ICICI Bank Ferrari Signature Credit Card: Features & Apply

Summary

The ICICI Bank Ferrari Signature Credit Card is a lifestyle credit card introduced by ICICI Bank, in partnership with the iconic car brand Ferrari. This card is particularly suited for those who are style, performance, and exclusive benefits enthusiasts. It balances economic value and brand prestige, offering not only conventional features but also unique Ferrari-inspired benefits.

Through this card, customers earn reward points on all their spending that can be used for shopping for Ferrari accessories, vouchers, and other exciting goods in the future. It offers beneficial benefits in the form of a 1% refund on fuel surcharge, free access to airport lounges, and choice dining discounts on partner restaurants. It facilitates contactless payments and EMI conversions smoothly on high-value spends, hence making the payment intelligent and convenient.

Typically, in red and black with the Ferrari insignia plainly shown, the card’s design captures Ferrari’s brand: simple, elegant, and forceful. It makes consumers feel ostentate even if they might not own a Ferrari. The card is open to salaried as well as self-employed people with a decent credit score; the joining and annual charges are low (₹3, 999 + GST).

Introduction

In this speedy life of today, a credit card is not only a tool of payment but also a reflection of your status, lifestyle, and preference. Among the numerous premium credit cards offered in India, the ICICI Bank Ferrari Signature Credit Card will be coveted by speed enthusiasts, fashion connoisseurs, and exclusivity seekers alike. Commissioned in collaboration with the world-famous automobile manufacturer Ferrari, this credit card is a dream come true for car enthusiasts and luxury cardholders.

The ICICI Bank Ferrari Signature Credit Card is designed to provide card members with not just a flavor of luxury but actual lifestyle advantages. For shopping, dining, entertainment, or travel, this card has several features that are designed to suit urban lifestyles. The best part of this card is the Ferrari-labeled rewards that it includes — i.e., Ferrari products, experiences, and savings.

Even if you own no Ferrari, the card allows you to indulge in the luxury of being part of the Ferrari family. Every time you swipe, you earn points that may be redeemed to purchase Ferrari-branded accessories, petrol, or other great gifts. You also receive dining benefits at a few restaurants, free access to airport lounges, and several other lifestyle benefits.

Let us learn more about this thrilling credit card in detail in this article. If you’ve ever dreamed of owning something Ferrari-branded or simply want a stylish card with great perks, then the ICICI Bank Ferrari Signature Credit Card might be the perfect choice for you. Let’s dive into all that this card has to offer and see why it’s becoming one of the most talked-about credit cards in India today.

What is the ICICI Bank Ferrari Signature Credit Card?

The ICICI Bank Ferrari Signature Credit Card is an exclusive credit card introduced by ICICI Bank in association with the world’s famous car brand, Ferrari. This credit card is ideal for those who love luxury, speed, and a fashion lifestyle. It offers card members a unique experience through Ferrari-themed rewards, rebates, and lifestyle benefits. You don’t need to be a Ferrari owner to get this card — anyone who is qualified based on the bank’s criteria can apply.

With this card, you are able to collect points when you shop, eat, or travel and exchange the points to get Ferrari merchandise or other great presents. The card also gives you benefits like access to airport lounges, rebates on fuel surcharges, and discounts on restaurants. It is a perfect choice for individuals who require an upper-class card that appears stunning and possesses functional benefits.

How is the design of the ICICI Bank Ferrari Signature Credit Card?

The card carries the famous Ferrari brand logo, making the card stand out from the usual regular credit cards. The card usually has a very glossy red and black color scheme, evoking Ferrari’s worldwide-renowned racing colors.

It features a high-end matte finish that imparts a sophisticated and luxurious appearance. The upscale design not only says a lot about your excellent taste, but about your way of life as well. It’s a card that you can comfortably carry and show off to the world.

What are the benefits of the ICICI Bank Ferrari Signature Credit Card?

These are the chief advantages in short:

1. Accumulate Reward Points

• 2 PAYBACK points per ₹100 on normal expenses.

• Earn 4 PAYBACK points on purchases abroad.

• Turn points into Ferrari treats, petrol, or another reward.

2. Ferrari-Themed Offers

• Take advantage of Ferrari-branded memorabilia.

• Take advantage of Ferrari experiences and promotions with the card.

3. Dining-Out Offers

• avail up to 15% discount on bills at mealtime at over 2,500 affiliated Indian restaurants with the ICICI Culinary Treats Programme.

4. Airport Lounge Access

• Receive 1 complimentary airport lounge access per quarter at domestic airports participating (Visa Signature benefit).

5. Waiver of Fuel Surcharge

• Save fuel value by enjoying a 1% fuel surcharge discount at HPCL fuel pumps for card usage through ICICI POS terminals (max. ₹4,000).

6. Contactless Payments

• Swipe the card at POS terminals for instant and secure transactions up to ₹5,000 without PIN entry.

