Axis Bank Magnus Credit Card is a premium credit card designed for customers who are looking for a luxurious lifestyle and best-in-class facilities. Credit Card is specially designed for high-income customers who want exclusive benefits and rewards on every purchase and spend. Axis Bank Magnus Credit Card not only offers great rewards for dining, shopping, and travel, but also offers great benefits like airport lounge access, dining offers, and a variety of insurance covers.
The major highlight of the Axis Bank Magnus Credit Card lies in the reward points. It allows the generation of reward points on every transaction. These can later be availed for service in the form of flight tickets, hotel booking, and so forth. Also, for a global traveler, features like acceptance and airport lounge access are given to make traveling a lot easier and more comfortable.
Another feature of Axis Bank Magnus Credit Card is its welcome benefits package. When you apply for and activate the Axis Bank Magnus Credit Card, you get great welcome offers, including luxury hotel stays and special discounts for international travel. Axis Bank Magnus Credit Card is especially beneficial for travel lovers as it offers complimentary lounge access at international airports as well as huge discounts on flight bookings.
Let us know in detail about Axis Bank Magnus Credit Card in this article and also know the benefits of Credit Card in detail. So stay till the end of this article so that later you do not have any problem in knowing anything related to Axis Bank Magnus Credit Card.
What is the Axis Bank Magnus Credit Card?
Axis Bank Magnus Credit Card is a premium credit card specially designed for customers who want to enjoy a luxurious and premium lifestyle. Credit Card is designed for high-income individuals who want to enjoy better benefits and rewards on travel, dining, shopping, and other experiences. Axis Bank Magnus Credit Card not only comes with better features and exclusive offers but also offers a wide range of premium services.
How is the design of the Axis Bank Magnus Credit Card?
The design of the Credit Card is premium and attractive, thus giving it the identity of a credit card for the elite class. The metal finish gives the card a rich look and feel. Its sleek and modern design makes it beautiful to look at and very premium in the hand.
The embossed letters and golden highlights on the card make it look very luxurious. The design of the Magnus Credit Card is for customers who want a luxurious and exclusive experience.
What are the benefits of the Axis Bank Magnus Credit Card?
Here are some of its key benefits and the actual reward points:
- High Reward Points: For every ₹200 spent, you get 12 reward points. These reward points can be redeemed on hotel bookings, flights, and other premium services.
- Lounge Access: With this card, you can avail 12 free airport lounge accesses in India and abroad. Apart from this, your fellow travelers can also avail of this facility.
- Movie Ticket Offer: Book movie tickets at PVR and get a discount on movie ticket booking every month up to a maximum of ₹ 500. What a treat for cinema lovers.
- Dining Discount: You get up to 20% discount at select restaurants, making your dining experience even more special.
- Golf Privileges: Cardholders get the benefit of 4 free golf rounds every month, giving golf lovers a special experience.
- Flight and Hotel: The reward points earned with this card can also be redeemed to book flight tickets and hotel booking, which reduces the cost incurred for traveling.
- Wellness and Spa: Discounts on select wellness and spa services are also availed, to keep your body as well as the mind refreshed.
What are the fees for the Axis Bank Magnus Credit Card?
Here is a simple breakup of the Credit Card fees.
Joining Fee | ₹12, 499 + GST (one-time fee when you get the card). |
Annual Fee | ₹12, 499 = GST per year. This will be waived if you spend ₹5,00,000 or more in a year. |
Add-on Card Fee | No charges for additional cards for family members. |
Finance Charges | 3.00% per month (42% annually) on the outstanding balance if you don’t pay your bill in full. |
Cash Advance Fee | 2.5% of the amount withdrawn or ₹500, whichever is higher. |
Late Payment Fee | For Statement Balance Less than Rs. 101 – NilRs. 101 – Rs. 500 – Rs. 150Rs. 501 – Rs. 5,000 – Rs. 500Rs. 5,001 – Rs. 20,000 – Rs. 750Rs. 20,000 & above – Rs. 1,000 |
What are the criteria for getting an Axis Bank Magnus Credit Card?
The following are the primary requirements:
- To apply for the Magnus Credit Card, you must be between 18 and 70 years old. This way, applicants will either be young enough to begin building a credit history or mature enough to have an established financial background.
- The income requirement differs according to your employment status:
- Self-Employed Professionals: A minimum Annual income of Rs.10 lakhs usually does the job.
- A secured income ensures regular timely payments on the credit card bill. Any amount above it ensures that it increases the approval probability.
- Your credit score plays a role in the selection process. It is a tendency for Axis Bank to favor borrowers with a better credit score usually above 750. A better credit score generally indicates that the person has an excellent history in managing his finances and is quite reliable as a borrower.
