Summary
ICICI Bank British Airways Classic Credit Card is a high-end credit card that is specifically meant for frequent flyers, and it provides various services to make the flying experience better. The card is suitable for frequent British Airways flyers or partner airline flyers. One of the main advantages of this card is that it offers an opportunity to earn Avios points, with which you can purchase flight tickets, seat upgrades, and other travel perks. The more you use the card, the more Avios points you receive, and you can use them to reduce your trips in cost and comfort.
Besides the rewards, the card has convenient airport lounge access where you can unwind before boarding your flight. The card also includes travel insurance to guarantee that you are protected for whatever may happen as you travel around. There are special discounts on shopping, eating, and entertainment with the card that make it helpful even when traveling is not in your plans. The card also has fuel surcharge exemptions, which allow you to save money when filling up from certain fuel pumps.
The ICICI British Airways Classic Credit Card charges no annual fee, so this card is not costly for a person who will enjoy greater advantages at no extra cost. You have the facility of this card where you want to go anywhere locally or globally, and every time you utilize it, you earn useful points and benefits, so your tours are convenient and relaxing.
Introduction
The ICICI Bank British Airways Classic Credit Card is a suitable card for frequent flyers, especially those who are loyal to British Airways. The card offers numerous facilities that can enhance your travel experience. If you like traveling to different locations and enjoy extra facilities like access to lounge facilities, rewards during traveling, etc., then this card can be appropriate for your needs.
Yet another characteristic of the card is British Airways Avios points earned on standard, everyday expenditures. With Avios points, one is eligible for redemption flights, upgrading a seat, and several other associated holiday rewards. A purchase will move us one step closer to enjoying everything out of flights and experiences with fewer or no charges made upon redemption.
The card also offers exclusive travel benefits, such as access to airport lounges, which allow you to relax before your flight in a soothing environment. There are also benefits like travel insurance, which protects you in case of an emergency while traveling.
Here in this article, we’ll be exploring more into the advantages of the ICICI British Airways Classic Credit Card and let you know how you can make it work in your favor. A frequent flyer or simply someone who wants exclusive perks on travel, and you simply must consider getting this card.
What is the ICICI Bank British Airways Classic Credit Card?
The ICICI British Airways Classic Credit Card is a travel credit card for frequent flyers on British Airways. The card offers numerous benefits that make travel easy and improve the travel experience. For each transaction made on the card, you earn Avios points, which are British Airways’ frequent-flyer miles.
These points may be utilized in purchasing flight ticket, seat upgrade, and other travel privileges. The card is also providing other benefits like visiting airport lounges, travel protection, and offer discounts on eating places and stores. If you are fond of traveling and also want to generate rewards on your spending, then the ICICI Bank British Airways Classic Credit Card is an ideal choice.
How is the design of the ICICI Bank British Airways Classic Credit Card?
The American Express variant is characterized by its special appearance, generally the British Airways symbol, and sleek, professional appearance. This one is particularly suitable for people traveling internationally frequently as it offers high rewards and benefit to international requirements of travel.
Mastercard variant, appearing to be professional in nature, is designed to be accepted across all platforms and merchants so that the cardholder is able to make payments without hitches across various merchants and sites. It is ideal for people who wish to have a card that ensures the highest usability without sacrificing the quality of service and rewards.
What are the benefits of the ICICI Bank British Airways Classic Credit Card?
Here are some of its most significant advantages:
1. Accumulate Avios Points
Cardholders collect Avios points on their spend, which can be redeemed to buy flight tickets, seat upgrades, and other travel benefits with British Airways and partner airlines.
2. Airport Lounge Access
Recline in complimentary access to domestic and international airport lounges, a quiet oasis in which to unwind before boarding your flight.
3. Travel Insurance Cover
There are travel insurance covers, including cover against the unexpected while traveling.
4. Special Offers and Discounts
You will be offered special discounts and offers on entertainment, dining, and shopping, rounding off your lifestyle experience.
5. Waiver of Fuel Surcharge
Earn a fuel surcharge waiver at some fuel stations, which saves you money on fuel prices.
What are the fees for the ICICI Bank British Airways Classic Credit Card?
Here is a simple breakdown of the ICICI British Airways Classic Credit Card fees.
| Joining Fee | Nil |
| Annual Fee | Rs. 3,500 + GST |
| Add-on Card Fee | No charges for additional cards for family members. |
| Finance Charges | 3.40% per month (40.8% annually) on the outstanding balance if you don’t pay your bill in full. |
| Cash Advance Fee | 2.5% of the amount withdrawn or ₹500, whichever is higher. |
| Late Payment Fee | For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000 |
What are the criteria for getting an ICICI Bank British Airways Classic Credit Card?
1. Age Requirement:
- You should be between 18 to 65 years of age.
2. Income Requirement:
- Salaried Applicants: The minimum net monthly income is required; however, the bank fixes the amount, which can differ based on the applicant’s profile.
