Summary
The Priority Visa Infinite Credit Card by Standard Chartered is a premium credit card that is exclusively for Priority Banking customers. It offers premium perks, premium rewards points, travel perks, and priority banking services for the enrichment of the cardholder.
This Credit card also includes airport lounge access for free, enhancing travel convenience. It also comes with free travel insurance, such as flight delay protection, lost luggage, and other travel inconveniences. Contactless payment functionality provides secure and fast transactions, making daily spending convenient.
Another largest advantage of the card is the reward system. For every ₹100 spent abroad on international spend, travel, and dining, you receive 5 reward points and for spending in all other segments, 2 reward points per ₹100 spent. With reward points, you can settle payment for booking tickets, hotels, shopping coupons, etc. It also offers additional discounts and cashback on eating out, shopping, and leisure time.
As for fees, Priority Banking clients are exempted from annual and membership charges. The default fee, however, is ₹10,000 + GST. It also charges a foreign currency markup of 3.5%, a fee for cash withdrawal, and an interest of 3.75% per month on outstanding amounts.
Introduction
If you’re looking for a premium credit card with unique rewards, high-end travel benefits, and unlimited spending power, the Standard Chartered Priority Visa Infinite Credit Card is the best choice. This card is specifically designed for high-net-worth individuals who require convenient banking, priority services, and extra benefits in travel, dining, and shopping.
This card allows you to dine like royalty with free airport lounge access, express customer support, and additional reward points for every transaction. As a gourmand, a traveler, or just someone who likes dining in style, this card offers unparalleled benefits to complement your dining experience.
One of the key advantages of this card is the reward program whereby you earn reward points on all your transactions and redeem them against flight, stay, gift coupons, etc. The card also provides you with free travel insurance, so you don’t have to bother about your travels.
If you love shopping, this card rewards you with cashback offers, discounts, and special deals on high-end brands and websites. And with the contactless payment feature, you can make secure payments with just a tap.
Obtaining this card is easy, and if you are a candidate, you can enjoy superior benefits for a lifetime. Be it easy transactions, luxury experiences, or priority services, the Standard Chartered Priority Visa Infinite Credit Card is designed to provide a class-apart banking experience.
What is the Standard Chartered Priority Visa Infinite Credit Card?
The Standard Chartered Priority Visa Infinite Credit Card is a premium credit card for individuals with high incomes and who desire special benefits on travel, dining, and shopping. It offers priority banking services, high reward points, and premium benefits like complimentary airport lounge access and travel insurance.
With this card, you earn reward points on all purchases and can use them to buy flights, accommodations, or gift vouchers. The card also has special discounts, cashback offers, and limited-period offers on high-end brands and online stores.
How is the design of the Standard Chartered Priority Visa Infinite Credit Card?
The Standard Chartered Priority Visa Infinite Credit Card boasts a very chic and elegant appearance befitting its elite status. It is dark in color, designed in an elegant manner, which makes it appear classy and professional. It boasts the Visa Infinite logo on its front, proclaiming its top-notch status.
With a little luxury, the card itself is glossy and premium to hold in your hand. Additionally included on the card is a contactless payment symbol so you may simply tap to pay. Perfect for people who want a premium and elegant credit card, the card’s design is simple but neat.
What are the benefits of the Standard Chartered Priority Visa Infinite Credit Card?
Travel Perks
- Airport Lounge Privileges – Get complimentary international and domestic airport lounge privileges.
- Travel Insurance – Get free coverage for flight delays, loss of luggage, and accidents.
- Foreign Exchange Discounts – Reduced charges for foreign transactions.
Reward Points
- Earn 5 reward points for each ₹100 spent at restaurants, on travel, and abroad.
- Accumulate 2 reward points for every ₹100 spent elsewhere.
- Redeem points for flight bookings, hotel reservations, gift cards, and more.
Dining & Shopping Rewards
- Receive exclusive deals at fine dining restaurants and luxury labels.
- Receive cashback and special discounts on online purchases and in brick-and-mortar stores.
Banking & Lifestyle Rewards
- Priority Banking Services – Receive priority customer care and faster banking services.
- Free Concierge Service – Receive booking help, reservation help, and travel help.
- Contactless Payments – Tap and pay securely with conveniently.
What are the fees for the Standard Chartered Priority Visa Infinite Credit Card?
Here is a simple Standard Chartered Priority Visa Infinite Credit Card fee breakup.
| Joining Fee | Nil |
| Annual Fee | Nil |
| Add-on Card Fee | There are no charges for additional cards for family members. |
| Finance Charges | If you don’t pay your bill in full, a 3.75% per month (45% annually) charge on the outstanding balance. |
| Cash Advance Fee | 3% of the amount withdrawn or ₹300, whichever is higher. |
| Late Payment Fee | For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000 |
What are the criteria for getting a Standard Chartered Priority Visa Infinite Credit Card?
1. Age Requirement:
- You should be between 18 to 65 years of age.
