6E Rewards – IndiGo HDFC Bank Credit Card: Benefits & Apply

Table of Contents

Summary

6E Rewards – IndiGo HDFC Bank Credit Card is a co-branded travel credit card issued by HDFC Bank in partnership with IndiGo Airlines, with the target customers being frequent travelers through IndiGo. The Credit card enables customers to earn 6E Rewards Points on several spending categories like flight bookings, shopping, supermarket bills, dining, fuel transactions, and entertainment.

The card members get 2.5% reward points when they book flights with IndiGo, 2% for dining, entertainment, and grocery spending, and 1% on all other spending. The earned reward points are redeemable as a booking charge for IndiGo flights, for paying extra baggage, choosing the seat, or even purchasing the meal while in transit. The card also gains with the welcome reward of a ₹1,500 IndiGo flight voucher and a free 6E Prime Add-On package with an option with priority check-in, seat selection, and meal.

Besides travel reward, the card also offers a number of other benefits like lowered convenience fee when booking air tickets, waiver on fuel surcharge, special dining discounts, and access to Mastercard benefits. The card exists in two types: standard 6E Rewards and 6E Rewards XL, both offering different levels of benefits.

Introduction

In today’s fast-paced life, everyone wants to travel smart and save money. For business, vacations, or family trips, we always look for ways to make traveling comfortable and affordable. That’s where travel credit cards come into play. One such wonderful option for frequent flyers in India is the 6E Rewards – IndiGo HDFC Bank Credit Card. This is the exclusive card designed for passengers who travel extensively with IndiGo Airlines and would like to get travel rewards, cashback, and exciting benefits on their expenses.

6E Rewards Credit Card is a co-branded card that is an alliance of IndiGo Airlines and HDFC Bank. IndiGo is India’s largest and most dependable airline, and HDFC is India’s leading private bank. When these two giants became partners, they formulated a card that offers the best of both worlds—travel benefits and banking rewards.

This card is perfect for travelers, business executives, students studying abroad, and even those families who go on vacation once or twice a year. It allows users to earn 6E Rewards Points on their daily spends such as grocery store shopping, eating out, shopping, fuel, and naturally, flight booking. Such points are eligible to be redeemed to purchase IndiGo flight tickets, add-ons such as seat selection, meals, additional baggage, etc.

Here, we shall cover all of the key features, benefits, charges, eligibility, and step-by-step application procedure of the 6E Rewards IndiGo HDFC Bank Credit Card. So, if you’re looking forward to making your journey a better experience at no added cost, read on to understand why this card could be just for you.

What is the 6E Rewards – IndiGo HDFC Bank Credit Card?

The 6E Rewards – IndiGo HDFC Bank Credit Card is a credit card especially for those who travel by IndiGo Airlines. Developed in association with IndiGo, it is the country’s largest airline, HDFC Bank provides this card. With the help of this card, you gain 6E Rewards Points every time you spend money on booking flight tickets, making purchases at grocery stores, restaurants, fuel stations, and other house bills.

You can then use these points to enjoy discounts on IndiGo flights, buy add-ons such as seat selection, meal and baggage, or claim other perks. The card also offers airport lounge access, fuel surcharge waivers, dining coupons, and others. In brief, it is a travel-friendly credit card that saves you money and earns you more benefits when you travel with IndiGo.

What is the design of the 6E Rewards – IndiGo HDFC Bank Credit Card?

The 6E Rewards – IndiGo HDFC Bank Credit Card has a clean and sophisticated design that showcases the brand’s sense of style. The card is available in two forms, i.e., the 6E Rewards card and the 6E Rewards XL card. Both the cards feature a plain design with a bold “Ka-ching” logo big and central in the design, symbolizing the rewarding experience of relishing the card.

The standard card features a light blue color, while the XL card features a darker blue shade, rendering the two distinguishable without effort. The card features the HDFC Bank logo and the Mastercard logo, indicating its banking network and payment network, respectively. The contactless payment indicator is also present, referring to the swiftness and security of the tap-to-pay feature.

What are the benefits of the 6E Rewards – IndiGo HDFC Bank Credit Card?

Here’s an overview of its key advantages:

Travel Benefits

Reward Points on IndiGo Bookings: Earn 2.5% 6E Rewards on IndiGo ticket bookings, enhancing savings on your flights.

Welcome Gift: Receive a complimentary IndiGo flight ticket worth ₹1,500 upon meeting the initial spending criteria.

6E Prime Add-On: Enjoy a complimentary 6E Prime Add-On, which includes priority check-in, seat selection, and a complimentary meal.

Everyday Spending Rewards

Dining, Groceries, and Entertainment: Get 2% 6E Rewards on spends in these categories, making your daily expenses more rewarding.

Other Spends: Earn 1% 6E Rewards on all other purchases, ensuring you accumulate points with every transaction.

Fuel Transactions: Benefit from 1% 6E Rewards on fuel spends, up to a maximum of 250 6E Rewards per month.

Additional Perks

Discounted Convenience Fee: Enjoy a reduced convenience fee of ₹150 per passenger on IndiGo ticket bookings.

Mastercard Privileges: Access exclusive offers and discounts across various categories through Mastercard’s partner network.

Reward Redemption: Redeem your accumulated 6E Rewards for IndiGo flight bookings and add-on services, with 1 6E Reward equating to ₹1.

