Dot

Personal Loan Interest Rates 2025

Key insights into interest rates and fees to help you make better financial decisions.

Tap

What is a Personal Loan?

A versatile loan for personal expenses, with no collateral required. Fast and easy application process.

Circled Dot

Factors Affecting Rates

Credit score, income, loan tenure, job stability, and bank relationships impact interest rates.

Dot

Fixed vs. Floating Rates

Fixed rates mean constant EMIs. Floating rates vary with the market, offering potential savings.

Tap

Tips for Lower Rates

Keep a credit score of 750+, compare banks, show stable income, and choose shorter tenures.

Circled Dot

Example Interest Rates 2025

HDFC: 10.75%-24%. SBI: 11.45%+. ICICI: 10.85%-16.25%. Compare banks to find the best rates.