Start Smart with Your First Credit Card 💳

Kotak 811 #DreamDifferent Credit Card Perfect for beginners, students & freelancers—no income proof needed, just an FD!

Easy Approval with Zero Stress ✅

Get this secured credit card by opening a Kotak 811 FD. No credit history? No worries—your deposit guarantees approval!

₹0 Fees, Maximum Value 💸

-No joining fee -No annual fee Pay nothing extra while you build credit & earn rewards!

Get Rewarded Daily 🛍️

🎁 1% Cashback on online shopping For every ₹10,000 you spend, get ₹100 back—automatically!

Fuel Up & Save ⛽

1% fuel surcharge waiver on transactions between ₹500–₹3,000 More fuel, less fuss, and extra savings on every trip.

Convert Spends into EMIs 💳➡️💵

-Split large purchases into affordable EMIs -Flexible repayment = smarter money management!

Build Your Credit the Right Way 📈

-Use your card responsibly, pay on time, and watch your CIBIL score grow. -A great first step toward future loans or higher credit cards.

Stylish & Contactless Design ✨

-Sleek navy-blue card with EMV chip + tap-and-pay -Quick, safe payments without needing a PIN for low-value transactions.

Widely Accepted, Even Internationally 🌍

-Use it everywhere—online, offline, India or abroad. -From Amazon & Flipkart to Uber, IRCTC, and beyond!

Apply Online & #DreamDifferent 🚀

-Use it everywhere—online, offline, India or abroad. -From Amazon & Flipkart to Uber, IRCTC, and beyond!