Emirates Skywards ICICI Bank Emeralde Credit Card: Features

Summary

Emirates Skywards ICICI Bank Emeralde Credit Card is a prestige credit card for frequent flyers and high-flyers. It is the outcome of a strategic partnership between Emirates Airlines and ICICI Bank and offers a seamless blend of reward, comfort, and convenience. Most importantly, it enables customers to earn Skywards Miles on total spend — international and domestic — that can be redeemed to make flight bookings, seat upgrades, hotel reservations, and so forth.

Along with this, the card automatically offers Silver Tier membership of the Emirates Skywards programme to the cardholder. This way, customers receive priority check-in, extra baggage allowance, and special deals. Another notable feature is the lounge access free of cost, both in India and overseas, which reduces waiting times at airports to a more relaxed and luxurious affair.

In addition, the card offers luxury lifestyle rewards such as complimentary rounds of golf, discounts for dining, spa specials, and concierge. These benefits are specially created to enhance your everyday life and special occasion too. Moreover, card members receive Buy 1 Get 1 movie tickets, special dining deals, and low foreign transaction fees — offering great value to everyday as well as international use.

Introduction

In today’s era, when flying has turned into a part of everyday life for many, having the right credit card can significantly improve your travel experiences. For those who are frequent flyers and consumers of a luxury lifestyle, the Emirates Skywards ICICI Emeralde Credit Card is a well-designed product that promises a perfect combination of luxury, ease of use, and travel incentives.

To begin with, this card is specifically tailored for high net worth individuals and travel enthusiasts who wish to experience their flying journey to the fullest. Whether you are a frequent business traveler or you enjoy pleasure traveling across worldwide destinations, this card is specifically tailored to fit your lifestyle. From welcome rewards to double Skywards Miles on all transactions, it turns your day-to-day expenses into an exciting travel reward.

Moreover, the card opens the doors to a world of exclusivity. For instance, free Emirates Skywards Silver Tier Membership is offered to cardholders, which carries benefits like priority check-in, extra baggage allowance, and exposure to special deals. As a result, your travel becomes more convenient, luxurious, and rewarding. But wait, there’s more. Switching modes to lifestyle travel, the card also offers complimentary airport lounge access, domestic and international. That is, you can lounge in comfort before your flight, wherever you’re flying from.

To that, add concierge services, including help with reservations, travel bookings, and events planning, at your service as a cardholder. That adds a personal touch to your experience, and you feel special wherever you are. And if you happen to be a person who is particular about well-being, the card has got your back there as well, with complimentary rounds of golf, health scans, and spa offers that reward you for your day-to-day life.

What is the Emirates Skywards ICICI Bank Emeralde Credit Card?

Emirates Skywards ICICI Bank Emeralde Credit Card is a premium travel credit card that targets frequent flyers and luxury lifestyle seekers. It is a co-branded credit card by ICICI Bank that collaborated with Emirates Airlines, offering some chosen rewards under the Emirates Skywards frequent flyer program. Firstly, this card lets you earn Skywards Miles on all the spending that you further get to utilize for booking flights, upgrades, hotel reservations, etc. Secondly, the card is accompanied by an entire list of travel-related benefits like complimentary airport lounge access, priority check-in, additional baggage allowance, etc., which render your experience seamless and comfortable.

Aside from travel rewards, the card also provides lifestyle rewards like complimentary rounds of golf, concierge service, health check-ups, and dining savings. And it doesn’t stop there, it also provides secure, quick, and easy transactions with contactless payment technology and hassle-free management using mobile banking. For good measure, cardholders are also automatically members of Emirates Skywards Silver Tier Membership, providing them with more upscale deals and experiences.

How is the design of the Emirates Skywards ICICI Bank Emeralde Credit Card?

The Emirates Skywards ICICI Bank Emeralde Credit Card is sleek, sophisticated, and just plain premium — the lifestyle it embodies, to say the least. For starters, the card boasts a deep black finish with a high-gloss look, giving it a sophisticated and classy appearance. The Emirates Skywards and ICICI Bank logos are also boldly placed on the front, giving it an air of exclusivity and worldwide appeal.

Also, the card is plain but bold, hence it will stand out in your wallet. The chip and contactless emblem is positioned elegantly, both in terms of security and convenience. Also, the card is made of high-quality materials, making the card rigid to touch. Whether paying for a luxury hotel or showing it off at an airport lounge, the appearance of this card exudes status and class.

What are the benefits of the Emirates Skywards ICICI Bank Emeralde Credit Card?

These are the main advantages listed below in straightforward language:

1. Skyward Miles for Every Dollar Spent

• On anything you spend on this card, you accumulate Skywards Miles.

• For overseas purchases: Up to 2.5 Skywards Miles per ₹100

• For purchases in India: Up to 1.5 Skywards Miles per ₹100

• Miles can also be used for hotels, booking Emirates flights, ticket upgrades, etc.

2. Free Emirates Skywards Silver Tier Membership

As a cardholder, you automatically qualify for Silver Tier membership of Emirates Skywards.

This encompasses:

• Priority check-in

• Additional baggage allowance

• Exclusive Emirates deals

3. Airport Lounge Free Access

• Unlimited domestic and international lounge access with a free visit for primary cardholders.

• Lounge access is provided through Dreamfolks and other alliance partners.

4. Welcome Rewards

• Bonus Skywards Miles as a welcome present (generally upon payment of joining fees and first transaction).

• This gives you a head start on your travel rewards.

5. Eating Privileges

• Exclusive offers at hotels and partner eateries.

