Summary
IndusInd Bank has a range of credit cards (Top 10 IndusInd Bank Credit Card) catering to different financial requirements, from travel and high-end to shopping and daily rewards. Whether a frequent flyer, a high net worth customer, or an individual looking for cashback and rewards, there is an IndusInd credit card that is exclusively yours.
For travelers, IndusInd Bank Explorer Credit Card and IndusInd Bank Avios Visa Infinite Credit Card provide tickets of business class travel, priority boarding, and airport lounge facilities. If you like luxury and premium lifestyle benefits, cards such as IndusInd Bank Crest, Celesta, and Indulge Credit Card provide concierge service, golf privilege, and luxury hotel privilege.
For eating out, shopping, and cashback on day-to-day spending, Duo Plus Credit Card and IndusInd Nexxt Credit Card provide cashback, reward points, and convenience of payment for shopping, fuel, and dining. For the high-net-worth individuals, Indus Solitaire and Pioneer Heritage Credit Cards are there that provide travel privileges, forex markup rebate, and milestone benefits.
All spending on most IndusInd credit cards earns reward points, which can be redeemed for travel, shopping, and vouchers. The features also comprise a waiver of fuel surcharge, low forex markup charges, and travel insurance cover.
Introduction
IndusInd Bank is a top Indian private bank that provides a full-fledged collection of credit cards for various fiscal requirements. Whether cashback, rewards, travel rewards, or lifestyle advantages, IndusInd Bank has them all for cardholders of different categories. Its credit cards carry an impressive set of advantages, which range from discounts while shopping to fuel surcharge waivers, lounge access at airports, and lots more.
Having an IndusInd Bank credit card will allow you to finance your expenditures in a disciplined manner and earn reward points on all your transactions. IndusInd Bank provides various types of credit cards depending upon the choice of customers, such as premium, co-branded, and lifestyle cards. They have some best-selling credit cards like the IndusInd Legend Credit Card, IndusInd Pinnacle Credit Card, and IndusInd Platinum Aura Credit Card. Each of these cards has its benefits, and therefore, they are suitable for different spending habits.
Customer-friendly services are one of the significant advantages when using an IndusInd Bank credit card. Convenient processes for applying for them, speedy approvals, and easy modes of payment are offered by the bank. Most credit cards even have minimal or no joining fees, which makes them very cost-effective for a user. Bringing privilege to eating out, entertainment, travel, and shopping into your financial journey, credit cards make you richer.
In this article, we will be talking about the top 10 features of IndusInd Bank credit cards and providing information on how you can gain from them. Whether you are a frequent traveler, an online shopper, or just one who enjoys indulging in luxury privileges, IndusInd Bank has a credit card that suits your lifestyle. Come along with us as we venture into the exciting world of IndusInd Bank credit cards and discover their best features!
Top 10 IndusInd Bank Credit Card Features & Details
EazyDiner IndusInd Bank Credit Card
The EazyDiner IndusInd Bank Credit Card is a dining card that is particularly suited for those who love to dine at fine restaurants. The card provides exclusive benefits like instant discounts, cashback, free dining vouchers, and priority reservations at high-end restaurants. You can avail up to 25% off at EazyDiner partner restaurants with this card, in addition to other benefits like airport lounge access and reward points on each transaction.
| Features | Detail |
| Joining Fee | ₹1,999 + GST |
| Cashback Benefit | Up to 10% cashback on dining spends through the EazyDiner app. |
| Welcome Benefit | Free ₹2000 EazyDiner Prime membership & ₹500 EazyDiner voucher on joining. |
| Reward Point | Earn reward points on every transaction, redeemable as vouchers or discounts. |
| Dining Discounts | Up to 25% discount at 2000+ EazyDiner partner restaurants. |
| Airport Lounge Access | 2 free domestic lounge accesses every quarter. |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on fuel spends in India. |
| EMI Conversion | Convert big-ticket purchases into hassle-free EMIs at low charges. |
| Contactless Payment | Secure and quick contactless payments for hassle-free payments. |
| Annual Fee | ₹1,999 (reversed for ₹3 lakh spent in a year) |
| Lost Card Liability | Cover in the event of loss of card through unauthorized transactions. |
IndusInd Bank Avios Visa Infinite Credit Card
As far as private sector banks in the nation are concerned, one of the first names that comes to our minds is IndusInd Bank. The bank provides different banking services and possesses a wonderful number of credit cards. Recently, the bank did something different to provide an innovative travel experience to their cardholders as it introduced a multi-co-branded travel credit card for clients.
