Summary
Alright, let’s cut to the chase. The EazyDiner IndusInd Platinum Credit Card? Total game-changer if you’re the type who lives to eat (not the other way around). First off, it’s lifetime-free, which—let’s be real—feels like a minor miracle these days. It mashes up IndusInd Bank’s reliability with EazyDiner’s food perks, so you get the best of both worlds. I mean, if you’re out there hunting for bougie dining on a budget, this card’s practically screaming your name.
Here’s the juicy bit: you snag a free 3-month EazyDiner Prime membership just for having the card. Yup, that means you’re getting guaranteed 25-50% off at a bunch of fancy places all over India. And if you use PayEazy through their app, boom—an extra 20% off your bill (max ₹500), up to three times a month. Stack those deals, and honestly, you’ll wonder how you ever paid full price.
Now, about everyday spending—every ₹100 gets you 2 reward points. Not bad, except they kind of cheap out on stuff like fuel and rent (the rewards are weaker there), but for the usual shopping and lifestyle spends? Solid. Oh, and if you go on a little splurge—₹30,000 in 90 days—you’ll get bonus points plus another 3-month Prime membership tossed in. It’s like they’re daring you to treat yourself.
Long story short: if you’re the friend who always picks the restaurant and loves a good deal, just get the card. Thank me later.
Introduction
Let’s be real, everyone’s obsessed with eating out these days. New restaurants pop up every other week, and suddenly your average Tuesday night turns into an impromptu food crawl. Birthdays, random catch-ups, family dinners—yeah, you name it, there’s always a reason to hit a nice spot. Picture this: every time you demolish a burger or splurge on sushi, your credit card’s giving you a high-five. Kinda nuts, right?
Honestly, if you’re the kind who likes eating at fancy places but hates seeing your wallet cry, this card’s right up your alley. It’s a lovechild between EazyDiner (yup, that app everyone uses for reservations) and IndusInd Bank. What do you get? Perks, baby. Instant discounts at restaurants, reward points for basically every swipe, and an overall smoother (and cheaper) eating-out experience.
But hey, don’t box it in as a “restaurant only” card. You can swipe it for groceries, flights, random shopping sprees—the works. Oh, and did I mention the complimentary memberships? That “zero joining fee” bit? That’s not just marketing fluff; it’s legit. The real cherry on top is the free EazyDiner Prime membership. That’s like VIP treatment: extra discounts, first dibs at the best tables—you get the idea.
The best part? Doesn’t matter if you only treat yourself out once in a blue moon or if you’re basically on a first-name basis with every maître d’ in town. This card’s got something for everyone. Regular offers, cashback, all that jazz. So, next time you want to try that new Korean BBQ spot or just keep revisiting your go-to sushi place, you’ll be saving some cash instead of burning through it. Eat, swipe, repeat.
What is the EazyDiner IndusInd Platinum Credit Card?
Alright, let’s cut the corporate fluff and get real. The EazyDiner IndusInd Platinum Credit Card? It’s the golden ticket for anyone tired of shelling out big bucks every time they eat out. IndusInd Bank teamed up with EazyDiner (yeah, the app your foodie friend won’t shut up about) and whipped up this plastic just for people who live for restaurant hopping.
What’s in it for you? Well, for starters, you score a free EazyDiner Prime membership. That little badge gets you up to 25% off at a bunch of fancy places across India—no awkward coupon waving or weird small talk with the waiter required. And if you use the EazyDiner app to book your table? Boom, another 25% knocked off your bill right then and there. Throw in some reward points every time you swipe, and honestly, if you eat out a lot and you’re not using this card, you’re leaving money on the table. Literally.
How is the design of the EazyDiner IndusInd Platinum Credit Card?
Honestly, the EazyDiner IndusInd Platinum Credit Card? It looks slick. Like, you pull it out and people notice—no joke. The design is super clean, nothing cluttered, just straight-up modern vibes. The EazyDiner and IndusInd Bank logos are slapped right in front, so you can’t miss who’s behind it. And that color scheme? Usually this deep, dark background that just screams “I have my life together” (even if, you know, you don’t).
