Times Black ICICI Bank Credit Card: Features and Benefits

Summary

Times Black ICICI Bank Credit Card is a premium lifestyle credit card designed to benefit those who indulge extensively in dining, entertainment, shopping, and travel. The card offers high reward points, offers, and free benefits, making it a powerful choice for someone who would like to spend to the fullest.

One of the major attractions is the 1+1 free movie ticket voucher on BookMyShow every month, along with up to 40% dining savings on EazyDiner Prime. Cardholders also receive a complimentary Times Prime membership, which offers access to premium content such as SonyLIV, ZEE5, and Gaana.

The card’s rewards scheme is also highly rewarding, offering 10 Times Points for each ₹100 spent on specific categories like dining out, movies, and subscription to Times Prime, 5 Times Points for online shopping, travel, and dining out, and 2 Times Points for all else.

Introduction 

Today, a credit card is not just a means of payment, but it is also a lifestyle statement. If you want a premium credit card that gives you great rewards, exclusive offers, and luxury benefits, then the Times Black ICICI Bank Credit Card can be a great option. This card is specifically meant for those who want to enjoy more benefits on shopping, travel, and entertainment.

ICICI Bank has launched this credit card in collaboration with Times Internet, which offers several enticing offers and privileges to customers. With this card, you can earn incredible discounts and rewards on movie tickets, eating at restaurants, online purchases, and travel. The distinguishing factor is that this card falls in the premium segment, i.e., it is suitable for consumers belonging to the high-income group who are keen to reap the maximum benefits based on their spending habits.

If you watch movies often, like to eat at high-end restaurants, or shop online, then this card is a great deal for you. Times Black ICICI Bank Credit Card provides you with exclusive discounts and cashback on sites like BookMyShow and EazyDiner, so each dining and entertainment experience becomes rewarding.

Here in this article, we are providing complete information about this credit card, such as its features, advantages, charges, eligibility criteria, and how you can apply for it. In case you’re planning to buy this card, then this information will be most helpful for you.

What is the Times Black ICICI Bank Credit Card?

Times Black ICICI Bank Credit Card is one of the premium credit cards launched in association with ICICI Bank and Times Internet. This card is specially designed for people who spend extensively on entertainment, dining, and travel and want to get fantastic rewards. With this credit card, you receive great offers and rewards on cinema tickets, dining out at restaurants, shopping online, and travel.

The main benefit is that Times Points are earned on every spend on this card, which you can use to redeem on other brands and platforms. In addition to this, this card also provides superior benefits such as airport lounge passes, membership reward exclusives, and special cashback deals.

How is the design of the Times Black ICICI Bank Credit Card?

The Times Black ICICI Bank Credit Card features a sleek and elegant design that is befitting its premium ranking. The card features a matte black finish, giving it a rich and luxurious appearance. The clean design, subtle branding, and silky texture are pleasing to the eye and highly professional.

The ICICI Bank and Times Points logo is subtly placed to make it more exclusive. The icon for contactless payment on the card is also added for ease of use in quickly making payments. Its chic and modern look overall complements the upscale facility that it has to provide, rendering it an appropriate choice for premium users.

What are the benefits of the Times Black ICICI Bank Credit Card?

Here are some of the salient benefits along with actual reward points:

1. Reward Points on Every Spend

• 10 Times Points for every ₹100 expense at BookMyShow, Dineout, and Times Prime memberships.
• 5 Times Points for every ₹100 expense on online buying, eating out, and travel.
• 2 Times Points for each ₹100 spent in other categories.
• Bonus 10,00,000 Times Points on a spend of ₹1,00,000 in a calendar quarter.

2. Dining & Entertainment Offers

• 1+1 Free BookMyShow Movie Tickets every month.
• Dining Bill Offers up to 40% through membership in EazyDiner Prime.
• Times Prime Membership at no charge, with deals on SonyLIV, ZEE5, Gaana, etc.

3. Travel & Lounge Benefits

• 4 free domestic airport lounge visits over one year.
• Low Foreign Exchange Markup Fee of 3.5% for cross-border spending.

4. Welcome & Milestone Benefits

• Joining Fee Bonus Payment of 10,000 Times Points.
• Bonus 10,000 Times Points against a spend of ₹1,00,000 in a quarter.

5. Safe & Contactless Transactions

• Tap & Pay Facility to facilitate easy payments.
• Zero Liability Safety protection against loss and theft.

What are the fees for the Times Black ICICI Bank Credit Card?

Here is a simple breakup of the Times Black ICICI Bank Credit Card fees.

Joining Fee	Rs. 20,000 + applicable taxes  (one-time fee when you get the card).
Annual Fee	Rs. 20,000 + applicable taxes per year. This will be waived if you spend ₹1,30,000 or more in a year.
Add-on Card Fee	No charges for additional cards for family members.
Finance Charges	3.50% per month (42% annually) on the outstanding balance if you don’t pay your bill in full.
Cash Advance Fee	2.5% of the amount withdrawn or ₹300, whichever is higher.
Late Payment Fee	For Statement Balance Nil for amounts less than Rs. 100. Between 100 and 500 rupees: Rs. 100. Rs. 500 for amounts ranging from Rs. 501 to Rs. 5,000. Rs. 750 for amounts ranging from Rs. 5,001 to Rs. 10,000. Rs. 900 for amounts ranging from Rs. 10,000 to Rs. 25,000. Rs. 1,000 for amounts ranging from Rs. 25,001 to Rs. 50,000. Rs. 1,200 for amounts greater than Rs. 50,000.

