Axis Bank Burgundy Private Credit Card: Features & Apply

Summary

Axis Bank Burgundy Private Credit Card is an exclusive, invitation-only credit card provided for high-spending clients with deep banking relationships at Axis Bank. It provides unlimited luxury, rewards, and benefits for customers with high income or investment value.

This Credit card cannot be availed by the public. To qualify, you should either have a Total Relationship Value (TRV) of ₹5 Crore with Axis Bank or get a net monthly salary of ₹10 Lakhs credited into your Axis Bank account. If you are eligible for these, the bank might invite you to avail this premium card.

One of the strongest features of this card is that there is neither an annual fee nor a joining fee for Burgundy Private’s eligible clients. Even better, the card is free of forex markup fees, making it very suitable for people traveling abroad. It also enjoys zero cash withdrawal charges, late payment fees, and going-over-the-limit charges, which are quite rare on most credit cards.

Introduction

When it is about a luxury lifestyle and best-end banking facilities, Axis Bank has always led the pack. Amongst its most premium offerings is the Axis Bank Burgundy Private Credit Card. This card is reserved exclusively for high net worth individuals who are looking not only for monetary rewards, but also an overall upgrade in lifestyle. Be it travel, dining, health, or concierge, this credit card offers you the crème de la crème of all.

The Burgundy Private Credit Card is not your average bit of plastic – it’s an exclusivity symbol, a status symbol, and a convenience. With free airport lounge access and a personal concierge at your command 24×7, the card suits your needs with panache. You can have privileges worldwide, ranging from golf courses and luxury hotels to fine dining and so on. It’s perfect for the perennial movers and those with the luxury lifestyle.

The best thing about this credit card is the personalized finance service offered with it. Axis Bank provides a personal relationship manager and a special team of financial planners to manage your money, advise your investments, and plan your finances prudently. It’s not a credit card – it’s a complete financial solution.

In this post, we’ll be discussing the highlight features, benefits, eligibility criteria, and how you can get this card. Whether you’re already a bank client of Axis Bank or you’re an individual searching for premium credit cards, you would understand the reasons why this Burgundy Private Credit Card is different from the rest in this article. So let’s dive into luxury banking with the finest product by Axis Bank.

What is the Axis Bank Burgundy Private Credit Card?

Axis Bank Burgundy Private Credit Card is a high-end credit card that is meant for high-net-worth individuals looking for luxury, comfort, and great financial amenities. The card is not everyone’s – only invited customers can get it. It offers a variety of high-end rewards such as access to airport lounges around the world, luxurious restaurant offers, golfing privileges, travel insurance, and more.

Cardholders get a relationship manager who is uniquely allocated to them, along with a roster of experts for help in guiding their investment as well as their wealth. Axis Bank, via this card, aims to offer a complete luxury experience with healthy financial security as well as services.

What is the design of the Axis Bank Burgundy Private Credit Card?

Befitting the luxury brand, Axis Bank Burgundy Private Credit Card is subtle in texture and appearance, chic. Made from thick metal, the card sports a minimal appearance that exudes restraint and luxury. Sophistication is aimed at attracting prudent high-net-worth individuals and stylish ones.

Apart from its beautiful design, the card also possesses advanced features that make it highly functional. It is based on the Visa Infinite platform and is also contactless, hence enabling one to make fast and secure transactions. This balance of functionality and design not only makes the card stunning but also offers a friendly experience to its users.

What are the benefits of the Axis Bank Burgundy Private Credit Card?

The following are some of its greatest advantages:

1. Travel & Lounge Access

• Unlimited Lounge Access: Receive unlimited complimentary access to Indian domestic and international airport lounges for primary and add-on cardmembers. Additionally, receive 12 complimentary guest visits annually at each.

• Airport Concierge Services: Receive a maximum of 8 complimentary airport concierge services in India, including booking flights and booking tables, among others.

• Hotel Privileges: Avail free memberships on Club Marriott, Accor Plus, and Taj Epicure, and privileged discounts and stay benefits.

2. Travel Insurance

• Air accident cover of ₹4.5 crores, travel insurance, card protection in case of loss, and purchase protection.

3. Dining & Entertainment

• EazyDiner Prime Membership: Get a free EazyDiner Prime membership and up to 25% off at favorite fine dining restaurants.

• Dining Delights Programme: Avail a maximum of 30% discount at over 4,000 high-end Indian restaurants on Axis Bank’s Dining Delights programme.

• Movie Benefits: Avail ‘Buy 1 Get 1 Free’ movie and non-movie ticket benefit from BookMyShow, limited to 5 free tickets each per month.

4. Lifestyle & Wellness

• Golf Privileges: Available up to 50 rounds of free golf annually at member golf clubs.

• Personal Concierge: 24×7 concierge service to handle anything from booking a flight to booking a table, gift delivery, etc.

• Wellness Benefits: Health and wellness coaching on Weljii, medical support while traveling internationally, and seeking specialist doctors’ advice to seek second opinions.

5. Financial & Transaction Benefits

• Reward Points: Collect 15 EDGE Reward points on every ₹200 spent. Use the points against massive options, ranging from shopping to travel bookings, and gift vouchers.

• No Forex Markup: Enjoy zero foreign currency markup on your foreign exchange transactions, ideal for international travelers.

• Cash Withdrawal Benefits: Receive cash interest and cost-free until the payment date, an added financial benefit.

• Fuel Surcharge Waiver: Get a refund of 1% fuel surcharge on spends between ₹400 and ₹4,000, up to ₹400 a month.

