Summary
The Kotak PVR Platinum Credit Card is apt for movie-buffs who have a regular trend of visiting cinemas at PVR. It rewards cardholders with 2 free PVR movie tickets every month if they have spent ₹10,000 or more in any billing cycle. This is a good reason to enjoy films while saving some money on movie tickets. This card also comes with up to 15% discount on food and beverages purchased at PVR outlets, further making movie outings affordable.
The Credit card, apart from its movie benefits, comes with a 1% fuel surcharge waiver on any fuel transaction between ₹500 and ₹3,000, which saves users daily expenses. It also provides the convenience of contactless payments, which ensure quick and secure transactions without entering the PIN for small purchases, making it hassle-free. Apart from this, lost card liability cover ensures security in case of unauthorized transactions by notifying them in time.
The card carries a nominal joining and annual fee, which will not burn a hole in the pocket of an entertainment enthusiast. Still, it does not offer classic reward points or cashback because its prime objective is movie-related benefits. It will suit people who spend uninterruptedly using their credit cards and visit PVR theatres frequently.
Introduction
If you are fond of watching movies and want to make your cinema experience even more special, then the Kotak PVR Platinum Credit Card can prove to be a great option for you. PVR Platinum Credit Card is specially designed for those who like to watch movies in PVR Cinema.
Issued in collaboration with Kotak Mahindra Bank and PVR Platinum Credit Card not only gives you great discounts on every movie ticket but also provides you with many other facilities. Through this, you can take advantage of facilities like free movie tickets, discounts, and reward points.
Through Credit Cards, you can get free movie tickets at PVR every month, which makes it a popular choice. Apart from this, Kotak Platinum Credit Card is not only beneficial for cinema lovers but also provides many great benefits for shopping, travel, and other everyday needs.
In today’s article, we will discuss in detail about PVR Platinum Credit Card. In which we will tell you about its benefits in detail. Along with this, in this article,e we will also discuss the fees of Kotak Platinum Credit Card and will also discuss in detail how to apply for it.
What is the Kotak PVR Platinum Credit Card?
Credit Card is a special credit card launched jointly by Kotak Mahindra Bank and PVR Cinemas. Kotak PVR Credit Card is primarily designed for those who often watch movies in PVR cinemas. Through Kotak PVR Credit Card, the cardholder gets discounts, free movie tickets, and many other great benefits on booking movie tickets in PVR.
Other than these, there are numerous other facilities offered by the PVR Platinum Credit Card regarding shopping, travel, and even personal needs. So, Kotak Platinum Credit Card could be defined simply as a great option for film lovers as it makes a cinematic experience worthwhile.
How is the Kotak PVR Platinum Credit Card designed?
Credit Card is specially designed for movie lovers. It offers great benefits on movie tickets, including free PVR tickets based on spending. The card also provides discounts on food and beverages at PVR cinemas.
It has a low joining fee and annual fee, so it is very cheap. Also, users receive cashback offers, reward points, and fuel surcharge waivers. The card is best suited for people who often watch movies and want to save on entertainment expenses.
What are the benefits of the Kotak PVR Platinum Credit Card?
Here are the key benefits with actual rewards:
- Free PVR Movie Tickets – Get 2 free PVR tickets every month by spending ₹10,000 or more in a billing cycle.
- Discount on Food & Beverages – Get up to 15% discount on food and beverages at PVR cinema.
- Fuel Surcharge Waiver- Get a 1% fuel surcharge waiver on transactions between ₹500 to ₹3,000 at fuel stations across India.
- Contactless Payments – Tap and pay for quick and secure transactions.
- Lost Card Liability Cover – Protection against unauthorized transactions in case of card loss, if reported immediately.
What are the fees for the Kotak PVR Platinum Credit Card?
Here is a simple Credit Card fee breakup.
| Joining Fee | ₹999 = GST per year. This will be waived if you spend 15,00,000 or more in a year. |
| Annual Fee | ₹999 = GST per year. This will be waived if you spend 75,000 or more in a year. |
| Add-on Card Fee | There are no charges for additional cards for family members. |
| Finance Charges | If you don’t pay your bill in full, 3.5% per month (42% annually) on the outstanding balance. |
| Cash Advance Fee | 2.5% of the amount withdrawn or ₹500, whichever is higher. |
| Late Payment Fee | For Statement Balance Less than Rs. 101 – NilRs. 101 – Rs. 500 – Rs. 150Rs. 501 – Rs. 5,000 – Rs. 500Rs. 5,001 – Rs. 20,000 – Rs. 750Rs. 20,000 & above – Rs. 1,000 |
What are the criteria for getting a Kotak PVR Platinum Credit Card?
The following are the primary requirements:
- To apply for the PVR Platinum Credit Card, you must be between 18 and 70 years old.
- The income requirement differs according to your employment status:
- Self-Employed Professionals: A minimum Annual income of Rs 1 lakhs usually does the job.
- A secured income ensures regular timely payments on the credit card bill. Any amount above it ensures that the approval probability is increased.
