Indus Solitaire Credit Card: Features & Benefits

Summary

Indus Solitaire Credit Card is among the premium offerings of IndusInd Bank, designed for luxury hunters, who seek special privileges, convenience, and high rewards on their day-to-day expenses. The card offers a perfect blend of travel, shopping, and lifestyle benefits, making it the perfect choice for those who are luxury lovers.

One of the best things about this card is its reward scheme, wherein customers get 2 reward points for each ₹100 spent on utility bills and 4 reward points for each ₹100 spent on dining, entertainment, and travel. The best thing is that there is no time limit for these reward points and customers can encase them whenever they feel like it.

For regular travelers, the Credit card has free airport lounge access (2 times a quarter), travel insurance coverage, and concierge services for making reservations. Shopaholics get special offers on luxury brands, a simple EMI conversion facility, and cashback on predefined purchases. The customers also enjoy a 1% fuel surcharge waiver on all petrol stations in India.

Introduction

Indus Solitaire Credit Card is a luxurious offering of IndusInd Bank, for luxury lovers, convenience seekers, and experience-gaining people. If you are a shopaholic, a globe-trotter, or a foodie who dines at restaurants with a premium tag, this card provides you with a bouquet of special amenities. With high reward points, cashback benefits, and free lounge access, it meets your lifestyle requirements with utmost comfort.

Its largest advantage is its flexibility as it enables you to opt for your favorite reward program. The card also provides travel benefits such as free airport lounge visits and complete insurance cover, so you can travel without worries. If you are a shopaholic, you will appreciate brand name offers, EMI conversion facility, and reasonable cashback options.

The concierge service also adds to the ease of assisting in travel bookings, restaurant reservations, and ticket bookings for events. Security also takes center stage, with no liability in case of card loss and with contactless payment to make payments a breeze. There is also no expiration date for reward points, so you can bank and redeem them at will. The Indus Solitaire Credit Card is ideal for all those who want a hassle-free, rewarding, and high-end experience for their day-to-day financial operations.

What is the Indus Solitaire Credit Card?

Indus Solitaire Credit Card is a high-end credit card provided by IndusInd Bank that provides an affluent and enriching experience for its owner. The card has enticing benefits such as reward points on all expenses, cashback benefits, travel benefits, and shopping advantages. The card is apt for those who are enthusiastic about traveling, eating outside, or daily shopping as the card provides airport lounge privileges at no cost, concierge, and EMI conversion.

With top-notch security features such as zero fraud liability and contactless payments, it provides secure and convenient transactions. The cherry on the cake? The reward points never expire, so you can redeem them at your convenience. If you want a card that is both convenient and luxurious, the Indus Solitaire Credit Card is the one for you.

How is the design of the Indus Solitaire Credit Card?

Indus Solitaire Credit Card has a sophisticated and classy look that exudes luxury and sophistication. Its modern design theme and high-quality matte finish give it a sophisticated and classy touch. The card looks so beautiful that it makes it perfect for those who appreciate exclusivity. The contemporary and minimalistic look of the card is juxtaposed with the IndusInd Bank logo, making it even more luxurious.

The card is contactless as well, for an easy and hassle-free payment experience. Indus Solitaire Credit Card has all the benefits, as it is about styling with every buy.

What are the benefits of the Indus Solitaire Credit Card?

Some of the major benefits of real reward points are:

1. Reward Points on Every Spend – Get 2 reward points for every ₹100 spent on general spending and 4 reward points for every ₹100 on travel, dining, and entertainment.

2. No Expiration for Reward Points – Your reward points do not expire, so you can use them whenever you want.

3. Free Lounge Access – Get 2 complimentary airport lounge visits per quarter in top domestic airports.

4. Cashback on Fuel – Receive a 1a % fuel surcharge refund on petrol pumps in India.

5. Dining Discounts – Receive special discounts of up to 20% at partner restaurants.

6. Travel Benefits – Get insurance coverage for flight delays, baggage loss, and accidents while traveling.

7. EMI Conversion – Get purchases over ₹2,000 converted into hassle-free EMIs at reasonable rates.

8. Zero Fraud Liability – If your card is stolen or lost, you are not held liable for unauthorized transactions if reported on time.

9. 24×7 Concierge Service – Receive assistance for booking travel, reservations at restaurants, and tickets for events.

10. Exclusive Shopping Offers – Receive cashback and discounts on premier brands, e-commerce portals, and partner retailers.

What are the fees for the Indus Solitaire Credit Card?

Here is a simple Indus Solitaire Credit Card fee breakup.

