Summary
The Standard Chartered Emirates World Credit Card is a high-end credit card that suits frequent flyers, particularly those who use Emirates Airlines. The Credit card rewards Skywards Miles on each spend, where customers can earn 6 Miles for every ₹150 spent on Emirates reservations, 3 Miles for every ₹150 on cross-border transactions, and 1 Mile for every ₹150 on all other expenses. The miles are redeemable in terms of flight tickets, seat upgrade, accommodation at a hotel, and shopping vouchers.
In addition to travel points, the card provides complimentary use of Indian domestic airport lounges as well as membership to international airport lounges via a Priority Pass. It provides discounts on dining, offers while shopping, and remission of 1% fuel surcharge, which renders it useful for routine spends. The card is also fitted with contactless payment technology, fraud protection, and global acceptance, making it safe and convenient to use.
The joining fee is ₹3,000 + GST, and the annual fee is ₹3,000 + GST, but it can be waived off in case of an annual spend of over ₹3,00,000. The finance charge is 3.75% monthly (45% p.a.), and foreign currency transactions attract a charge of 3.5%. Large purchases can also be convert into convenient EMIs at a low processing fee.
Introduction
If you like traveling, shopping, and enjoying the luxuries of the best lifestyle benefits, then the Standard Chartered Emirates World Credit Card can be one to consider. It is made just for you as a frequent traveler and is pack with exciting benefits, even more so for traveling experiences on Emirates Airlines. Offering interactive rewards, airport lounge facilities, and travel, along with additional features, your travel experience with this credit card becomes more enjoyable and rewarding.
One of the largest draws of this card is the Skywards Miles program. With every purchase made on the card, you accumulate Skywards Miles, which can be use to buy flight tickets, upgrades, and other travel-related rewards. This makes the card suitable for people who love to travel frequently and want to save money on flight costs.
Apart from travel rewards, the Standard Chartered Emirates World Credit Card also offers numerous lifestyle privileges. You get luxury airport lounge privileges, dining rebates, and shopping offers. A business travelers and tourists, this card makes your travel and daily spend more luxurious.
In the subsequent sections, we shall explain in detail the features, benefits, fees, and charges of the Standard Chartered Emirates World Credit Card. Wait to find out how this card can take your lifestyle and travel experiences to the next level!
What is the Standard Chartered Emirates World Credit Card?
The Standard Chartered Emirates World Credit Card is a special card for travelers who enjoy flying with Emirates Airlines, among others. The card rewards you with Skywards Miles with each purchase you make, and they can be used to purchase flight tickets, upgrade seats, and other travel rewards. The card also gives you luxury benefits in the form of airport lounge access, dining rewards, and shopping rewards.
You can live a high-end lifestyle with this card and save money on travel as well as day-to-day expenses. It is safe, hassle-free, and highly accepted, so it is perfect for frequent fliers.
How is the design of the Standard Chartered Emirates World Credit Card?
The Standard Chartered Emirates World Credit Card has a stylish and high-end appearance that captures luxury and travel rewards. The card features the Emirates logo, therefore a high-end look that appeals to business travelers who often travel. It normally comes in a dark, sleek color, therefore looking classy and professional.
The product has integrated contactless payment functionality, allowing you to make secure, swift payments with the flick of a finger, hence defying fashion. All in all, the card’s appearance mingles current usability with fashion into a great, eye-catching yet simple design.
What are the benefits of the Standard Chartered Emirates World Credit Card?
Following are the prime benefits of actual reward points:
1. Accrue Skywards Miles on Each Spend
- Accrue 6 Skywards Miles per ₹150 spent on Emirates Airlines bookings.
- Accrue 3 Skywards Miles per ₹150 spent on cross-border spends.
- Accrue 1 Skywards Mile per ₹150 spent on all other expenses.
2. Airport Lounge Access
- Enjoy free access to more than 25 domestic airport lounges in India.
- Free airport lounge Priority Pass membership (entrance to the lounges will be charge extra).
3. Luxury Dining and Shopping Deals
- Up to 25% discounts on dining at India’s top restaurants.
- Avail exclusive travel and shopping promotions with our network brands.
4. Travel Safety & Insurance
- Free flight accident and lost baggage cover during your travels.
- Shielded against fake transactions with zero card loss.
5. Waiver of Fuel Surcharge
- Gea 1% fuel surcharge waiver on transactions of ₹400 to ₹40,000 at Indian fuel stations.
6. Contactless Payments & Easy EMI
- Turn big-ticket purchases into easy EMIs.
- Tap-and-pay for rapid and secure payment without PIN entry for low-value transactions.
What are the fees for the Standard Chartered Emirates World Credit Card?
Here is a simple Emirates World Credit Card fee breakup.
| Joining Fee | ₹3,000 + GST |
| Annual Fee | ₹3,000 + GST (waived if annual spending exceeds ₹3,00,000) |
| Add-on Card Fee | There are no charges for additional cards for family members. |
| Finance Charges | If you don’t pay your bill in full, a 3.75% per month (45% annually) charge on the outstanding balance. |
| Cash Advance Fee | 3% of the amount withdrawn or ₹300, whichever is higher. |
| Late Payment Fee | For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000 |
What are the criteria for getting a Standard Chartered Emirates World Credit Card?