- Your credit score plays a role in the selection process. It is a tendency for Kotak Bank to favor borrowers with a better credit score usually above 750.
- You must be an Indian resident and have valid address proof within the country.
- A salaried person must be employed with a reputed company or organization. The bank can ask you for documents like your salary slip or employment letter.
- A Self-employed person must have business experience in the past years, generally 2+ years. You must show the bank proof of good consistent income. This may be your income tax returns and bank statements.
What documents are required to get a Kotak PVR Platinum Credit Card?
The documents that you will have to submit to Get a Credit Card are as below:
| Identity Proof | Aadhaar card, Passport, Voter ID, Driving license, PAN card |
| Address Proof | Salary slip for the last 3 months if you are a salaried employee bank statement for the last 3 monthsITR for self-employed persons |
| Income Proof | Salary slip for the last 3 months if you are a salaried employee bank statement for the last 3 months for self-employed persons |
| Photograph | The latest passport-sized photograph |
Where can the Kotak PVR Platinum Credit Card be used?
Here is the list of places where you can use it:
- With the PVR Platinum Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.
- You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.
- You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.
- You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.
- You can use your credit card to pay electricity and water bills, mobile bills, and internet services.
- You can use your Kotak Platinum Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).
- The Kotak PVR Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.
What is the credit limit of the Kotak PVR Platinum Credit Card?
The credit amount you can spend is what you are provided with a Kotak PVR Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.
For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.
The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another or even more, considering his/her profile and financial background.
It’s essential to follow the expenses and not exceed the credit limit because when you pass this limit then penalties get added, and your credit score also goes down.
How do you apply for a Kotak PVR Platinum Credit Card?
Apply it through both these modes:
Online Application Process
- Visit the official website of the Kotak Bank, i.e.
- Go to ‘Cards’, followed by ‘Credit Cards’.
- On that page, you can see numerous options for credit cards issued by Kotak Bank; for instance, you can choose the Kotak PVR Platinum Credit Card.
- Just hover your cursor on the Kotak Platinum Credit Card, followed by selecting ‘Apply Now‘ from there.
- You will be asked to fill out your details including your name, contact information, income details, and employment status.
- Be accurate and updated with the information provided.
- You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.
- After filling out the details and uploading the documents, review your application to make sure everything is correct.
- Apply online through the application form.
- The bank will check your application after submitting it. They can ask for extra documents or information if required.
- You will be informed about the status of your application, and if approved, your card will be delivered to you.
Offline Application Process
- You can walk into the nearest Kotak Bank branch to apply for the Kotak PVR Platinum Credit Card.
- Request for the credit card application form for the Kotak Platinum Credit Card. They will provide you with the form and proceed accordingly.
- Fill the details in the application form wherever it is required. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.
- Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and pas hotograph.
- Your application will be processed, and your information will be cross-checked at the bank level.
- In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.
- You will receive the Kotak Platinum Credit Card by post at the same postal address.
- Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the Kotak Bank Card website, or mobile app or by calling their customer service.
- For security purposes, you must set your PIN (Personal Identification Number) before you can start using your credit card.
Would getting a Kotak PVR Platinum Credit Card in 2025 be right?
Yes, getting a Kotak PVR Platinum Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility.
Kotak Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.
Conclusion
Therefore, it is perfect for movie enthusiasts, as it provides the card owner with many discounts to watch movies, especially for frequent users of PVR cinemas. So, Kotak PVR Credit Card ensures you not only get discount movie tickets but also free movie tickets and reward points besides other great rewards. Other than this, Kotak PVR Credit Card also offers great facilities for shopping, traveling, and everyday needs, making it a multi-purpose card.
The annual fee of Kotak Platinum Credit Card is also very low, and applying for it is also very hassle-free. You can apply through the website of Kotak Mahindra Bank or at your nearest bank branch. Considering all the benefits this card offers, it can turn out to be a good one, especially for those who wish to have a card that could be useful in everyday needs with the cinema experience.
Finally, if you are a cinema lover and love watching movies, the Kotak PVR Credit Card will not put a strain on your pocket but will provide you with great experience and savings. Overall, the Kotak Platinum Credit Card not only enhances the movie-watching experience but also gives you many other benefits. So, if you also want a credit card that has special features, keeping in mind your movie-watching preferences, then Kotak PVR Platinum Credit Card can be a great option.
Frequently Asked Questions (FAQ’s)
Ans: Yes, Credit Card comes with some free PVR movie tickets every month as per your spending and usage of the card.
Ans: You can earn reward points on shopping and other expenses with a Kotak PVR Platinum Credit Card. These reward points can later be redeemed for PVR movie tickets, shopping vouchers, and other offers.
Ans: No, Kotak Platinum Credit Card does support international purchases too. There is, however, a small foreign transaction charge that you may have to bear for the purchase.
Ans: You can pay zero annual charges if you can spend ₹ 75,000 or more by using the Kotak PVR Platinum Credit card in a calendar year.
Ans: PVR Platinum Credit Card provides you with the benefits of a fuel surcharge waiver, the facility of contactless payments, and many more special offers.
