Summary
Among the top 10 Axis Bank Credit Cards offers are fuel savings, travel benefits, lifestyle advantages, and cashback rewards—all geared toward different uses. Selecting the right card among the various others can be confusing. This page compares the top 10 Axis Bank credit cards, together with their features, rewards, and benefits, thereby helping readers to make informed decisions.
Top 10 Axis Bank Credit Cards Of them, the Indian Oil Axis Bank Premium Credit Card offers EDGE Reward Points on dining and fuel purchases; thus, it is ideal for gasoline savings. The Axis Bank SELECT Credit Card provides airline lounge access, milestone awards, and cinema discounts—a great lifestyle card. The Axis Bank Atlas Credit Card offers EDGE Miles, travel vouchers, and access to foreign lounges to regular travelers.
For those seeking luxury, the Axis Bank Magnus Credit Card and the Axis Bank Olympus Credit Card offer premium dining and entertainment privileges, exclusive concierge services, and outstanding reward points. Designed for those with great net-worth who have unlimited access to premium hotel benefits, golf privileges, and airport lounges, the Axis Bank Reserve Credit Card.
Introduction
Among the best private banks in India, Axis Bank provides a selection of Top 10 Axis Bank Credit Cards to fit varying needs. Axis Bank has a credit card for you whether your goals are for retail discounts, fuel savings, vacation rewards, or cash back. Every card offers special qualities and advantages aimed to help you save money while having privileged access.
Given the variety of credit cards offered today, choosing one can be perplexing. We have looked at them based on their features, rewards, fees, and eligibility to help you to quickly pick the best 10 Axis Bank credit cards. This will guide your choice of the ideal card fit for your lifestyle and financial situation.
Among the perks of Axis Bank credit cards are reward points, access to airport lounges, fuel surcharge waivers, and discounts on shopping, dining, and entertainment. Some cards are meant for regular travel; they have free travel insurance and lounge access abroad. Others focus on rebates and discounts on daily expenses as petrol and food.
The top 10 Axis Bank credit cards, together with their special features and online application policies, will be covered on this page. Discover the perfect card for you on the next page!
Top 10 Axis Bank Credit Card Features Compare
IndianOil Axis Bank Premium Credit Card
Apart from the fuel benefits, this card helps one save money on dining, shopping, and travel. Features on this card—fuel surcharges waived and faster EDGE reward points—help you cut daily expenses. Regular gas buyers can find exceptional value with the Indian Oil Axis Bank Premium Credit Card on fuel transactions made at Indian Oil gas stations spread over India.

Features | Detail |
Joining Fee | ₹1,000 (inclusive of taxes) |
Reward Point | Spend ₹100 on travel and internet shopping to get five EDGE Reward Points. |
Welcome Benefits | On your first fuel purchase within thirty days, earn 1,000 extra EDGE Reward Points. |
Airport Lounge Access | Get four free domestic airport lounge passes annually. |
Fuel Surcharge Waiver | A 1% fuel surcharge remission is applicable on purchases between ₹200 and ₹5,000. |
Insurance Protection | Insurance Cover Air accident insurance cover of ₹2 crore with travel insurance |
Contactless Payment | Enable quick and safe payments made using Tap & Pay technology. |
Annual Fee | ₹1,500 (waived on spending ₹2.5 lakh in a year). |
Milestone Benefit | Spending ₹30,000 in a billing cycle earns 1,500 additional EDGE Reward Points. |
Dining Privillage | ₹100 spent on meals and entertainment, earn two EDGE Reward Points. |
Fuel Reward | Earn up to 25 EDGE Reward Points for each ₹100 spent on fuel at IndianOil petrol pumps. |
Axis Bank SELECT Credit Card
With accelerated EDGE Reward Points, fuel surcharge waivers, and milestone benefits, this card is ideal for those who want luxury and savings combined. The Axis Bank SELECT Credit Card is a premium credit card designed for those who want exclusive lifestyle benefits and offers great rewards on shopping, travel, and dining, together with complimentary airport lounge access and movie benefits.

