Summary
HDFC Bank Diners Club Rewardz Credit Card is a premium lifestyle credit card that offers a host of advantages to the consumers. It is designed for people who spend heavily on dining, shopping, travel, and fuel, and the card helps you earn reward points while enjoying luxury services. One of the major draws is the fact that for each ₹150 spent, you earn 3 Reward Points as well as 5% cashback when you shop on HDFC Bank’s SmartBuy online platform.
The Credit card also comes with 1,000 Reward Points as a welcome offer and another 1,000 points on renewal every year. These points can be redeemed in booking flights and hotels, air miles, or exciting gifts from the reward catalog. You can even utilize them to redeem up to 70% of your travel bookings. The reward points are valid for 2 years, giving you enough time to accumulate and redeem them prudently.
In addition to rewards, the card provides free visits to airport lounges, waiver of fuel surcharge up to ₹500 per billing cycle, and single dining benefits, thus it is best for those who prioritize luxurious services. The annual fee of the card worth ₹1,000 will be exempted if you spend ₹1 lakh and more in the last year.
Introduction
While selecting the best credit card, individuals like those which provide great rewards, benefits, and convenience in accessing services. A great example of this kind of credit card is the HDFC Bank Diners Club Rewardz Credit Card. This card is tailor-made for individuals who would like to have a fun lifestyle as well as the benefit of earning reward points against their everyday expenditure. Whether you are shopping, dining, traveling, or buying groceries, this card rewards you with something worthwhile every time you use it.
The HDFC Diners Club Rewardz Credit Card is part of the Diners Club International network, which is known for upscale services and global acceptance. What makes this card unique is the blend of luxury benefits and actual rewards. It offers a broad range of facilities including free-of-charge airport lounge access at airports, fuel surcharge exemption, and special dining promotions. It also provides good value on your regular transactions through reward points which are redeemable as gift vouchers, air miles, or products.
All the necessary information about HDFC Bank Diners Club Rewardz Credit Card, its best features, eligibility requirements, how to apply for it, and some pointers will be covered here on this site so that you may maximize it. Be a traveler, be a foodie, or be anyone who wants something unique from your daily spending; this card is just a great addition to your purse. Let us explore the realm of rewards and find out how this card can make your money journey a rewarding and satisfying experience.
What is the HDFC Bank Diners Club Rewardz Credit Card?
The HDFC Diners Club Rewardz Credit Card is a special credit card offered by HDFC Bank that rewards you with each purchase you make using it. It is designed especially for those who dine, shop, travel, and enjoy lifestyle privileges. You get reward points on your regular expenses through the use of this card, which you can then exchange for discounts, gift vouchers, or any other interesting deals.
It also offers other benefits like free lounge access at airports, discounts at restaurants, and waiver of fuel surcharge. The card is accepted everywhere in India and around the world on the Diners Club International network. Overall, it’s a wonderful card for individuals who want to enjoy luxury benefits and, at the same time, save money.
What is the design of the HDFC Bank Diners Club Rewardz Credit Card?
The HDFC Bank Diners Club Rewardz Credit Card looks stylish and corporate. The card is typically dark in color, typically black or dark blue, giving it a sleek look. The “Diners Club International” logo is nicely placed on the top left corner, while the “HDFC Bank” logo is on the top right.
The card holder’s name and card number are embossed in the center with a clean, neat appearance. The classy look is a sign of the luxury quality of the card and is appealing to those who want function and form.
What are the benefits of the HDFC Bank Diners Club Rewardz Credit Card?
Below are the salient features:
Reward Points:
- Earning Points: You receive 3 Reward Points for each ₹150 spent in retail transactions.
- Accelerated Rewards: Get up to 5% cashback on transactions using HDFC Bank’s SmartBuy platform.
Redemption Options:
- Travel Booking: Offset your Reward Points against air and hotel reservations on 150+ airlines as well as different hotels on the HDFC Bank Diners Club website. You must be aware that Reward Points can be used to pay for a maximum of 70% of the booking; the balance must be paid with your credit card.
- Air Miles Conversion: Redeem your Reward Points as air miles in partner airlines such as Jet Airways and Singapore Airlines, with 1 Reward Point being equal to 0.30 air miles.
- Product Catalogue: Redeem points for special gifts from the rewards catalogue.
Other Benefits:
- Welcome Bonus: Get a welcome gift of 1,000 Reward Points on membership.
- Renewal Bonus: Get 1,000 Reward Points every year on payment of the annual fee.
- Fuel Surcharge Waiver: Get a waiver of a maximum of ₹500 every billing cycle on fuel surcharge.
- Annual Fee Waiver: Your annual fee is exempt if you’ve spent ₹1 lakh or more last year.
What are the fees for the HDFC Bank Diners Club Rewardz Credit Card?
Here is a simple HDFC Bank Diners Club Rewardz Credit Card fee breakup.
| Joining Fee | ₹1,000 plus GST |
| Annual Fee | ₹1,000 plus GST |
| Add-on Card Fee | There are no charges for additional cards for family members. |
| Finance Charges | If you don’t pay your bill in full, a 3.6% per month (43.6% annually) charge on the outstanding balance. |
| Cash Advance Fee | 2.5% of the amount withdrawn or ₹500, whichever is higher. |
| Late Payment Fee | For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000 |
What are the criteria for getting an HDFC Bank Diners Club Rewardz Credit Card?
1. Age Requirement:
- You should be between 18 to 65 years of age.
2. Income Requirement:
- Salaried Applicants: The minimum net monthly income is required; however, the bank fixes the amount, which can differ based on the applicant’s profile.