7. EMI Facility

• Pay large bills through simple EMIs from the ICICI Bank credit card.

8. Access through the Internet and Mobile

• Use your card with ease using ICICI Bank Internet Banking or the iMobile App.

9. Welcome Gifts

• Some customers might receive a welcome gift of reward points as additional or Ferrari-named goods (terms of ICICI Bank apply).

What are the fees for the ICICI Bank Ferrari Signature Credit Card?

Here is a simple breakdown of the  ICICI Bank Ferrari Signature Credit Card fees.

Joining Fee	Rs. 3,999 + GST
Annual Fee	Rs. 3,999 + GST
Add-on Card Fee	No charges for additional cards for family members.
Finance Charges	3.40% per month (40.80% annually) on the outstanding balance if you don’t pay your bill in full.
Cash Advance Fee	2.5% of the amount withdrawn or ₹500, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting an ICICI Bank Ferrari Signature Credit Card?

1. Age Requirement:

• You should be between 18 to 65 years of age.

2. Income Requirement:

• Salaried Applicants: The minimum net monthly income is required; however, the bank fixes the amount, which can differ based on the applicant’s profile.

• Self-Employed Applicants: A minimum ITR amount is needed; the bank fixes the specific amount and can differ with applicants.

3. Employment Status:

• You should have a regular job or business with a fixed income source.

4. Credit Score:

• A CIBIL score of 700 and above is preferred for sanction.

5. Residency:

• You should be an Indian resident and have a valid address proof.

What documents are required to get an ICICI Bank Ferrari Signature Credit Card?

The documents that you will have to submit to get an ICICI Bank Ferrari Signature Credit Card are as below:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months, if you are a salaried employeeBank statement for the last 3 monthsITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the ICICI Bank Ferrari Signature Credit Card be used?

Here is the list of places where you can use it:

• With the ICICI Bank Ferrari Signature Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

• You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.

• You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

• You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.

• You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

• You can use your  ICICI Ferrari Signature Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).

What is the credit limit of the ICICI Bank Ferrari Signature Credit Card?

The credit amount you can spend is what you are provided with an ICICI Bank Ferrari Signature Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.

For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.

The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another, or even more, considering his/her profile and financial background.

How do you apply for an ICICI Bank Ferrari Signature Credit Card?

Apply it through both these modes: 

Online Application Process:

• Visit the official website of the ICICI Bank, i.e. 

• Go to ‘Cards’, followed by ‘Credit Cards’.

• On that page, you can see numerous options for credit cards issued by ICICI Bank; for instance, you can choose the  ICICI Bank Ferrari Signature Credit Card.

• Just hover your cursor on the  ICICI Bank Ferrari Signature Credit Card, followed by selecting ‘Apply Now‘ from there.

• You will be asked to fill out your details, including your name, contact information, income details, and employment status.

• Be accurate and updated with the information provided.

• You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

• After filling out the details and uploading the documents, review your application to make sure everything is correct.

• Apply online through the application form.

• The bank will check your application after you submit it. They can ask for extra documents or information if required.

• You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process:

• You can walk into the nearest ICICI Bank branch to apply for the  ICICI Bank Ferrari Signature Credit Card.

• Request for the credit card application form of the  ICICI Bank Ferrari Signature Credit Card. They will provide you with the form and proceed accordingly.

• Fill in the details in the application form wherever it is required. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.

• Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and pas photograph.

• Your application will be processed, and your information will be cross-checked at the bank level.

• In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

• You will receive the  ICICI Bank Ferrari Signature Credit Card by post at the same postal address.

• Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the ICICI Bank Card website, mobile app, or by calling their customer service.

• You must set your PIN (Personal Identification Number) for security purposes before you can start using your credit card.

Would getting an ICICI Bank Ferrari Signature Credit Card in 2025 be right?

Yes, getting a ICICI Bank Ferrari Signature Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility. 

ICICI Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.

Conclusion

The ICICI Bank Ferrari Signature Credit Card is not just a credit card but a prestige lifestyle product that joins the sophistication of Ferrari with the security of ICICI Bank. The card is specifically crafted for someone who wishes for a perfect blend of style, luxury, and functional advantage. If you like Ferrari or simply search for a high-class-looking card with premium benefits, then this card is ideal for you.

From earning reward points on every buy to enjoying discounts at dining outlets, free access to airport lounges, and specialized Ferrari accessories, this credit card is packed with benefits. It even helps you save on fuel prices with surcharge exemptions and makes it possible to enjoy the benefits of contactless transactions. You can even convert large purchases into EMIs, so it becomes that much simpler for you to manage your spending.

The most wonderful thing about this card is that it allows you to experience the Ferrari life without having to own a Ferrari car. It is equally easy to be approved for this card if your credit score is good and meets the bank’s minimum income standards. The application process is straightforward and is simple to execute on an online portal in mere minutes.

Frequently Asked Questions (FAQ’s)