Summary
IndusInd Bank provides a variety of lifetime free credit cards (Top 10 IndusInd Bank Lifetime Free Credit Cards) with no joining and yearly fees, which is a perfect option for people who wish to utilize the credit card features at no extra cost. The cards are available to suit various spending behaviors, such as shopping, travel, dining, fuel, and reward points, to provide maximum benefits to customers.
Some of the finest lifetime free IndusInd Bank credit cards are the Platinum Credit Card, which offers liberal rewards for dining and shopping, and the Platinum Select Credit Card, which features lounge access as well as conversion of EMI. The Platinum Aura Edge Credit Card offers reward points and rebates on fuel surcharges, and the ePay Amex Credit Card can be used to spend online with great cashback rewards. Payback Credit Card is suitable for people who like to accumulate Payback reward points on all their purchases.
For rural and semi-urban customers, the Samman RuPay Credit Card offers cashback and discounts. Luxury cards like the Legend Credit Card have travel rewards and lifestyle privileges, and for the Iconia Amex Credit Card, there are high reward points and American Express exclusivity. For foodies, there is the EazyDiner IndusInd Platinum Credit Card that has dining discounts at popular restaurants. Finally, for cashback and reward spends daily, there is the Platinum RuPay Credit Card.
These no-life-fee credit cards enable customers to experience premium rewards without paying annual fees. Cashback, travel rewards, or shopping rewards, IndusInd Bank has a card for your need. With secure transactions, EMI conversion, and 24×7 customer support, these cards offer money flexibility and value for money.
Introduction
If you desire a credit card with excellent benefits but no joining fees, IndusInd Bank offers excellent offers. A lot of people do not apply for a credit card because of high renewal and joining fees. But with lifetime free credit cards, you do not have to pay any extra amount. You can enjoy rewards, cashback, traveling benefits, and many more things without paying an annual fee.
IndusInd Bank is amply known for offering a host of credit cards which suit every kind of lifestyle. If you happen to be one who moves about a great deal, eat at restaurants frequently, or shop to your heart’s content, there is one that is suited especially for your tastes. Here is the boon – the cards do not involve joining or annual renewal fees so the user does not have to think twice to spend within the limit.
With a free credit card for life, you can pay less and have advantages like reward points, exemption from fuel surcharges, and lounge access at airports. Discounts on cinema tickets, shopping, and dining are also available with certain of these cards. There is also the security of contactless payment, fraud protection, and easy EMI for big-ticket purchases.
Here, we will see the top 10 IndusInd Bank lifetime free credit cards and their features. This will help you choose the best card based on your lifestyle and financial needs. So, let’s get started!
Top 10 IndusInd Bank Lifetime Free Credit Cards
IndusInd Legend Credit Card
IndusInd Legend Credit Card is a premium product for those who seek luxury, rewards, and convenience of financial benefits. With IndusInd Legend Credit Card, you receive quicker reward points on every spend, complimentary lounge access, travel privileges, and lifestyle benefits. From dining to shopping to entertainment, the IndusInd Legend Credit Card guarantees a rewarding experience with world-class services and benefits.
| Features | Detail |
| Joining Fee | Lifetime Free (No Annual or Renewal Fee) |
| Reward Point | Earn fast reward points on every spend, which can be used against compelling offers. |
| Fuel Surcharge Waiver | Enjoy a free fuel surcharge waiver at all fuel stations across India. |
| Lounge Access | Complimentary access to domestic and international airport lounges. |
| Concierge Services | 24×7 concierge assistance for travel, dining, and lifestyle needs. |
| Entertainment Offers | Special offers and discounts on movie tickets and performances. |
| Insurance Coverage | Free travel and personal accident insurance. |
| Zero Lost Card Liability | No liability on unauthorized transactions if reported promptly. |
| Dining Benefits | Special discounts at dine-out restaurants. |
| Contactless Payment | Tap & Pay facility for convenient and secure payments. |
| EMI Facility | Turn expensive purchases into simple EMIs. |
IndusInd Bank Platinum RuPay Credit Card
IndusInd Bank Platinum RuPay Credit Card is a free-for-life card designed for individuals seeking rewards, security, and easy payments. With the card, there are special reward points, fuel surcharge waivers, and amazing cashback benefits. The fact that it is a RuPay-enabled card also makes it share the added advantage of connectivity to UPI payments, making transactions convenient and hassle-free. Whether one shops with it, eats out, or travels, this card vows to provide an uninterrupted, rewarding experience.