• Access to the Culinary Treats program with fine-dining options from ICICI.

• Six: Luxurious Living Provides

• Monthly free rounds of golf at elite golf courses.

• Benefits of wellness include free health checks and spa savings.

• Concierge services for arranging travel, making reservations, and event planning.

7. Contactless & Secure Payments

• The card has tap-and-pay convenience for quick and secure payments.

• Complete card management through the iMobile Pay app and internet banking.

8. Entertainment & Rewards

• Avail Buy 1 Get 1 free ticket coupons on movies from partners such as BookMyShow.

• Cashback and offers are only available with partner merchants and travel websites.

What are the fees for the Emirates Skywards ICICI Bank Emeralde Credit Card?

Here is a simple breakdown of the  Emirates Skywards ICICI Bank Emeralde Credit Card fees.

Joining Fee	Rs. 10,000 + GST
Annual Fee	Rs. 10,000 + GST
Add-on Card Fee	No charges for additional cards for family members.
Finance Charges	3.75% per month (45% annually) on the outstanding balance if you don’t pay your bill in full.
Cash Advance Fee	2.5% of the amount withdrawn or ₹500, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting an Emirates Skywards ICICI Bank Emeralde Credit Card?

1. Age Requirement:

• You should be between 18 to 65 years of age.

2. Income Requirement:

• Salaried Applicants: The minimum net monthly income is required; however, the bank fixes the amount, which can differ based on the applicant’s profile.

• Self-Employed Applicants: A minimum ITR amount is needed; the bank fixes the specific amount and can differ with applicants.

3. Employment Status:

• You should have a regular job or business with a fixed income source.

4. Credit Score:

• A CIBIL score of 700 and above is preferred for sanction.

5. Residency:

• You should be an Indian resident and have a valid address proof.

What documents are required to get an Emirates Skywards ICICI Bank Emeralde Credit Card?

The documents that you will have to submit to get an Emirates Skywards ICICI Bank Emeralde Credit Card are as below:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months, if you are a salaried employeeBank statement for the last 3 monthsITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the Emirates Skywards ICICI Bank Emeralde Credit Card be used?

Here is the list of places where you can use it:

• With the Emirates Skywards ICICI Bank Emeralde Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

• You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.

• You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

• You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.

• You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

• You can use your  Emirates Skywards ICICI Bank Emeralde Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).

• The  Emirates Skywards ICICI Bank Emeralde Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the Emirates Skywards ICICI Bank Emeralde Credit Card?

The credit amount you can spend is what you are provided with an Emirates Skywards ICICI Bank Emeralde Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.

For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.

The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another, or even more, considering his/her profile and financial background.

It’s essential to follow the expenses and not exceed the credit limit because when you pass this limit, then penalties get added, and your credit score also goes down.

How do you apply for an Emirates Skywards ICICI Bank Emeralde Credit Card?

Apply it through both these modes: 

Online Application Process:

• Visit the official website of the ICICI Bank, i.e. 

• Go to ‘Cards’, followed by ‘Credit Cards’.

• On that page, you can see numerous options for credit cards issued by ICICI Bank; for instance, you can choose the  Emirates Skywards ICICI Bank Emeralde Credit Card.

• Just hover your cursor on the  Emirates Skywards ICICI Bank Emeralde Credit Card, followed by selecting ‘Apply Now‘ from there.

• You will be asked to fill out your details, including your name, contact information, income details, and employment status.

• Be accurate and updated with the information provided.

• You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

• After filling out the details and uploading the documents, review your application to make sure everything is correct.

• Apply online through the application form.

• The bank will check your application after you submit it. They can ask for extra documents or information if required.

• You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process:

• You can walk into the nearest ICICI Bank branch to apply for the  Emirates Skywards ICICI Bank Emeralde Credit Card.

• Request for the credit card application form of the  Emirates Skywards ICICI Bank Emeralde Credit Card. They will provide you with the form and proceed accordingly.

• Fill in the details in the application form wherever it is required. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.

• Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and pas photograph.

• Your application will be processed, and your information will be cross-checked at the bank level.

• In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

• You will receive the  Emirates Skywards ICICI Bank Emeralde Credit Card by post at the same postal address.

• Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the ICICI Bank Card website, mobile app, or by calling their customer service.

• You must set your PIN (Personal Identification Number) for security purposes before you can start using your credit card.

Would getting an Emirates Skywards ICICI Bank Emeralde Credit Card in 2025 be right?

Yes, getting an Emirates Skywards ICICI Bank Emeralde Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility. 

ICICI Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.

Conclusion

For regular travelers and speed demons who live life in the fast lane, especially, the Emirates Skywards ICICI Bank Emeralde Credit Card is a clever high-end credit card with several pluses. From getting Skywards Miles on every purchase to using free airport lounge access and expedited check-in, this card transforms regular travel into a treasured, unique experience. Whatever your flying motivation, the card always makes you feel classy, pampered, and calm.

Apart from that, the card offers lifestyle benefits including free rounds of golf, medical check-ups, restaurant discounts, and even concierge services, not solely travel-oriented. These rewards are handpicked to complement the demands of a luxurious lifestyle. Even utilitarian spending is more rewarding with the potential to earn miles that can be redeemed for paying for flights, upgrades, hotel accommodations, and so much more.

Another significant benefit of this card is the Emirates Skywards Silver Tier Membership, providing greater value in the way of special deals and rewards while flying on Emirates. In addition to that, the contactless and secure payments, and simple card management through mobile and internet banking, bring convenience and security to use at any place on the globe.

Frequently Asked Questions (FAQ’s)