Summary
The ICICI Bank British Airways Premium Credit Card is a travel credit card that was introduced in association with British Airways, which is specifically tailored for frequent flyers. It provides an extensive array of travel and lifestyle privileges that make it perfectly suited for individuals who travel very frequently abroad or domestically within India, particularly by British Airways.
One of the major attractions of this card is the ability to earn Avios points—British Airways’ reward points—on every purchase. The points can be used to book flights, pay for seat upgrades, and other travel-related services. A welcome incentive to cardholders is earning up to 8,000 bonus Avios on first-time purchase and up to 25,000 Avios for purchasing a return fare to London within the first ninety days of card activation.
The card comes in two varieties—MasterCard and American Express. The American Express has a higher reward point, yet the MasterCard has a broader acceptance rate. The card also comes with 3 free movie tickets a month on BookMyShow and restaurant discounts.
Introduction
The ICICI Bank British Airways Premium Credit Card is perfect for frequent flyers who would want to add some luxury to their travel experience in the form of special advantages. This card, offered in association with British Airways by ICICI Bank, offers numerous travel-oriented benefits that can make flying on one of the globe’s most sought-after airlines a comfortable experience. Whether you are a business traveler or a regular traveler who wishes to visit new places, this card provides you with rewards and benefits that can make your travel more comfortable and enjoyable.
Maybe the highlight of the ICICI Bank British Airways Premium Credit Card is earning British Airways Avios, the airline’s reward points. The points can be redeemed to buy flight tickets, upgrade tickets, or travel privileges. To add to that, cardholders get a package of free services such as airport lounge visits, premium discounts on hotel bookings, and even free travel insurance for that peace of mind.
Here, we are going to discuss the specifications of the features and benefits of this credit card so that you know how it can make your journey better and your travel plan value-added. In case you are planning your next vacation or corporate travel, ICICI Bank British Airways Premium Credit Card can provide you with an entire world of rewards.
What is the ICICI Bank British Airways Premium Credit Card?
The ICICI Bank British Airways Premium Credit Card is a travel premium credit card for those who love flying with British Airways, especially. The card is brought to you by ICICI Bank in partnership with British Airways with the aim to offer customers greater benefits while on the move.With this card, you will collect Avios points (British Airways reward points) on every spend.
These points can then be used to buy flight tickets, seat upgrades, or other travel perks. The card also offers advantages like complimentary airport lounge entry, travel insurance, and cheaper rates for flights. It is a great choice for frequent fliers who want to save and enjoy more comfort while traveling via air.
How is the design of the ICICI Bank British Airways Premium Credit Card?
ICICI Bank British Airways Premium Credit Card is sophisticated and businesslike in appearance, based on its premium ranking. Although no such photos of the card are available, it has been said that the card can be had in two forms: American Express and MasterCard.
The card also has a microchip for enhanced security, so that it cannot be used fraudulently or duplicated. The chip, along with the requirement of a Personal Identification Number (PIN) to use the card to make purchases, gives cardholders an added layer of security.
What are the benefits of the ICICI Bank British Airways Premium Credit Card?
Here’s a brief rundown of its major benefits:
Travel and Avios Rewards
- Avios Points: Accumulate Avios points on your purchases, exchangeable for flights, upgrades, and more at British Airways and its Oneworld affiliates.
- Welcome Bonus: Get 8,000 Avios points for the first-time use of the American Express variant.
- Extra Bonus: Get 25,000 Avios points on booking and travel of a return trip from India to London within the first three months of card issuance.
Dual Card Versions
- American Express Version: Earn 6 Avios for every ₹100 spent on British Airways and up to 9 Avios for every ₹100 spent on other spends, based on monthly spend thresholds.
- MasterCard Version: 1 Avios for every ₹100 spent.
Lifestyle Benefits
- Movie Tickets: Get up to 3 free movie tickets per month on BookMyShow, based on your spending milestones.
- Dining Offers: Get a minimum 15% discount on eating at ICICI Culinary Treats Program participant restaurants.
Concierge Services
- 24×7 Support: Get 24×7 concierge services to get help with hotel reservations, flighreservationson, restaurant reservations, gift delivery, etc.
What are the fees for the ICICI Bank British Airways Premium Credit Card?
Here is a simple breakdown of the ICICI Bank British Airways Premium Credit Card fees.
| Joining Fee | Rs. 7,000 + GST |
| Annual Fee | Rs. 7,000 + GST |
| Add-on Card Fee | No charges for additional cards for family members. |
| Finance Charges | 3.40% per month (40.80% annually) on the outstanding balance if you don’t pay your bill in full. |
| Cash Advance Fee | 2.5% of the amount withdrawn or ₹500, whichever is higher. |
| Late Payment Fee | For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000 |
What are the criteria for getting an ICICI Bank British Airways Premium Credit Card?
1. Age Requirement:
- You should be between 18 to 65 years of age.
2. Income Requirement:
- Salaried Applicants: The minimum net monthly income is required; however, the bank fixes the amount, which can differ based on the applicant’s profile.