Features | Detail |
Joining Fee | Rs. 3,000 + GST |
Reward Point | Get 10 EDGE Reward Points for ₹200 spent on retail buys. |
Welcome Benefits | On your first transaction within thirty days, earn five thousand additional EDGE Reward Points. |
Airport Lounge Access | Get two foreign lounge accesses and six free local ones for a year. |
Fuel Surcharge Waiver | 1% waiver on fuel cost for transactions between ₹400 and ₹4,000. |
Insurance Protection | Insurance Cover Air accident insurance cover of ₹2 crore with travel insurance |
Contactless Payment | Made possible with tap and pay for quick and safe purchases. |
Annual Fee | ₹3,000 (waived on a yearly spending of ₹6 lakh). |
Milestone Benefit | Spending ₹3 lakh annually earns 4,000 additional EDGE Reward Points. |
Dining Privillage | Get additional benefits on dining, shopping, and entertainment. |
Movie Advantage | Use: Use BookMyShow to enjoy BOGO (buy one get one) offers on movie tickets, up to ₹300 monthly. |
Axis Bank Atlas Credit Card
Designed for frequent travelers, the Axis Bank Atlas Credit Card is a premium travel credit card. Travel vouchers, free access to airport lounges, and faster EDGE Miles on travel and international spending are among the major benefits. Fuel fee waivers and milestone prizes make this card a pleasant and profitable travel tool.

Features | Detail |
Joining Fee | Rs. 5,000 + GST |
Reward Point | Spend five EDGE Miles for every ₹100 on travel, two EDGE Miles on foreign transactions, and one EDGE Mile on other expenses. |
Welcome Benefits | On your first transaction within thirty days, get 2,500 EDGE Miles. |
Airport Lounge Access | Every year, enjoy four international and eight complimentary domestic lounge accesses. |
Fuel Surcharge Waiver | 1% fuel surcharge relief on transactions between ₹400 and ₹4,000. |
Insurance Protection | Insurance Cover Air accident insurance cover of ₹1 crore with travel insurance |
Contactless Payment | Enabled for fast and safe payments via Tap & Pay. Designed for frequent travelers, the Axis Bank Atlas Credit Card is a premium travel credit card. |
Annual Fee | ₹5,000 waived on annual expenditure of ₹7 lakh. |
Milestone Benefit | Spend ₹7.5 lakh annually and accumulate up to 10,000 EDGE Miles. |
Dining Privillage | Get additional benefits on dining, shopping, and entertainment. |
Travel Vouchers | Get up to ₹5,000 worth of travel vouchers for annuexpendituresof uof re ₹3 lakh. |
Axis Bank Magnus Credit Card
Designed for people with great net-worth seeking luxury and unique access, the super-premium Axis Bank Magnus Credit Card provides unequaled benefits, including travel rewards, luxurious hotel stays, free access to local and international airport lounges, and great dining selections. For those who value a lavish lifestyle and perfect travel experiences, the Axis Bank Magnus Credit Card is perfect because of its low foreign exchange margin, great reward points on every transaction, and milestone awards.

Features | Detail |
Joining Fee | Rs. 12,500 + GST |
Reward Point | Spending ₹200 on travel and foreign transactions earns 12 EDGE Reward Points. Spendingg ₹200 on other purchases earns 6 EDGE Reward Points. |
Foreign Currency Marginal Change | Two percent low forex markup for overseas trade. |
Airport Lounge Access | For main and additional cardholders, unlimited gratis access to domestic and international airport lounges. |
Fuel Surcharge Waiver | A % fuel surcharge remission for transactions falling between ₹ 400 and ₹ 4,000. |
Conceirge Services | Services24x7’s first-rate concierge service for bookings, referrals, and help. |
Contactless Payment | Enabled for fast and safe payments via Tap & Pay. Designed for frequent travelers, the Axis Bank Atlas Credit Card is a premium travel credit card. |
Annual Fee | Rs. 12,500 (waived on yearly spending of fifteen lakh). |
Milestone Benefit | Spending ₹15 lakh annually earns 25,000 EDGE Reward Points. |
Dining Privillage | Savor fine dining experiences with well-chosen chef’s table access. |
Movie Advantage | Get BOGO (Buy One Get One Free) offers on BookMyShow, up to ₹500 per ticket, five times a month. |
Axis Bank Olympus Credit Card
Premium credit cards such as the Axis Bank Olympus Credit Card are aimed at high-spending people looking for elegance and unusual access. It provides first-rate travel incentives, excellent reward points for purchases, free access to airport lounges, and first-rate home comforts. The Axis Bank Olympus Credit Card is ideal for those who like a rich lifestyle with the best advantages and savings since it offers luxury hotel privileges, concierge services, and milestone prizes.