- Self-Employed Applicants: A minimum ITR amount is needed; the bank fixes the specific amount and can differ with applicants.
3. Employment Status:
- You should have a regular job or business with a fixed income source.
4. Credit Score:
- A CIBIL score of 700 and above is preferred for sanction.
5. Residency:
- You should be an Indian resident and have a valid address proof.
What documents are required to get an ICICI Bank British Airways Classic Credit Card?
The documents that you will have to submit to get an ICICI British Airways Classic Credit Card are as below:
| Identity Proof | Aadhaar card, Passport, Voter ID, Driving license, PAN card |
| Address Proof | Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address |
| Income Proof | Salary slip for the last 3 months, if you are a salaried employeeBank statement for the last 3 monthsITR for self-employed persons |
| Photograph | The latest passport-sized photograph |
Where can the ICICI Bank British Airways Classic Credit Card be used?
Here is the list of places where you can use it:
- With the ICICI British Airways Classic Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.
- You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.
- You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.
- You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.
- You can use your credit card to pay electricity and water bills, mobile bills, and internet services.
- You can use your ICICI British Airways Classic Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).
- The ICICI British Airways Classic Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.
What is the credit limit of the ICICI Bank British Airways Classic Credit Card?
The credit amount you can spend is what you are provided with an ICICI British Airways Classic Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.
For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.
The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another, or even more, considering his/her profile and financial background.
It’s essential to follow the expenses and not exceed the credit limit because when you pass this limit, then penalties get added, and your credit score also goes down.
How do you apply for an ICICI Bank British Airways Classic Credit Card?
Apply it through both these modes:
Online Application Process
- Visit the official website of the ICICI Bank, i.e.
- Go to ‘Cards’, followed by ‘Credit Cards’.
- On that page, you can see numerous options for credit cards issued by ICICI Bank; for instance, you can choose the ICICI British Airways Classic Credit Card.
- Just hover your cursor on the ICICI British Airways Classic Credit Card, followed by selecting ‘Apply Now‘ from there.
- You will be asked to fill out your details, including your name, contact information, income details, and employment status.
- Be accurate and updated with the information provided.
- You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.
- After filling out the details and uploading the documents, review your application to make sure everything is correct.
- Apply online through the application form.
- The bank will check your application after you submit it. They can ask for extra documents or information if required.
- You will be informed about the status of your application, and if approved, your card will be delivered to you.
Offline Application Process
- You can walk into the nearest ICICI Bank branch to apply for the ICICI British Airways Classic Credit Card.
- Request for the credit card application form of the ICICI British Airways Classic Credit Card. They will provide you with the form and proceed accordingly.
- Fill in the details in the application form wherever it is required. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.
- Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and pas photograph.
- Your application will be processed, and your information will be cross-checked at the bank level.
- In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.
- You will receive the ICICI British Airways Classic Credit Card by post at the same postal address.
- Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the ICICI Bank Card website, mobile app, or by calling their customer service.
- You must set your PIN (Personal Identification Number) for security purposes before you can start using your credit card.
Would getting an ICICI Bank British Airways Classic Credit Card in 2025 be right?
Yes, getting an ICICI British Airways Classic Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility.
ICICI Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.
Conclusion
On the whole, the ICICI Bank British Airways Classic Credit Card is a suitable option for the frequent flyer who wishes to earn points on his/her regular expenditure. With the benefit of earning Avios points, the cardholders can redeem points for free travel, seat upgrades, and numerous other travel-related benefits. Airport lounge privileges, travel protection, and unique promotions add to the overall travel benefit, making the card a reliable companion for travelers.
Also, the fuel surcharge exemption and no annual fee upgrade the card, which is best for individuals willing to have superior benefits at zero additional cost. From flying bookings to eating out and shopping, the ICICI British Airways Classic Credit Card ensures that you collect rewards on your spending.
Overall, if you’re a travel consumer who prefers to spend money maximally, this credit card is a sensible choice. Owing to its high rewards relative to its rewards structure, traveling benefits, and reasonable cost, it can help you enhance your travel lifestyle as well as value every trip even more.
Frequently Asked Questions (FAQ’s)
Ans: Avios points are reward miles you earn when you shop with your ICICI Bank British Airways Classic Credit Card. You can exchange these points for travel by flights, upgrade class, and other flight reward benefits on British Airways and affiliate member airlines.
Ans: Yes, Avios points can be trade not only with British Airways but also with its partner airlines, such as those in the Oneworld alliance. That leaves you with a dizzying array of options when you use your points for a flight.
Ans: You can earn Avios points on all purchases that you make using the card, whether for shopping, dining out, or for any other transaction. The more you spend, the more Avios points you can earn.
Ans: The ICICI Bank British Airways Classic Credit Card provides you with free access to airport lounges with high standards. This facility makes you relax at a peaceful and calm place before the flight, have a snack, and make your travelling experience more special.
Ans: Yes, the card also provides coverage for travel insurance such as emergency medical fees, trip cancellations, and other travel threats. It protects you while abroad.