Function-wise, it’s got the basics nailed. There’s a chip for security, so you’re not sweating about sketchy transactions. Plus, the whole contactless thing—just tap and go. Makes paying for stuff ridiculously easy, especially when you’re juggling a million things at once (or just running late for dinner). Honestly, it’s the little things that make you appreciate not having to dig around for cash or punch in your PIN every single time.
What are the benefits of the EazyDiner IndusInd Platinum Credit Card?
Important Advantage:
- Upon activation, cardholders with a 3-month EazyDiner Prime membership valued at ₹1,095 get guaranteed savings ranging from 25% to 50% at over 2,000 luxury restaurants and bars throughout India.
- Extra Dining Discounts: Users of the EazyDiner app booking and paying with PayEazy using this credit card will be entitled to an extra 20% discount on dining bills up to ₹500. This deal is good three times a month.
- Every ₹100 spent on most categories—except for fuel, insurance, rent, utilities, and government transactions, which receive 0.7 points per ₹100— earns two reward points. For further savings, these points can be quickly redeemed against restaurant expenses.
- Spend ₹30,000 in ninety days to get 2,000 bonus reward points and a renewal of the three-month EazyDiner Prime membership. Dining expenses do not contribute towards this mark, though.
- Fuel Surcharge concession: For transactions between ₹400 and ₹4,000, enjoy a 1% concession on fuel fees at petrol stations in India.
- The card offers a comprehensive year-end breakdown of your expenditure, therefore supporting budgeting and financial planning; it also supports contactless payments for quick and safe transactions.
What are the fees for the EazyDiner IndusInd Platinum Credit Card?
Here is a simple breakdown of the IEazyDiner IndusInd Platinum Credit Card fees.
| Joining Fee | Nil |
| Annual Fee | Nil |
| Add-on Card Fee | No charges for additional cards for family members. |
| Finance Charges | If you don’t pay your bill in full, a charge of 3.83% per month (46% annually) is applied to the outstanding balance. |
| Cash Advance Fee | 2.5% of the amount withdrawn or ₹500, whichever is higher. |
| Late Payment Fee | For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000 |
What are the criteria for getting an EazyDiner IndusInd Platinum Credit Card?
1. Age Requirement:
- You should be between 18 and 65 years of age.
2. Income Requirement:
- Salaried Applicants: The minimum net monthly income is required; however, the bank fixes the amount, which can differ based on the applicant’s profile.
- Self-Employed Applicants: A minimum ITR amount is needed; the bank fixes the specific amount and can differ with applicants.
3. Employment Status:
- You should have a regular job or business with a fixed income source.
4. Credit Score:
- A CIBIL score of 700 and above is preferred for sanction.
5. Residency:
- You should be an Indian resident and have proof of a valid address.
What documents are required to get an EazyDiner IndusInd Platinum Credit Card?
The documents that you will have to submit to get the IEazyDiner IndusInd Platinum Credit Card are as follows:
| Identity Proof | Aadhaar card, Passport, Voter ID, Driving license, PAN card |
| Address Proof | Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address |
| Income Proof | Salary slip for the last 3 months, if you are a salaried employeeBank statement for the previous 3 monthsITR for self-employed persons |
| Photograph | The latest passport-sized photograph |
Where can the EazyDiner IndusInd Platinum Credit Card be used?
Here is the list of places where you can use it:
- With the IEazyDiner IndusInd Platinum Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.
- You can also use it on websites like Amazon, Flipkart, etc., and make bookings on websites like MakeMyTrip, Yatra, etc.
- You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.
- You can use it to book flight, train, or bus tickets and pay for taxi, Uber, Ola, or hotel bookings.
- You can use your credit card to pay electricity and water bills, mobile bills, and internet services.
- You can use your IEazyDiner IndusInd Platinum Credit Card to pay for expensive electronics or appliances through easy monthly installments (EMIs).
- The IEazyDiner IndusInd Platinum Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.
What is the credit limit of the EazyDiner IndusInd Platinum Credit Card?
