Kotak Zen Signature Card

Sleek black & gold design, 5x rewards on dining, lifestyle, entertainment. Lounge access, discounts, milestone benefits.

Rewards & Benefits

Earn 5pts/₹100 on dining, 1pt/₹100 on others. Redeem for cashback, gifts, or services. Annual fee waiver on spends.

Travel Perks

Free domestic lounge access, fuel surcharge waiver. Perfect for frequent travelers seeking premium experiences.

Fees & Charges

Joining fee ₹1,499 + GST. Annual fee ₹1,499 + GST, waived on ₹1.3L+ spends. No add-on card charges.

Eligibility

Age 18-70, min income ₹3L/year. Good credit score (750+). Salaried or self-employed with stable income.

How to Apply

Online via Kotak Bank website or offline at branches. Submit ID, address, income proof, and photo. Instant approval!