ICICI Bank HPCL Super Saver Credit Card: Features & Benefits

Table of Contents

Summary

The ICICI Bank HPCL Super Saver Credit Card is ideal for those who regularly spend on fuel, grocery shopping, and utility bills. It provides 5% cashback (up to ₹200 per month) on fuel spends made through the HP Pay App, which helps save a lot of money on fuel bills. It also offers 4% cashback (up to ₹200 per month) on grocery shopping and paying utility bills, making it an ideal card for keeping track of monthly household expenses.

For other expenditures, the card gives 2% cashback (up to ₹100 a month) on usual transactions, in addition to 1 Reward Point for every ₹100 spent on all expenditures, with 1 Reward Point worth ₹0.25. This helps users earn as they spend on different categories.

Another important advantage of the card is the waiver of a 1% fuel surcharge at HPCL petrol stations for purchases up to ₹4,000. Commuters and frequent travelers can take full advantage of this feature. In addition, cardholders get up to 15% discounts on dining at participating restaurants through ICICI Bank’s Culinary Treats Program.

Introduction

ICICI Bank’s ICICI HPCL Super Saver Credit Card can prove to be a great option for customers who want to save on their daily fuel expenses. Nowadays the prices of petrol and diesel are increasing continuously, due to which the cost of running a vehicle is also increasing. In such a situation, ICICI HPCL Super Saver Credit Card not only reduces the cost of fuel but also provides great rewards and cashback on other expenses.

The main purpose of the credit card is to give cashback to customers while filling petrol or diesel at HPCL fuel stations. Along with this, ICICI Bank HPCL Super Saver Credit Card also provides benefits for restaurants, grocery shopping, and online shopping. Through this, you get reward points on every transaction, which you can later redeem on different products and services.

In today’s article, we will discuss in detail about ICICI HPCL Super Saver Credit Card. In which we will tell you in detail about its benefits. Along with this, in this article, we will also discuss the fees of ICICI HPCL Super Saver Credit Card and will also discuss in detail how to apply for it. So read this article till the end so that you do not have any problems later.

What is the ICICI Bank HPCL Super Saver Credit Card?

A credit card is a special card of credit, which is particularly meant for people who want to save fuel costs. ICICI HPCL Super Saver Credit Card can be used to earn cashback and reward on buying petrol and diesel from HPCL (Hindustan Petroleum) fuel pumps.

Other than this, the ICICI Bank Super Saver Credit Card also provides reward points on dining at restaurants, grocery shopping, and other purchases. ICICI HPCL Super Saver Credit Card also provides you with the relief of not paying fuel surcharges, thus saving your total fuel expenditure.

How is the ICICI Bank HPCL Super Saver Credit Card designed?

The ICICI HPCL Super Saver Credit Card is ideal for individuals who regularly spend on fuel, grocery bills, and bills. It gives 5% savings when fuel is purchased from HPCL petrol pumps through the HP Pay app and 4% cash back on grocery bills and bills.

Moreover, customers receive 2% cashback on other purchases and 1% reward points on all purchases. The card also offers fuel surcharge rebates, dining discounts, and more. It is ideal for those who wish to save on daily expenses and earn rewards.

What are the benefits of the ICICI Bank HPCL Super Saver Credit Card?

Here’s what you receive:

Fuel Savings at HPCL – Receive 5% cashback (up to ₹200 per month) on fuel spends made through the HP Pay App.

Grocery & Bill Payments – Get 4% cashback (up to ₹200 per month) on grocery shopping and bill payments.

Other Spending Rewards – Get 2% cashback (up to ₹100 per month) on all other spends.

Reward Points – Earn 1 Reward Point for every ₹100 spent on all other purchases. (1 RP = ₹0.25).

Fuel Surcharge Waiver – Save 1% fuel surcharge on HPCL petrol stations for up to ₹4,000 transactions.

Dining Discounts – Enjoy up to 15% discount on dining at participating restaurants through ICICI Bank’s Culinary Treats Program.

Airport Lounge Access – Get one complimentary domestic lounge access per quarter.

What are the fees for the ICICI Bank HPCL Super Saver Credit Card?

Here is a simple ICICI HPCL Super Saver Credit Card fee breakup.