Features | Detail |
Joining Fee | ₹20,000 + GST |
Reward Point | Spending ₹200 on travel and foreign transactions earns 15 EDGE Reward Points; spending ₹200 on other purchases earns 7 EDGE Reward Points. |
Foreign Currency Marginal Change | 1.5% forex margin for overseas trade. |
Airport Lounge Access | Unlimited free access to domestic and international airport lounges for main and add-on cardholders. |
Fuel Surcharge Waiver | 1% waiver on fuel cost for purchases between ₹400 and ₹4,000. |
Conceirge Services | First-rate concierge service covering travel help, bookings, and reservations. |
Contactless Payment | Enabled for fast and safe payments via Tap & Pay. Designed for frequent travelers, the Axis Bank Atlas Credit Card is a premium travel credit card. |
Annual Fee | ₹20,000 waived in line with 25 lakh annual expenditure. |
Milestone Benefit | Spending ₹20 lakh annually earns 50,000 EDGE Reward Points. |
Dining Privillage | Gett fine dining deals and well-chosen chef’s table experiences. |
Movie Advantage | On BookMyShow, get BOGO (Buy One Get One Free) offers up to ₹1,000 per ticket, five times a month. |
Axis Bank Reserve Credit Card
Designed for high-net-worth people seeking unmatched luxury and exclusiveness, the ultra-premium Axis Bank Reserve Credit Card provides first-rate privileges, including concierge services, luxury hotel benefits, unrestricted access to airport lounges, and great reward points on every purchase. With milestone awards, complimentary golf rounds, and a low currency markup, the Axis Bank Reserve Credit Card is suited for people who enjoy the finest travel, lifestyle, and eating experiences.

Features | Detail |
Joining Fee | ₹50,000 + GST |
Reward Point | Get fifteen EDGE Reward Points for every ₹200 spent on all purchases. |
Foreign Currency Marginal Change | Low currency markup of 1.5% on overseas transactions. |
Airport Lounge Access | For main and additional cardholders, unlimited gratis access to domestic and international airport lounges. |
Fuel Surcharge Waiver | 1% waiver on fuel cost for purchases between ₹400 and ₹4,000. |
Conceirge Services 24×7 | First-rate concierge covering personal assistance, dining, and travel bookings. |
Contactless Payment | Enabled for fast and safe payments via Tap & Pay. Designed for frequent travelers, the Axis Bank Atlas Credit Card is a premium travel credit card. |
Annual Fee | ₹50,000 (waived on a yearly expenditure of ₹50 lakh). |
Milestone Benefit | Spend ₹25 lakh to earn 50,000 EDGE Reward Points annually. |
Golf Privillage | Enjoy free golf rounds at certain chosen courses all around.One percent waiver on fuel cost for transactions between ₹ 400 and ₹ 4,000. |
Movie Advantage | Movie Benefits On BookMyShow, BOGO (Buy One Get One Free) offers run five times a month, up to ₹1,500 for each ticket. |
Axis Bank Primus Credit Card
The Axis Bank Primus Credit Card is a premium credit card designed for high-income individuals seeking luxury, simplicity, and exclusive access. From this hotel, great travel advantages, high reward points, unlimited access to airport lounges, concierge services, and luxury hotel extras abound. The Axis Bank Primus Credit Card is best for those who value a perfect and lucrative financial experience since it offers a low FX margin, premium lifestyle perks, and milestone prizes.

