Summary
The RBL World Safari Credit Card is a travel credit card, and it is meant for those who travel frequently. Its best feature is that it has no foreign currency markup, and thus you save money on foreign transactions. Other credit cards charge you a 3-3.5% markup on foreign transactions, but this card charges no extra fee. This is excellent for those who travel abroad frequently.
As a welcome gift, the card presents a ₹3,000 travel voucher, which can be redeemed for flight or hotel booking. This card presents reward points on all spend – 5 reward points for every ₹100 for travel bookings and 2 reward points for every ₹100 for other spends. The card also provides free airport lounge entry in domestic airports with 2 free visits per quarter (8 per year), allowing tourists to relax before they board their flights.
The card charges an annual fee of ₹3,000, but that is waived if you have spent ₹2.5 lakh in one year. The other benefits include a 1% fuel surcharge waiver on fuel spending and contactless payments to make transactions safe and fast. The interest charges are 3.99% per month (47.88% per annum), so pay the bill in time to avoid paying extra.
Introduction
If you are a travel enthusiast and like to travel to new destinations, the RBL World Safari Credit Card can be your best travel companion. The card is tailored to the needs of travelers with high benefits on international flights, stays at hotels, and foreign currency transactions. Be it a vacation abroad or a weekend trip, the card assures a hassle-free and rewarding journey.
One of the biggest advantages of this card is that it does not have any foreign currency markup, so it is one of the best credit cards for an international traveler. Any other credit card typically charges a fee if you pay in a foreign currency, but with the RBL World Safari Credit Card, you can skip all these charges.
In addition, this card provides excellent rewards related to travel and welcome offers. On subscription, you are provided with a travel voucher that can be used to purchase flights or hotels. The card also grants you entry into airport lounges, meaning you will get a chance to relax before your flight in a warm lounge rather than standing in crowded airport spaces.
For frequent travelers, this credit card provides reward points as an incentive for booking travel. You can earn points every time you book flights, hotels, or other travel arrangements. These points can be redeemed later to receive discounts on future travel bookings, thus saving you money on your travels.
Apart from travel rewards, the RBL World Safari Credit Card offers other rewards like eating out, entertainment, and shopping discounts. This means that it is a credit card that not only offers you money savings on your travel but also your day-to-day expenses.
What is the RBL World Safari Credit Card?
The RBL World Safari Credit Card is a travel credit card designed for the traveling enthusiast. It offers great benefits for traveling, such as discounts on flights and hotel reservations, free airport lounge benefits, and no markups on foreign currency transactions. This means you won’t have to pay extra when making your foreign transactions with the card.
When you get this card, you also receive a welcome present in the form of a special travel voucher, which you can exchange for flights or hotels. Other than that, for every travel expense, you earn reward points which you can redeem for your next vacation. The card also offers other benefits such as dining and shopping discounts, so it can be used for daily expenses as well.
How is the design of the RBL World Safari Credit Card?
Contemporary and upscale travel-oriented, the RBL World Safari Credit Card is The card depicts global travel and exploration with a globe and aviation symbol. Individuals are attracted to the dark blue card with a luxurious finish.
The card also features the Mastercard logo and the RBL Bank logo for international acceptance. It comes equipped with an EMV chip and contactless payment for security, making it easy for you to make quick and secure payments. Overall, the RBL World Safari Credit Card design makes the card look highly modern and travel-oriented, making it perfect for regular travelers.
What are the benefits of the RBL World Safari Credit Card?
Following are some of the key advantages along with real reward points:
Zero Foreign Currency Markup
- Most credit cards charge 3-3.5% extra on foreign currency transactions, but with this card, you pay nothing extra while spending overseas in foreign currencies. This saves you money on every international transaction.
Welcome Travel Voucher
- You receive a ₹3,000 travel voucher as a welcome benefit, which can be used to book a flight or a hotel.
Reward Points on Every Spend
- 5 Reward Points for ₹100 spent on booking travel (flights, hotels, etc.).
- 2 Reward Points for ₹100 spent on other segments such as shopping and dining.
Airport Lounge Access
- Avail 2 complimentary domestic airport lounge visits every quarter (8 per annum).
- Unwind in cozy lounges before boarding your flight.
Fuel Surcharge Waiver
- Avail a 1% waiver of the fuel surcharge on fuel expenditures between ₹500 to ₹4,000.
Annual Fee Waiver
- Pay the annual fee of ₹2.5 lakh once a year, and the following year’s annual fee gets waived.
Secure and Contactless Payments
- Is the EMV chip enabled to offer added security?
- Facilitates contactless payments for quicker and safer transactions.
What are the fees for the RBL World Safari Credit Card?
Here is a simple RBL World Safari Credit Card fee breakup.
| Joining Fee | ₹3,000 + GST |
| Annual Fee | ₹3,000 + GST (Waived if you spend ₹2.5 lakh in a year) |
| Add-on Card Fee | There are no charges for additional cards for family members. |
| Finance Charges | If you don’t pay your bill in full, 3.99% per month (47% annually) on the outstanding balance. |
| Cash Advance Fee | 2.5% of the amount withdrawn or ₹500, whichever is higher. |
| Late Payment Fee | For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000 |
What are the criteria for getting an RBL World Safari Credit Card?
