Start Smart with Your First Credit Card 💳
Kotak 811 #DreamDifferent Credit Card Perfect for beginners, students & freelancers—no income proof needed, just an FD!
Easy Approval with Zero Stress ✅
Get this secured credit card by opening a Kotak 811 FD. No credit history? No worries—your deposit guarantees approval!
₹0 Fees, Maximum Value 💸
-No joining fee -No annual fee Pay nothing extra while you build credit & earn rewards!
Get Rewarded Daily 🛍️
🎁 1% Cashback on online shopping For every ₹10,000 you spend, get ₹100 back—automatically!
Fuel Up & Save ⛽
1% fuel surcharge waiver on transactions between ₹500–₹3,000 More fuel, less fuss, and extra savings on every trip.
Convert Spends into EMIs 💳➡️💵
-Split large purchases into affordable EMIs -Flexible repayment = smarter money management!
Build Your Credit the Right Way 📈
-Use your card responsibly, pay on time, and watch your CIBIL score grow. -A great first step toward future loans or higher credit cards.
Stylish & Contactless Design ✨
-Sleek navy-blue card with EMV chip + tap-and-pay -Quick, safe payments without needing a PIN for low-value transactions.
Widely Accepted, Even Internationally 🌍
-Use it everywhere—online, offline, India or abroad. -From Amazon & Flipkart to Uber, IRCTC, and beyond!
Apply Online & #DreamDifferent 🚀
-Use it everywhere—online, offline, India or abroad. -From Amazon & Flipkart to Uber, IRCTC, and beyond!