Samsung Axis Bank Signature Credit Card: Extra Benefits

Summary

The Samsung Axis Bank Signature Credit Card is a high-end credit card for shoppers and especially those who shop for Samsung products. It is jointly launched by Samsung and Axis Bank and has an innovative way of saving money with other advantages of spending on a day-to-day basis.

One of the biggest attractions of this card is the 10% cashback on Samsung website, Samsung Shop app, and store purchases. Whether you are buying a smartphone, smart TV, or other gadgets, you get money back with every purchase you make. There is a monthly cap on the amount of cashback you can get, but it is still a great way to reduce your overall spending on Samsung products.

Apart from cashback, the card also offers EDGE Reward Points for other day-to-day spending like shopping, dining, gasoline, and travel. You can exchange the points for gift vouchers, discounts, and much more. You also get 4 complimentary airport lounge visits locally per year so that you can relax while waiting in transit.

Introduction

A credit card today is no longer all about paying, but rather, experiencing additional benefits in making your day-to-day life better. Whether you are a shopaholic, particularly electronics, gadgets, and mobile devices, then perhaps the Samsung Axis Bank Signature Credit Card is perfectly appropriate for you. This card is a shining example of teamwork between Samsung, a popular electronics multinational company from all over the world, and Axis Bank, a trusted private bank in India. Together, they have made a credit card that is replete with awesome offers, cashback, rewards, and lifestyle benefits that augment your spend.

This credit card is particularly tailored for frequent online shoppers purchasing on Samsung’s website. Whether purchasing a new phone, a smart TV, or any other product from Samsung, this card provides you with additional cashback on your spending. And that’s not all; it also includes reward points, lounge access, fuel surcharge waiver, and several other amenities that distinguish it from other cards in the market.

The most preferable aspect of the Samsung Axis Bank Signature Credit Card is that it’s all about saving. With every purchase you make on your card while shopping, dining out, traveling, or attending entertainment events, you receive something back. For instance, you can earn cashback or EDGE reward points that can be redeemed for taking discounts, vouchers, or even gift vouchers. If you use Samsung Pay regularly or make regular purchases on the app or website of Samsung, then this card comes in handy even more since it is essentially meant to provide you with the highest rewards on Samsung purchases.

Another wonderful advantage is the airport lounge facility, a high-end feature usually available on best-class credit cards. With this card, you are given complimentary access to certain airport lounges in India, thus enhancing your travel experience with luxury and comfort. It also saves fuel costs by providing fuel surcharge waivers at Indian fuel pumps.

What is the Samsung Axis Bank Signature Credit Card?

Developed together, the customized credit card called the Samsung Axis Bank Signature Credit Card is owned by Samsung and Axis Bank. For consumers, especially on the website or app of Samsung, it is perfect. Whether your spending covers petrol, eating out, travel, or shopping, the card returns cashback to you, thus saving you money each time you use it.

If you buy Samsung products like phones, televisions, or other devices on a regular basis, this card offers you extra cashback on your purchases. The card also gives you access to airport lounges, rebate on fuel surcharges, and lots of exciting offers. The card is easy to use and gets you the most out of your regular purchases.

How is the design of the Samsung Axis Bank Signature Credit Card?

The Samsung Axis Bank Signature Credit Card is stylish, modern, and sophisticated in design. It has a sleek black background with the Samsung and Axis Bank logos printed clearly on the front side. The card is classy and premium-looking, making it feel rich and sophisticated when held or used in your hand.

Your information on the card, including your name and card number, is printed neatly and clearly. Its clean design not only makes it beautiful but also easy to read. Generally, it looks professional and is excellent for those who like a card that feels new and smart.

What are the benefits of the Samsung Axis Bank Signature Credit Card?

Here are the main advantages explained in plain language:

1. Cashback on Samsung Purchase

• Get 10% cashback while shopping on the Samsung website, Samsung Shop app, or Samsung stores.

• You can utilize this to buy mobiles, TVs, refrigerators, and other Samsung products.

• Cashback is credited every month, and there is a cap (e.g., ₹2,500 a month).

2. EDGE Reward Points

• Earn reward points on all other spends on the card.

• These can be redeemed for shopping, vouchers, gift cards, or other great gifts via the Axis EDGE Rewards portal.

3. Free Airport Lounge Access

• 4 complimentary domestic lounge access annually (1 every quarter).

• Makes air travel at airports more convenient, particularly on long flights.

4. Fuel Surcharge Waiver

• No additional charges when you purchase fuel using the card.

• 1% fuel surcharge waiver on fuel spends of ₹400 to ₹5,000.

• Saves your money while filling up your car.

5. Restaurant Offers

• Enjoy discounts at associated restaurants with the Axis Bank Dining Delights Program.

• Enjoy a nice meal and save too.

6. Shopping, Travel & Entertainment Offers

• Discounts and offers on shopping sites, travel, cinema tickets, etc.

• Regular offers and festive offers via Axis Bank and Samsung partnerships.

7. Contactless Payments

• Tap & pay facility for secure and convenient transactions.

• No swipe or PIN entry needed for small transactions.

8. Samsung Pay Integration

• This credit card can be loaded onto Samsung Pay on your Samsung phone for easy and secure mobile payments.

• Ease of payment along with technological comfort.

9. EMI Facility

• Turn bulky purchases into effortless EMIs while buying (offline or online).

