संक्षेप Credit Card Settlement को लेकर आम लोगों के बीच कई भ्रम और गलतफहमियां फैली हुई हैं। कुछ लोग इसे आसान रास्ता मानते हैं तो कुछ इसे पूरी तरह से समाधान समझ लेते हैं। लेकिन जब हम वास्तविकता पर नज़र डालते हैं, तो पता चलता है कि यह विकल्प जितना आसान दिखता है, उतना ही […]
Credit Card Settlement से जुड़ी 7 सबसे बड़ी गलतफहमियां Read More »
संक्षेप Credit Card Settlement एक ऐसा विकल्प होता है, जो वित्तीय संकट की स्थिति में राहत जरूर देता है, लेकिन इसके साथ कई जोखिम भी जुड़े होते हैं। जब व्यक्ति कर्ज नहीं चुका पाता और बैंक से सेटलमेंट करता है, तो इससे उसकी क्रेडिट रिपोर्ट पर “Settled” का टैग लग जाता है। यह टैग भविष्य
Credit Card Settlement से जुड़ी आम गलतियां कौनसी हैं? Read More »
Summary In today’s time, the trend of credit cards has increased a lot. It has made spending easier, but many times people use it without planning, which makes it difficult to pay the bill. In such a situation, when customers are unable to pay the full credit card dues, they have the option of “credit
Is it legal to settle your credit card? Know the RBI rules Read More »
Summary The use of credit cards has become very common in today’s time, but sometimes people are not able to pay on time, and the dues start increasing. In such a situation, one option is credit card settlement, in which the bank and the customer settle on a mutually-agreed-upon amount. This process stabilizes your financial
How to get closure letter from bank after credit card settlement? Read More »
Summary Credit Card Settlement is an option that provides relief in case of a financial crisis, but it also has many risks attached to it. When a person is unable to repay the loan and settles with the bank, it puts a “Settled” tag on his credit report. This tag can become an obstacle in
What are the common mistakes related to credit card settlement? Read More »
Summary Fixed Deposits (FD Rates) remain one of the safest and most secure investments in India that provide guaranteed returns for a certain time frame. If you invest ₹3.33 lakh for 5 years in a Fixed Deposit, SBI, PNB, HDFC, and ICICI, among other large banks, will provide you with different returns as per their
₹3.33 Lakh in 5 Years: FD Returns from SBI, PNB, HDFC, ICICI Read More »
Summary The Reserve Bank of India (RBI) has made headlines by announcing a record surplus transfer of ₹2.5 lakh crore to the Government of India for the financial year 2024–25. This is the highest-ever dividend transfer in India’s history, much larger than previous years. The massive surplus is mainly due to the RBI’s strong earnings
RBI to Shower ₹2.5 Lakh Cr on Govt in FY25! Read More »
Summary Shriram Housing Finance Ltd., the prominent affordable housing finance company and a group entity of Shriram Finance, clocked an unprecedented 60% quarter-on-quarter growth in fourth-quarter net profit of FY2023- 24 at ₹99.2 crore. The healthy growth is an indication of the company’s strong performance and strategy-driven concentration in mass markets, especially Tier 2 and
Shriram Housing Q4 Profit Soars 60% to ₹99.2 Cr! Read More »
Summary Launching a strategic drill through “Grahak Mitras” in all its branches—especially rural and semi-urban branches—the nation’s largest Indian public sector bank in terms of reach, State Bank of India (SBI), has taken a start. The main objective of the same is to enlist active customers who have not yet become habituated or used to
SBI Deploys ‘Grahak Mitras’ to Boost Alternate Banking Channel Adoption Read More »
In a significant move aimed at promoting financial literacy and inclusion among the younger population, the Reserve Bank of India (RBI Notifies Revised Guidelines) has issued revised guidelines for the opening and operation of bank accounts for minors. These updated regulations are designed to empower children and adolescents with the tools and knowledge to manage
RBI Notifies Revised Guidelines for Opening and Operation of Minors’ Bank Accounts Read More »
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