Samsung Axis Bank Infinite Credit Card: Features & Benefits

Summary

The Samsung Axis Bank Infinite Credit Card is a premium credit card launched by Samsung in association with Axis Bank. It is specifically for those who purchase Samsung devices like smartphones, smart TVs, laptops, and other electronics quite often. The best feature of this card is the 10% cashback on purchasing Samsung products while shopping on the Samsung website, application, or a few offline stores.

This card also gives you many lifestyle benefits such as free international airport lounge privilege, reward points, discounts at restaurants, and waiver of fuel surcharge. You can use it anywhere in the world and it is classified under Visa Infinite, meaning that it offers special services and privileges for tourists and premium customers.

You also gain EDGE Reward Points on your day-to-day spends, which can be traded subsequently for vouchers or gifts. No Cost EMI on Samsung devices is also available with the card, so you can buy high-priced gadgets without straining your pocket.

Introduction

In today’s fast-moving world, a credit card is not just a payment tool — it is a lifestyle friend. Whether you purchase online, pay for air tickets, dine out with family members, or upgrade your mobile phone, a credit card can get you a variety of rewards, savings, and transaction convenience. Among the vast collection of credit cards working in India, the Samsung Axis Bank Infinite Credit Card has left its impact, especially among tech-savvy individuals as well as Samsung users.

The premium credit card is a result of an excellent association of the worldwide electronics giant Samsung and the leading private sector Indian bank, Axis Bank. The Credit card has been carefully designed to provide customers with a range of benefits, from cashback on purchasing Samsung to airport lounge access and travel perks. If you are the type of individual who makes regular use of Samsung phones or prefers to get the maximum out of your money, this card can be your go-to choice.

One of the biggest benefits of the Samsung Axis Bank Infinite Credit Card is the 10% cashback on Samsung purchases done through Samsung’s official website or app. That is, whenever you upgrade your phone, buy a TV, washing machine, or any other Samsung product using this card, you save money right away. And for the cashback, no promo codes and special offers — it is a part of the card itself.

We will be discussing all the benefits, features, fees, and eligibility conditions of the Samsung Axis Bank Infinite Credit Card here in this article. You will also learn how to apply for the card, how to spend judiciously on the card, and how to get the best out of the new rewards program.

What is the Samsung Axis Bank Infinite Credit Card?

The Samsung Axis Bank Infinite Credit Card is a unique credit card introduced by Samsung and Axis Bank in collaboration. It is for those who are fond of Samsung products and wish to earn while shopping. The card gives a cashback of up to 10% on purchasing Samsung smartphones, TVs, laptops, and other products from Samsung’s official store or app.

It also has several other advantages, such as complimentary airport lounge passes, reward points, restaurant discounts, and travel discounts. Being a Visa Infinite card, it also has a plethora of luxury features and international acceptance. This card would be ideal for those who make a huge expenditure on electronics and are seeking a credit card with more value and rewards on spending.

How is the design of the Samsung Axis Bank Infinite Credit Card?

The Samsung Axis Infinite Credit Card is made to be simple, sleek, and modern. The card itself has a simple black background with a matte finish, presenting it elegantly and luxuriously. There are the Samsung and Axis Bank logos tastefully placed on the front side, and the Visa Infinite logo declaring it as a prestige credit card.

The card seems elegant and professional because of its simple design, which implies it lacks too many features or strong colors. The kind of card you would feel good to carry in your wallet and apply for daily or large transactions.

What are the benefits of the Samsung Axis Bank Infinite Credit Card?

The following are the advantages of the Samsung Axis Infinite Credit Card described in easy and simple words:

1. Maximum 10% Cashback on Samsung Products

You receive a maximum of 10% cashback while buying Samsung products such as mobile phones, TVs, laptops, washing machines, etc., at:

• Samsung.com/in

• Samsung Shop App

• Samsung Smart Café stores (at specific locations)

• This is one of the largest advantages if you are a regular Samsung user.

2. Free Airport Lounge Access

• The card gives you 8 complimentary airport lounge visits annually (2 per quarter) at certain international lounges. This makes your journey more relaxed and comfortable.

3. Discounted Dining

• You receive discounted dining at partner restaurants under Axis Bank’s Dining Delights scheme. This is for people who dine out often.

4. EDGE Reward Points

• You earn EDGE reward points on your routine usage of the card.

• All these rewards can be redeemed to purchase gift vouchers, vouchers or settle bills on the Axis Bank rewards portal.

5. Fuel Surcharge Waiver

• You receive a 1% waiver on fuel charges between ₹400 and ₹4000 at all Indian petrol pumps. (Maximum benefit: ₹500 per month)

6. Global Acceptance & Visa Infinite Benefits

• The card is globally accepted, wherever Visa is accepted.

• As a Visa Infinite card, it has special discounts on travel, shopping, and so much more.

7. EMI Facility on Large Purchases

• With this card, it is easy to convert your large Samsung purchases to No Cost EMI, and thus make costly things affordable.

8. Security Features

• The card is supported for contactless payments, thus making payments faster and more secure.