• Facilitates big spends in a hassle-free manner.

What are the fees for the Samsung Axis Bank Signature Credit Card?

Here is a simple breakdown of the Samsung Axis Bank Signature Credit Card fees.

Joining Fee	₹500 + GST
Annual Fee	₹500 + GST
Add-on Card Fee	No charges for additional cards for family members.
Finance Charges	3.6% per month (52.86% annually) on the outstanding balance if you don’t pay your bill in full.
Cash Advance Fee	2.5% of the amount withdrawn or ₹500, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting a Samsung Axis Bank Signature Credit Card?

The following are the primary requirements:

1. To apply for the Samsung Axis Bank Signature Credit Card, you must be between 18 and 70 years old. This way, applicants will either be young enough to begin building a credit history or mature enough to have an established financial background.

2. The income requirement differs according to your employment status:

• Self-Employed Professionals: A minimum Annual income of Rs 1 lakh usually does the job.

3. A secured income ensures regular, timely payments on the credit card bill. Any amount above it ensures that it increases the approval probability.

4. Your credit score plays a role in the selection process. It is a tendency for Axis Bank to favor borrowers with a better credit score, usually above 750. A better credit score generally indicates that the person has an excellent history in managing their finances and is quite reliable as a borrower.

5. You must be an Indian resident and have valid address proof within the country. In case you are applying from outside India, then you would not be considered eligible for this card unless you are an NRI and fall into other criteria that are required for this type of card.

6. A salaried person must be employed with a reputable company or organization. The bank can ask you for documents like your salary slip or employment letter.

7. A Self-employed person must have business experience in the past years, generally 2+ years. You must show the bank proof of good, consistent income. This may be your income tax returns and bank statements.

What documents are required to get a Samsung Axis Bank Signature Credit Card?

The documents that you will have to submit to get a Samsung Axis Signature Credit Card are as below:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months, if you are a salaried employeeBank statement for the last 3 monthsITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the Samsung Axis Bank Signature Credit Card be used?

Here is the list of places where you can use it:

• With the Samsung Axis Signature Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

• You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.

• You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

• You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.

• You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

• You can use your Samsung Axis Signature Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).

• The Samsung Axis Signature Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the Samsung Axis Bank Signature Credit Card?

The credit amount you can spend is what you are provided with a Samsung Axis Signature Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.

For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.

The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another, or even more, considering his/her profile and financial background.

It’s essential to follow the expenses and not exceed the credit limit because when you pass this limit, then penalties get added, and your credit score also goes down.

How do you apply for a Samsung Axis Bank Signature Credit Card?

Apply it through both these modes: 

Online Application Process

• Visit the official website of the Axis Bank, i.e. 

• Go to ‘Cards’, followed by ‘Credit Cards’.

• On that page, you can see numerous options for credit cards issued by Axis Bank; for instance, you can choose the Samsung Axis Bank Signature Credit Card.

• Just hover your cursor on the Samsung Axis Bank Signature Credit Card, followed by selecting ‘Apply Now‘ from there.

• You will be asked to fill out your details, including your name, contact information, income details, and employment status.

• Be accurate and updated with the information provided.

• You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

• After filling out the details and uploading the documents, review your application to make sure everything is correct.

• Apply online through the application form.

• The bank will check your application after you submit it. They can ask for extra documents or information if required.

• You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process

• You can walk into the nearest Axis Bank branch to apply for the Samsung Signature Credit Card.

• Request for the credit card application form of the Samsung Axis Bank Signature Credit Card. They will provide you with the form and proceed accordingly.

• Fill in the details in the application form wherever it is required. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.

• Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and pas photograph.

• Your application will be processed, and your information will be cross-checked at the bank level.

• In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

• You will receive the Samsung Axis Signature Credit Card by post at the same postal address.

• Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the Axis Bank Card website, mobile app, or by calling their customer service.

• You must set your PIN (Personal Identification Number) for security purposes before you can start using your credit card.

Would getting a Samsung Axis Bank Signature Credit Card in 2025 be right?

Yes, getting an Samsung Axis Signature Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility.

Axis Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.

Conclusion

Samsung Axis Signature Credit Card is not only a regular credit card – it is a smart financial tool that provides numerous advantages to simplify your life and reward you more. If you are a shopaholic, particularly for Samsung products such as smartphones, TVs, home appliances, or gadgets, this card can save you a lot in the form of 10% cashback on Samsung purchases. This cashback is a huge advantage that very few credit cards provide, particularly for the purchase of specific brands.

In addition to cashback, this Credit card rewards you with reward points (EDGE Rewards) on various other daily expenses such as grocery shopping, shopping, travel, etc. These reward points accumulate and can be utilized later in the form of gift vouchers or thrilling products, helping you save even more on each transaction. The card also provides access to domestic airport lounges, an upscale amenity that introduces added convenience in air travel. Think of relaxing in a quiet lounge ahead of your departure on your flight without paying additional charges for the luxury — this is the range of value you obtain from the card.

Yet another tremendous benefit is the fuel surcharge waiver, saving you on fuel charges while pumping gas into your bike or vehicle. Small amounts like these make a difference after a while and go a long way towards offsetting your expenses every month. You also have exclusive dining deals, shopping offers, and entertainment offers, making your lifestyle complete.

Frequently Asked Questions (FAQ’s)