2. Income Requirement:
- You must have a stable monthly income (The exact amount may vary based on Standard Chartered’s policy).
3. Employment Status:
- You should have a regular job or business with a fixed income source.
4. Credit Score:
- A CIBIL score of 700 and above is preferred for sanction.
5. Residency:
- You should be an Indian resident and have a valid address proof.
What documents are required to get a Standard Chartered Priority Visa Infinite Credit Card?
The documents that you will have to submit to Getana Standard Chartered Priority Visa Infinite Credit Card are as below:
| Identity Proof | Aadhaar card, Passport, Voter ID, Driving license, PAN card |
| Address Proof | Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address |
| Income Proof | Salary slip for the last 3 months if you are a salaried employee Bank statement for the last 3 months ITR for self-employed persons |
| Photograph | The latest passport-sized photograph |
Where can the Standard Chartered Priority Visa Infinite Credit Card be used?
Here is the list of places where you can use it:
- With the Standard Chartered Priority Visa Infinite Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.
- You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.
- You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.
- You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.
- You can use your credit card to pay electricity and water bills, mobile bills, and internet services.
- You can use your Standard Chartered Priority Infinite Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).
- The Standard Chartered Priority Visa Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.
What is the credit limit of the Standard Chartered Priority Visa Infinite Credit Card?
The credit limit of the Standard Chartered Priority Visa Credit Card will rely on your income, credit score, and banking relationship. Subject to eligibility, this is a high-end credit card; typically, ranging from ₹5 lakh to ₹25 lakh or more.
If you hold a Priority Banking account, you may be extended a higher credit limit. You are also allowed by the bank to request a limit upgrade based on your spending and repayment record. To ascertain your actual limit, you may call Standard Chartered Bank once you have made your application.
How do you apply for a Standard Chartered Priority Visa Infinite Credit Card?
Apply it through both these modes:
Online Application Process
- Visit the official website of the Standard Chartered Bank, i.e.
- Go to ‘Cards’, followed by ‘Credit Cards’.
- On that page, you can see numerous options for credit cards issued by Standard Chartered Bank; for instance, you can choose the Priority Visa Infinite Credit Card.
- Just hover your cursor on the Standard Chartered Priority Infinite Credit Card, followed by selecting ‘Apply Now‘ from there.
- You will be aske to fill out your details, including your name, contact information, income details, and employment status.
- Be accurate and updated with the information provided.
- You are require to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.
- After filling out the details and uploading the documents, review your application to make sure everything is correct.
- Apply online through the application form.
- The bank will check your application after you submit it. They can ask for extra documents or information if required.
- You will be informed about the status of your application, and if approved, your card will be delivered to you.
Offline Application Process
- You can walk into the nearest Standard Chartered Bank branch to apply for the Standard Chartered Visa Infinite Credit Card.
- Request for the credit card application form for the Standard Chartered Priority Visa Credit Card. They will provide you with the form and proceed accordingly.
- Fill in the details in the application form wherever it is require. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.
- Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and a passport.
- Your application will be processed, and your information will be cross-checked at the bank level.
- In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.
- You will receive the Standard Chartered Priority Infinite Credit Card by post at the same postal address.
- Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the Standard Chartered Bank Card website or mobile app or by calling their customer service.
- For security purposes, you must set your PIN (Personal Identification Number) before you can start using your credit card.
Would getting a Standard Chartered Priority Visa Infinite Credit Card in 2025 be right?
Yes, getting a Standard Chartered Priority Visa Infinite Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility.
Standard Chartered Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and have good credit, it might be a very good option in 2025.
Conclusion
The Standard Chartered Priority Visa Infinite Credit Card is a luxury credit card design for individuals who want luxury, convenience, and high rewards on their financial transactions. It has a lineup of special features, including free airport lounge access, priority banking facilities, high reward points, and class-leading travel insurance. If you’re an ardent traveler, a shopaholic, or anyone who prefers dining with some panache, this card provides the perfect advantages to upscale your life.
Among its standout advantages, its reward plan in which you get points with every purchase, and youcano trade in your points for travelling, shopping, and lifestyle awards. The contactless payment feature also provides secure and quick transactions, and your spending experience is simple and convenient. The card also offers you exclusive discounts on dining, shopping, and entertainment, making it a great choice for individuals who love to indulge in luxurious experiences.
Though the card comes with a certain amount of fees and charges, Standard Chartered would normally offer waivers and discounts to Priority Banking customers. With the high credit limit, the card would be appropriate for those with greater financial needs, and with the special customer service, customers can have a smooth experience.
Frequently Asked Questions (FAQ’s)
Ans: Yes, it has the tap-and-pay feature for instant and secure payments.
Ans: The cross-border transaction has a foreign exchange fee of 3.5%.
Ans: You can apply in the branch closest to you or online, if you are a Priority Banking eligible customer.
Ans: Yes, the card provides cashback and special offers on certain brands and web portals.
Ans: Call Standard Chartered customer service at once and ask to block your Credit card. You can also get a replacement card by applying on the bank website or mobile banking app.