Joining Fee	₹499 + GST (one-time fee when you get the card).
Annual Fee	₹499 = GST per year. This will be waived if you spend 1,00,000 or more in a year.
Add-on Card Fee	There are no charges for additional cards for family members.
Finance Charges	If you don’t pay your bill in full, 3.5% per month (42% annually) on the outstanding balance.
Cash Advance Fee	2.5% of the amount withdrawn or ₹500, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – NilRs. 101 – Rs. 500 – Rs. 150Rs. 501 – Rs. 5,000 – Rs. 500Rs. 5,001 – Rs. 20,000 – Rs. 750Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting anICICI Bank HPCL Super Saver Credit Card?

The following are the primary requirements:

You must be between 18 and 70 years old to apply for the ICICI HPCL Super Saver Credit Card.

The income requirement differs according to your employment status:

Self-Employed Professionals: A minimum Annual income of Rs 2 lakhs usually does the job.

A secured income ensures regular, timely payments on the credit card bill. Any amount above it increases the probability of approval.

Your credit score plays a role in the selection process. It is a tendency for ICICI Bank to favor borrowers with a better credit score usually above 750.

You must be an Indian resident and have valid address proof within the country.

A salaried person must be employed with a reputed company or organization. The bank can ask you for documents like your salary slip or employment letter.

A Self-employed person must have business experience in the past years, generally 2+ years. You must show the bank proof of good consistent income. This may be your income tax returns and bank statements.

What documents are required to get an ICICI Bank HPCL Super Saver Credit Card?

The documents that you will have to submit to Get a ICICI HPCL Super Saver Credit Card are as below:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months if you are a salaried employee bank statement for the last moment or self-employed persons
Photograph	The latest passport-sized photograph

Where can the ICICI Bank HPCL Super Saver Credit Card be used?

Here is the list of places where you can use it:

With the ICICI HPCL Super Saver Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.

You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.

You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

The ICICI Bank HPCL Super Saver Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the ICICI Bank HPCL Super Saver Credit Card?

The credit amount you can spend is what you are provided with an ICICI HPCL Super Saver Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.

For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.

The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another or even more, considering his/her profile and financial background.

How do you apply for an aaICICI Bank HPCL Super Saver Credit Card?

Apply it through both these modes:

Online Application Process

Visit the official website of the ICICI Bank, i.e.

Go to ‘Cards’, followed by ‘Credit Cards’.

On that page, you can see numerous options for credit cards issued by ICICI Bank; for instance, you can choose the ICICI HPCL Super Saver Credit Card.

Just hover your cursor on the ICICI HPCL Super Saver Credit Card, followed by selecting ‘Apply Now‘ from there.

You will be asked to fill out your details including your name, contact information, income details, and employment status.

Be accurate and updated with the information provided.

You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

After filling out the details and uploading the documents, review your application to make sure everything is correct.

Apply online through the application form.

The bank will check your application after submitting it. They can ask for extra documents or information if required.

You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process

You can walk into the nearest ICICI Bank branch to apply for the ICICI HPCL Super Saver Credit Card.

Request for the credit card application form for the ICICI HPCL Super Saver Credit Card. They will provide you with the form and proceed accordingly.

Fill the details in the application form wherever it is required. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.

Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and pas hotograph.

Your application will be processed, and your information will be cross-checked at the bank level.

In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

You will receive the ICICI HPCL Super Saver Credit Card by post at the same postal address.

Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the ICICI Bank Card website, or mobile app or by calling their customer service.

For security purposes, you must set your PIN (Personal Identification Number) before you can start using your credit card.

Would getting an ICICI Bank HPCL Super Saver Credit Card in 2025 be right?

Yes, getting an ICICI Bank HPCL Super Saver Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility.

ICICI Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.

Conclusion

ICICI HPCL Super Saver Credit Card from ICICI Bank is a great option for those who want to save on their fuel expenses. ICICI HPCL Super Saver Credit Card not only offers cashback and rewards on every fuel transaction, but also offers great benefits on many other categories like restaurants, grocery, and entertainment. If you drive regularly and spend a lot on petrol or diesel, then ICICI HPCL Super Saver Credit Card can make a significant contribution to your financial planning.

One of the special features of ICICI HPCL Super Saver Credit Card is that it offers 5% cashback on fuel, which directly saves your total fuel cost. Apart from this, every purchase made through ICICI HPCL Super Saver Credit Card earns reward points, which you can later redeem in many different categories. Its annual fee can also be covered by reward points or other benefits, making it an affordable option.