HDFC Pixel Play Credit Card Settlement

HDFC Bank Pixel Play Credit Card Settlement Struggling to repay your credit card bill? Here's how to settle it smartly!

[{"selector":"#anim-c493babe-eca5-4afb-86c3-703f00a4f6c6","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7c7048f1-6277-462c-a7af-9a1a58ce7e26","keyframes":{"transform":["translate3d(0px, -321.43982%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] What is the Pixel Play Credit Card? HDFC’s Pixel Play Credit Card is a digital-first credit card designed for gamers, streamers, and online shoppers.

[{"selector":"#anim-5bf78420-d0f7-4a16-a26a-c62ad31983b9","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e85fdc4d-2603-461d-b5e0-9d7966f58d65","keyframes":{"transform":["translate3d(0px, -233.23918%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] When Do You Need a Settlement? If you’re unable to repay your dues on time and the interest keeps piling up, the bank may offer a settlement — a one-time lower payment to close the account.

[{"selector":"#anim-9c4e8b36-b870-42d0-824a-5056dd155483","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-dcd2226d-6cd1-44a7-9049-e8650f98fb6f","keyframes":{"transform":["translate3d(0px, -206.12056%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Benefits of Settlement - Pay a reduced amount - End collection calls - Get mental peace

[{"selector":"#anim-3807de2e-a908-485c-b130-3e7b0a4a588d","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3697d0a0-2a20-4604-9199-c5976efe80cc","keyframes":{"transform":["translate3d(0px, -188.18467%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Drawbacks of Settlement - Impacts your CIBIL Score - Future loan approvals may be difficult - “Settled” status appears on your credit report.

[{"selector":"#anim-1baa08d6-60ea-4970-816e-f5a18c9ddb9f","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fba3bda4-eb3d-48a5-9195-5cf42c5bd2f7","keyframes":{"transform":["translate3d(0px, -175.43509%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Documents Required - ID Proof - Address Proof - Settlement Letter from the bank - Written Consent/Agreement

[{"selector":"#anim-a3bf1ea0-bb5d-4683-9abd-92279f55ecec","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e5372927-6a95-4930-94d0-3711620bfd50","keyframes":{"transform":["translate3d(0px, -158.51507%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] The Settlement Process - Contact HDFC Bank - Know the total outstanding amount - Negotiate for a lower payoff - Get everything in writing - Pay the agreed amount in one

[{"selector":"#anim-3cd859d2-9928-4a97-8b80-180af4fe1c76","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2fb4f71b-123f-445a-b3ac-29b2e556563a","keyframes":{"transform":["translate3d(0px, -276.36941%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Don’t Forget the NOC Always collect a No Objection Certificate (NOC) after settlement. It protects you from future disputes.

[{"selector":"#anim-b9fd1999-458e-4738-944d-9fdd6510c150","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f0e1b5f8-c588-41aa-ad34-58c7969b2247","keyframes":{"transform":["translate3d(0px, -183.86882%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] How to Improve CIBIL After Settlement - Pay EMIs on time - Try credit builder loans - Use secured credit cards - Dispute errors on your CIBIL report

Read More