Standard Chartered EaseMyTrip Credit Card: Features & Benefits

Summary

For regular travelers looking to take advantage of airline and hotel booking savings, the Standard Chartered EaseMyTrip Credit Card is a fantastic option. Launched in association with EaseMyTrip, the Credit card provides special benefits including 20% off on hotel bookings, discounts on both domestic and international ticket bookings, and no convenience fees. Additionally, 10X reward points on EaseMyTrip bookings help you save points for future booking redemptions.

Apart from travel benefits, the card also offers complimentary airport lounge visits (one in a quarter), which eliminates the inconvenience of flying. There is cashback on day-to-day spending like shopping, eating out, and entertainment. The elimination of the fuel surcharge keeps money in your pocket for fuel purchases. For an annual fee of ₹350, which is waived if you spend ₹50,000 in one year, the card is quite affordable and within pocket money.

The process is easy, and salaried professionals are also eligible to apply. Indian residence, steady income, and good credit rating (700+) are the prerequisites. The interest charge on this card is 3.75% monthly, and it facilitates international transactions at a 3.5% foreign currency markup charge. The convenient EMI facility allows buying high-ticket items with ease without putting any financial strain.

Introduction

Standard Chartered EaseMy Trip Credit Card is the perfect choice for you if you love booking online trip plans and traveling is your favorite thing to do. The card is tailored specifically for those people who make their flight, hotel, and holiday package bookings frequently online on one of India’s most popular travel reservation websites, EaseMyTrip.The card comes with fantastic benefits such as discount offers on hotels and flights, cashback, and reward points to reduce the cost of traveling and enhance your experience.

One of the finest benefits of this card is that there is no convenience charge when booking flights or hotels through EaseMyTrip. That means you save money on every booking. You also get special discounts on flight bookings for domestic as well as international destinations, which add to your travel experience further. If you are an infrequent business or leisure traveler, then the card can bring down your cost of travel dramatically.

Besides rewards on travel, the Standard Chartered EaseMyTrip Credit Card also provides you with cash back on daily spending such as entertainment and dining out. From ordering a flight ticket to a bite to eat, with this credit card, you are rewarded at every transaction. Cardmembers are also offered lounge access at airports, which adds more joy to their travel.

With easy eligibility and low fees, the credit card is available for everyone. If you are looking for a savings credit card with added perks while booking flights, Standard Chartered EaseMyTrip Credit Card is one to wait for.

What is the Standard Chartered EaseMyTrip Credit Card?

The Standard Chartered EaseMyTrip Credit Card is a customized travel credit card for individuals who enjoy online reservation of flights and hotels. It is launched by Standard Chartered Bank in association with EaseMyTrip, which is one of the popular travel portals.

This card economizes your trip by offering discounted flight and hotel bookings, zero convenience fees, and cashback on daily expenditures. It has airport lounge passes as well, which makes traveling more convenient. If you take a lot of trips and would like to minimize your travel bills, this credit card is just for you.

How is the design of the Standard Chartered EaseMyTrip Credit Card?

The Standard Chartered EaseMyTrip Credit Card is well-designed and modern in appearance. The card is dark blue and black in color, thus giving it a sophisticated look. The EaseMyTrip logo and the Standard Chartered Bank logo are clearly visible on the card, thus making it identifiable.

The card details, including card number and name, are accurately printed on the front. The appearance emits a travel and business-like aura that makes it perfect for those who love to explore new destinations. Its elegant and sleek appearance only makes it more appealing, making it the perfect card to stand out amongst the rest in your wallet.

What are the benefits of the Standard Chartered EaseMyTrip Credit Card?

Following are the significant benefits with real reward details:

1. Travel Benefits

• Zero Convenience Fee – Save extra money on EaseMyTrip flight and hotel bookings.
• Domestic Flight Discount – Get ₹125 discount on single-trip flights and ₹250 discount on round-trip bookings (Minimum booking of ₹5,000).
• If more than ₹20,000, purchase foreign tickets at ₹1,000 discount.
• Get a 20% discount on EaseMyTrip hotel reservations (limit ₹ 5,000).

2. Points for rewards and cashback

• With EaseMyTrip, track airfare and hotel bookings to earn 10X reward points.
• Earn 2X reward points on other online transactions.
• 1 Reward Point = ₹0.50, hence you can redeem your points to enjoy discounts on future bookings.

3. Airport Lounge Access

• Enjoy 1 free airport lounge visit per quarter at select domestic airports in India. 

4. Dining & Entertainment Offers

• Get special cashback and discounts on eating out, shopping, and entertainment from Standard Chartered credit card offers.

5. Other Benefits

• Waiver of Fuel Surcharge – Get a 1% fuel surcharge back at petrol stations across India.
• Easy EMI Facilities – Pay large purchases in simple monthly installments.