| Features | Detail |
| Joining Fee | Lifetime Free (No Annual or Renewal Fee) |
| Reward Point | Earn fast reward points on every spend, which can be used against compelling offers. |
| Fuel Surcharge Waiver | Enjoy the fuel surcharge waiver at each fuel pump across India. |
| Lounge Access | Free usage of domestic airport lounges. |
| Concierge Services | 24×7 concierge assistance for travel, dining, and lifestyle needs. |
| Entertainment Offers | Special offers and discounts on movie tickets and performances. |
| Insurance Coverage | Free personal accident and travel insurance cover. |
| Zero Lost Card Liability | No liability on unauthorized transactions if reported in time. |
| Dining Benefits | Enjoy special discounts at partner restaurants and stores. |
| Contactless Payment | Tap & Pay feature for quick and safe payments. |
| EMI Facility | Turn expensive purchases into simple EMIs. |
EazyDiner IndusInd Platinum Credit Card
The EazyDiner IndusInd Platinum Credit Card is a must for dining foodies who enjoy going out and gaining special privileges. Instant cash back, bonus reward points, and free EazyDiner Prime membership give an added advantage for every dining experience. With a possible chance of up to 25% off from star restaurants, cash back on special occasions, and easy payment facilities, this card provides a high-end dining experience while saving money, too.
| Features | Detail |
| Joining Fee | Lifetime Free (No Annual or Renewal Fee) |
| Reward Point | Earn reward points on every spend, which can be redeemed against exciting offers. |
| Fuel Surcharge Waiver | Enjoy the fuel surcharge waiver at each fuel pump across India. |
| Lounge Access | Free domestic airport lounge passes. |
| Concierge Services | 24×7 concierge assistance for travel, dining, and lifestyle needs. |
| Entertainment Offers | Special offers and discounts on movie tickets and performances. |
| Insurance Coverage | Free personal accident and travel insurance cover. |
| Zero Lost Card Liability | No charge for unauthorized transactions if reported within time. |
| Dining Benefits | Up to 25% savings at top restaurants with EazyDiner. |
| Contactless Payment | Tap & Pay feature for quick and safe payments. |
| EMI Facility | Turn expensive purchases into simple EMIs. |
IndusInd Bank Platinum Credit Card
IndusInd Bank Platinum Credit Card is a lifelong card suited for those in pursuit of rewards, savings, and convenience. The card gives reward points for every spend, fuel surcharge waivers, and lifestyle benefits for every purchase of some select orders. You may utilize this card and enjoy tension-free transactions, discounts on eating and shopping without incurring any annual fees. Whether you make routine purchases or splurge now and then, the card ensures a rewarding experience.
| Features | Detail |
| Joining Fee | Lifetime Free (No Annual or Renewal Fee) |
| Reward Point | Earn reward points on all purchases and redeem them for fantastic offers. |
| Fuel Surcharge Waiver | Enjoy a fuel surcharge waiver at all fuel outlets across India. |
| Lounge Access | Free domestic airport lounge passes. |
| Concierge Services | 24×7 concierge assistance for travel, dining, and lifestyle needs. |
| Entertainment Offers | Special offers and discounts on movie tickets and performances. |
| Insurance Coverage | Free personal accident and travel insurance cover. |
| Zero Lost Card Liability | No responsibility for unauthorized transactions if reported within time. |
| Dining Offer | Enjoy exclusive deals at partner restaurants and retail stores. |
| Contactless Payment | Tap & Pay feature for quick and safe payments. |
| EMI Facility | Turn expensive purchases into simple EMIs. |
IndusInd Bank ePay Amex Credit Card
IndusInd Bank ePay Amex Credit Card is a high-end card with the latest features of easy digital transactions and special privileges. American Express-powered, the card provides substantial reward points for digital spending, fuel surcharge waivers, and special lifestyle privileges. With its advanced security facilities and convenient digital payment amenities, it provides a rewarding and easy experience for regular transactions.