- Self-Employed Applicants: A minimum ITR amount is needed; the bank fixes the specific amount and can differ with applicants.
3. Employment Status:
- You should have a regular job or business with a fixed income source.
4. Credit Score:
- A CIBIL score of 700 and above is preferred for sanction.
5. Residency:
- You should be an Indian resident and have a valid address proof.
What documents are required to get an ICICI Bank British Airways Premium Credit Card?
The documents that you will have to submit to get an ICICI British Airways Premium Credit Card are as below:
| Identity Proof | Aadhaar card, Passport, Voter ID, Driving license, PAN card |
| Address Proof | Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address |
| Income Proof | Salary slip for the last 3 months, if you are a salaried employeeBank statement for the last 3 monthsITR for self-employed persons |
| Photograph | The latest passport-sized photograph |
Where can the ICICI Bank British Airways Premium Credit Card be used?
Here is the list of places where you can use it:
- With the ICICI Bank British Airways Premium Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.
- You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.
- You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.
- You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.
- You can use your credit card to pay electricity and water bills, mobile bills, and internet services.
- You can use your ICICI British Airways Premium Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).
- The ICICI Bank British Airways Premium Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.
What is the credit limit of the ICICI Bank British Airways Premium Credit Card?
The credit amount you can spend is what you are provided with an ICICI British Airways Premium Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.
For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.
The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another, or even more, considering his/her profile and financial background.
It’s essential to follow the expenses and not exceed the credit limit because when you pass this limit, then penalties get added, and your credit score also goes down.
How do you apply for an ICICI Bank British Airways Premium Credit Card?
Apply it through both these modes:
Online Application Process
- Visit the official website of the ICICI Bank, i.e.
- Go to ‘Cards’, followed by ‘Credit Cards’.
- On that page, you can see numerous options for credit cards issued by ICICI Bank; for instance, you can choose the ICICI Bank British Airways Premium Credit Card.
- Just hover your cursor on the ICICI Bank British Airways Premium Credit Card, followed by selecting ‘Apply Now‘ from there.
- You will be asked to fill out your details, including your name, contact information, income details, and employment status.
- Be accurate and updated with the information provided.
- You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.
- After filling out the details and uploading the documents, review your application to make sure everything is correct.
- Apply online through the application form.
- The bank will check your application after you submit it. They can ask for extra documents or information if required.
- You will be informed about the status of your application, and if approved, your card will be delivered to you.
Offline Application Process
- You can walk into the nearest ICICI Bank branch to apply for the British Airways Premium Credit Card.
- Request for the credit card application form of the ICICI British Airways Premium Credit Card. They will provide you with the form and proceed accordingly.
- Fill in the details in the application form wherever it is required. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.
- Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and pas photograph.
- Your application will be process, and your information will be cross-check at the bank level.
- In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.
- You will receive the ICICI British Airways Premium Credit Card by post at the same postal address.
- Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the ICICI Bank Card website, mobile app, or by calling their customer service.
- You must set your PIN (Personal Identification Number) for security purposes before you can start using your credit card.
Would getting an ICICI Bank British Airways Premium Credit Card in 2025 be right?
Yes, getting an ICICI British Airways Premium Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility.
ICICI Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.
Conclusion
The ICICI Bank British Airways Premium Credit Card is a great option for heavy travelers, especially those who prefer to fly with British Airways. The card is load with useful features that make the travel experience more convenient, rewarding, and comfortable. The instant you receive the card, you begin accumulating advantages such as welcome Avios points, which you can use to purchase flight tickets, take advantage of upgrades, or plan a holiday through British Airways and partner airline flight reservations.
One of the best things about this card is the number of Avios points that you can earn on your normal spending. The more you spend, particularly with the American Express variant, the more points you will gain. These points are highly prized among frequent flyers since they save you money on your journey and also grant you exclusive deals and offers.
Besides travel rewards, the card also offers lifestyle privileges. You enjoy complimentary movie tickets monthly and dining deals at top restaurants with ICICI Bank’s Culinary Treats program. This enhances the card even if you’re not traveling. You also get reserve hotel stays, restaurant reservations, and much more with the 24/7 concierge service, making you feel like a VIP.
Frequently Asked Questions (FAQ’s)
Ans: Avios points are reward miles you earn when you shop with your ICICI British Airways Premium Credit Card. You can exchange these points for travel by flights, upgrade class, and other flight reward benefits on British Airways and affiliate member airlines.
Ans: You can earn Avios points on all purchases that you make using the Credit card, whether for shopping, dining out, or for any other transaction. The more you spend, the more Avios points you can earn.
Ans: Yes, Avios points can be trade not only with British Airways but also with its partner airlines, such as those in the Oneworld alliance. That leaves you with a dizzying array of options when you use your points for a flight.
Ans: The ICICI British Airways Premium Credit Card provides you with free access to airport lounges with high standards. This facility makes you relax in a peaceful and calm place before the flight, have a snack, and make your travelling experience more special.
Ans: Yes, the card also provides coverage for travel insurance such as emergency medical fees, trip cancellations, and other travel threats. It protects you while abroad.
