SBI in collaboration with Future Group’s retail fashion store FBB has brought you the SBI FBB Style Up Credit Card. This is a co-branded credit card that makes your shopping easier by giving you better discounts and rewards points every time you shop. This credit card offers year-round discounts, instant reward points, and more.
Launched in collaboration with Future Group’s retail fashion store FBB, the SBI FBB Style Up Credit Card is one of the best credit cards for shopaholics. This credit card is thoughtfully designed for frequent shoppers, especially those who like to shop at Big Bazaar and its partner stores. This co-branded credit card promises to make your shopping experience easier by offering great discounts and instant reward points on every spend.
In today’s article, we will discuss in detail about SBI FBB Style Up Credit Card. Along with this, in this article, we will tell you what is SBI FBB Style Up Credit Card. What are its benefits? What are the fees for an SBI FBB Style Up Credit Card? We will discuss all these topics in today’s article. So read this article till the end so that you do not face any problems later.
What is the SBI FBB Style Up Credit Card?
State Bank of India in association with FBB (Future Group’s retail fashion store) has launched the SBI FBB Style Up Credit Card. This is a co-branded credit card that is ideal for shopaholics and makes your shopping experience enjoyable by offering you exciting discounts and rewards points on every purchase you make. If you mostly shop through FBB or Big Bazaar then this credit card will be best for you.
How is the design of the SBI FBB Style Up Credit Card?
The design of the Credit Card is striking and sophisticated, blending luxury with fashion. It has a black base with a subtle metallic sheen and will have a premium, fashionable look about it. The card is embossed with the FBB logo, representing the partnership between SBI and this popular fashion brand, enhancing a stylish appeal.
This card is also stylish and small and hence very convenient to carry about being quite a statement for all those that would give an ounce of weight towards fashion and style. Boldness coupled with subtle elements, makes it such an accessory perfectly designed for someone eager to be current in their dress.
What are the benefits of the SBI FBB Style Up Credit Card?
Here are some of its major benefits, including real reward points:
- Welcome Gift: New cardholders get a welcome gift voucher, which can be redeemed at FBB stores or on the website.
- Reward Points on Fashion Purchases: The cardholder gets 10 reward points for every ₹100 spent on fashion and apparel purchases at FBB and other partner stores. It is ideal for people who shop regularly for clothes and accessories.
- There are rewards on other retail purchases also, where you gain 1 reward point per ₹100 spent. This ensures that you earn points on all your transactions and not only the fashion-related ones.
- Shopping benefits: The card offers discounts and special offers at FBB, and it is an ideal choice for a person who loves shopping for trendy clothes at discounted prices.
- Annual Fee Waiver: If the user spends more than ₹1,00,000 in a year, then an annual fee is waived from the account of the cardholder, which is one positive aspect of frequent usage.
- Fuel Surcharge Waiver: The card offers a 1% fuel surcharge waiver on fuel transactions, which is an added utility for everyday expenses.
- Bonus Points: 2,000 bonus reward points will be received by cardholders if they make a spending of ₹5,000 or more within the first 60 days of card issuance.
- Reward Point Redemption: You can redeem the reward points you have accumulated for discounts on future purchases, FBB gift vouchers, or even statement credits, giving you flexibility in how you want to use the points.
- Other benefits include great deals on dining, travel, and lifestyle buys through exclusive tie-ups and partnerships with the card.
What are the fees for the SBI FBB Style Up Credit Card?
Here is a simple breakup of the Credit Card fees.
| Joining Fee | ₹4,99 + GST (one-time fee when you get the card). |
| Annual Fee | ₹4,99 = GST per year. This will be waived if you spend ₹1,00,000 or more in a year. |
| Add-on Card Fee | No charges for additional cards for family members. |
| Finance Charges | 3.50% per month (42% annually) on the outstanding balance if you don’t pay your bill in full. |
| Cash Advance Fee | 2.5% of the amount withdrawn or ₹500, whichever is higher. |
| Late Payment Fee | For Statement Balance Rs.501 to Rs.1,000 – Rs.400.From Rs.1,000 to Rs.10,000 – Rs.750.From Rs.10,000 to Rs.25,000 – Rs.950.Rs.25,001 to Rs.50,000 – Rs.1,100.Rs.1,300 for amounts greater than Rs.50,001. |
What are the criteria for getting an SBI FBB Style Up Credit Card?
The following are the primary requirements:
- To apply for the SBI FBB Style Up Credit Card, you must be between 18 and 70 years old. This way, applicants will either be young enough to begin building a credit history or mature enough to have an established financial background.
- The income requirement differs according to your employment status:
- Self-Employed Professionals: A minimum Annual income of Rs.1 lakhs usually does the job.
- A secured income ensures regular timely payments on the credit card bill. Any amount above it ensures that it increases the approval probability.
- Your credit score plays a role in the selection process. It is a tendency for SBI Bank to favor borrowers with a better credit score usually above 750. A better credit score generally indicates that the person has an excellent history in managing his finances and is quite reliable as a borrower.