| Features | Detail |
| Joining Fee | Lifetime Free (No Annual or Renewal Fee) |
| Reward Point | Earn high reward points on retail buys and online spends. |
| Fuel Surcharge Waiver | Get a fuel surcharge waiver at all fuel stations across India. |
| Lounge Access | Free access to domestic airport lounges. |
| Concierge Services | 24×7 concierge assistance for travel, dining, and lifestyle needs. |
| Entertainment Offers | Special offers and discounts on movie tickets and performances. |
| Insurance Coverage | Free personal accident and travel insurance cover. |
| Zero Lost Card Liability | No responsibility for unauthorized transactions if reported within time. |
| Dining Offer | Enjoy exclusive deals at partner restaurants and retail stores. |
| Contactless Payment | Tap & Pay feature for quick and safe payments. |
| EMI Facility | Turn expensive purchases into simple EMIs. |
| Online Payment Benefit | Rewards and cashback on internet spending and bill payment. |
IndusInd Bank Payback Credit Card
IndusInd Bank Payback Credit Card is an ideal pick for you if you are fond of earning rewards on your day-to-day spending. The card comes with an association with the PAYBACK rewards programme and enables you to earn and redeem points across various partner brands. With privileges such as fuel surcharge refunds, shopping offers, and lifestyle benefits, this card renders every spend rewarding.
| Features | Detail |
| Joining Fee | Lifetime Free (No Annual or Renewal Fee) |
| PAYBACK Reward Points | Earn PAYBACK points on every spend and redeem them against partner brands. |
| Fuel Surcharge Waiver | Get a fuel surcharge waiver at every fuel pump across India. |
| Lounge Access | Complimentary domestic airport lounge access. |
| Concierge Services | 24×7 concierge assistance for travel, dining, and lifestyle needs. |
| Shopping Privileges | Special offers and discounts on movie tickets and performances. |
| Insurance Coverage | Free personal accident and travel insurance cover. |
| Zero Lost Card Liability | No responsibility for unauthorized transactions if reported within time. |
| Dining Privilage | Discounts on dining at the best restaurants. |
| Contactless Payment | Tap & Pay feature for quick and safe payments. |
| EMI Facility | Turn expensive purchases into simple EMIs. |
| Online Payment Benefit | Rewards and cashback on internet spending and bill payment. |
IndusInd Bank Samman RuPay Credit Card
The IndusInd Bank Samman RuPay Credit Card is a special card that offers customized rewards, cashback rewards, and convenient digital payments. RuPay drives the card that supports UPI payments, which offers the convenience of use daily. Along with a waiver of fuel surcharges, shopping discount, and dining benefits, the card is perfect for those who seek ultimate value with ease of use.
| Features | Detail |
| Joining Fee | Nil |
| Reward Points | Earn reward points on every purchase and redeem them for interesting rewards. Avail of RuPay’s special offers, discounts, and benefits. |
| Fuel Surcharge Waiver | Avail of a fuel surcharge waiver across all the pumps in India. |
| Lounge Access | Complimentary domestic airport lounge access. |
| Concierge Services | 24×7 concierge assistance for travel, dining, and lifestyle needs. |
| Cashback Benefits | Reward cashback benefit in focused categories. |
| Insurance Coverage | Free personal accident and travel insurance cover. |
| Zero Lost Card Liability | No responsibility for unauthorized transactions if reported within time. |
| Dining Privilage | Avail special offers on partner dining restaurants & stores. |
| Contactless Payment | Tap & Pay feature for quick and safe payments. |
| EMI Facility | Turn expensive purchases into simple EMIs. |
| Online Payment Benefit | Rewards and cashback on internet spending and bill payment. |
IndusInd Bank Platinum Aura Edge Credit Card
The IndusInd Bank Platinum Aura Edge Credit Card is designed for individuals seeking premium lifestyle rewards, high reward points, and exclusive privileges. The card offers quicker rewards on shopping, dining, travel, and entertainment, plus fuel surcharge waivers and EMI facilities. Whether you are paying for day-to-day requirements or luxury expenses, this card guarantees a rewarding and convenient experience.
| Features | Detail |
| Joining Fee | Nil |
| Reward Points | Earn quicker reward points for shopping, dining, travel, and entertainment. |
| Fuel Surcharge Waiver | Enjoy a fuel surcharge waiver at every Indian fuel pump. |
| Lounge Access | Free access to domestic airport lounges. |
| Concierge Services | 24×7 assistance for travel, dining, and lifestyle needs. |
| Lifestyle Benefits | Dining, travel, and shopping benefits exclusively yours. |
| Insurance Coverage | Free personal accident and travel insurance cover. |
| Zero Lost Card Liability | No loss on fraud transactions if reported within time. |
| Dining Privilage | Avail special offers on partner dining restaurants & stores. |
| Contactless Payment | Tap & Pay feature for quick and safe payments. |
| EMI Facility | Turn expensive purchases into simple EMIs. |
| Online Payment Benefit | Rewards and cashback on internet spending and bill payment. |
IndusInd Bank Platinum Select Credit Card
IndusInd Bank Platinum Select Credit Card is designed for individuals who desire exclusive rewards, lifestyle privileges, and financial freedom. Get reward points on each expense, exemption of fuel surcharges, dining privileges, and conversion to EMI with this card. For shopping, travel, or everyday spending, the card assures a hassle-free and rewarding experience.