- Self-Employed Applicants: A minimum ITR amount is needed; the bank fixes the specific amount and can differ with applicants.
3. Employment Status:
- You should have a regular job or business with a fixed income source.
4. Credit Score:
- A CIBIL score of 700 and above is preferred for sanction.
5. Residency:
- You should be an Indian resident and have a valid address proof.
What documents are required to get an HDFC Bank Diners Club Rewardz Credit Card?
The documents that you will have to submit to Get an HDFC Diners Club Rewardz Credit Card are as below:
| Identity Proof | Aadhaar card, Passport, Voter ID, Driving license, PAN card |
| Address Proof | Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address |
| Income Proof | Salary slip for the last 3 months if you are a salaried employee Bank statement for the last 3 months ITR for self-employed persons |
| Photograph | The latest passport-sized photograph |
Where can the HDFC Bank Diners Club Rewardz Credit Card be used?
Here is the list of places where you can use it:
- With the HDFC Bank Diners Club Rewardz Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.
- You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.
- You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.
- You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.
- You can use your credit card to pay electricity and water bills, mobile bills, and internet services.
- You can use your HDFC Bank Diners Club Rewardz Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).
- The HDFC Bank Diners Club Rewardz Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.
What is the credit limit of the HDFC Bank Diners Club Rewardz Credit Card?
The credit limit of the HDFC Diners Club Rewardz Credit Card will rely on your income, credit score, and banking relationship. Subject to eligibility, this is a high-end credit card, typically ranging from ₹5 lakh to ₹25 lakh or more.
If you hold a Priority Banking account, you may be extended a higher credit limit. You are also allowed by the bank to request a limit upgrade based on your spending and repayment record. To ascertain your actual limit, you may call HDFC Bank once you have made your application.
How do you apply for an HDFC Bank Diners Club Rewardz Credit Card?
Apply it through both these modes:
Online Application Process
- Visit the official website of HDFC Bank, i.e.
- Go to ‘Cards’, followed by ‘Credit Cards’.
- On that page, you can see numerous options for credit cards issued by HDFC Bank; for instance, you can choose the HDFC Bank Diners Club Rewardz Credit Card.
- Just hover your cursor on the HDFC Diners Club Rewardz Credit Card, followed by selecting ‘Apply Now‘ from there.
- You will be asked to fill out your details, including your name, contact information, income details, and employment status.
- Be accurate and updated with the information provided.
- You are require to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.
- After filling out the details and uploading the documents, review your application to make sure everything is correct.
- Apply online through the application form.
- The bank will check your application after you submit it. They can ask for extra documents or information if required.
- You will be informed about the status of your application, and if approved, your card will be delivered to you.
Offline Application Process
- You can walk into the nearest HDFC Bank branch to apply for the HDFC Diners Club Rewardz Credit Card.
- Request for the credit card application form for the HDFC Bank Diners Club Rewardz Credit Card. They will provide you with the form and proceed accordingly.
- Fill in the details in the application form wherever it is require. Care should be take that all the information about personal details, income, and jobs provided by the applicant should be correct.
- Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and a passport.
- Your application will be process, and your information will be cross-check at the bank level.
- In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.
- You will receive the HDFC Diners Club Rewardz Credit Card by post at the same postal address.
- Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the HDFC Bank Card website or mobile app or by calling customer service.
- For security purposes, you must set your PIN (Personal Identification Number) before you can start using your credit card.
Would getting an HDFC Bank Diners Club Rewardz Credit Card in 2025 be right?
Yes, the HDFC Diners Club Rewardz Credit Card in 2025 can prove to be a good option if you eat, watch movies, and shop excessively. The card provides beneficial rewards such as savings on movie tickets, additional points on dining, and lifestyle privileges.
If you pay with your credit card frequently for such purchases, you can save a lot of money in the long term. The yearly fee is low and can be exempted if you spend sufficiently within the year. Just ensure you pay your bills in time to prevent fees. So, if your usage pattern is compatible with the rewards of this card, it can be a good choice for 2025.
Conclusion
The HDFC Bank Diners Club Rewardz Credit Card is a bright and rewarding option for the ones looking to harvest additional benefits on day-to-day expenses. It’s a mix of indulgence, savings, and convenience all rolled into one card. Be it a shopping, travel, dining, or flight and hotel booking inclination, this card compensates you with points for each spend that’s a close approximation of anything.
One of the greatest pluses of this card is that you earn 3 Reward Points on every ₹150 spent and more if you shop from HDFC Bank’s SmartBuy website. It also provides you with free airport lounge access, dining discount, and fuel surcharge waiver, which come in handy in day-to-day activities. On top of that, the welcome bonus and renewal bonus make it all the more desirable.
The design of the card is premium and elegant, which suggests that it belongs to a special class of credit cards. It also runs on the Diners Club International network, which is accept globally and domestically at most places. Even though the annual fees are ₹1,000, they can be easily waive off if you spend ₹1 lakh within a year. This makes the card cost-effective for regular use.
Frequently Asked Questions (FAQ’s)
Ans: You immediately report it through HDFC Bank’s customer care or NetBanking. Lost cards have no liability if reported promptly.
Ans: Yes, you can avail up to 4 free add-on cards for your family members who are above 18 years old.
Ans: You can check your cashback and transaction history with ease via the Paytm app or HDFC Bank NetBanking and MobileBanking app.
Ans: Yes, you get a 1% fuel surcharge refund of ₹250 per month when you purchase fuel using the card.
Ans: A minimum of ₹20,000 in monthly income is ideal. But it’s worth noting that it entirely depends upon HDFC Bank’s credit policy and your credit score.
