Summary
Flipkart Axis Bank Credit Card is a collaborative product between Axis Bank and Flipkart, through which the card users can avail numerous benefits, being frequent Flipkart shoppers. The cashback, rewards, and discounts, that this card offers, will not only be on Flipkart but also other partner platforms, like Myntra and 2GUD.
With this card, customers get points on all the purchases made, which can be encashed after a period during their future shopping. The card offers 5% cash back when a customer purchases items from Flipkart 4% when one purchases items from Myntra and 1.5% on all other purchases. Additionally, the card offers No Cost EMI by which big purchases can be managed easily with installment conversion.
The Flipkart Credit Card benefits include a reward on every transaction, cashback through multiple platforms, and easy access to deals with exclusive offers. Other rewards that cardholders can benefit from are free flight tickets, lounge visits, and annual fee waivers within a threshold spending amount. The eligibility criteria include a required minimum income, a good credit score, valid identification, and proof of address.
In 2025, this card will be a great option for those who shop online frequently, especially on Flipkart, Myntra, or other partner stores. Its attractive features make it the best option for customers looking to maximize their savings and rewards while shopping. However, it is very important to manage the credit responsibly and ensure timely payments to avoid penalties.
Introduction
The craze of online shopping is increasing rapidly in the present digital era. People are becoming dependent on various online platforms to meet their needs. But big e-commerce platforms like Flipkart have made this trend even easier. If you shop from Flipkart regularly and also use credit cards, then Flipkart Axis Bank Credit Card can be a perfect choice for you. The Flipkart Axis Credit Card gives you lots of benefits other than providing you with great cashback and rewards on your shopping.
Axis Bank Credit Card is a specific credit card produced as a result of the association between Axis Bank and Flipkart. It aims to give more benefits to the customers on every purchase. The biggest feature of Flipkart Axis Bank Credit Card is that it provides great discounts and cashback offers not only on Flipkart but also on many other platforms. Apart from this, while using Flipkart Axis Bank Credit Card, you also get reward points which you can redeem in your future shopping.
With Flipkart Credit Card, you can get cashback while shopping on Flipkart, which is a very good offer. Apart from this, you also get cashback on other platforms like Myntra and 2GUD. If you shop at any other merchant online or offline, you will also get unlimited cashback of 1.5%.
What is the Flipkart Axis Bank Credit Card?
Credit Card is a specially designed credit card that was first introduced in association with Axis Bank and Flipkart. Flipkart Axis Bank Credit Card is offered to those customers who are constant shoppers on Flipkart and all other online stores.
The main objective of Flipkart Credit Card is to make customers’ everyday shopping even cheaper and more profitable. While you get cashback when shopping on Flipkart, Axis Bank Credit Card also gives you great rewards when shopping on other platforms and partner stores. Apart from this, it also includes many other attractive features and benefits, which make it a great option.
How is the design of the Flipkart Axis Bank Credit Card?
The Flipkart Credit Card is sleek and modern, giving it a premium feel. It has a stylish color palette with shades of blue and silver, along with the airline’s logo, making it look elegant and sophisticated.
The cards are made from high-quality materials that assure a sturdy and durable feel to them, which makes them professional and also attractive cards catered to frequent travelers who believe in their lifestyle and add a bit of luxury.
What are the benefits of the Flipkart Axis Bank Credit Card?
Here are some of the major benefits:
- Welcome Bonus: You receive a good number of reward points as a welcome gift when you get the card.
- Earn Points for every purchase in which you garner iles, good for flights or upgrades and related travel rewards for use with Airlines.
- Free Flight Tickets: The more you use the card, the closer you get to free flight tickets Airport lounge access: You get domestic and international lounge access for free; this proves to be a hassle-free experience.
- Accelerated rewards: You receive more points with every transaction, making the chances of earning points high, and hence, it increases easily.
- Annual fee waiver: In case you spend a certain amount in a year, your card’s annual fees are waived.
What are the fees for the Flipkart Axis Credit Card?
Here is a simple breakup of the Credit Card fees.
Joining Fee | ₹499 + GST (one-time fee when you get the card). |
Annual Fee | ₹499 = GST per year. This will be waived if you spend ₹3,50,000 or more in a year. |
Add-on Card Fee | No charges for additional cards for family members. |
Finance Charges | 2.75% per month (42% annually) on the outstanding balance if you don’t pay your bill in full. |
Cash Advance Fee | 2.5% of the amount withdrawn or ₹250, whichever is higher. |
Late Payment Fee | For Statement BalanceLess than Rs. 101 – NilRs. 101 – Rs. 500 – Rs. 150Rs. 501 – Rs. 5,000 – Rs. 500Rs. 5,001 – Rs. 20,000 – Rs. 750Rs. 20,000 & above – Rs. 1,000 |
What are the criteria for getting a Flipkart Axis Bank Credit Card?