1. Age Requirement:
- You should be between 18 to 65 years of age.
2. Income Requirement:
- You must have a stable monthly income (The exact amount may vary based on Standard Chartered’s policy).
3. Employment Status:
- You should have a regular job or business with a fixed income source.
4. Credit Score:
- A CIBIL score of 700 and above is preferred for sanction.
5. Residency:
- You should be an Indian resident and have a valid address proof.
What documents are required to get a Standard Chartered Emirates World Credit Card?
The documents that you will have to submit to Get a Emirates World Credit Card are as below:
| Identity Proof | Aadhaar card, Passport, Voter ID, Driving license, PAN card |
| Address Proof | Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address |
| Income Proof | Salary slip for the last 3 months if you are a salaried employee Bank statement for the last 3 months ITR for self-employed persons |
| Photograph | The latest passport-sized photograph |
Where can the Standard Chartered Emirates World Credit Card be used?
Here is the list of places where you can use it:
- With the Standard Chartered Emirates World Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.
- You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.
- You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.
- You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.
- You can use your credit card to pay electricity and water bills, mobile bills, and internet services.
- You can use your Emirates World Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).
- The Emirates World Credit Card is also accept in other countries, where you can make purchases and payments. It is also accept wherever Visa is accept.
What is the credit limit of the Standard Chartered Emirates World Credit Card?
The credit limit of the Standard Chartered Emirates World Credit Card will rely on your income, credit score, and banking relationship. Subject to eligibility, this is a high-end credit card, typically ranging from ₹5 lakh to ₹25 lakh or more.
If you hold a Priority Banking account, you may be extended a higher credit limit. You are also allowed by the bank to request a limit upgrade based on your spending and repayment record. To ascertain your actual limit, you may call Standard Chartered Bank once you have made your application.
How do you apply for a Standard Chartered Emirates World Credit Card?
Apply it through both these modes:
Online Application Process
- Visit the official website of the Standard Chartered Bank, i.e.
- Go to ‘Cards’, followed by ‘Credit Cards’.
- On that page, you can see numerous options for credit cards issued by Standard Chartered Bank; for instance, you can choose the Standard Chartered Emirates World Credit Card.
- Just hover your cursor on the Standard Chartered Emirates World Credit Card, followed by selecting ‘Apply Now‘ from there.
- You will be ask to fill out your details, including your name, contact information, income details, and employment status.
- Be accurate and updated with the information provided.
- You are require to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.
- After filling out the details and uploading the documents, review your application to make sure everything is correct.
- Apply online through the application form.
- The bank will check your application after you submit it. They can ask for extra documents or information if required.
- You will be inform about the status of your application, and if approve, your card will be deliver to you.
Offline Application Process
- You can walk into the nearest Standard Chartered Bank branch to apply for the Emirates World Credit Card.
- Request for the credit card application form for the Standard Chartered Emirates World Credit Card. They will provide you with the form and proceed accordingly.
- Fill in the details in the application form wherever it is require. Care should be take that all the information about personal details, income, and jobs provided by the applicant should be correct.
- Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and a passport.
- Your application will be process, and your information will be cross-check at the bank level.
- In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.
- You will receive the Emirates World Credit Card by post at the same postal address.
- Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the Standard Chartered Bank Card website or mobile app or by calling their customer service.
- For security purposes, you must set your PIN (Personal Identification Number) before you can start using your credit card.
Would getting a Standard Chartered Emirates World Credit Card in 2025 be right?
Yes, getting a Standard Chartered Emirates World Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility.
Standard Chartered Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and have good credit, it might be a very good option in 2025.
Conclusion
The Standard Chartered Emirates World Credit Card is a perfect card for frequent travelers, especially those who utilize Emirates Airlines. The card rewards Skywards Miles on every spend, and they can be exchange for flight tickets, seat upgrades, and other travel benefits. The card also grants access to luxury airport lounges, making your travel experience more comfortable.
Apart from travel advantages, this card offers savings on dining, shopping, and fuel surcharge waivers, making it convenient for daily usage too. It boasts features of increased security like contactless payments and fraud protection, giving a secure and convenient payment experience.
While the Credit card charges a joining and annual fee, these can be circumvented if you make a set amount of purchases every year. You do, however, need to beware of interest charges, late payment fees, and foreign transaction fees to avoid adding extra charges to the package.
Frequently Asked Questions (FAQ’s)
Ans: Yes! You are given free access to Indian domestic lounges. For international lounges, you are given a Priority Pass membership (access to the lounges may incur an additional cost).
Ans: Foreign transactions have a markup charge of 3.5% as foreign currency.
Ans: Absolutely! Big spends can be easily paid in easy EMIs with a 1% processing fee (min. ₹250).
Ans: Absolutely! You can enjoy a 1% fuel surcharge waiver on fuel transactions of ₹400 to ₹40,000.
Ans: You can apply for the card online at the Standard Chartered website or a branch. You will be require to submit documents such as proof of identity, proof of address, and proof of income.
