KrisFlyer SBI Card Apex: Apply Process

Summary

The KrisFlyer SBI Card Apex is a premium credit card that’s ideal for high-flyers, especially those who fly regularly with Singapore Airlines and its alliance carriers. It comes with an enormous list of privileges, and hence it’s one such card that one would want to have if one is ready to fine-tune one’s air travel experience. Cardmembers also accrue double miles on transactions on Singapore Airlines, Scoot, and KrisShop.

In addition, KrisFlyer SBI Card Apex offers premium privileges such as airport lounge privileges, domestic and international, so travellers get to have a more comfortable and hassle-free flying experience. The card also comes with handy insurance benefits, from air accident cover to baggage loss/delay insurance, which provide passengers with the assurance they need while on the move.

Besides these travel benefits, the card also offers a waiver of fuel surcharge, restaurant discounts, and the benefit of contactless payment for quick and safe transactions. The other benefit is the ability to convert large purchases into convenient EMIs so that card members can pay their bills more comfortably.

Introduction

The KrisFlyer SBI Card Apex is a premium credit card offered in partnership with the State Bank of India (SBI) and Singapore Airlines. It’s designed for frequent flyers who plan to indulge in valuable rewards on their flight with Singapore Airlines and its partner airlines. The card has exclusive privileges, such as increased KrisFlyer miles, which can be used for flights, upgrades, and travel experiences.

If you are an experienced traveler or are going to take your first international flight, applying for this card can provide you with a lot of travel benefits. Below is the step-by-step process in this tutorial on how to apply for the KrisFlyer SBI Card Apex.

First and foremost, you need to know the key requirements. They are the applicant’s age, income, and credit rating, to mention a few. With all the information required, you can proceed to apply either online or offline. Applying online is usually quicker and more convenient, and it gives you the capability to track the status of your application in real-time.

Now, let us move on to the step-by-step procedure of applying for the KrisFlyer SBI Card Apex, and how you will gain from its benefits once your application is approved. Whether applying online from SBI’s website or a branch, understanding every step by step will be your passport to a trouble-free application process.

What is the KrisFlyer SBI Card Apex?

The KrisFlyer SBI Card Apex is a high-end credit card provided by the State Bank of India (SBI) in partnership with Singapore Airlines. This card is particularly tailored for business travelers who wish to gain rewards for their travels.

Moreover, the card earns more miles on Singapore Airlines and SilkAir flights, hence ideal for frequent flyers of these airlines. For instance, cardholders earn additional miles for reserving flights, hence saving money on their subsequent trip.

How is the design of the KrisFlyer SBI Card Apex?

The KrisFlyer SBI Card Apex has a sophisticated and intricate design that makes it one of the high-end travel credit cards. It comes with a luxurious background and rich floral motifs in gold hue, representing opulence and high-class exclusivity. This is not only an addition of opulence to its exterior design, but is also appropriate given its premium holiday experiences.

Functionally, the card is equipped with contactless payment technology to enable quick and secure payments. This functionality is most useful for travelers who are required to make quick payments during their journey. The worldwide acceptance of the card also ensures that users can take advantage of its use at over 24 million outlets across the world, including over 300,000 places in India.

What are the benefits of the KrisFlyer SBI Card Apex?

Here’s a summary of its primary advantages:

Quicker KrisFlyer Miles

• 10 miles for every ₹200 in Singapore Airlines, Scoot, Pelago, Kris+, and KrisShop spends.

• 8 miles for every ₹200 spent internationally.

• 6 miles for every ₹200 spent on other eligible expenses.

Welcome & Milestone Rewards

• 10,000 KrisFlyer miles on initial card spend within 60 days.

• 10,000 miles on annual spends of ₹5 lakh.

• 3,000 miles on reaching ₹10 lakh in annual spends.

• Upgrade to KrisFlyer Elite Gold on ₹7.5 lakh of Singapore Airlines spend.

Airport Lounge Access

• Free up to 16 visits annually (8 domestic and 8 international) via Priority Pass.

• Waiver of fuel transactions by 1% up to ₹3,000 per month, to a max of ₹250 per statement cycle.

Comprehensive Insurance Cover

• Air accident cover up to ₹3.5 crore.

• Cover for delay and luggage loss up to ₹ 1 lakh.

• Cover up to ₹10 lakh for fraud responsibility.

Other Characteristics

• Contactless payments for simple and safe transactions.

• Approved everywhere at about 24 million sites.

• Add-on cards for family members over eighteen years old.

• Cash access at more than a million automated teller machines worldwide.

• On EMI choices for financial independence, flexipay, and balance transfer.

What are the fees for the KrisFlyer SBI Card Apex?

