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Personal Loan Interest Rates 2025
Key insights into interest rates and fees to help you make better financial decisions.
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What is a Personal Loan?
A versatile loan for personal expenses, with no collateral required. Fast and easy application process.
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Factors Affecting Rates
Credit score, income, loan tenure, job stability, and bank relationships impact interest rates.
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Fixed vs. Floating Rates
Fixed rates mean constant EMIs. Floating rates vary with the market, offering potential savings.
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Tips for Lower Rates
Keep a credit score of 750+, compare banks, show stable income, and choose shorter tenures.
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Example Interest Rates 2025
HDFC: 10.75%-24%. SBI: 11.45%+. ICICI: 10.85%-16.25%. Compare banks to find the best rates.
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