| Features | Detail |
| Joining Fee | Rs. 999 + GST |
| Reward Points | Earn quicker reward points for shopping, dining, travel, and entertainment. |
| Fuel Surcharge Waiver | Enjoy a fuel surcharge waiver at every Indian fuel pump. |
| Lounge Access | Free access to domestic airport lounges. |
| Concierge Services | 24×7 assistance for travel, dining, and lifestyle needs. |
| Lifestyle Benefits | Dining, travel, and shopping benefits exclusively yours. |
| Insurance Coverage | Free personal accident and travel insurance cover. |
| Zero Lost Card Liability | No loss on fraud transactions if reported within time. |
| Dining Privilage | Avail special offers on partner dining restaurants & stores. |
| Contactless Payment | Tap & Pay feature for quick and safe payments. |
| EMI Facility | Turn expensive purchases into simple EMIs. |
| Online Payment Benefit | Rewards and cashback on internet spending and bill payment. |
IndusInd Bank Iconia Amex Credit Card
The IndusInd Bank Iconia Amex Credit Card is a premium credit card for the luxury-seeker, high-rewarder, and privilege-grabber. Designed with the assistance of American Express, this card boasts quicker reward points, dining & travel benefits, lounge access at no cost, and fuel surcharge rebates. Whether for shopping, entertainment, or vacations, this card guarantees a hassle-free and rewarding experience.
| Features | Detail |
| Joining Fee | Rs. 3,500 + GST |
| Reward Point | Earn fast reward points on every spend, which can be used against compelling offers. |
| Fuel Surcharge Waiver | Enjoy a free fuel surcharge waiver at all fuel stations across India. |
| Lounge Access | Complimentary access to domestic and international airport lounges. |
| Concierge Services | 24×7 concierge assistance for travel, dining, and lifestyle needs. |
| Entertainment Offers | Special offers and discounts on movie tickets and performances. |
| Insurance Coverage | Free travel and personal accident insurance. |
| Zero Lost Card Liability | No liability on unauthorized transactions if reported promptly. |
| Dining Benefits | Special discounts at dine-out restaurants. |
| Contactless Payment | Tap & Pay facility for convenient and secure payments. |
| EMI Facility | Turn expensive purchases into simple EMIs. |
Conclusion
IndusInd Bank Iconia Amex Credit Card is an ideal option for people who desire a better and rewarding credit card experience. It provides more reward points on different categories of expenditure and is, therefore, suitable for shopping, dining, travel, and entertainment. The card also features better benefits such as free airport lounge visits, fuel surcharge waiver, exclusive dining rewards, and EMI conversion.
One of the features of this card is its American Express privileges, including special events access, travel discounts, concierge, and exclusive merchant offers. Whether you are a business traveler, a consumer, or a gourmet eater, this card addresses all your lifestyle needs.
Furthermore, the contactless payment method speeds up transactions and makes them safer, while zero lost card liability offers assurance in cases of fraud or card loss. The 24×7 customer support and concierge services also contribute to the overall experience through travel reservation, booking, and other services support.
Frequently Asked Questions (FAQ’s)
Ans: Being an American Express member, you get treated to invites for the best deals, luxury experiences, concierge, budget travel, and discounts at premium brands.
Ans: IndusInd Bank Iconia Amex Credit Card is, in fact, contactless, being a Tap & Pay-based facility that allows you to make quick, secure transactions without even swiping the card.
Ans: In case your Credit card is lost or stolen, report to IndusInd Bank customer care immediately. You have the benefit of Zero Lost Card Liability facility, which gives you protection against unauthorised transactions.
Ans: You may view your reward points balance via IndusInd Bank’s internet banking facility, mobile banking application, or by calling customer care.
Ans: You can apply for the card online from the IndusInd Bank website, at a branch, or by requesting the bank’s customer service to assist you.