Joining Fee	₹30,000 + GST (one-time fee when you get the card).
Annual Fee	₹30,000 + GST per year.
Add-on Card Fee	There are no charges for additional cards for family members.
Finance Charges	If you don’t pay your bill in full, 3.5% per month (42% annually) on the outstanding balance.
Cash Advance Fee	2.5% of the amount withdrawn or ₹500, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting an Indus Solitaire Credit Card?

The following are the primary requirements:

1. You must be between 18 and 70 years old to apply for the Indus Solitaire Credit Card.

2. The income requirement differs according to your employment status:

• Self-Employed Professionals: A minimum Annual income of Rs 20 lakhs usually does the job.

3. A secured income ensures regular timely payments on the credit card bill. Any amount above it ensures that it increases the approval probability.

4. Your credit score plays a role in the selection process. It is a tendency for IndusInd Bank to favor borrowers with a better credit score usually above 750. 

5. You must be an Indian resident and have valid address proof within the country. 

6. A salaried person must be employed with a reputed company or organization. The bank can ask you for documents like your salary slip or employment letter.

7. A Self-employed person must have business experience in the past years, generally 2+ years. You must show the bank proof of good consistent income. This may be your income tax returns and bank statements.

What documents are required to get an Indus Solitaire Credit Card?

The documents that you will have to submit to Getana Indus Solitaire Credit Card are as below:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months if you are a salaried employee Bank statement for the last 3 months ITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the Indus Solitaire Credit Card be used?

Here is the list of places where you can use it:

• With the Indus Solitaire Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

• You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.

• You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

• You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.

• You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

• You can use your  Indus Solitaire Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).

• The  Indus Solitaire Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the Indus Solitaire Credit Card?

The Indus Solitaire Credit Card limit is different for individuals because it depends on several parameters. IndusInd Bank reviews your income, credit history, payment history, and outstanding debt before allocating a limit. The high-credit-score (750+) customers with regular income and good financial track record generally receive a higher credit limit.

If you initially get a lower limit, you may request an increment in the credit limit after some months of proper usage. Timely repayment, low utilization of credit, and a good banking relationship with IndusInd Bank can help you get the higher limit. Pre-approved limit hike by the bank from time to time is also given to the eligible customers.

How do you apply for an Indus Solitaire Credit Card?

Apply it through both these modes: 

Online Application Process

• Visit the official website of the IndusInd Bank, i.e. 

• Go to ‘Cards’, followed by ‘Credit Cards’.

• On that page, you can see numerous options for credit cards issued by IndusInd Bank; for instance, you can choose the  Indus Solitaire Credit Card.

• Just hover your cursor on the  Indus Solitaire Credit Card, followed by selecting ‘Apply Now‘ from there.

• You will be asked to fill out your details including your name, contact information, income details, and employment status.

• Be accurate and updated with the information provided.

• You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

• After filling out the details and uploading the documents, review your application to make sure everything is correct.

• Apply online through the application form.

• The bank will check your application after submitting it. They can ask for extra documents or information if required.

• You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process

• You can walk into the nearest IndusInd Bank branch to apply for the  Indus Solitaire Credit Card.

• Request for the credit card application form for the  Indus Solitaire Credit Card. They will provide you with the form and proceed accordingly.

• Fill the details in the application form wherever it is required. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.

• Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and pas hotograph.

• Your application will be processed, and your information will be cross-checked at the bank level.

• In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

• You will receive the  Indus Solitaire Credit Card by post at the same postal address.

• Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the IndusInd Bank Card website, or mobile app or by calling their customer service.

• For security purposes, you must set your PIN (Personal Identification Number) before you can start using your credit card.

Would getting an Indus Solitaire Credit Card in 2025 be right?

Yes, getting an Indus Solitaire Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility. 

IndusInd Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.

Conclusion

Indus Solitaire Credit Card is a great choice for those looking for luxury, comfort, and rewards in all their day-to-day transactions. With its rich reward points, VIP travel benefits, dining offers, and shopping offers, this card brings luxury and excitement to your life and rewards you for every transaction. If you are a shopper, a traveler, or someone who enjoys dining in luxury, this card serves your purpose.

One of its greatest benefits is the convenience of collecting and redeeming award miles without any expiry, such that your awards are always available when you need them. The extra benefits such as free lounge visits, waiver of fuel surcharge, and EMI conversion facility simply add to its appeal. Added to this is the safety aspect with zero fraud liability and state-of-the-art contactless payment technology for secure payment.

The credit limit is set based on your financial record, but you can apply for a raise in the future with proper use. IndusInd Bank also offers great customer care and concierge service, which makes it easy for you to operate your card and have a high-quality banking experience.

Frequently Asked Questions (FAQ’s)