| Features | Detail |
| Joining Fee | ₹40,000 + GST |
| Cashback Benefit | Collect a maximum of 20,000 Avios points as a welcome offer. |
| Welcome Benefit | Free ₹2000 EazyDiner Prime membership & ₹500 EazyDiner voucher on joining. |
| Reward Point | Get 4 Avios on each ₹100 domestic spend & 6 Avios on each ₹100 international spend. |
| Dining Discounts | Personalized discounts and privileges on fine dining, luxury shopping, and recreation. |
| Airport Lounge Access | Have unlimited domestic & international lounge access with Priority Pass. |
| Fuel Surcharge Waiver | Get a 1% fuel surcharge waiver on all fuel stations in India. |
| Travel Benefits | Spend Avios points on flight tickets, hotel reservations, and holiday packages with British Airways & Qatar Airways. |
| Contactless Payment | Enjoy secure payment using Visa Infinite contactless payment card technology. |
| Annual Fee | ₹40,000 (inclusive of taxes) – premium select privileges. |
| Forex Markup Fee | Low forex markup of 1.5%, which is good for travelers outside the country. |
Indus Solitaire Credit Card
Indus Solitaire Credit Card is a shopping-lover’s lifestyle card with rewards and luxury privileges. Enjoy the highest value reward points, travel comforts, dining benefits, and airport lounge privileges. Besides premium exclusive concierge services, fuel surcharge waiver, and hassle-free contactless payments, the Indus Solitaire Credit Card treats your everyday life like a luxury. If you are a shopaholic, international traveler, or foodie, the card has luxury rewards for all aspects of your lifestyle!
| Features | Detail |
| Joining Fee | ₹30,000 + GST |
| Shopping Benefits | Unique cashback and discounts on lifestyle, fashion, and electronics brands. |
| Welcome Benefit | Get a premium welcome gift voucher from leading brands. |
| Reward Point | Earn reward points on every transaction, which can be utilized for shopping, travel, etc. |
| Dining Discounts | Get preferential discounts on dining at partnered restaurants. |
| Airport Lounge Access | Have unlimited domestic & international lounge access with Priority Pass. |
| Fuel Surcharge Waiver | Avail a 1% waiver on fuel points in India. |
| Travel Benefits | Free domestic & international airport lounge passes. |
| Contactless Payment | Enjoy secure payment using Visa Infinite contactless payment card technology. |
| Annual Fee | ₹30,000 (inclusive of taxes) – Premium card with premium privileges and rewards (terms and conditions as per bank policy). |
| Forex Markup Fee | Best cross-border transaction markup rates. |
IndusInd Nexxt Credit Card
The IndusInd Nexxt Credit Card is a first-of-its-kind interactive credit card with in-card EMV chip-based technology, allowing the customer to switch between different modes of payment in one touch. The innovative card has three modes of payment—EMI, Reward Points, and Credit—thereby facilitating ease of transaction. It provides exclusive rewards, dining privileges, fuel surcharge waiver, and convenience of easy EMI conversion, and therefore most apt for intelligent and convenient spenders.
| Features | Detail |
| Joining Fee | ₹10,000 + GST |
| India’s First Interactive Credit Card | Switch between Credit, EMI, and Reward Points payment options using an in-built button. |
| Welcome Benefit | Get a premium welcome gift voucher from leading brands. |
| Reward Point | Get reward points on all spends, which can be used for shopping, travel, and more. |
| Dining Discounts | Enjoy special deals at India’s best restaurants. |
| Airport Lounge Access | Free lounge access at domestic airports. |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on all fuel pumps across India. |
| Easy EMI | Transform spends into EMIs instantly without submitting a piece of paper. |
| Contactless Payment | Tap-and-pay facility for quick and secure payments. |
| Annual Fee | Low fee plan with high-end benefits. |
| Security Features | Enhanced EMV chip-based security to avoid fraud. |
IndusInd Bank Duo Plus Credit Card
IndusInd Bank Duo Plus Credit Card is the country’s first 2-in-1 credit and debit card with both facilities combined in a single place. The card assists users in managing expenditure with rewards of reward points, cashback, waiver of fuel surcharge, and lounge access at airports. With some element of difference in look and the facility of contactless payment, the card is suitable for people looking for trouble-free and convenient banking.
| Features | Detail |
| Joining Fee | ₹1,500 + GST |
| Cashback Benefit | Get cashback on selected spends and bill payments. |
| 2-in-1 Card | India’s first dual-interface card with both credit & debit features. |
| Reward Point | Get reward points on credit spends, which can be redeemed for shopping, travel, and more. |
| Dining Discounts | Get exclusive offers on dining, shopping, and entertainment. |
| Airport Lounge Access | Free domestic airport lounge visits per quarter. |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on fuel spends in India. |
| EMI Conversion | Convert big-ticket purchases into hassle-free EMIs at low charges. |
| Contactless Payment | Tap-and-pay facility for secure and fast transactions. |
| Annual Fee | Low annual fees with excellent benefits. |
| Security Features | Strong EMV chip-based security against fraud. |
IndusInd Bank Crest Credit Card
The IndusInd Bank Crest Credit Card is an ultra-premium lifestyle card that is focused on high-net-worth clients who enjoy luxurious experiences, exclusive privileges, and the best the world has to offer. One can enjoy the benefit of an unlimited number of international and domestic airport lounge visits, luxury hotel memberships, substantial reward earnings, and a lesser forex markup fee. The Credit Card is designed for individuals who aspire to premium travel and lifestyle experiences of the best.
