Axis Bank Freecharge Credit Card: Apply Online

Summary

Axis Bank Freecharge Credit Card is a well-crafted credit card for regular online shoppers, especially those who shop from Flipkart and related sites such as Myntra, Cleartrip, and Flipkart Health+. It is a co-branded credit card from Flipkart and Axis Bank with great rewards, cashback, and lifestyle benefits.

One of the standout features of this card is the SuperCoins reward program. Customers earn SuperCoins on all purchases made across Flipkart and other select platforms. SuperCoins can be redeemed subsequently to get discounts or free products on Flipkart. Members of Flipkart Plus enjoy even better rates of reward, making it a truly suitable card for regular Flipkart shoppers.

The card also offers welcome benefits such as a free trial membership of YouTube Premium, Gaana Plus, and Lenskart Gold. Other than that, it offers flight booking discounts, fashion, food ordering, and even discounts on health items. The rest of the benefits include 1% fuel surcharge waiver, airport lounge access, and no-charge EMI options on Flipkart.

Introduction

In this speedy digital era, online shopping has become a regular part of our everyday life. From groceries, electronics, to clothes and even tickets, we like to do it from home. Among all the other online buying websites, Flipkart is one of the most reliable and popular Indian e-commerce websites. To reward its customers more while shopping, Flipkart has joined hands with Axis Bank to introduce a special credit card – the Axis Bank Freecharge Credit Card.

The credit card is designed to provide customers with excellent rewards on Flipkart and several other websites. If you are a frequent Flipkart shopper or enjoy earning cashback, discounts, and reward benefits, then this card can be an intelligent option for you. The Axis Bank Freecharge Credit Card provides excellent rewards, welcome benefits, airport lounge privileges, and a range of lifestyle benefits that can save you a considerable amount of money in the long term.

One of the standout advantages of this card is its SuperCoins reward program. SuperCoins are its reward points for Flipkart that can be collected while buying and then traded for a price reduction or even a free good. Using this card, you will collect SuperCoins not only at Flipkart but also on other partner websites like Myntra, Cleartrip, etc. This will keep every spent rupee fully optimized.

Apart from shopping rewards, the card also provides other benefits such as free access to airport lounges, waiver of fuel surcharge, food delivery discounts, and zero-cost EMI facilities. Be a foodie, a regular traveler, or a smart shopper – this card is useful in all walks of life.

What is the Axis Bank Freecharge Credit Card?

The Axis Freecharge Credit Card is a high-end credit card launched by Axis Bank in collaboration with Flipkart. It is mostly designed for online consumers, especially those consumers who make online purchases on Flipkart. Through this card, customers are given exciting benefits like cashback, rewards in terms of SuperCoins, discounts, and various other deals on shopping, travel, dining, and so forth.

With this card, every time you purchase from Flipkart or other partner websites such as Myntra, Cleartrip, or Swiggy, you receive SuperCoins that can be redeemed subsequently for discounts or gifts on Flipkart. It also provides you with free airport lounge access, fuel surcharge waiver, and other lifestyle rewards. This card is a clever option for those who wish to save money while spending on their daily requirements and online purchases.

How is the design of the Axis Bank Freecharge Credit Card?

The Axis Freecharge Credit Card comes with a classy and modern appearance that reflects both the branding of Axis Bank as well as Flipkart. The card features a vibrant color scheme with Flipkart’s blue and yellow colors that are widely known, along with the logos for both brands. The card is made of strong plastic and has all the details along with contactless payment facilities, making it both functional as well as being good-looking.

Magnify: Your Rewards Partner

This elegantly designed card, besides looking good, also possesses functional aspects for everyday usage. Its compact size ensures it fits comfortably into wallets, and the contactless payment feature adds an added level of convenience to make payments swiftly. The overall Axis Bank Freecharge Credit Card design is a masterful balance of form and functionality, making it a great choice for contemporary consumers.

What are the benefits of the Axis Bank Freecharge Credit Card?

Here are the key points of its key advantages:

• Get one EDGE Reward Point for every ₹200 spent regularly.

Milestone Awards: Based on your monthly expenditure, add more EDGE Reward Points:

• Spend ₹2,000–₹ 4,999 to get extra points.

• Spend ₹5,000 and more to get 350 points—100 + 250.​

Exclusive Merchant Discounts:

• Max discount of 10% on Myntra shopping

• Maximum monthly Shuttl ride credit is ₹100.

• Max monthly fresh menu order discount of ₹120.

• Half the savings on an Eros Now one-year subscription.

Wednesday delight goodies allow you to indulge in mid-week pleasures, including:

• On Goibibo and MakeMyTrip, an instant 15% discount on airline and hotel bookings.

• 10% off Amazon Fresh and Swiggy delivery.

• 10% off Tira, up to ₹1,000.

• Virtual card convenience: Never carry a card; instantly have your card on the Freecharge app.

What are the fees for the Axis Bank Freecharge Credit Card?

Here is a simple breakup of the Axis Freecharge Credit Card fees.

