Summary
Axis Bank Pride Signature Credit Card is a high-end card for Indian Armed Forces personnel, combining national pride and practical financial benefits. Its design, which draws inspiration from the Indian flag and military insignia, reflects patriotism while offering practical rewards and special benefits. This card is best suited for those who want to benefit from more than one advantage, such as reward points, dining offers, fuel surcharge rebates, and added security features.
One of the prime benefits of this Credit card is the 4 EDGE reward points earned on every ₹200 spend, plus additional points on monthly spends over ₹5,000. The reward points can even be utilized to purchase gifts, items, or bills, thus making it an incredibly rewarding card for daily spending. The card enjoys the additional benefit of a 15% discount at participating restaurants under the Dining Delights program, thus cutting down on eating out expenses. Also, a 1% fuel surcharge refund is there in the scenario of transactions that fall between ₹400 and ₹4,000, which is great if one is driving on roads repeatedly.
Security features like EMV chip technology and zero lost card liability offer greater security for cardholders, and convenient EMI conversion centers offer greater flexibility for handling large purchases. The card is offered to Indian Armed Forces personnel and their dependents with easy eligibility criteria and the facility to include dependents as cardholders.
Introduction
Axis Bank Pride Signature Credit Card is designed to offer a mix of lifestyle rewards and customized privileges, thereby making it an excellent choice for those who enjoy shopping, dining, and traveling. Primarily designed for customers looking to gain from a rewarding credit card experience, the card combines elements that are suitable for most expenditure patterns. From shopping reward points on all your purchases to special deals on eating, entertainment, and shopping, the Pride Platinum Credit Card will increase your buying power by providing immense value for money.
Another benefit of this card is earning reward points, which can be redeemed to get interesting gifts, cashback, or even to settle your credit card bill. It also provides a range of advantages such as access to special offers, insurance protection that’s comprehensive in scope, and lounge access, and thus is an all-purpose companion that can be utilized frequently or while traveling. At a relatively low annual price and simple, straightforward application process, the Axis Bank Pride Signature Credit Card represents an attractive proposition for anyone wanting something more out of their credit card.
Regardless of whether you are a frequent traveler, shopaholic, or foodie, the Axis Bank Pride Signature Credit Card is tailored to your lifestyle, offering a convenient and rewarding experience. In the subsequent sections, we shall discuss its features, benefits, and fees in depth to help you decide whether the card is right for you.
What is the Axis Bank Pride Signature Credit Card?
Patriotic nationalism driven and exclusively created for Indian Armed Forces members, the limited issue Tri-colored Army, Navy, and Air Force symbols are embossed on the Axis Bank patriotic Platinum Card. The card presents military troops with a special offer combining patriotic value with useful financial incentives.
One of the special aspects of this card is its reward system. 4 EDGE reward points are earned by card members on every ₹200 spent, and bonus points on spends of ₹5,000 and more per month. These points can be exchanged to enjoy a variety of rewards, making the card worth it for regular purchases.
How is the design of the Axis Bank Pride Signature Credit Card?
The Axis Bank Pride Signature Credit Card features a unique and patriotic appearance, featuring a tri-colored theme adopted from the Indian flag. The card sports the national emblem of the Indian Armed Forces and carries symbols for the Army, the Navy, and the Air Force.
This distinctive design reflects pride and respect for the soldiers, thus it is not just a money product but also a symbol of national pride. The overall appearance of the card reflects elegance and a hint of patriotism, thus it is a great choice for Armed Forces members.
What are the benefits of the Axis Bank Pride Signature Credit Card?
The following are the major advantages of the Axis Bank Pride Signature Credit Card:
1. Defence Personnel Exclusive
- Especially designed for the Indian Armed Forces, paramilitary personnel, and government servants.
- The card design is national pride-oriented with the tricolor motif.
2. Reward Points on Every Transaction
- Receive 2 EDGE Reward Points for each ₹200 spent.
- Receive higher points on retail and online spending, utility bills, and flight bookings.
- Redeem reward points on the Axis Bank EDGE Rewards platform for merchandise, gift vouchers, etc.
3. Annual Fee Waiver
- No joining fee.
- Annual fee waived on spends of ₹40,000 or more in a year.
4. Welcome Benefits
- Bonus EDGE reward points on first transaction.
- Welcome vouchers can be exclusive (as per Axis Bank’s latest offer).
5. Travel Benefits
- 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹4,000 (max waiver ₹400 per month).
- Accepted everywhere in the world – perfect for business as well as holiday travel.
6. Added Security
- EMV chip-based card for added security against fraud.
- Contactless payment facility.
7. Customer Support & Services
- Exclusive Axis Bank customer care.
- Option to convert purchase bills to EMIs.
8. Lifestyle Benefits Other Than Card
- Discounts and discounts on eating out, shopping, travel, etc, at Axis Bank partner merchants.
- Axis Bank’s Dining Delights programme.
What are the fees for the Axis Bank Pride Signature Credit Card?
Here is a simple breakup of the Axis Bank Pride Signature Credit Card fees.
Joining Fee | Nil |
Annual Fee | ₹500 + GST |
Add-on Card Fee | No charges for additional cards for family members. |
Finance Charges | 3.6% per month (52.86% annually) on the outstanding balance if you don’t pay your bill in full. |
Cash Advance Fee | 2.5% of the amount withdrawn or ₹500, whichever is higher. |
Late Payment Fee | For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000 |
What are the criteria for getting an Axis Bank Pride Signature Credit Card?
The following are the primary requirements:
- To apply for the Axis Bank Pride Signature Credit Card, you must be between 18 and 70 years old. This way, applicants will either be young enough to begin building a credit history or mature enough to have an established financial background.
