Summary
ICICI Bank provides several credit cards based on various lifestyle and monetary requirements. From travel rewards, cashback, dining discounts, and shopping rewards, to entertainment rewards, ICICI Bank has the ideal credit card for you. Some of the top picks (Top 10 ICICI Bank Credit Card) include ICICI Bank Sapphiro Credit Card for travel and premium, ICICI Bank Rubyx Credit Card for everyday rewards, and ICICI Bank Amazon Pay Credit Card for online shoppers.
All ICICI Bank credit cards (Top 10 ICICI Bank Credit Card) come with exclusive features such as reward points, fuel surcharge waivers, free airport lounge access, exclusive dining privileges, and entertainment. Travelers often get to enjoy privileges with the Emirates Skywards ICICI Bank Credit Card, while sports enthusiasts enjoy privileges with the Manchester United and Ferrari Signature Credit Cards.
ICICI Bank credit card is easily attainable and can be easily availed online. Consumers are free to compare different cards on usage, reward gathering, and payments before selecting an appropriate one. Online application is easy and hassle-free with little documentation in terms of proof of income, identity, and residency.
Introduction
ICICI Bank is India’s first private bank with a credit card portfolio that caters to various financial requirements. You can choose cashback, rewards, travel rewards, or lifestyle rewards depending on your requirements. ICICI Bank has something for everyone. You are meant to choose a good credit card because it saves you money, rewards you, and offers you special benefits.
With so many cards being offered, it is confusing to choose the best ICICI credit card. That is why we have explained the top 10 benefits of ICICI Bank credit cards so that you can compare and make the right choice. From cashback on everyday shopping to dining offers, fuel surcharge rebates, and airport lounge facilities, ICICI credit cards have it all.
Getting an ICICI credit card is simple and can be completed online. All you have to do is log on to the bank’s website, verify your eligibility, and upload the required documents. The bank will arrange for your application to be done, and on sanction, dispatch your credit card. Online application saves time and makes the entire process smooth and hassle-free.
Here, we will provide the best features of ICICI credit cards, compare various features, and walk you through the online application. Let’s discover the advantages and choose the correct credit card that can fit your lifestyle and expenditure!
Top 10 ICICI Bank Credit Card Features Compare
Times Black ICICI Bank Credit Card
Times Black ICICI Bank Credit Card is a high-end credit card that suits those who appreciate luxury, entertainment, and premium rewards. It provides benefits such as free movie tickets, discounts at restaurants, airport lounge passes, and lifestyle and travel privileges. With huge reward points on each expenditure, this card is ideal for those who lead a luxurious life.
| Features | Detail |
| Joining Fee | ₹20,000 + GST |
| Reward Point | Earn reward points on all transactions, redeemable for shopping, travel, and more. |
| Welcome Benefits | 1-year free Times Prime Membership. |
| Airport Lounge Access | Free airport lounge access at domestic and international airports. |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on all petrol pumps across India. |
| Insurance Protection | Personal travel insurance covers totally for free. |
| Contactless Payment | Tap & Pay option to make hassle-free and safe payments. |
| Annual Fee | Rs. 2,000 + GST |
| Luxury Lifestyle Perks | VIP treatments on luxurious brands, activities, and occasions. |
| Dining Privilege | Maximum 40% discount at top restaurants under the ICICI Bank Culinary Treats initiative. |
| Movie Offers | max ₹600 cashback on movie ticket booking at BookMyShow (every alternate week). |
ICICI Bank Rubyx Credit Card
The ICICI Bank Rubyx Credit Card is India’s inaugural double-credit card, offered in both Mastercard and American Express versions on a single product. It suits individuals looking for rewards, travel advantages, and lifestyle rewards the most. Added lounge visits, dining discounts, and reward points for all spending, the card will be a must-have for those who indulge and also look out for savings.
| Features | Detail |
| Joining Fee | Rs. 3,000 + GST |
| Reward Point | Earn 4 reward points for every ₹100 spent on international spending and 2 points for every ₹100 on domestic spending. |
| Welcome Benefits | Complimentary coupons for high-profile brands upon joining. |
| Airport Lounge Access | Free airport lounge facility at domestic and international airports. |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on all petrol pumps across India. |
| Insurance Protection | Personal accident and travel insurance cover. |
| Contactless Payment | Tap & Pay option to make hassle-free and safe payments. |
| Annual Fee | ₹2,000 + GST |
| Golf Privileges | Free rounds of golf at our designated golf courses. |
| Dining Privilege | 15% off at restaurants chosen under the ICICI Bank Culinary Treats Program. |
| Movie Offers | ₹100 off on two monthly movie tickets purchased on BookMyShow. |
Adani One Signature Credit Card
The ICICI Bank Adani One Signature Credit Card is best suited for luxury lovers, travelers, and high-end lifestyle rewards. The card provides better rewards on Adani group services like airports, shopping, and fuel. With benefits like airport lounge access, reward points on every spend, and exclusive discounts on Adani brands, the card is best suited for frequent travelers and high-spending customers.
