Summary
The HDFC Bank Harley Davidson Diners Club Credit Card is a premium credit card that has been specifically tailored for Harley-Davidson fans and lifestyle reward hunters. It offers the perfect combination of style, rewards, and exclusive privileges.
The reward points system is one of the key advantages of this card. You earn 10X reward points on spending at Harley-Davidson products, getting your bike serviced, and buying accessories. You also get 5X reward points on dining out and ordering food at home on Zomato and Swiggy and 4 reward points on day-to-day expenses for every ₹150 spent. If you spend on travel and dining regularly, these points become very useful for redemptions.
The Credit card also provides Swiggy One and Times Prime annual memberships for free, providing you with value on food ordering and entertainment. You also get 2 free airport lounge visits per quarter and milestone benefits like gift vouchers when you spend ₹1.5 lakh in a quarter.
Introduction
With the current pace of life, the appropriate credit card can be the difference between us and our expenditure control as well as reward us with additional benefits. HDFC Bank, India’s leading private sector bank, has partnered with the legendary motorcycle brand Harley Davidson to launch a limited-edition credit card – HDFC Bank Harley Davidson Diners Club Credit Card. This card is not about spending; it’s about a way of life that demonstrates power, freedom, and reward.
This card is specifically intended for the bike, travel, and luxury lover. A Harley or luxury service devotee, whatever your allegiance be, there are a few options that stand it apart from its peers. Whether it’s points on all spending, airport lounge facilities or lifestyle rewards, there’s more here than one to love.
One of the greatest advantages of this credit card is its Diners Club platform, which is famous for providing upscale benefits on shopping, dining, and travel. If you are a traveler or a food enthusiast who likes to experiment with new restaurants, you can save money and have a better experience through its tempting offers. Apart from that, card members can also earn reward points, which they can exchange as lovely gifts, vouchers, or even flights.
The other distinctive aspect of this credit card is that it is associated with the Harley-Davidson brand. The card is tastefully designed and provides a sense of pride among cardholders. Additionally, Harley enthusiasts can avail themselves of special invitations to Harley events, discounts on merchandise, and other benefits that ordinary credit cards cannot provide.
What is the HDFC Bank Harley Davidson Diners Club Credit Card?
The HDFC Bank Harley Davidson Diners Club Credit Card is an elite credit card offered by HDFC Bank with the well-known motorcycle brand Harley Davidson. It is designed for those who value a luxurious lifestyle, love shopping, eating, and travelling, and want extra reward points on their spending. It is part of the network of Diners Club International, and hence card members can enjoy special privileges like airport lounge access, reward points, dining savings, and others – not just in India but anywhere in the world.
The card also stands out because it has a very strong tie-up with the Harley Davidson brand.The card boasts a cool look with the Harley logo and offers exclusive rewards to Harley fans, such as access to events and discounts on Harley items. It’s not just a credit card – it’s a badge of freedom, fashion, and smart spending. Ride Harley or get exclusive, rewarding credit cards – this card offers you a powerful mix of luxury, security, and value.
What is the design of the HDFC Bank Harley Davidson Diners Club Credit Card?
The HDFC Bank Harley-Davidson Diners Club Credit Card has a bold and trendy appearance that is symbolic of the Harley-Davidson spirit. The card itself is done in a sleek black color background with the classic Harley-Davidson logo, thus a turner in your wallet.
This design not only shows your affiliation with the iconic motorcycle company but also brings a touch of elegance to your daily transactions. It’s not just a credit card; it’s a statement for bikers who care about appearance as well as functionality.
What are the benefits of the HDFC Bank Harley Davidson Diners Club Credit Card?
Here’s a glance at its key features:
Exclusive Harley-Davidson Benefits
- 10X Reward Points: Earn 10 reward points as a reward for each purchase of Harley-Davidson merchandise, bike services, and accessories at Harley-Davidson dealerships.
- Welcome Gift: Receive a ₹750 Harley-Davidson gift card as a welcome gift.
- Event Access: Receive exclusive access to Harley-Davidson events and experiences.
Dining and Lifestyle Benefits
- Swiggy One & Times Prime Memberships: Free annual memberships to give an extra kick to your food and entertainment life.
- 5X Reward Points: Receive 5 reward points on food ordering platforms like Zomato and Swiggy.
- Good Food Trail Program: Participate in dining programmes with offers and special promotions at partner restaurants.
Travel and Lounge Access
- Airport Lounge Access: Receive 2 complimentary airport lounge visits every quarter.
- 10X Reward Points on Travel: Book flights and hotels on HDFC SmartBuy and earn accelerated reward points.
Objectives and Quarterly Awards
- Make ₹1.5 lakh of spending in a quarter and get gift certificates from Marriott and Decathlon.
- Spend ₹3 lakh in a card anniversary year to be exempt from an annual charge.
More Characteristics
- Reward Points on Everyday Expenses: Every ₹150 you spend every day earns you four points.Facility to translate high-ticket purchases into easily-repayable EMIs.
- Facilitating speedy and safe purchases at merchant outlets is contactless payment.
What are the fees for the HDFC Bank Harley Davidson Diners Club Credit Card?
Here is a simple HDFC Bank Harley Davidson Diners Club Credit Card fee breakup.
| Joining Fee | ₹2,500 plus GST |
| Annual Fee | ₹2,500 plus GST |
| Add-on Card Fee | There are no charges for additional cards for family members. |
| Finance Charges | If you don’t pay your bill in full, a 3.6% per month (43.2% annually) charge on the outstanding balance. |
| Cash Advance Fee | 2.5% of the amount withdrawn or ₹500, whichever is higher. |
| Late Payment Fee | For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000 |
What are the criteria for getting an HDFC Bank Harley Davidson Diners Club Credit Card?