The following are the primary requirements:
- To apply for the Flipkart Axis Bank Credit Card, you must be between 18 and 70 years old.
- The income requirement differs according to your employment status:
- Self-Employed Professionals: A minimum Annual income of Rs.5 lakhs usually does the job.
- A secured income ensures regular timely payments on the credit card bill. Any amount above it ensures that it increases the approval probability.
- Your credit score plays a role in the selection process. It is a tendency for Axis Bank to favor borrowers with a better credit score usually above 750.
- You must be an Indian resident and have valid address proof within the country.
- A salaried person must be employed with a reputed company or organization. The bank can ask you for documents like your salary slip or employment letter.
- A Self-employed person must have business experience in the past years, generally 2+ years. You must show the bank proof of good consistent income. This may be your income tax returns and bank statements.
What documents are required to get a Flipkart Axis Bank Credit Card?
The documents that you will have to submit to get a Flipkart Credit Card are as below:
Identity Proof | Aadhaar card, Passport, Voter ID, Driving license, PAN card |
Address Proof | Salary slip for the last 3 months if you are a salaried employee bank statement for the last 3 months for self-employed persons |
Income Proof | Salary slip for the last 3 months if you are a salaried employee bank statement for the last 3 months for self-employed persons |
Photograph | The latest passport-sized photograph |
Where can the Flipkart Axis Bank Credit Card be used?
Here is the list of places where you can use it:
- You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.
- You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.
- You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.
- You can use your credit card to pay electricity and water bills, mobile bills, and internet services.
- You can use your Flipkart Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).
- The Flipkart Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.
What is the credit limit of the Flipkart Credit Card?
The credit amount you can spend is what you are provided with Axis Bank Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.
For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.
The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another or even more, considering his/her profile and financial background.
How do you apply for a Flipkart Axis Bank Credit Card?
Apply it through both these modes:
Online Application Process:
- Visit the official website of the Axis Bank, i.e.
- Go to ‘Cards’, followed by ‘Credit Cards’.
- On that page, you can see numerous options for credit cards issued by Axis Bank; for instance, you can choose the Flipkart Axis Bank Credit Card.
- Just hover your cursor on the Flipkart Axis Bank Credit Card, followed by selecting ‘Apply Now’ from there.
- You will be asked to fill out your details including your name, contact information, income details, and employment status.
- Be accurate and updated with the information provided.
- You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.
- After filling out the details and uploading the documents, review your application to make sure everything is correct.
- Apply online through the application form.
- The bank will check your application after submitting it. They can ask for extra documents or information if required.
- You will be informed about the status of your application, and if approved, your card will be delivered to you.
Offline Application Process:
- You can walk into the nearest Axis Bank branch to apply for the Flipkart Credit Card.
- Request for the credit card application form for the Credit Card. They will provide you with the form and proceed accordingly.
- Fill the details in the application form wherever it is required. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.
- Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and pas hotograph.
- Your application will be processed, and your information will be cross-checked at the bank level.
- In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.
- You will receive the Flipkart Credit Card by post at the same postal address.
- Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the Axis Bank Card website, or mobile app or by calling their customer service.
- You must set your PIN (Personal Identification Number) for security purposes before you can start using your credit card.
Would getting a Flipkart Credit Card in 2025 be right?
Yes, getting a Flipkart Axis Bank Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility.
Axis Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit.
Conclusion
Flipkart Axis Bank Credit Card is not just a simple credit card, but it is a great way to make your shopping and spending more profitable and affordable. Its great features, such as better cashback on Flipkart and its partner stores, no-cost EMI option, and rewards on other platforms as well, make it a card that is especially useful for online shopping lovers.
If you regularly shop from Flipkart, Myntra, or other partner stores, the Flipkart Axis Bank Credit Card can make your every purchase even more profitable. The biggest feature of Flipkart Credit Card is that it offers you more cashback on every purchase.
Frequently Asked Questions (FAQ’s)
Ans: The annual fee on Flipkart Axis Bank Credit Card is ₹499 + GST. However, the fee can be recovered from the cashback and rewards earned through the card.
Ans: With No Cost EMI, the customer can get a No Extra Cost EMI option while purchasing on Flipkart. So here, you just pay in installments without getting any extra charge of interest while purchasing.
Ans: Yes, airport lounge access in India is free with the Flipkart Axis Bank Credit Card.
Ans: Your cashback that is earned will be adjusted straight into your credit card statement, and you may use it at the next billing cycle.
Ans: Through Axis Bank’s website or app on Flipkart, you may apply. After applying, one is required to fulfill their KYC process.