Standard Chartered Super Value Titanium Credit Card: features

Table of Contents

Summary

Standard Chartered Super Value Titanium Credit Card is a clever choice for the ones who desire to reduce expenditures on their regular spends. It offers 5% cash back on fuel bills, utility bills, and telecommunications bills, making the Credit Card members reduce their spending every month. It also provides a waiver of 1% on fuel surcharge, therefore making refilling less expensive. The card also rewards 1 point for each ₹150 spent in other categories, which can be used to make payments while purchasing, redeem vouchers, or pay bills.

One of the most powerful strengths of the card is its offers on dining, where the user can avail themselves of discounts in partner restaurants. It also has easy EMI options, by which the cardholder can divide large spends into easy monthly installments. With contactless payment technology, it facilitates transactions are quicker and safer since one does not have to swipe or insert a PIN when making small transactions. Also, since the card is accepted worldwide, it is useful for doing transactions in the country as well as when one is abroad.

The fees for this card are average, with a joining fee of ₹750 and an annual fee of ₹750, which gets waived off if you spend ₹90,000 in one year. However, the users must be cautious about interest (3.75% a month) and late payment charges to avoid unnecessary costs.

Introduction

If you are looking for a credit card that helps you save money on your daily spending like fuel, bill payments, and phone recharges, the Standard Chartered Super Value Titanium Credit Card is the perfect option. The card is designed to provide you with maximum savings in the form of cashback and rewards on your essential purchases. Whether you are filling up your vehicle, paying for electricity, or charging your phone, this card assists you in getting the most value out of your money.

Most people use credit cards for everyday expenditures but do not get proper rewards in return. Here, with this card, you get 5% cashback on petrol, electricits, and telecom bills. This means every time you make a payment on these utility services, you are saving money. The cashback is also applicable with several merchants, meaning you can save everywhere.

Besides cashback, the Standard Chartered Super Value Titanium Credit Card also features a reward points scheme. You earn 1 reward point for each ₹150 spent on other categories. The points can be redeemed as vouchers, gifts or even used to pay outstanding bills.

Fuel expenses may be a massive part of your monthly expense. The silver lining is that you have a waiver of 1% on every fuel station in India. Add to this a cashback of 5% that you receive if you buy fuels, you gain doubly when your car is at the filling bay.

What is the Standard Chartered Super Value Titanium Credit Card?

The Standard Chartered Super Value Titanium Credit Card is a special credit card that helps you save money on your daily expenses. It offers 5% cashback on fuel, electricity bills, water bills, gas bills, and mobile recharge. What it implies is that you get money back when you pay for these essential utility services.

The card also provides a 1% fuel surcharge refund and thus you need not pay extra fees on petrol stations. Besides, you earn reward points on other purchases, which can be used for bill payments, shopping, or discounts.

How is the design of the Standard Chartered Super Value Titanium Credit Card?

The Standard Chartered Super Value Titanium Credit Card was created with a modern and stylish design. Its elegant black or dark grey hue helps it to seem premium and professional. While the chip has been positioned at the rear for safe transactions, the Standard Chartered logo appears front of the card. The card number, your name, and the expiry date are prominently printed for easy recognition.

It also supports contactless payments, so you can simply tap the card against an apparatus for rapid and safe transactions. Overall, the design is elegant, clean, and simple, so it is not just aesthetically appealing but convenient as well.

What are the benefits of the Standard Chartered Super Value Titanium Credit Card?

The following are the key benefits in simple terms:

1. 5% Cashback on Essentials

5% cashback while buying fuel at any fuel station in India.
5% cashback while paying electricity, gas, and water bills.
5% cashback while doing mobile recharges and postpaid bill payments.

Example: Suppose that you spend a cost of ₹1,000 on fuel. You receive a cashback worth ₹50.

2. Waiver of 1% Surcharge

There is no extra charge while fuelling at any fuel station across India.
Conservesan extra amount along with the cashback reward.

Example: With refueling of ₹2,000, you conserve ₹20 as the surcharge waiver.

3. Reward Points in Other Transactions

1 reward point is earned on a spend of every ₹150 spent for shopping, dining out, traveling, etc.
Points for redemption of vouchers, discounts, and gifts.

Example: On spending ₹15,000, you earn 100 reward points.

4. Restaurant Offers

Get special deals at partner restaurants in India.
Dine out at a discount.

5. Contactless & Secure Payments

Just touch the card to pay at enabled machines for quick and secure payments.
No swiping or entering the IN for small spends.

6. Easy EMI Facility

Receive big spends as easy monthly EMIs to plan your expenses better.