- You must be an Indian resident and have valid address proof within the country. In case you are applying from outside India, then you would not be considered eligible for this card unless you are an NRI and fall into other criteria that are required for this type of card.
- A salaried person must be employed with a reputed company or organization. The bank can ask you for documents like your salary slip or employment letter.
- A Self-employed person must have business experience in the past years, generally 2+ years. You must show the bank proof of good consistent income. This may be your income tax returns and bank statements.
What documents are required to get an Axis Bank Magnus Credit Card?
The documents that you will have to submit to get a Credit Card are as below:
Identity Proof | Aadhaar card, Passport, Voter ID, Driving license, PAN card |
Address Proof | Salary slip for the last 3 months if you are a salaried employee bank statement for the last 3 monthsITR for self-employed persons |
Income Proof | Salary slip for the last 3 months if you are a salaried employee bank statement for the last 3 months for self-employed persons |
Photograph | The latest passport-sized photograph |
Where can the Axis Bank Magnus Credit Card be used?
Here is the list of places where you can use it:
- With the Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.
- You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.
- You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.
- You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.
- You can use your credit card to pay electricity and water bills, mobile bills, and internet services.
- You can use your Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).
- The Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.
What is the credit limit of the Axis Bank Magnus Credit Card?
The credit amount you can spend is what you are provided with a Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.
For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.
The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another or even more, considering his/her profile and financial background.
It’s essential to follow the expenses and not exceed the credit limit because when you pass this limit then penalties get added, and your credit score also goes down.
How do you apply for an Axis Bank Magnus Credit Card?
Apply it through both these modes:
Online Application Process:
- Visit the official website of the Axis Bank, i.e.
- Go to ‘Cards’, followed by ‘Credit Cards’.
- On that page, you can see numerous options for credit cards issued by Axis Bank; for instance, you can choose the Magnus Credit Card.
- Just hover your cursor on the Axis Bank Magnus Credit Card, followed by selecting ‘Apply Now‘ from there.
- You will be asked to fill out your details including your name, contact information, income details, and employment status.
- Be accurate and updated with the information provided.
- You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.
- After filling out the details and uploading the documents, review your application to make sure everything is correct.
- Apply online through the application form.
- The bank will check your application after submitting it. They can ask for extra documents or information if required.
- You will be informed about the status of your application, and if approved, your card will be delivered to you.
Offline Application Process:
- You can walk into the nearest Axis Bank branch to apply for the Magnus Credit Card.
- Request for the credit card application form of the Axis Bank Magnus Credit Card. They will provide you with the form and proceed accordingly.
- Fill the details in the application form wherever it is required. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.
- Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and pas hotograph.
- Your application will be processed, and your information will be cross-checked at the bank level.
- In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.
- You will receive the Magnus Credit Card by post at the same postal address.
- Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the Axis Bank Card website, or mobile app or by calling their customer service.
- You must set your PIN (Personal Identification Number) for security purposes before you can start using your credit card.
Would getting an Axis Bank Magnus Credit Card in 2025 be right?
Yes, getting an Axis Bank Magnus Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility.
Axis Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.
Conclusion
For those who want to relish a premium and luxurious lifestyle, the Magnus Credit Card will be the best opportunity. With great reward points on all of your everyday spending, the Credit Card takes all travel, dining, and shopping experiences to new heights.
In addition to this, Magnus Credit Card also takes care of your financial security. Several insurance covers and security features provide you with financial security even in urgent situations. The facility to redeem reward points on various services allows you to make the most of your spending, thereby increasing your savings.
Keep in mind that you have an annual fee along with other charges while availing of the Credit Card. Magnus Credit Card is mainly meant for people who come under the higher income group; therefore, you must be able to get in line with it as far as your financial profile and spending patterns are concerned.
Frequently Asked Questions (FAQ’s)
Ans: You can apply for a Credit Card by going to the website of Axis Bank or by going to the nearest Axis Bank branch. Besides this, you can even get information related to the process of application from the customer care department of the bank.
Ans: Yes, lounge access at international as well as domestic airports can be availed using the Magnus Credit Card. This makes your travels even more comfortable and special.
Ans: For every ₹200 spent, you would earn 12 reward points, which you could use for flight ticket booking, hotel booking, gift vouchers, etc.
Ans: The annual fee of Magnus credit card is ₹10,000 + taxes. However, the annual fee can be waived if you meet the mentioned spending limit via that card.
Ans: Welcome offers such as luxury hotel stays, discounts on flight booking, and other special deals are offered to cardholders with Magnus credit cards. You get such benefits on activating the card.