| Features | Detail |
| Joining Fee | Rs. 5,000 + GST |
| Reward Point | Faster rewards on Adani Group services like airports, shopping, and fuel. |
| Welcome Benefits | Free Adani One Reward Points on joining. |
| Airport Lounge Access | Free airport lounge access within India and overseas. |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver at Adani fuel pumps. |
| Insurance Protection | Complimentary personal accident and travel insurance. |
| Contactless Payment | Tap & Pay option to make hassle-free and safe payments. |
| Annual Fee | Rs. 5,000 + GST |
| Simple EMI Solutions | Turn big-ticket buys into easy EMIs. |
| Dining Privilege | Exclusive discounts at certain luxury restaurants. |
| Adani Brand Discounts | Special discounts and deals on Adani-branded items and services. |
ICICI Bank Sapphiro Credit Card
The ICICI Bank Sapphiro Credit Card is a premium credit card for luxury enthusiasts, travelers, and lifestyle privilege advantages. It provides double card facilities (American Express & Mastercard) and complimentary airport lounge access, travel insurance coverage, golf privileges, and dining advantages. With massive reward points on every transaction, the card is ideal for frequent flyers and high-end spenders who would like to avail premium benefits and discounts.
| Features | Detail |
| Joining Fee | ₹6,500 + GST |
| Reward Point | Get up to 4 reward points for each ₹100 spent on international & domestic transactions. |
| Welcome Benefits | Vouchers and membership offers for free. |
| Airport Lounge Access | Free airport lounge usage at domestic & international airports. |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver at every petrol pump across India. |
| Insurance Protection | Personal accident and free travel insurance. |
| Contactless Payment | Tap & Pay option to make hassle-free and safe payments. |
| Annual Fee | ₹3,500 + GST |
| Luxury Lifestyle Benefits | Redeem exclusive discounts and get invitations for elite events, shopping, and concierge. |
| Dining Privilege | Discount of up to 15% at participating restaurants under the ICICI Bank Culinary Treats Program. |
| Movie Offer | Save ₹500 per month on certain movie ticket bookings using BookMyShow. |
| Dual Card Variant | Get both Mastercard & American Express variants in one package. |
ICICI Bank Emeralde Private Metal Credit Card
ICICI Bank Emeralde Private Metal Credit Card is a premium credit card with rich features for people who love luxury, travel, and high-end benefits. It has two versions of cards (Mastercard & American Express), plus benefits like airport lounge, eating out save, golf privileges, and high reward points. If you are a traveler, fine diner, or entertainment enthusiast, this card offers a perfect blend of luxury and savings.
| Features | Detail |
| Joining Fee | ₹12,499 + GST |
| Reward Point | 4 reward points for every ₹100 spent on domestic & international transactions. |
| Welcome Benefits | Free joining benefits and welcome vouchers. |
| Airport Lounge Access | Free visits to airport lounges at domestic & international airports. |
| Fuel Surcharge Waiver | 1% waiver on fuel surcharge at all petrol pumps throughout India. |
| Insurance Protection | Personal accident and travel cover for free. |
| Contactless Payment | Tap & Pay option to make hassle-free and safe payments. |
| Annual Fee | ₹12,499 + GST |
| Luxury Lifestyle Benefits | Discount and invitation to luxury events, shopping, and concierge. |
| Dining Privilege | 15% off at partner restaurants under the ICICI Bank Culinary Treats Program. |
| Movie Offer | Up to ₹500 off a month on cinema tickets on BookMyShow. |
| Dual Card Variant | Sell Mastercard & American Express variants together in a single pack. |
Emirates Skywards ICICI Bank Sapphiro Credit Card
The Emirates Skywards ICICI Bank Sapphiro Credit Card is a high-end travel credit card for regular Emirates travelers. It provides Skywards Miles on all spending, free airport lounge access, priority check-in & boarding, and special travel and lifestyle privileges. Card members can redeem Skywards Miles for Emirates flights, seat upgrades, and other benefits. If you enjoy high-end travel with Emirates, this card is the ideal travel companion!