• Also has Axis Bank’s fraud protection services.

What are the fees for the Samsung Axis Bank Infinite Credit Card?

Here is a simple breakdown of the Samsung Axis Infinite Credit Card fees.

Joining Fee	₹5,000 + GST
Annual Fee	₹5,000 + GST
Add-on Card Fee	No charges for additional cards for family members.
Finance Charges	3.7% per month (55.55% annually) on the outstanding balance if you don’t pay your bill in full.
Cash Advance Fee	2.5% of the amount withdrawn or ₹500, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting a Samsung Axis Bank Infinite Credit Card?

The following are the primary requirements:

1. To apply for the  Samsung Axis Infinite Credit Card, you must be between 18 and 70 years old. This way, applicants will either be young enough to begin building a credit history or mature enough to have an established financial background.

2. The income requirement differs according to your employment status:

• Self-Employed Professionals: A minimum Annual income of Rs 3 lakh usually does the job.

3. A secured income ensures regular, timely payments on the credit card bill. Any amount above it ensures that it increases the approval probability.

4. Your credit score plays a role in the selection process. It is a tendency for Axis Bank to favor borrowers with a better credit score, usually above 750. A better credit score generally indicates that the person has an excellent history in managing their finances and is quite reliable as a borrower.

5. You must be an Indian resident and have valid address proof within the country. In case you are applying from outside India, then you would not be considered eligible for this card unless you are an NRI and fall into other criteria that are required for this type of card.

6. A salaried person must be employed with a reputable company or organization. The bank can ask you for documents like your salary slip or employment letter.

7. A Self-employed person must have business experience in the past years, generally 2+ years. You must show the bank proof of good, consistent income. This may be your income tax returns and bank statements.

What documents are required to get a Samsung Axis Bank Infinite Credit Card?

The documents that you will have to submit to get a Samsung Axis Infinite Credit Card are as below:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months, if you are a salaried employeeBank statement for the last 3 monthsITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the Samsung Axis Bank Infinite Credit Card be used?

Here is the list of places where you can use it:

• With the Samsung Axis Infinite Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

• You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.

• You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

• You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.

• You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

• You can use your  Samsung Axis Infinite Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).

• The  Samsung Axis Infinite Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the Samsung Axis Bank Infinite Credit Card?

The credit amount you can spend is what you are provided with a Samsung Axis Bank Infinite Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.

For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.

The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another, or even more, considering his/her profile and financial background.

It’s essential to follow the expenses and not exceed the credit limit because when you pass this limit, then penalties get added, and your credit score also goes down.

How do you apply for a Samsung Axis Bank Infinite Credit Card?

Apply it through both these modes: 

Online Application Process

• Visit the official website of the Axis Bank, i.e. 

• Go to ‘Cards’, followed by ‘Credit Cards’.

• On that page, you can see numerous options for credit cards issued by Axis Bank; for instance, you can choose the Samsung Axis Bank Infinite Credit Card.

• Just hover your cursor on the Samsung Axis Bank Infinite Credit Card, followed by selecting ‘Apply Now‘ from there.

• You will be asked to fill out your details, including your name, contact information, income details, and employment status.

• Be accurate and updated with the information provided.

• You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

• After filling out the details and uploading the documents, review your application to make sure everything is correct.

• Apply online through the application form.

• The bank will check your application after you submit it. They can ask for extra documents or information if required.

• You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process

• You can walk into the nearest Axis Bank branch to apply for the Samsung Axis Bank Infinite Credit Card.

• Request for the credit card application form of the Samsung Axis Bank Infinite Credit Card. They will provide you with the form and proceed accordingly.

• Fill in the details in the application form wherever it is required. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.

• Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and pas photograph.

• Your application will be processed, and your information will be cross-checked at the bank level.

• In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

• You will receive the Samsung Axis Bank Infinite Credit Card by post at the same postal address.

• Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the Axis Bank Card website, mobile app, or by calling their customer service.

• You must set your PIN (Personal Identification Number) for security purposes before you can start using your credit card.

Would getting a Samsung Axis Bank Infinite Credit Card in 2025 be right?

Yes, getting an Samsung Axis Bank Infinite Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility. 

Axis Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.

Conclusion

Samsung Axis Bank Infinite Credit Card is a great choice for technology lover, smart shoppers, and high-life luxury benefits seekers. It is especially designed for those who purchase Samsung gadgets such as smartphones, TVs, laptops, and other electronics frequently. Availing a cashback of up to 10% on Samsung purchases, it helps you save a considerable sum of money on your favorite gadgets.

But here is more than cashback. It gives a value-for-money package of services like free international airport lounge benefits, dining discounts, reward points, fuel surcharge waiver, and special Visa Infinite benefits. These services make it a high-powered and premium card that adds value to your daily life, travel, and shopping experience.

The card also offers easy EMI plans, which means that you can buy expensive Samsung products and pay in lower monthly installments without paying anything extra. This is a great relief for most customers who would prefer to have their budget in check.

Frequently Asked Questions (FAQ’s)