The following are the primary requirements:
- You must be between 18 and 70 years old to apply for the RBL World Safari Credit Card.
- The income requirement differs according to your employment status:
- Self-Employed Professionals: A minimum Annual income of Rs 2 lakhs usually does the job.
- A secured income ensures regular timely payments on the credit card bill. Any amount above it ensures that it increases the approval probability.
- Your credit score plays a role in the selection process. It is a tendency for RBL Bank to favor borrowers with a better credit score usually above 750.
- You must be an Indian resident and have valid address proof within the country.
- A salaried person must be employed with a reputed company or organization. The bank can ask you for documents like your salary slip or employment letter.
- A Self-employed person must have business experience in the past years, generally 2+ years. You must show the bank proof of good consistent income. This may be your income tax returns and bank statements.
What documents are required to get an RBL World Safari Credit Card?
The documents that you will have to submit to Getana RBL World Safari Credit Card are as below:
| Identity Proof | Aadhaar card, Passport, Voter ID, Driving license, PAN card |
| Address Proof | Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address |
| Income Proof | Salary slip for the last 3 months if you are a salaried employee Bank statement for the last 3 months ITR for self-employed persons |
| Photograph | The latest passport-sized photograph |
Where can the RBL World Safari Credit Card be used?
Here is the list of places where you can use it:
- With the RBL World Safari Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.
- You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.
- You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.
- You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.
- You can use your credit card to pay electricity and water bills, mobile bills, and internet services.
- You can use your RBL World Safari Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).
- The RBL World Safari Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.
What is the credit limit of the RBL World Safari Credit Card?
The RBL World Safari Credit Card limit is different for individuals because it depends on several parameters. RBL Bank reviews your income, credit history, payment history, and outstanding debt before allocating a limit. The high-credit-score (750+) customers with regular income and good financial track record generally receive a higher credit limit.
If you initially get a lower limit, you may request an increment in the credit limit after some months of proper usage. Timely repayment, low utilization of credit, and a good banking relationship with RBL Bank can help you get the higher limit. Pre-approved limit hike by the bank from time to time is also given to the eligible customers.
How do you apply for an RBL World Safari Credit Card?
Apply it through both these modes:
Online Application Process
- Visit the official website of the RBL Bank, i.e.
- Go to ‘Cards’, followed by ‘Credit Cards’.
- On that page, you can see numerous options for credit cards issued by RBL Bank; for instance, you can choose the RBL World Safari Credit Card.
- Just hover your cursor on the RBL World Safari Credit Card, followed by selecting ‘Apply Now‘ from there.
- You will be asked to fill out your details including your name, contact information, income details, and employment status.
- Be accurate and updated with the information provided.
- You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.
- After filling out the details and uploading the documents, review your application to make sure everything is correct.
- Apply online through the application form.
- The bank will check your application after submitting it. They can ask for extra documents or information if required.
- You will be informed about the status of your application, and if approved, your card will be delivered to you.
Offline Application Process
- You can walk into the nearest RBL Bank branch to apply for the RBL World Safari Credit Card.
- Request for the credit card application form for the RBL World Safari Credit Card. They will provide you with the form and proceed accordingly.
- Fill the details in the application form wherever it is required. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.
- Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and pas hotograph.
- Your application will be processed, and your information will be cross-checked at the bank level.
- In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.
- You will receive the RBL World Safari Credit Card by post at the same postal address.
- Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the RBL Bank Card website, or mobile app or by calling their customer service.
- For security purposes, you must set your PIN (Personal Identification Number) before you can start using your credit card.
Would getting an RBL World Safari Credit Card in 2025 be right?
Yes, getting an RBL World Safari Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility.
RBL Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.
Conclusion
RBL World Safari Credit Card is an excellent choice for frequent travelers who look forward to saving without losing access to select privileges. This card is specifically designed for people who love exploring new destinations, either for work or vacation. Its greatest advantage lies in the zero foreign currency markup, meaning you pay no extra charges when you spend your card abroad. This by itself is sufficient to distinguish it from most other travel rewards credit cards.
Apart from that, the card offers a ₹3,000 travel voucher as a welcome gift, where you can make hotel or flight bookings. You also earn reward points on every transaction, especially on travel bills, which will be redeemable later for a discount on a trip. This is a great way to save on flights, hotels, etc.
The other major benefit of the RBL World Safari Credit Card is the free visit to a domestic airport lounge, so you can relax and wait for your flight in style. You also get a waiver of fuel surcharges, which will save you on fuel surcharges. The next year’s annual fee is waived if you spend ₹2.5 lakh within a year, so the Credit card becomes even more useful.
Frequently Asked Questions (FAQ’s)
Ans: Yes! You receive a ₹3,000 travel voucher as a welcome benefit, which can be redeemed to book flights or hotels.
Ans: Yes! You receive 2 complimentary domestic airport lounge visits per quarter (8 per year).
Ans: Yes, and you also receive a 1% fuel surcharge rebate on purchases ranging from ₹500 to ₹4,000.
Ans: The interest rate (finance charge) is 3.99% monthly or 47.88% annually if you fail to make your bill payment on time.
Ans: Yes, though it is ideal for travel, you can also use it for dining, shopping, and other purchases. You will get 2 Reward Points for every ₹100 spent on non-travel categories.