What are the fees for the 6E Rewards – IndiGo HDFC Bank Credit Card?

Here is a simple 6E Rewards – IndiGo HDFC Bank Credit Card fee breakup.

Joining Fee	₹500 plus GST
Annual Fee	₹500 plus GST
Add-on Card Fee	There are no charges for additional cards for family members.
Finance Charges	If you don’t pay your bill in full, a 3.75% per month (45% annually) charge on the outstanding balance.
Cash Advance Fee	2.5% of the amount withdrawn or ₹500, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting a 6E Rewards – IndiGo HDFC Bank Credit Card?

1. Age Requirement:

You should be between 18 to 65 years of age.

2. Income Requirement:

Salaried Applicants: The minimum net monthly income is required; however, the bank fixes the amount, which can differ based on the applicant’s profile.

Self-Employed Applicants: A minimum ITR amount is needed; the bank fixes the specific amount and can differ with applicants.

3. Employment Status:

You should have a regular job or business with a fixed income source.

4. Credit Score:

A CIBIL score of 700 and above is preferred for sanction.

5. Residency:

You should be an Indian resident and have a valid address proof.

What documents are required to get a 6E Rewards – IndiGo HDFC Bank Credit Card?

The documents that you will have to submit to Get a 6E Rewards – IndiGo HDFC Credit Card are as below:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months if you are a salaried employee Bank statement for the last 3 months ITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the 6E Rewards – IndiGo HDFC Bank Credit Card be used?

Here is the list of places where you can use it:

With the 6E Rewards – IndiGo HDFC Bank Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.

You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.

You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

You can use your 6E Rewards – IndiGo HDFC Bank Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).

The 6E Rewards – IndiGo HDFC Bank Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the 6E Rewards – IndiGo HDFC Bank Credit Card?

The credit limit of the 6E Rewards – IndiGo HDFC Bank Credit Card will rely on your income, credit score, and banking relationship. Subject to eligibility, this is a high-end credit card, typically ranging from ₹5 lakh to ₹25 lakh or more.

If you hold a Priority Banking account, you may be extended a higher credit limit. You are also allowed by the bank to request a limit upgrade based on your spending and repayment record. To ascertain your actual limit, you may call HDFC Bank once you have made your application.

How do you apply for a 6E Rewards – IndiGo HDFC Bank Credit Card?

Apply it through both these modes:

Online Application Process

Visit the official website of HDFC Bank, i.e.

Go to ‘Cards’, followed by ‘Credit Cards’.

On that page, you can see numerous options for credit cards issued by HDFC Bank; for instance, you can choose the 6E Rewards – IndiGo HDFC Bank Credit Card.

Just hover your cursor on the 6E Rewards – IndiGo HDFC Bank Credit Card, followed by selecting ‘Apply Now‘ from there.

You will be asked to fill out your details, including your name, contact information, income details, and employment status.

Be accurate and updated with the information provided.

You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

After filling out the details and uploading the documents, review your application to make sure everything is correct.

Apply online through the application form.

The bank will check your application after you submit it. They can ask for extra documents or information if required.

You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process

You can walk into the nearest HDFC Bank branch to apply for the 6E Rewards – IndiGo HDFC Credit Card.

Request for the credit card application form for the 6E Rewards – IndiGo HDFC Credit Card. They will provide you with the form and proceed accordingly.

Fill in the details in the application form wherever it is required. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.

Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and a passport.

Your application will be processed, and your information will be cross-checked at the bank level.

In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

You will receive the 6E Rewards – IndiGo HDFC Credit Card by post at the same postal address.

Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the HDFC Bank Card website or mobile app or by calling customer service.

For security purposes, you must set your PIN (Personal Identification Number) before you can start using your credit card.

Would getting a 6E Rewards – IndiGo HDFC Bank Credit Card in 2025 be right?

Yes, the 6E Rewards – IndiGo HDFC Credit Card in 2025 can prove to be a good option if you eat, watch movies, and shop excessively. The card provides beneficial rewards such as savings on movie tickets, additional points on dining, and lifestyle privileges.

If you pay with your credit card frequently for such purchases, you can save a lot of money in the long term. The yearly fee is low and can be exempted if you spend sufficiently within the year. Just ensure you pay your bills in time to prevent fees. So, if your usage pattern is compatible with the rewards of this card, it can be a good choice for 2025.

Conclusion

Frequent flyers, especially with IndiGo Airlines, believe the IndiGo HDFC Bank Credit Card is perfect. Apart from saving on your air ticket, this card rewards you on your everyday spends like grocery, fuel, shopping, and eating out. Each swipe of this card earns you 6E Rewards Points, which you can later use to book IndiGo flights, order meals, select your seat, or travel with extra baggage—all without spending a penny from your pocket. That’s a great benefit for whoever loves traveling smart and earning more.

One other benefit of this credit card is its welcome benefits, such as complimentary IndiGo flight ticket and 6E Prime Add-On including priority check-in, seat selection, and free meal. This will ease your travel and comfort. Even though you might not travel every month, this card also adds value by giving reward points on daily spends, airport lounge access, waiver of fuel surcharge, and Mastercard promotions.

The card also comes with a reasonable joining and annual fee of ₹500, which can be easily returned through the rewards and savings that you accumulate over the years. As long as you use the card wisely and regularly, you will find that the advantages far outweigh the expense.