The credit amount you can spend is what you are provided to you with an IEazyDiner IndusInd Platinum Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.
For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.
The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another, or even more, considering his/her profile and financial background.
It’s essential to follow the expenses and not exceed the credit limit because when you pass this limit, then penalties get added, and your credit score also goes down.
How do you apply for an EazyDiner IndusInd Platinum Credit Card?
Apply it through both these modes:
Online Application Process:
- Visit the official website of the IndusInd Bank, i.e.
- Go to ‘Cards’, followed by ‘Credit Cards’.
- On that page, you can see numerous options for credit cards issued by IndusInd Bank; for instance, you can choose the EazyDiner IndusInd Platinum Credit Card.
- Just hover your cursor on the IEazyDiner IndusInd Platinum Credit Card and select ‘Apply Now‘ from there.
- You will be asked to fill out your details, including your name, contact information, income details, and employment status.
- Be accurate and updated with the information provided.
- You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.
- After filling out the details and uploading the documents, review your application to make sure everything is correct.
- Apply online through the application form.
- The bank will check your application after you submit it. They can ask for extra documents or information if required.
- You will be informed about the status of your application, and if approved, your card will be delivered to you.
Offline Application Process:
- You can walk into the nearest IndusInd Bank branch to apply for the EazyDiner IndusInd Platinum Credit Card.
- Request the credit card application form for the IEazyDiner IndusInd Platinum Credit Card. They will provide you with the form and proceed accordingly.
- Fill in the details in the application form wherever it is required. Care should be taken to ensure that all the information about personal details, income, and jobs provided by the applicant is correct.
- Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and a passport photograph.
- Your application will be processed, and your information will be cross-checked at the bank level.
- In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.
- You will receive the IEazyDiner IndusInd Platinum Credit Card by post at the same postal address.
- Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the IndusInd Bank Card website, mobile app, or by calling their customer service.
- You must set your PIN (Personal Identification Number) for security purposes before you can start using your credit card.
Would getting an EazyDiner IndusInd Platinum Credit Card in 2025 be right?
Getting an IEazyDiner IndusInd Platinum Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with purchasing items such as jewelry. The bank also provides discounts and easy access to the EMI facility.
IndusInd Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should ensure you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.
Conclusion
Alright, let’s keep it real for a second—if you love eating out (or just pretending you’re a foodie on Instagram), the EazyDiner IndusInd Platinum Credit Card is kinda a no-brainer. Free EazyDiner Prime? Extra 25% off your bill? Points every time you swipe? It’s like, they’re daring you to not save money while you stuff your face.
And get this, you don’t even have to pay an annoying yearly fee. Zero joining fee, zero annual fee. They’re giving this thing away. Makes you wonder what the catch is, right? Spoiler: there isn’t one, unless you count “tempting you to eat out more,” which… honestly, same.
Plus, there are all those little perks. Fuel surcharge waiver (not sexy, but hey, more money for dessert), reward points that don’t require a PhD to redeem, and you can just tap to pay—no more holding up the line digging for cash. The IndusInd app’s not bad either; you can check your points, see what offers are live, and keep tabs on your spending without doing mental math in your head.
Even if you’re not out wining and dining every weekend, those regular rewards and milestone bonuses still rack up. So yeah, unless you’re allergic to savings or hate good food, this card’s kinda hard to ignore.
Frequently Asked Questions (FAQ’s)
Ans: Indeed, for most transactions, you get two reward points for every ₹100 spent. On several categories—fuel, rent, insurance, and utilities—you get 0.7 points each for ₹100.
Ans: Indeed, your reward points may be quickly used against restaurant bills or other incentives using the EazyDiner app.
Ans: The answer is that you might not fully benefit from the dining discounts if you do not eat out often. On shopping, petrol, and other payments, though, you can still accrue reward points.
Ans: The card indeed facilitates contactless payments for fast and safe purchases.
Ans: The closest IndusInd Bank branch should be visited, or the IndusInd Bank website can be used for online application. You will require simple KYC paperwork and evidence of income.
