazing offers make it all the more attractive.
AU ABC Pro Credit Card is very useful for those who wish to manage their spending judiciously and also wish to elevate their level of lifestyle. Apart from this, AU Bank ABC Pro Card also possesses superior features regarding protection, which keeps your transactions as well as your personal information safe.
A credit card is a tool to improve and simplify your financial life. In case, you are eager to use a credit card providing discounts, rewards, and protection for different services, then AU Bank ABC Pro Credit Card can prove to be the right option for you. Overall, the AU Bank ABC Pro Credit Card is a judicious and sensible financial decision, making your spending convenient and rewarding.
Frequently Asked Questions (FAQ’s)
Ans: You can apply for an AU Bank ABC Pro Card at the AU Bank website, mobile app, or local branch. For application, you need to provide the required documents and identification proof.
Ans: Yes, you receive a waiver of the fuel surcharge at AU Bank ABC Pro Card, which may exempt you from additional fees on your fuel buying.
Ans: Reward points can be reused on shopping, booking travel, gift vouchers, and other services. They can be redeemed from the rewards catalog of AU Bank.
Ans: Yes, AU Bank ABC Pro Card is secure from fraud, securing the cardholder’s transactions.
Ans: You can simply use your credit card using the AU Bank mobile app or net banking, such as bill payments, tracking of rewards, and so on.
