⛽ Save on Every Fuel Refill!

Introducing the IndianOil Kotak Credit Card – get rewards, fuel savings, and exclusive benefits every time you refuel at IndianOil petrol pumps.

💳 Earn 48 Points on Fuel Spends

Earn 48 XTRA REWARDS points for every ₹150 spent on fuel at IndianOil outlets. Redeem these points later for free fuel and save on your monthly budget!

🥗 Save on Groceries & Dining Too

Not just fuel! Get 24 reward points per ₹150 spent on groceries and dining. Great savings on essentials and your favorite meals!

🛍️ Rewards on All Purchases

Earn 12 reward points for every ₹150 spent on all other transactions. Whether online shopping or travel, your card keeps giving back!

🚫 1% Fuel Surcharge Waiver

Save more with a 1% fuel surcharge waiver on transactions between ₹100–₹5,000 at IndianOil pumps. Every drop counts!

📲 Tap & Pay for Quick Transactions

Enjoy faster and secure checkouts with Tap & Pay contactless payments. Just tap your card and you’re good to go—no PIN required for payments under ₹5,000!

💸 Low Annual Fee with Waiver

Joining fee: ₹499 + GST. Annual fee waived if you spend ₹50,000 in a year—easy to earn back with daily spending!

📍 Widely Accepted Everywhere

Use your card at stores, online sites, restaurants, for bookings, bill payments, or even abroad—wherever Visa is accepted!

📝 Simple Application Process

Apply online at Kotak’s site or offline at any branch. Submit basic documents like ID, address, and income proof to get started!

✅ Is It Worth It in 2025? Yes!

If you drive often and want rewards on essentials, this card is a great pick in 2025. Save more on fuel & enjoy extra perks with every swipe!