| Features | Detail |
| Joining Fee | Rs. 5,000 + GST |
| Skywards Miles Earning | 2.5 Skywards Miles for every ₹100 of Emirates spend and other categories. |
| Welcome Benefits | 5,000 Skywards Miles as a welcome bonus at membership enrollment. |
| Airport Lounge Access | Free airport lounge access in domestic & international airports. |
| Fuel Surcharge Waiver | 1% fuel surcharge refund at all Indian petrol pumps. |
| Insurance Protection | Complimentary personal accident and travel insurance protection. |
| Contactless Payment | Tap & Pay option to make hassle-free and safe payments. |
| Annual Fee | ₹5,000 + GST |
| Luxury Hotel Offers | Deals & offers on luxury hotel stays and vacations. |
| Dining Privilege | 15% off at ICICI Bank network restaurants under the ICICI Bank Culinary Treats Program. |
| Golf Privileges | Complimentary rounds of golf on chosen premium golf courses. |
| Easy EMI Facility | Convert your big spends into easy EMIs. |
Emirates Skywards ICICI Bank Emeralde Credit Card
The Emirates Skywards ICICI Bank Emeralde Credit Card is a high-end travel credit card for frequent Emirates travelers. It rewards Skywards Miles for every purchase, priority check-in service, free access to airport lounges, and special travel benefits. Cardholders can also exchange Skywards Miles for Emirates flight tickets, upgrades, and so on. If you enjoy traveling first class and prefer customized benefits from Emirates, this card is ideal for you!
| Features | Detail |
| Joining Fee | Rs. 10,000 + GST |
| Skywards Miles Earning | Earn up to 2.5 Skywards Miles for each ₹100 spent on Emirates and other categories. |
| Welcome Benefits | Earn 5,000 Skywards Miles on joining. |
| Airport Lounge Access | Free domestic & international airport lounge access. |
| Fuel Surcharge Waiver | 1% discount on the fuel surcharge at every petrol pump in India. |
| Insurance Protection | Free travel and personal accident coverage. |
| Contactless Payment | Tap & Pay option to make hassle-free and safe payments. |
| Annual Fee | ₹10,000 + GST |
| Luxury Hotel Offers | Exclusive discounts on luxury hotel stays and travel bookings. |
| Dining Privilege | Up to 15% discount at participating restaurants under the ICICI Bank Culinary Treats Program. |
| Golf Privileges | Complimentary rounds of golf at certain elite golf courses. |
| Easy EMI Facility | Make big buys easy for EMIs. |
ICICI Manchester United Signature Credit Card
The ICICI Manchester United Signature Credit Card is a limited edition card for die-hard Manchester United fans. It gives you exclusive club goodies, discounts on match tickets, and cashback when you shop at United Direct. You also get dining discounts, airport lounge visits, and reward points on all your spending. If you are a fan of Manchester United and wish to have thrilling football-themed rewards, this card is the ideal option!
| Features | Detail |
| Joining Fee | Rs 2,499 + GST |
| Reward Point | Earn a maximum of 3 reward points for each ₹100 spent. |
| Welcome Benefits | Get official Manchester United gear on membership. |
| Airport Lounge Access | Free domestic airport lounge access. |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver at all petrol pumps in India. |
| Manchester United Store Discounts | Get up to 10% discount on United Direct purchases. |
| Contactless Payment | Tap & Pay option to make hassle-free and safe payments. |
| Annual Fee | Rs 2,499 + GST |
| Exclusive Club Benefits | Chance to win a trip to Old Trafford and match tickets. |
| Dining Privilege | Up to 15% discount on selected restaurants under the ICICI Bank Culinary Treats Program. |
| Movie offer | Get discounts on movie tickets using BookMyShow. |
| Easy EMI Facility | Convert big-ticket items into easy EMIs. |
ICICI Bank Ferrari Signature Credit Card
The ICICI Bank Ferrari Signature Credit Card is a high-end lifestyle card that caters to Ferrari fans. It provides special Ferrari merchandise, discounts in Ferrari stores, and access to VIP racing events. Card members also get reward points on every transaction, dining offers, airport lounge privileges, and fuel surcharge waivers. If you are a Ferrari fan and wish to have a card reflecting your speed and luxury enthusiast’s personality, this is the ideal option!