Here is a simple breakdown of the  KrisFlyer SBI Card Apex fees.

Joining Fee	Rs. 9,999 + GST
Annual Fee	Rs. 9,999 + GST
Add-on Card Fee	No charges for additional cards for family members.
Finance Charges	If you don’t pay your bill in full, a 3.75% per month (45% annually) charge on the outstanding balance.
Cash Advance Fee	2.5% of the amount withdrawn or ₹500, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting a KrisFlyer SBI Card Apex?

1. Age Requirement:

• You should be between 18 and 65 years of age.

2. Income Requirement:

• Salaried Applicants: The minimum net monthly income is required; however, the bank fixes the amount, which can differ based on the applicant’s profile.

• Self-Employed Applicants: A minimum ITR amount is needed; the bank fixes the specific amount and can differ with applicants.

3. Employment Status:

• You should have a regular job or business with a fixed income source.

4. Credit Score:

• A CIBIL score of 700 and above is preferred for sanction.

5. Residency:

• You should be an Indian resident and have a valid address proof.

What documents are required to get a KrisFlyer SBI Card Apex?

The documents that you will have to submit to get an Anaake MyTrip SBI Bank Credit Card are as below:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months, if you are a salaried employeeBank statement for the last 3 monthsITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the KrisFlyer SBI Card Apex be used?

Here is the list of places where you can use it:

• With the KrisFlyer SBI Card Apex, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

• You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.

• You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

• You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.

• You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

• You can use your  KrisFlyer SBI Card Apex to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).

• The  KrisFlyer SBI Card Apex is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the KrisFlyer SBI Card Apex?

The credit amount you can spend is what you are provided to you with a KrisFlyer SBI Card Apex. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.

For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.

The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another, or even more, considering his/her profile and financial background.

How do you apply for a KrisFlyer SBI Card Apex?

Apply it through both these modes: 

Online Application Process:

• Visit the official website of the SBI Bank, i.e. 

• Go to ‘Cards’, followed by ‘Credit Cards’.

• On that page, you can see numerous options for credit cards issued by SBI Bank; for instance, you can choose the  KrisFlyer SBI Card Apex.

• Just hover your cursor on the  KrisFlyer SBI Card Apex, followed by selecting ‘Apply Now‘ from there.

• You will be asked to fill out your details, including your name, contact information, income details, and employment status.

• Be accurate and updated with the information provided.

• You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

• After filling out the details and uploading the documents, review your application to make sure everything is correct.

• Apply online through the application form.

• The bank will check your application after you submit it. They can ask for extra documents or information if required.

• You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process:

• You can walk into the nearest SBI Bank branch to apply for the  KrisFlyer SBI Card Apex.

• Request for the credit card application form of the  KrisFlyer SBI Card Apex. They will provide you with the form and proceed accordingly.

• Fill in the details in the application form wherever it is required. Care should be taken to ensure that all the information about personal details, income, and jobs provided by the applicant is correct.

• Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and a passport photograph.

• Your application will be processed, and your information will be cross-checked at the bank level.

• In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

• You will receive the  KrisFlyer SBI Card Apex by post at the same postal address.

• Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the SBI Bank Card website, mobile app, or by calling their customer service.

• You must set your PIN (Personal Identification Number) for security purposes before you can start using your credit card.

Would getting a KrisFlyer SBI Card Apex in 2025 be right?

Yes, getting a KrisFlyer SBI Card Apex in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. The bank also provides discounts and easy access to the EMI facility. 

SBI Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should ensure you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit.

Conclusion

Overall, the KrisFlyer SBI Card Apex is a very rewarding and high-end credit card, especially for frequent travelers, and most importantly, with Singapore Airlines and partner airlines. As being very rewarding and offering such excellent benefits as earning enhanced KrisFlyer miles on all transactions, the card is an excellent way of earning miles to redeem flights, upgrades, and other excellent travel experiences. The card is best for travelers who wish to take advantage of high-end services like access to airport lounges, travel insurance covering all costs, and special discounts on shopping and food.

Apart from that, the KrisFlyer SBI Card Apex has a bunch of welcome and milestone rewards that make the card even more valuable, so cardholders reap rewards every step of the way. The added benefits, such as waivers of fuel surcharge, contactless payments, and global acceptance, make the card not only a good travel buddy but also an instrumental, convenient tool for everyday purchases.

For those that embark on a massive expenditure of traveling abroad, the card provides an enormous way to optimize rewards and heighten overall traveling experience. High-end benefits and customized perks affiliated with it make it apt as the perfect choice for those looking forward to living an extravagant life. Be it one being a travel whiz or someone about to leave, the KrisFlyer SBI Card Apex promises benefits irreproachable in quality.

Frequently Asked Questions (FAQ’s)