6. Insurance & Security

• Comprehensive Insurance: Get benefits under comprehensive insurance, such as air accident insurance of ₹4.5 crores, travel insurance, lost card liability, and purchase protection.

What are the fees for the Axis Bank Burgundy Private Credit Card?

Here is a simple Axis Bank Burgundy Private Credit Card fee breakup.

Joining Fee	Rs. 50,000 + GST (Nil for Burgundy Private Account Holders)
Annual Fee	Rs. 50,000 + GST (Nil for Burgundy Private Account Holders)
Add-on Card Fee	There are no charges for additional cards for family members.
Finance Charges	If you don’t pay your bill in full, a 3.75% per month (45% annually) charge on the outstanding balance.
Cash Advance Fee	2.5% of the amount withdrawn or ₹500, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting an Axis Bank Burgundy Private Credit Card?

The following are the primary requirements:

1. To apply for the Axis Bank Burgundy Private Credit Card, you must be between 18 and 70 years old.

2. The income requirement differs according to your employment status:

• Self-Employed Professionals: A minimum Annual income of Rs 10 lakh usually does the job.

3. A secured income ensures regular, timely payments on the credit card bill. Any amount above it ensures that it increases the approval probability.

4. Your credit score plays a role in the selection process. It is a tendency for Axis Bank to favor borrowers with a better credit score, usually above 750. 

5. You must be an Indian resident and have valid address proof within the country. 

6. A salaried person must be employed with a reputable company or organization. The bank can ask you for documents like your salary slip or employment letter.

7. A Self-employed person must have business experience in the past years, generally 2+ years. You must show the bank proof of good, consistent income. This may be your income tax returns and bank statements.

What documents are required to get an Axis Bank Burgundy Private Credit Card?

The documents that you will have to submit to get an Axis Burgundy Private Credit Card are as below:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months, if you are a salaried employee Bank statement for the last 3 months ITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the Axis Bank Burgundy Private Credit Card be used?

Here is the list of places where you can use it:

• With the Axis Bank Burgundy Private Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

• You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.

• You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

• You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.

• You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

• You can use your Axis Bank Burgundy Private Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).

• The Axis Bank Burgundy Private Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the Axis Bank Burgundy Private Credit Card?

The credit limit of the Axis Burgundy Private Credit Card will rely on your income, credit score, and banking relationship. Subject to eligibility, this is a high-end credit card, typically ranging from ₹5 lakh to ₹25 lakh or more.

If you hold a Priority Banking account, you may be extended a higher credit limit. You are also allowed by the bank to request a limit upgrade based on your spending and repayment record. To ascertain your actual limit, you may call Axis Bank once you have made your application.

How do you apply for an Axis Bank Burgundy Private Credit Card?

Apply it through both these modes: 

Online Application Process

• Visit the official website of Axis Bank, i.e. 

• Go to ‘Cards’, followed by ‘Credit Cards’.

• On that page, you can see numerous options for credit cards issued by Axis Bank; for instance, you can choose the Axis Burgundy Private Credit Card.

• Just hover your cursor on the Axis Bank Burgundy Private Credit Card, followed by selecting ‘Apply Now‘ from there.

• You will be asked to fill out your details, including your name, contact information, income details, and employment status.

• Be accurate and updated with the information provided.

• You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

• After filling out the details and uploading the documents, review your application to make sure everything is correct.

• Apply online through the application form.

• The bank will check your application after you submit it. They can ask for extra documents or information if required.

• You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process

• You can walk into the nearest Axis Bank branch to apply for the Axis Burgundy Private Credit Card.

• Request for the credit card application form for the Axis Burgundy Private Credit Card. They will provide you with the form and proceed accordingly.

• Fill in the details in the application form wherever it is required. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.

• Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and a passport.

• Your application will be processed, and your information will be cross-checked at the bank level.

• In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

• You will receive the Axis Burgundy Private Credit Card by post at the same postal address.

• Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the Axis Bank Card website or mobile app, or by calling customer service.

• For security purposes, you must set your PIN (Personal Identification Number) before you can start using your credit card.

Would getting an Axis Bank Burgundy Private Credit Card in 2025 be right?

Yes, the Axis Bank Burgundy Private Credit Card in 2025 can prove to be a good option if you eat, watch movies, and shop excessively. The card provides beneficial rewards such as savings on movie tickets, additional points on dining, and lifestyle privileges.

If you pay with your credit card frequently for such purchases, you can save a lot of money in the long term. The yearly fee is low and can be exempted if you spend sufficiently within the year. Just ensure you pay your bills in time to prevent fees. So, if your usage pattern is compatible with the rewards of this card, it can be a good choice for 2025.

Conclusion

Axis Bank Burgundy Private Credit Card is not a regular credit card but a complete premium experience for those who have a high-end lifestyle and yearn for the finest of their financial institutions. From airport lounges to complimentary stays at a 5-star hotel, from concierge services to overseas travel insurance, the credit card offers the world’s finest privileges way beyond those basic benefits provided through credit cards. It is a perfect match for individuals who travel frequently, dine at good restaurants, golf, or desire luxury services in every part of their lives.

One of the strongest advantages of this Credit card is the exclusive relationship support and wealth management services attached to it. Axis Bank ensures that card members are not merely getting spending benefits, but right financial guidance to invest and manage their assets. The card truly combines lifestyle’s luxury with investment’s savviness.

Additionally, the absence of forex mark-up and interest on cash withdrawal till the due date makes it an excellent choice for business executives as well as foreign visitors who often have to deal with foreign currencies. The sophisticated security features and insurance cover give you the peace of mind, while reward points and cashback facility give each rupee that you spend give you more value.

Frequently Asked Questions (FAQ’s)