7. Global Acceptance

Shop here with this card at millions of merchants and online stores around the world.

What are the fees for the Standard Chartered Super Value Titanium Credit Card?

Here is a simple Standard Chartered Super Value Titanium Credit Card fee breakup.

Joining Fee	₹750 + GST (One-time payment when you get the card)
Annual Fee	₹750 (waived if you spend ₹90,000 in a year)
Add-on Card Fee	There are no charges for additional cards for family members.
Finance Charges	If you don’t pay your bill in full, a 3.75% per month (45% annually) charge on the outstanding balance.
Cash Advance Fee	3% of the amount withdrawn or ₹300, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting a Standard Chartered Super Value Titanium Credit Card?

1. Age Requirement:

You should be between 18 to 65 years of age.

2. Income Requirement:

You must have a stable monthly income (The exact amount may vary based on Standard Chartered’s policy).

3. Employment Status:

You should have a regular job or business with a fixed income source.

4. Credit Score:

A CIBIL score of 700 and above is preferred for sanction.

5. Residency:

You should be an Indian resident and have a valid address proof.

What documents are required to get a Standard Chartered Super Value Titanium Credit Card?

The documents that you will have to submit to Get a Super Value Titanium Credit Card are as below:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months if you are a salaried employee Bank statement for the last 3 months ITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the Standard Chartered Super Value Titanium Credit Card be used?

Here is the list of places where you can use it:

With the Standard Chartered Super Value Titanium Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.

You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.

You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

You can use your Standard Chartered Value Titanium Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).

The Standard Chartered Super Titanium Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the Standard Chartered Super Value Titanium Credit Card?

The Super Value Titanium Credit Card limit is different for individuals because it depends on several parameters. Standard Chartered reviews your income, credit history, payment history, and outstanding debt before allocating a limit. The high-credit-score (750+) customers with regular income and good financial track record generally receive a higher credit limit.

If you initially get a lower limit, you may request an increment in the credit limit after some months of proper usage. Timely repayment, low utilization of credit, and a good banking relationship with Standard Chartered Bank can help you get a higher limit. Pre-approved limit hike by the bank from time to time is also given to the eligible customers.

How do you apply for a Standard Chartered Super Value Titanium Credit Card?

Apply it through both these modes:

Online Application Process

Visit the official website of the Standard Chartered Bank, i.e.

Go to ‘Cards’, followed by ‘Credit Cards’.

On that page, you can see numerous options for credit cards issued by Standard Chartered Bank; for instance, you can choose the Super Value Titanium Credit Card.

Just hover your cursor on the Standard Chartered Super Value Titanium Credit Card, followed by selecting ‘Apply Now‘ from there.

You will be asked to fill out your details, including your name, contact information, income details, and employment status.

Be accurate and updated with the information provided.

You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

After filling out the details and uploading the documents, review your application to make sure everything is correct.

Apply online through the application form.

The bank will check your application after you submit it. They can ask for extra documents or information if required.

You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process

You can walk into the nearest Standard Chartered Bank branch to apply for the Standard Chartered Super Value Credit Card.

Request for the credit card application form for the Standard Chartered Super Titanium Credit Card. They will provide you with the form and proceed accordingly.

Fill in the details in the application form wherever it is required. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.

Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and a passport.

Your application will be processed, and your information will be cross-checked at the bank level.

In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

You will receive the Standard Chartered Value Titanium Credit Card by post at the same postal address.

Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the Standard Chartered Bank Card website or mobile app or by calling their customer service.

For security purposes, you must set your PIN (Personal Identification Number) before you can start using your credit card.

Would getting a Standard Chartered Super Value Titanium Credit Card in 2025 be right?

Yes, getting a Standard Chartered Super Value Titanium Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility.

Standard Chartered Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and have good credit, it might be a very good option in 2025.

Conclusion

For people who wish to reduce their everyday spending, the Standard Chartered Super Value Titanium Credit Card is the perfect fit. Your everyday costs are reduced with a 5% cash rebate on utilities, gas, and phone bills. Every time you get your car filled, the 1% fuel surcharge waiver offers further savings. Also, the reward points scheme allows you to collect and redeem points for great deals, so each transaction is more rewarding.

This Credit card also provides dining discounts, easy EMI plans, and contactless payment features, thus providing a hassle-free and easy shopping experience. International acceptance of the card provides convenience not only in India but also while traveling abroad.

Even though there are certain fees, like a ₹750 yearly fee, it is exempted if you spend ₹90,000 within a year. If you pay bills on time and use the card wisely, you can save on additional payments like interest and late fees.