| Features | Detail |
| Joining Fee | ₹75,000 + GST |
| Golf Privileges | Complimentary golf rounds & lessons at top golf courses. |
| Welcome Benefit | High-value welcome vouchers from premium brands. |
| Reward Point | Earn 1.5 reward points per ₹100 on domestic spends and 2 reward points per ₹100 on international spends. |
| Dining Discounts | Complimentary hotel memberships and dining discounts at premium restaurants. |
| Airport Lounge Access | Have unlimited domestic & international lounge access with Priority Pass. |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver across all fuel stations in India. |
| Travel Benefits | Unlimited domestic & international airport lounge access via Priority Pass. |
| Contactless Payment | Tap-and-pay feature for fast and secure transactions. |
| Annual Fee | ₹1,00,000 (plus taxes) – exclusive benefits for elite users. |
| Forex Markup Fee | Low forex markup of just 1.5%, ideal for frequent international travelers. |
IndusInd Bank Celesta Credit Card
The IndusInd Bank Celesta Credit Card is an ultra-premium credit card for individuals who desire luxury, exclusivity, and premium privileges. The card offers unlimited airport lounge access, luxury hotel memberships, high reward points, and global concierge services. With its metal card, low forex fee, and premium lifestyle benefits, the Celesta Credit Card is perfect for individuals who enjoy premium travel, dining, and shopping experiences.
| Features | Detail |
| Joining Fee | ₹25,000 + GST |
| Golf Privileges | Complimentary golf rounds & lessons at upscale golf clubs. |
| Welcome Benefit | High-value premium welcome vouchers from luxury brands. |
| Reward Point | Earn 2 reward points for domestic spending of ₹100 and 3 reward points for international spending of ₹100. |
| Dining Privillage | Complimentary luxury hotel membership and dining benefits at upscale restaurants. |
| Airport Lounge Access | Have unlimited domestic & international lounge access with Priority Pass. |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver across all fuel stations in India. |
| Travel Benefits | Ongoing access to domestic & international airport lounges via Priority Pass. |
| Contactless Payment | Tap-and-pay feature for fast and secure transactions. |
| Annual Fee | ₹1,00,000 (including taxes) – exclusive privileges for premium cardholders. |
| Forex Markup Fee | Low forex markup of just 1.5%, ideal for overseas travelers. |
IndusInd Bank Indulge Credit Card
IndusInd Bank Indulge Credit Card is a super-premium lifestyle card that is created for high-net-worth clients who value luxury and exclusivity. It is the first ever credit card in India with an all-pure 22K gold inlay, providing an ultra-luxurious experience.
The card provides unlimited international & domestic airport lounge access, luxury hotel memberships, golf privileges, high reward redemption rates, and low forex mark-up. With upscale concierge benefits and upper-tier lifestyle privileges, the Indulge Credit Card is the status symbol par excellence of premium consumers.
| Features | Detail |
| Joining Fee | ₹75,000 + GST |
| Golf Privileges | FREE golf rounds & instruction at the best golf clubs. |
| Welcome Benefit | Premium welcome vouchers of high value. |
| Reward Point | Earn 2.5 reward points for each ₹100 on all spends, and redeem them for travel, shopping, and more. |
| Dining Privillage | Complimentary luxury hotel memberships and special dining offers. |
| Airport Lounge Access | Have unlimited domestic & international lounge access with Priority Pass. |
| Fuel Surcharge Waiver | A Waiver of 1% fuel surcharge on every fuel pump in India. |
| Travel Benefits | Complimentary domestic & international airport lounge access through Priority Pass. |
| Contactless Payment | Tap-and-pay feature for fast and secure transactions. |
| Annual Fee | ₹2,00,000 (including taxes) – a privilege for our high-end clientele. |
| Forex Markup Fee | 1.5% forex markup, which is perfect for frequent flyers. |
IndusInd Bank Pioneer Heritage Credit Card
The IndusInd Bank Pioneer Heritage Credit Card is a premium credit card for luxury lovers, high rewards, and high-life lifestyle privileges. The card provides unlimited airport lounge visits, luxury hotel memberships, golf privileges, and a low forex markup fee, making it suitable for frequent flyers and high-net-worth individuals. With world-class concierge service, best-in-class reward privileges, and personalized banking experiences, the Pioneer Heritage Credit Card is ideal for those who crave exclusivity and prestige.