What are the criteria for getting a Times Black ICICI Bank Credit Card?

The following are the primary requirements:

1. To apply for the Times Black ICICI Bank Credit Card, you must be between 18 and 70 years old. This way, applicants will either be young enough to begin building a credit history or mature enough to have an established financial background.

2. The income requirement differs according to your employment status:

• Self-Employed Professionals: A minimum Annual income of Rs.8 lakhs usually does the job.

3. A secured income ensures regular timely payments on the credit card bill. Any amount above it ensures that it increases the approval probability.

4. Your credit score plays a role in the selection process. It is a tendency for ICICI Bank to favor borrowers with a better credit score usually above 750. A better credit score generally indicates that the person has an excellent history in managing his finances and is quite reliable as a borrower.

5. You must be an Indian resident and have valid address proof within the country. In case you are applying from outside India, then you would not be considered eligible for this card unless you are an NRI and fall into other criteria that are required for this type of card.

6. A salaried person must be employed with a reputed company or organization. The bank can ask you for documents like your salary slip or employment letter.

7. A Self-employed person must have business experience in the past years, generally 2+ years. You must show the bank proof of good consistent income. This may be your income tax returns and bank statements.

What documents are required to get a Times Black ICICI Bank Credit Card?

The documents that you will have to submit to get a Times Black ICICI Bank Credit Card are as below:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months if you are a salaried employe Bank statement for the last 3 months ITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the Times Black ICICI Bank Credit Card be used?

Here is the list of places where you can use it:

• With the Times Black ICICI Bank Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

• You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.

• You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

• You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.

• You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

• You can use your Times Black ICICI Bank Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).

• The Times Black ICICI Bank Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the Times Black ICICI Bank Credit Card?

Times Black ICICI Bank Credit Card credit limit varies and is personalized to the individual applicant considering multiple parameters. The limit is set by ICICI Bank depending on the income, credit history, financial commitments, and bank experience of the applicant. Mostly, a higher income per year, such as ₹6-8 lakh or higher, attracts a larger credit limit.

How do you apply for a Times Black ICICI Bank Credit Card?

Apply it through both these modes: 

Online Application Process:

• Visit the official website of the ICICI Bank, i.e. 

• Go to ‘Cards’, followed by ‘Credit Cards’.

• On that page, you can see numerous options for credit cards issued by ICICI Bank; for instance, you can choose the Times Black ICICI Bank Credit Card.

• Just hover your cursor on the Times Black ICICI Bank Credit Card, followed by selecting ‘Apply Now‘ from there.

• You will be asked to fill out your details including your name, contact information, income details, and employment status.

• Be accurate and updated with the information provided.

• You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

• After filling out the details and uploading the documents, review your application to make sure everything is correct.

• Apply online through the application form.

• The bank will check your application after submitting it. They can ask for extra documents or information if required.

• You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process:

• You can walk into the nearest ICICI Bank branch to apply for the Times Black ICICI Bank Credit Card.

• Request for the credit card application form of the Times Black ICICI Bank Credit Card. They will provide you with the form and proceed accordingly.

• Fill the details in the application form wherever it is required. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.

• Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and pas hotograph.

• Your application will be processed, and your information will be cross-checked at the bank level.

• In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

• You will receive the Times Black ICICI Bank Credit Card by post at the same postal address.

• Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the ICICI Bank Card website, or mobile app or by calling their customer service.

• You must set your PIN (Personal Identification Number) for security purposes before you can start using your credit card.

Would getting a Times Black ICICI Bank Credit Card in 2025 be right?

Yes, getting a Times Black ICICI Bank Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility. 

ICICI Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.

Conclusion

The Times Black ICICI Bank Credit Card is a great choice for entertainment, dining, and shopping lovers with great rewards. It is a high-end lifestyle card offering various advantages, including high reward points, exclusive savings on dining and cinema, complimentary airport lounge access, and milestone benefits. One can earn Times Points on all purchases, and the points can be redeemed across various platforms, thus making it a highly rewarding card.

Among the most valuable advantages of this card is the 1+1 free movie ticket offer on BookMyShow and a 40% discount on dining through EazyDiner, and thus is best suited for those who frequently venture out for dining and movie-watching. It also grants complimentary Times Prime membership, which unlocks rewards across several digital platforms like SonyLIV, ZEE5, and Gaana. For those who travel, the airport lounge access facility makes flying more convenient.

While the card has a joining fee of ₹1,999 and an annual fee of ₹999, the benefits will counter the expense, provided the cardholder utilizes the maximum of the offers and benefits. Additionally, the annual fee is exempted when the user spends ₹3,00,000 in a year, which makes it even more cost-effective. The credit card also has a proper credit limit, which varies according to the applicant’s income, credit record, and financial standing. Card members can also request an increase in their credit limit after several months of good conduct.

Frequently Asked Questions (FAQ’s)