Summary It is important to use credit cards properly, but sometimes due to financial problems, people are not able to pay the outstanding amount on time. In such a situation, the bank provides two solutions – Credit Card Settlement vs Restructuring. Credit Card Settlement is a process in which the customer gets the facility to […]
Credit Card Settlement vs Restructuring? Read More »
Summary Credit Card Settlement is done when a person is unable to pay the full dues of his credit card and requests the bank to waive off some amount as relief. This may seem beneficial in the short term, but it has a negative impact in the long run, especially on the chances of getting
How does Credit Card Settlement impact future loans? Read More »
Summary ICICI Bank offers a host of Top 10 ICICI Bank Lifetime Free Credit Cards with no membership fee and renewal cost, which is best for intelligent spenders. Credit cards give customers cashback, reward points, fuel surcharge offset, dining outlet offers, and entertainment discounts, as chosen based on their spending habits. For online buyers, the
Top 10 ICICI Bank Lifetime Free Credit Cards in 2025 Read More »
संक्षेप क्रेडिट कार्ड का सही से इस्तेमाल करना जरूरी होता है, लेकिन कई बार आर्थिक समस्याओं के कारण लोग समय पर बकाया राशि चुका नहीं पाते हैं। ऐसे में बैंक दो समाधान प्रदान करता है – Credit Card Settlement और Credit Card Restructuring। Credit Card Settlement एक ऐसी प्रक्रिया है, जिसमें ग्राहक को पूरी बकाया
Credit Card Settlement और Credit Card Restructuring में क्या अंतर है? Read More »
Summary ICICI Bank provides several credit cards based on various lifestyle and monetary requirements. From travel rewards, cashback, dining discounts, and shopping rewards, to entertainment rewards, ICICI Bank has the ideal credit card for you. Some of the top picks (Top 10 ICICI Bank Credit Card) include ICICI Bank Sapphiro Credit Card for travel and
Top 10 ICICI Bank Credit Card Features Compare & Apply Online Read More »
Summary A settlement of a credit card adversely impacts your CIBIL score, which makes it difficult to get a loan or an additional credit card in the future. But it is possible to correct it by following the right procedure. Firstly, you must verify your CIBIL report and contact CIBIL to correct any mistakes. Also,
How to Improve CIBIL Score after Credit Card Settlement? Read More »
संक्षेप Credit Card Settlement तब किया जाता है जब कोई व्यक्ति अपने क्रेडिट कार्ड का पूरा बकाया चुकाने में असमर्थ होता है और बैंक से राहत के रूप में कुछ राशि माफ कराने का अनुरोध करता है। यह तात्कालिक रूप से फायदेमंद लग सकता है, लेकिन इसका लंबे समय तक नकारात्मक प्रभाव पड़ता है, खासकर
Credit Card Settlement का Impact भविष्य में लोन पर कैसे पड़ता है? Read More »
संक्षेप Credit Card Settlement कराने के बाद CIBIL स्कोर पर नकारात्मक प्रभाव पड़ता है, जिससे भविष्य में लोन या नया क्रेडिट कार्ड लेना मुश्किल हो सकता है। हालांकि, सही कदम उठाकर इसे दोबारा सुधारना पूरी तरह संभव है। सबसे पहले, आपको अपनी CIBIL रिपोर्ट चेक करनी चाहिए और अगर कोई गलती है तो उसे सही
Credit Card Settlement के बाद CIBIL Score कैसे सुधारें? Read More »
संक्षेप क्रेडिट कार्ड का सही इस्तेमाल हमारी वित्तीय स्थिति को मजबूत बना सकता है, लेकिन अगर इसे लापरवाही से इस्तेमाल किया जाए, तो यह कर्ज के बोझ का कारण भी बन सकता है। जब क्रेडिट कार्ड का बिल समय पर नहीं चुकाया जाता हैं, तो ब्याज और पेनल्टी बढ़ती जाती है, जिससे कर्ज चुकाना और
Credit Card Settlement और Full Payment में क्या अंतर है? Read More »
Summary Credit card settlement is a process in which the bank takes a part of your dues and forgives the rest. However, this can harm your credit score and make it difficult to get a loan or a new credit card in the future. Therefore, it is important to adopt the right strategy to repay
How to do credit card settlement without spoiling your credit score? Read More »
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