Joining Fee	₹250 + GST (one-time fee when you get the card).
Annual Fee	₹ 250 = GST per year. This will be waived if you spend ₹50,000 or more in a year.
Add-on Card Fee	No charges for additional cards for family members.
Finance Charges	3.5% per month (42% annually) on the outstanding balance if you don’t pay your bill in full.
Cash Advance Fee	2.5% of the amount withdrawn or ₹500, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – NilRs. 101 – Rs. 500 – Rs. 150Rs. 501 – Rs. 5,000 – Rs. 500Rs. 5,001 – Rs. 20,000 – Rs. 750Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting an Axis Bank Freecharge Credit Card?

The following are the primary requirements:

1. To apply for the Axis Freecharge Credit Card, you must be between 18 and 70 years old. This way, applicants will either be young enough to begin building a credit history or mature enough to have an established financial background.

2. The income requirement differs according to your employment status:

• Self-Employed Professionals: A minimum Annual income of Rs 1 lakh usually does the job.

3. A secured income ensures regular, timely payments on the credit card bill. Any amount above it ensures that it increases the approval probability.

4. Your credit score plays a role in the selection process. It is a tendency for Axis Bank to favor borrowers with a better credit score usually above 750. A better credit score generally indicates that the person has an excellent history in managing his finances and is quite reliable as a borrower.

5. You must be an Indian resident and have valid address proof within the country. In case you are applying from outside India, then you would not be considered eligible for this card unless you are an NRI and fall into other criteria that are required for this type of card.

6. A salaried person must be employed with a reputable company or organization. The bank can ask you for documents like your salary slip or employment letter.

7. A Self-employed person must have business experience in the past years, generally 2+ years. You must show the bank proof of good, consistent income. This may be your income tax returns and bank statements.

What documents are required to get an Axis Bank Freecharge Credit Card?

The documents that you will have to submit to get an Axis Freecharge Credit Card are as below:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months, if you are a salaried employeeBank statement for the last 3 monthsITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the Axis Bank Freecharge Credit Card be used?

Here is the list of places where you can use it:

• With the Axis Freecharge Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

• You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.

• You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

• You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.

• You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

• You can use your Axis Freecharge Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).

• The Axis Freecharge Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the Axis Bank Freecharge Credit Card?

The credit amount you can spend is what you are provided with an Axis Freecharge Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.

For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.

The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another, or even more, considering his/her profile and financial background.

It’s essential to follow the expenses and not exceed the credit limit because when you pass this limit, then penalties get added, and your credit score also goes down.

How do you apply for an Axis Bank Freecharge Credit Card?

Apply it through both these modes: 

Online Application Process

• Visit the official website of the Axis Bank, i.e. 

• Go to ‘Cards’, followed by ‘Credit Cards’.

• On that page, you can see numerous options for credit cards issued by Axis Bank; for instance, you can choose the Freecharge Credit Card.

• Just hover your cursor on the Axis Bank Free charge Credit Card, followed by selecting ‘Apply Now‘ from there.

• You will be asked to fill out your details, including your name, contact information, income details, and employment status.

• Be accurate and updated with the information provided.

• You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

• After filling out the details and uploading the documents, review your application to make sure everything is correct.

• Apply online through the application form.

• The bank will check your application after you submit it. They can ask for extra documents or information if required.

• You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process

• You can walk into the nearest Axis Bank branch to apply for the Freecharge Credit Card.

• Request for the credit card application form of the Axis Bank Freecharge Credit Card. They will provide you with the form and proceed accordingly.

• Fill in the details in the application form wherever it is required. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.

• Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and pas photograph.

• Your application will be processed, and your information will be cross-checked at the bank level.

• In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

• You will receive the Axis Bank Freecharge Credit Card by post at the same postal address.

• Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the Axis Bank Card website, or mobile app or by calling their customer service.

• You must set your PIN (Personal Identification Number) for security purposes before you can start using your credit card.

Would getting an Axis Bank Freecharge Credit Card in 2025 be right?

Yes, getting an Axis Freecharge Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility. 

Axis Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.

Conclusion

Axis Bank Freecharge Credit Card is perfect for those who are online shopping fanatics, particularly on Flipkart and its affiliated websites. It is designed to provide maximum value for each rupee spent by you. Whether it is earning SuperCoins on everyday spends or getting fabulous discounts on fashion, travel, dining, and much more — it is a brilliant financial product that converts your shop into savings.

One of the most fantastic features of this Credit card is the SuperCoins reward program, and through this program, you earn points and redeem them later to get discounts, free items, or offers on Flipkart. If you are already a Flipkart Plus member, then the advantages are even higher since you earn more SuperCoins per purchase. Not just Flipkart, but the card provides extra rewards on Myntra, Cleartrip, Flipkart Health+, and others — hence, it’s useful for any kind of spending.

Along with shopping rewards, the card also provides lifestyle rewards like free access to airport lounges in India, a fuel surcharge waiver, and dining and travel discounts. You also get welcome gifts that are very attractive, like free trial subscriptions to popular apps and services like YouTube Premium and Lenskart Gold.

Frequently Asked Questions (FAQ’s)