Features | Detail |
Joining Fee | ₹5,00,000 + GST |
Reward Point | Get 10 EDGE Reward Points for every ₹200 spent on meals, travel, and foreign transactions. |
Foreign Currency Marginal Change | 1.5% forex margin on overseas trade. |
Airport Lounge Access | Unlimited free access to domestic and international airport lounges for main and add-on cardholders. |
Fuel Surcharge Waiver | 1% waiver on fuel surcharge for transactions between ₹400 and ₹4,000. |
Conceirge Services 24×7 | 24×7 premium concierge providing lifestyle support, dinner reservations, and trip bookings. |
Luxurious Hotel Advantages | At top hotels, enjoy free stays and special access. |
Annual Fee | ₹5,00,000 + GST (Waived from spending twelve lakh in a year). |
Milestone Benefit | Spend ₹15 lakh annually and earn 30,000 EDGE Reward Points. |
Golf Privillage | Enjoy free golf rounds at certain chosen courses all around. |
Movie Advantage | Four times a month, BOGO (Buy One Get One Free) offers on BookMyShow up to ₹750 per ticket. |
Axis Bank Miles & More Credit Card
Designed for frequent travellers, the premium travel credit card Axis Bank Miles & More Credit Card On hotel stays, aircraft tickets, and foreign expenditures especially, it provides great advantages. Every transaction allows cardholders to earn Lufthansa Miles & More award miles, which may be used for travel benefits, upgrades, and flights. Travelers who wish to optimize their air miles and enjoy luxury travel advantages will find this card ideal, with complimentary airport lounge access, milestone awards, and a low forex markup.

Features | Detail |
Joining Fee | Rs. 10,000 + GST for Miles & More Select Credit Card & Rs. 3,000 + GST for Miles & More World Credit Card |
Welcome Benefit | Within thirty days, get five thousand bonus reward miles on your first transaction. |
Foreign Currency Marginal Change | Two percent low forex markup for overseas trade. |
Airport Lounge Access | Take advantage of free access to domestic and international airport loungers. |
Fuel Surcharge Waiver | 1% waiver on fuel surcharge for transactions between ₹400 and ₹4,000. |
Conceirge Services 24×7 | First-rate concierge for bookings, travel advice, and help. |
Travel Advantage | Redeem miles for hotel rooms, upgrades, and airline tickets. |
Annual Fee | ₹3,500 (waived on an annual expenditure of ₹5 lakh). |
Milestone Benefit | Spend ₹200 on domestic transactions to earn 4 miles and more; spend ₹200 on overseas purchases to earn 6 reward miles. |
Dining Benefits | Get special dining and entertainment savings.One percent waiver on fuel cost for transactions between ₹ 400 and ₹ 4,000. |
Movie Advantage | Four times a month, BOGO (Buy One Get One Free) offers on BookMyShow up to ₹750 per ticket. |
SpiceJet Axis Bank Voyage Black Credit Card
Designed for regular SpiceJet travelers, the premium travel credit card, SpiceJet Axis Bank Voyage Black Card, provides first-hand advantages, including expedited SpiceClub points on flight bookings, free access to airport lounges, priority check-in, and special SpiceJet service savings. Travelers who wish to optimize savings and enjoy a flawless flying experience with SpiceJet will find this card ideal with milestone rewards, fuel surcharge exemptions, and a low foreign exchange margin.