| Features | Detail |
| Joining Fee | Rs 2,499 + GST |
| Reward Point | Earn a maximum of 3 reward points for each ₹100 spent. |
| Welcome Benefits | Get exclusive Ferrari merchandise by joining. |
| Airport Lounge Access | Free domestic airport lounge access. |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on all petrol pumps in India. |
| Ferrari Store Discounts | Up to 15% discount on Ferrari-branded merchandise. |
| Contactless Payment | Tap & Pay option to make hassle-free and safe payments. |
| Annual Fee | Rs 2,499 + GST |
| Exclusive Racing Perks | Chance to win Ferrari experiences and event invitations. |
| Dining Privilege | Up to 15% discount at participating restaurants under the ICICI Bank Culinary Treats Program. |
| Movie offer | Get discounts on movie tickets through BookMyShow. |
| Easy EMI Facility | Make big ticket purchases into easy EMIs. |
ICICI Bank VISA Signature Credit Card
The ICICI Bank VISA Signature Credit Card is a premium credit card perfect for those who want luxury, rewards, and special privileges. This credit card provides premium travel options, airport lounge entries, restaurant discounts, and fuel surcharge waivers. The cardholders also get reward points on each spend, which can be redeemed to claim thrilling offers. If you desire a high-profile credit card that adds luxury to your life with special perks, this is the perfect option!
| Features | Detail |
| Joining Fee | Rs. 25,000 + GST |
| Reward Point | Earn a maximum of 4 reward points on each ₹100 spent on domestic & international transactions. |
| Welcome Benefits | Exclusive joining reward and reward points. |
| Airport Lounge Access | Airport Lounge Access FREE domestic & international airport lounge access. |
| Fuel Surcharge Waiver | 1% discount on fuel surcharge at all petrol pumps in India. |
| ICICI Bank Culinary Treats Program | Luxury Travel Benefits Exclusive premium hotel stay & travel booking offers. |
| Contactless Payment | Tap & Pay option to make hassle-free and safe payments. |
| Annual Fee | Rs. 25,000 + GST |
| Golf Benefit | Complimentary rounds of golf at some premium golf courses. |
| Dining Privilege | Dining Discounts of up to 15% discount at listed restaurants under |
| Movie offer | Get movie ticket discounts through BookMyShow. |
| Easy EMI Facility | Make big ticket purchases into easy EMIs. |
Conclusion
Top 10 ICICI Bank Credit Card offers a range of credit cards, each designed for individual financial needs and lifestyles. Whether you are looking for cashback, travel rewards, dining benefits, fuel benefits, or lifestyle benefits, ICICI Bank offers a credit card precisely tailored to your needs. With reward points on all spends, free airport lounge access, discounts on shopping and entertainment, and fuel surcharge waivers, these cards provide a mix of savings, convenience, and luxury.
The right ICICI Bank credit card depends on your expenditure and financial goals. For regular travel, a travel credit card with airport lounge access and traveling points will be useful. For dining and shopping, cashback and discount cards will help you save. If you’re an entertainment person, movie ticket promotions and lifestyle reward cards will add to your experiences. Through meticulous comparison of the Top 10 ICICI Bank Credit Card, you can determine the most suitable for you.
It is easy to apply for a credit card from ICICI Bank and can be done via the Internet. All you have to do is log on to the bank website, determine your eligibility, and upload documents. Applying online is very easy and convenient, and you can obtain your card effortlessly without any trouble. Once you are approved, you can start using the special benefits and rewards of your preferred ICICI credit card.
Frequently Asked Questions (FAQ’s)
Ans: You can check your application status online using the ICICI Bank website and your application reference number.
Ans: Yes, ICICI Bank credit cards are equipped with Tap & Pay technology ahead of time for making payments easy and quick.
Ans: You can redeem reward points for shopping, travel booking, movie tickets, vouchers, and more on the ICICI Bank Rewards site.
Ans: Yes, you can request a credit limit increase by contacting ICICI Bank’s customer service or applying online based on your expenditure pattern and credit score.
Ans: ICICI Bank offers a variety of credit cards (Top 10 ICICI Bank Credit Card) for various requirements like:
Sapphiro Credit Card (Travel & Luxury)
Rubyx Credit Card (Lifestyle & Rewards)
Coral Credit Card (Benefits Everyday)
Manchester United Credit Card (Football Enthusiasts)
Credit Card (Car Enthusiasts)
Amazon Pay Credit Card (Online Purchases)
Skywards Credit Card (Frequent Travelers)