| Features | Detail |
| Joining Fee | ₹100,000 + GST |
| Golf Privileges | Free rounds of golf & lessons at elite golf courses. |
| Welcome Benefit | High-value welcome vouchers from upscale brands. |
| Reward Point | Earn 2 reward points for every ₹100 of domestic expenses and 3 reward points for every ₹100 of international expenses. |
| Hotel & Dining Privilege | Free luxury hotel memberships and reduced price dining at fine dining restaurants. |
| Airport Lounge Access | Have unlimited domestic & international lounge access with Priority Pass. |
| Fuel Surcharge Waiver | Waiver of 1% fuel surcharge on all fuel pumps in India. |
| Travel Benefits | Use domestic & international airport lounges unlimited times using Priority Pass. |
| Contactless Payment | Quick and secure tap-and-pay transactions. |
| Annual Fee | Luxury pricing with high-value luxurious benefits. |
| Forex Markup Fee | Low forex markup of just 1.5%, making international transactions more pocket-friendly. |
Club Vistara IndusInd Bank Explorer Credit Card
Club Vistara IndusInd Bank Explorer Credit Card is a premium travel credit card that is specially tailored for frequent flyers who appreciate industry-best travel experiences. It provides Complimentary Club Vistara Gold Membership, business class free tickets, airport lounge access at no cost, and CV Points acceleration on all spends. With individualized travel privileges, concierge, and lifestyle rewards, the card is best for people who appreciate hassle-free and rewarding experiences.
| Features | Detail |
| Joining Fee | ₹40,000 + GST |
| Golf Privileges | Free rounds of golf & golf lessons at world-class golf courses. |
| Welcome Benefit | Free ticket in Business Class on Vistara Airlines. |
| Reward Point (CV) | 6 CV Points on each ₹200 on airlines spends and 4 CV Points on each ₹200 on all other spends. |
| Hotel & Dining Privilege | Discounts and privileges at select luxury hotels. |
| Airport Lounge Access | Free unlimited domestic & international lounge access via Priority Pass. |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on all fuel stations in India. |
| Milestone Benefits | Receive up to 5 tickets in Business Class per year according to spending milestones. |
| Contactless Payment | Quick and secure tap-and-pay transactions. |
| Annual Fee | ₹40,000 (exclusive of taxes) – high-end privileges for regular flyers. |
| Forex Markup Fee | Low forex markup of just 1.5%, ideal for overseas travelers. |
Conclusion
IndusInd Bank offers a vast array of credit cards, which are extremely personalized to suit different financial needs and lifestyles. Whether you are a traveler, a foodie, a shopper, or someone interested in daily rewards, IndusInd has a credit card to suit your lifestyle.
For all tourists, business class air travel, airport lounge access, and airline reward points are made available to them through credit cards such as Club Vistara IndusInd Bank Explorer Credit Card and IndusInd Bank Avios Visa Infinite Credit Card. If you are luxury-loving and high-end privilege-oriented, then credit cards such as the IndusInd Bank Crest Credit Card, Celesta Credit Card, and Indulge Credit Card offer tailored concierge services, unlimited lounge access, luxury hotel membership, and even premium golf access.
For those aiming to save daily, cards such as the IndusInd Nexxt Credit Card and Duo Plus Credit Card offer benefits in shopping, dining, and entertainment. Business managers and high-income working professionals can also benefit from the advanced features of the Indus Solitaire Credit Card and Pioneer Heritage Credit Card, such as reward points, reduced forex charges, and independence from finance.
Frequently Asked Questions (FAQ’s)
Ans: The best IndusInd Bank credit card depends on your need. If you’re a frequent traveler, the Club Vistara IndusInd Bank Explorer Credit Card is the best option. If you’re a person who enjoys luxury, the IndusInd Bank Indulge Credit Card is the best option.
Ans: You may apply for an IndusInd Bank credit card online from the IndusInd Bank website or visit a local IndusInd Bank branch. You may need to submit documents like identity proof, income proof, and address proof.
Ans: IndusInd Bank credit cards offer reward points on every spend, which can be redeemed for flight bookings, shopping, gift vouchers, and more. The reward rate varies based on the card type.
Ans: Yes, all IndusInd Bank credit cards have an annual fee ranging from ₹3,000 to ₹2,00,000, depending on the card type. Some cards offer lifetime free membership.
Ans: To request credit limit enhancement, you may:
Call IndusInd Bank Customer Care.
Apply through IndusInd Net Banking.
Submit updated documents of income for processing.