- The income requirement differs according to your employment status:
- Self-Employed Professionals: A minimum Annual income of Rs 2 lakh usually does the job.
- A secured income ensures regular, timely payments on the credit card bill. Any amount above it ensures that it increases the approval probability.
- Your credit score plays a role in the selection process. It is a tendency for Axis Bank to favor borrowers with a better credit score usually above 750. A better credit score generally indicates that the person has an excellent history in managing his finances and is quite reliable as a borrower.
- You must be an Indian resident and have valid address proof within the country. In case you are applying from outside India, then you would not be considered eligible for this card unless you are an NRI and fall into other criteria that are required for this type of card.
- A salaried person must be employed with a reputable company or organization. The bank can ask you for documents like your salary slip or employment letter.
- A Self-employed person must have business experience in the past years, generally 2+ years. You must show the bank proof of good, consistent income. This may be your income tax returns and bank statements.
What documents are required to get an Axis Bank Pride Signature Credit Card?
The documents that you will have to submit to get an Axis Bank Pride Signature Credit Card are as below:
Identity Proof | Aadhaar card, Passport, Voter ID, Driving license, PAN card |
Address Proof | Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address |
Income Proof | Salary slip for the last 3 months, if you are a salaried employeeBank statement for the last 3 monthsITR for self-employed persons |
Photograph | The latest passport-sized photograph |
Where can the Axis Bank Pride Signature Credit Card be used?
Here is the list of places where you can use it:
- With the Axis Bank Pride Signature Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.
- You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.
- You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.
- You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.
- You can use your credit card to pay electricity and water bills, mobile bills, and internet services.
- You can use your Axis Bank Pride Signature Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).
- The Axis Bank Pride Signature Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.
What is the credit limit of the Axis Bank Pride Signature Credit Card?
The credit amount you can spend is what you are provided with an Axis Bank Pride Signature Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.
For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.
The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another, or even more, considering his/her profile and financial background.
It’s essential to follow the expenses and not exceed the credit limit because when you pass this limit, then penalties get added, and your credit score also goes down.
How do you apply for an Axis Bank Pride Signature Credit Card?
Apply it through both these modes:
Online Application Process
- Visit the official website of the Axis Bank, i.e.
- Go to ‘Cards’, followed by ‘Credit Cards’.
- On that page, you can see numerous options for credit cards issued by Axis Bank; for instance, you can choose the Pride Signature Credit Card.
- Just hover your cursor on the Axis Bank Pride Signature Credit Card, followed by selecting ‘Apply Now‘ from there.
- You will be asked to fill out your details, including your name, contact information, income details, and employment status.
- Be accurate and updated with the information provided.
- You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.
- After filling out the details and uploading the documents, review your application to make sure everything is correct.
- Apply online through the application form.
- The bank will check your application after you submit it. They can ask for extra documents or information if required.
- You will be inform about the status of your application, and if approve, your card will be deliver to you.
Offline Application Process
- You can walk into the nearest Axis Bank branch to apply for the Pride Signature Credit Card.
- Request for the credit card application form of the Axis Pride Signature Credit Card. They will provide you with the form and proceed accordingly.
- Fill in the details in the application form wherever it is require. Care should be take that all the information about personal details, income, and jobs provided by the applicant should be correct.
- Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and pas photograph.
- Your application will be process, and your information will be cross-check at the bank level.
- In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.
- You will receive the Axis Pride Signature Credit Card by post at the same postal address.
- Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the Axis Bank Card website, mobile app, or by calling their customer service.
- You must set your PIN (Personal Identification Number) for security purposes before you can start using your credit card.
Would getting an Axis Bank Pride Signature Credit Card in 2025 be right?
Yes, getting an Axis Pride Signature Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility.
Axis Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.
Conclusion
Overall, the Axis Bank Pride Signature Credit Card is excellent for citizens, especially the Indian Armed Forces, who would wish to own a credit card not just economically convenient but also rewarding their sacrifices to the country. The Credit card is rewarding with a myriad of benefits like reward points on all purchases, special dining privileges, and waiver of fuel surcharge, among others, making it extremely rewarding for frequent use. The added convenience of zero-cost conversion to EMI, added security with EMV chip, and zero liability in case of loss of card also add security and convenience for cardholders.
The theme of the card, derived from the Indian national flag and war symbols, introduces a touch of patriotism and personal preference, so that it is not just a product of money—it’s a symbol of pride in the nation. For shopping, restaurant dining, or travel, the Axis Pride Signature Credit Card adds a wonderful experience to your life with excellent rewards and benefits.
Also, the ease of the eligibility criteria and the facility to add members of the family as additional cardholders make it convenient for even more people. Summed up by all these benefits together, the Axis Pride Signature Credit Card is a force of money management combine with profitable rewards, a superior blend of usability, security, and patriotism. If you desire a card that suits your lifestyle and your values, then perhaps this credit card would be the one.
Frequently Asked Questions (FAQ’s)
Ans: There is a yearly charge with this card, but most often, promotional offers or discounts are applicable, subject to the spending limit. Check prevailing charges at Axis Bank.
Ans: You may apply for the card online via the Axis Bank site as well as by visiting a local branch. The application is straightforward, and acceptance depends upon suitability and creditworthiness.
Ans: Yes, the Axis Pride Signature Credit Card offers a 1% fuel surcharge waiver for transactions between ₹400 and ₹4,000. The waiver will be offer up to a maximum of ₹250 in a statement cycle.
Ans: The Axis Pride Signature Credit Card features EMV chip technology, offering higher protection against fraud. It also features zero lost card liability, meaning that you will not be held responsible for unauthorized transactions if your card is stolen or lost (provided reported within time).
Ans: Yes, you can transfer payments of ₹2,500 and above to simple EMIs via various modes like the Axis Bank mobile banking app, online banking, or even through customer service.