1. Age Requirement:
- You should be between 18 to 65 years of age.
2. Income Requirement:
- Salaried Applicants: The minimum net monthly income is required; however, the bank fixes the amount, which can differ based on the applicant’s profile.
- Self-Employed Applicants: A minimum ITR amount is needed; the bank fixes the specific amount and can differ with applicants.
3. Employment Status:
- You should have a regular job or business with a fixed income source.
4. Credit Score:
- A CIBIL score of 700 and above is preferred for sanction.
5. Residency:
- You should be an Indian resident and have a valid address proof.
What documents are required to get an HDFC Bank Harley Davidson Diners Club Credit Card?
The documents that you will have to submit to Get an HDFC Harley Davidson Diners Club Credit Card are as below:
| Identity Proof | Aadhaar card, Passport, Voter ID, Driving license, PAN card |
| Address Proof | Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address |
| Income Proof | Salary slip for the last 3 months if you are a salaried employee Bank statement for the last 3 months ITR for self-employed persons |
| Photograph | The latest passport-sized photograph |
Where can the HDFC Bank Harley Davidson Diners Club Credit Card be used?
Here is the list of places where you can use it:
- With the HDFC Bank Harley Davidson Diners Club Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.
- You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.
- You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.
- You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.
- You can use your credit card to pay electricity and water bills, mobile bills, and internet services.
- You can use your HDFC Harley Davidson Diners Club Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).
- Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.
What is the credit limit of the HDFC Bank Harley Davidson Diners Club Credit Card?
The credit limit of Credit Card will rely on your income, credit score, and banking relationship. Subject to eligibility, this is a high-end credit card, typically ranging from ₹5 lakh to ₹25 lakh or more.
If you hold a Priority Banking account, you may be extended a higher credit limit. You are also allowed by the bank to request a limit upgrade based on your spending and repayment record. To ascertain your actual limit, you may call HDFC Bank once you have made your application.
How do you apply for an HDFC Bank Harley Davidson Diners Club Credit Card?
Apply it through both these modes:
Online Application Process
- Visit the official website of HDFC Bank, i.e.
- Go to ‘Cards’, followed by ‘Credit Cards’.
- On that page, you can see numerous options for credit cards issued by HDFC Bank; for instance, you can choose the HDFC Bank Harley Davidson Diners Club Credit Card.
- Just hover your cursor on the HDFC Bank Harley Davidson Diners Club Credit Card, followed by selecting ‘Apply Now‘ from there.
- You will be asked to fill out your details, including your name, contact information, income details, and employment status.
- Be accurate and updated with the information provided.
- You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.
- After filling out the details and uploading the documents, review your application to make sure everything is correct.
- Apply online through the application form.
- The bank will check your application after you submit it. They can ask for extra documents or information if required.
- You will be informed about the status of your application, and if approved, your card will be delivered to you.
Offline Application Process
- You can walk into the nearest HDFC Bank branch to apply for the HDFC Harley Davidson Diners Club Credit Card.
- Request for the credit card application form for the HDFC Bank Harley Davidson Diners Club Credit Card. They will provide you with the form and proceed accordingly.
- Fill in the details in the application form wherever it is required. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.
- Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and a passport.
- Your application will be processed, and your information will be cross-checked at the bank level.
- In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.
- You will receive the HDFC Harley Davidson Diners Club Credit Card by post at the same postal address.
- For security purposes, you must set your PIN (Personal Identification Number) before you can start using your credit card.
Would getting an HDFC Bank Harley Davidson Diners Club Credit Card in 2025 be right?
Yes, the HDFC Harley Davidson Diners Club Credit Card in 2025 can prove to be a good option if you eat, watch movies, and shop excessively. The card provides beneficial rewards such as savings on movie tickets, additional points on dining, and lifestyle privileges.
If you pay with your credit card frequently for such purchases, you can save a lot of money in the long term. The yearly fee is low and can be exempted if you spend sufficiently within the year. Just ensure you pay your bills in time to prevent fees. So, if your usage pattern is compatible with the rewards of this card, it can be a good choice for 2025.
Conclusion
The HDFC Harley Davidson Diners Club Credit Card is a statement of lifestyle rather than a credit card, more so for Harley-Davidson enthusiasts who take a liking to luxury experiences. The credit card is design for those who like not just exciting rewards but also share a penchant for travel, dining out, and taking advantage of exclusive benefits and access to events.
From 10X reward points on Harley-Davidson purchases to free use of airport lounges, the card has many benefits that set it apart. From purchasing air tickets, ordering food online, to just shopping, the card rewards you with points that you can redeem to purchase gifts, vouchers, and a lot more. Swiggy One and Times Prime memberships, milestone rewards, and welcome gift voucher add to your lifestyle even more.
Another wonderful benefit is the waiver of the annual fee – if you spend ₹3 lakh within a year, you don’t have to pay renewal fees.
Frequently Asked Questions (FAQ’s)
Ans: No, reward points are valid for use for 2 years from the date they were accrued.
Ans: You can spend your points on the HDFC NetBanking website or SmartBuy for a gift, vouchers, flight ticket, and many more.
Ans: Yes, HDFC charges ₹99 for every redemption application.
Ans: Yes, you can use it abroad. However, there is a foreign currency markup fee of 3.5% on international transactions.
Ans: Any salaried or self-employed Indian citizen who meets the bank’s income and age criteria (usually 21 to 60 years for salaried and 21 to 65 years for self-employed) can apply.