Features | Detail |
Joining Fee | ₹2,000 + GST |
Reward Point | Spend ₹200 on SpiceJet bookings to earn 20 SpiceClub points, or spend ₹200 and earn 6 SpiceClub points on other purchases. |
Foreign Currency Marginal Change | Two percent low forex markup for overseas trade. |
Airport Lounge Access | Access free domestic and international airport lounges. |
Fuel Surcharge Waiver | A 1% fuel surcharge remission for transactions falling between ₹ 400 and ₹ 4,000. |
Food and Lifestyle Advantages | Get special savings on dining, shopping, and entertainment. |
SpiceJet discount | Get free seat choices and discounted SpiceMax upgrades. |
Annual Fee | ₹2,000 (waived on a yearly expenditure of ₹3 lakh). |
Milestone Benefit | On annual expenditure targets, get up to 25,000 additional SpiceClub points. |
Dining Benefits | Get special dining and entertainment savings.One percent waiver on fuel cost for transactions between ₹ 400 and ₹ 4,000. |
Movie Advantage | Four times a month, BOGO (Buy One Get One Free) offers on BookMyShow up to ₹750 per ticket. |
Axis Bank Burgundy Private Credit Card
Designed for high-net-worth customers, the ultra-premium, invite-only Axis Bank Burgundy Private Credit Card has Exclusive luxury benefits abound it: limitless access to airport lounges, first-rate hotel privileges, personal concierge services, and great reward points for expenditure. Perfect for those looking for unmatched luxury, convenience, and elite privileges, this card offers low forex markup, complimentary golf rounds, and priority services, along with milestone awards.

Features | Detail |
Joining Fee | Rs. 50,000 + GST (Nil for Burgundy Private Account Holders) |
Reward Point | Get 15 EDGE Reward Points for every ₹200 used on every purchase. |
Foreign Currency Marginal Change | Ultra-low 1.5% markup on overseas transactions. |
Airport Lounge Access | Main and add-on cardholders have unlimited gratis access to domestic and foreign lounges. |
Fuel Surcharge Waiver | 1% for transactions between ₹400 and ₹4,000. |
Concierges | Services 24×7 focused concierge service covering work, travel, and leisure. |
Golf Preferences | Free golf rounds and instruction at a few chosen courses all around. |
Annual Fee | Rs. 50,000 + GST |
Milestone Benefit | Spend ₹25 lakh to earn 50,000 EDGE Reward Points annually. |
Dining Benefits | Eating Privileges Access to Michelin-star restaurants, gourmet experiences, and well-chosen dining events. |
Movie Advantage | On BookMyShow, enjoy BOGO (Buy One Get One Free) offers up to ₹1,500 per ticket, five times a month. |
Conclusion
Top 10 Axis Bank Credit Cards, Those with high net-worth who want elegance, uniqueness, and premium financial benefits will especially find the Axis Bank Burgundy Private Credit Card to be a terrific option. Designed as an invite-only card, it shows world-class credentials providing unlimited access to airport lounges, high reward points, concierge services, premium hotel facilities, and milestone awards.
The key feature of this Credit card is its reward program, which offers 15 EDGE Reward Points for ₹200 spent. Every purchase becomes more satisfying when one can utilize these points for luxury items, hotel stays, and flights. Moreover, the low forex margin of just 1.5% makes it a great choice for foreign visitors since it helps them to save on foreign exchange transactions.
For those who value luxury travel and stay, the Burgundy Private Credit Card offers first access to some of the best hotels and resorts, free hotel stays, and premium concierge services. Unrestricted access to local and international airport lounges assures cardholders, wherever they fly, of comfort and simplicity.
Frequently Asked Questions (FAQ’s)
Ans: For regular overseas visitors, the currency markup is just 1.5%, which is less than most premium credit cards, hence, it is a perfect choice.
Ans: Cardholders do indeed have access to 24×7 premium concierge services, which help with travel planning, hotel booking, eating, and lifestyle management.
Ans: Spending ₹25 lakh yearly will get you 50,000 EDGE Reward Points.
Ans: On fuel transactions between ₹400 and ₹4,000, there is indeed a 1% fuel cost waiver.
Ans: Indeed, family members can purchase complementary add-on cards that offer the same premium perks. Its key feature is the reward program on this card, which offers 15 EDGE Reward Points for ₹200 spent.