- You must be an Indian resident and have valid address proof within the country. In case you are applying from outside India, then you would not be considered eligible for this card unless you are an NRI and fall into other criteria that are required for this type of card.
- A salaried person must be employed with a reputed company or organization. The bank can ask you for documents like your salary slip or employment letter.
- A Self-employed person must have business experience in the past years, generally 2+ years. You must show the bank proof of good consistent income. This may be your income tax returns and bank statements.
What documents are required to get an SBI FBB Style Up Credit Card?
The documents that you will have to submit to get an SBI FBB Style Up Credit Card are as below:
| Identity Proof | Aadhaar card, Passport, Voter ID, Driving license, PAN card |
| Address Proof | Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address |
| Income Proof | Salary slip for the last 3 months if you are a salaried employeeBank statement for the last 3 monthsITR for self-employed persons |
| Photograph | The latest passport-sized photograph |
Where can the SBI FBB Style Up Credit Card be used?
Here is the list of places where you can use it:
- With the Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.
- You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.
- You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.
- You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.
- You can use your credit card to pay electricity and water bills, mobile bills, and internet services.
- You can use your Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).
- The SBI FBB Style Up Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.
What is the credit limit of the SBI FBB Style Up Credit Card?
The credit amount you can spend is what you are provided with an Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.
For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.
The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another or even more, considering his/her profile and financial background.
It’s essential to follow the expenses and not exceed the credit limit because when you pass this limit then penalties get added, and your credit score also goes down.
How do you apply for an SBI FBB Style Up Credit Card?
Apply it through both these modes:
Online Application Process:
- Visit the official website of the SBI Bank, i.e.
- Go to ‘Cards’, followed by ‘Credit Cards‘.
- On that page, you can see numerous options for credit cards issued by SBI Bank; for instance, you can choose the SBI FBB Style Up Credit Card.
- Just hover your cursor on the Credit Card, followed by selecting ‘Apply Now‘ from there.
- You will be asked to fill out your details including your name, contact information, income details, and employment status.
- Be accurate and updated with the information provided.
- You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.
- After filling out the details and uploading the documents, review your application to make sure everything is correct.
- Apply online through the application form.
- The bank will check your application after submitting it. They can ask for extra documents or information if required.
- You will be informed about the status of your application, and if approved, your card will be delivered to you.
Offline Application Process:
- You can walk into the nearest SBI Bank branch to apply for the SBI FBB Style Up Credit Card.
- Request for the credit card application form of the SBI FBB Style Up Credit Card. They will provide you with the form and proceed accordingly.
- Fill the details in the application form wherever it is required. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.
- Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and pas hotograph.
- Your application will be processed, and your information will be cross-checked at the bank level.
- In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.
- You will receive the Credit Card by post at the same postal address.
- Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the SBI Bank Card website, or mobile app or by calling their customer service.
- You must set your PIN (Personal Identification Number) for security purposes before you can start using your credit card.
Would getting an SBI FBB Style Up Credit Card in 2025 be right?
Yes, getting an SBI FBB Style Up Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility.
SBI Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.
Conclusion
SBI FBB Style Up Credit Card: This card is special if one is zealous with the fashion aspect as well as while shopping. Amazing offers and gift redemption at all the FBB (Fashion at Big Bazaar) stores – surely a bargain. If savings come into view besides shopping then, this particular card can surely turn out quite fruitful for a user.
That card is also convenient for people wishing to utilize full benefits and incentives for discounts on everyday spending purchases. There are numerous such deals offered along with the offers available in different categories on clothing and lifestyle product ranges, on using the SBI FBB Style Up Credit Card. While using this card, you have the option for an immediate 10 percent discount on what you purchase in the stores from FBB and enjoy even easier shopping.
However, there are some fees associated with this credit card, such as annual fees, finance charges, and other fees. But if you manage your expenses wisely, these charges will not become a big problem for you. Overall, the Credit Card is a smart and beneficial option that meets your shopping needs as well as provides you with more benefits.
Frequently Asked Questions (FAQs)
Ans: To apply for the Credit Card, the minimum age of the applicant should be 18 years and the maximum age should be 60 years. The applicant must also have a stable source of income, which shows his creditworthiness.
Ans: With the SBI FBB Style Up Credit Card, you also get many special benefits. Its most prominent advantage is that you get an instant discount of 10% at FBB stores. Apart from this, 10 reward points are also available for every ₹ 100 spent, which you can use while shopping at FBB stores.
Ans: The annual fee of the Credit Card is ₹499, which is the basic charge of this card. Apart from this, this fee can also be waived in the first year, if you spend up to a certain amount.
Ans: Yes, with this Credit Card you get 10 reward points for every ₹100 spent. These reward points make your shopping expenses at FBB stores even more economical. You can redeem these points while shopping at FBB stores, which increases your savings even more.
Ans: With the Credit Card, you get an instant discount of 10% at FBB stores, which makes your shopping even more economical. Apart from this, special cashback offers are also available on other partner brands and e-commerce websites.