What are the fees for the Standard Chartered EaseMyTrip Credit Card?

Here is a simple Standard Chartered EaseMyTrip Credit Card fee breakup.

Joining Fee	₹350 + GST (One-time payment when you get the card)
Annual Fee	₹350 + GST (Charged every year)
Add-on Card Fee	There are no charges for additional cards for family members.
Finance Charges	If you don’t pay your bill in full, 3.75% per month (45% annually) on the outstanding balance.
Cash Advance Fee	3% of the amount withdrawn or ₹300, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting a Standard Chartered EaseMyTrip Credit Card?

1. Age Requirement:

• You should be between 18 to 65 years of age.

2. Income Requirement:

• You must have a stable monthly income (The exact amount may vary based on Standard Chartered’s policy).

3. Employment Status:

• You should have a regular job or business with a fixed income source.

4. Credit Score:

• A CIBIL score of 700 and above is preferred for sanction.

5. Residency:

• You should be an Indian resident and have a valid address proof.

What documents are required to get a Standard Chartered EaseMyTrip Credit Card?

The documents that you will have to submit to Get a Standard Chartered EaseMyTrip Credit Card are as below:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months if you are a salaried employee Bank statement for the last 3 months ITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the Standard Chartered EaseMyTrip Credit Card be used?

Here is the list of places where you can use it:

• With the Standard Chartered EaseMyTrip Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

• You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.

• You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

• You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.

• You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

• You can use your Standard Chartered EaseMyTrip Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).

• The Standard Chartered EaseMyTrip Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the Standard Chartered EaseMyTrip Credit Card?

The Standard Chartered EaseMyTrip Credit Card limit is different for individuals because it depends on several parameters. Standard Chartered Bank reviews your income, credit history, payment history, and outstanding debt before allocating a limit. The high-credit-score (750+) customers with regular income and good financial track record generally receive a higher credit limit.

If you initially get a lower limit, you may request an increment in the credit limit after some months of proper usage. Timely repayment, low utilization of credit, and a good banking relationship with Standard Chartered Bank can help you get the higher limit. Pre-approved limit hike by the bank from time to time is also given to the eligible customers.

How do you apply for a Standard Chartered EaseMyTrip Credit Card?

Apply it through both these modes: 

Online Application Process

• Visit the official website of the Standard Chartered Bank, i.e. 

• Go to ‘Cards’, followed by ‘Credit Cards’.

• On that page, you can see numerous options for credit cards issued by Standard Chartered Bank; for instance, you can choose the Standard Chartered EaseMyTrip Credit Card.

• Just hover your cursor on the Standard Chartered EaseMyTrip Credit Card, followed by selecting ‘Apply Now‘ from there.

• You will be asked to fill out your details including your name, contact information, income details, and employment status.

• Be accurate and updated with the information provided.

• You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

• After filling out the details and uploading the documents, review your application to make sure everything is correct.

• Apply online through the application form.

• The bank will check your application after submitting it. They can ask for extra documents or information if required.

• You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process

• You can walk into the nearest Standard Chartered Bank branch to apply for the  Standard Chartered EaseMyTrip Credit Card.

• Request for the credit card application form for the  Standard Chartered EaseMyTrip Credit Card. They will provide you with the form and proceed accordingly.

• Fill the details in the application form wherever it is required. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.

• Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and pas hotograph.

• Your application will be processed, and your information will be cross-checked at the bank level.

• In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

• You will receive the Standard Chartered EaseMyTrip Credit Card by post at the same postal address.

• Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the Standard Chartered Bank Card website, or mobile app or by calling their customer service.

• For security purposes, you must set your PIN (Personal Identification Number) before you can start using your credit card.

Would getting a Standard Chartered EaseMyTrip Credit Card in 2025 be right?

Yes, getting a Standard Chartered EaseMyTrip Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility. 

Standard Chartered Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.

Conclusion

The Standard Chartered EaseMyTrip Credit Card is best suited for those who like traveling and booking flight or hotel reservations online. The card is designed to help you save money on travel expenses as well as get more rewards and benefits. Convenience fees are not charged on bookings, there are discounts on flights for both domestic and international travel and hotel booking discounts, so the card ensures you receive the best deals when you make your travel bookings.

One of the best advantages of this card is the 10X reward points on EaseMyTrip bookings, i.e., getting more for each flight or hotel booking you make. The reward points can be used to reduce future traveling expenses, thereby making your trip even more affordable. The card also offers cashback on everyday spending, thereby you can save not just on travel but also on other spending like eating, shopping, and entertainment.

The second great benefit of this Credit card is the free airport lounge access, which gives a great boost to travel experience, especially for business flyers. If you are a frequent flyer, this benefit alone can be a game-changer. Further, the waiver of fuel surcharge and easy availability of EMI facilities make the card handy for daily expenses too.

Frequently Asked Questions (FAQ’s)