HSBC TravelOne Credit Card: Apply Online

Summary

Designed with great care, the HSBC TravelOne Credit Card provides different advantages for regular as well as infrequent users. This card is perfect for earning reward points on every purchase to access foreign lounges for individuals who want comfort, savings, and flexibility when on travel.

First of all, among other expenses, the card lets you earn important reward points on meals, shopping, hotel stays, and flight tickets. These points, later on, can be used for incredible travel-related discounts, therefore increasing the value of every rupee you spend. Moreover, since the card offers 0% international transaction fees, using it overseas helps you save much—an advantage that frequent travelers would especially value.

Apart from that, the card gives free access to airport lounges both inside India and abroad. This helps you to let go gradually and unwind before your journey. It also covers travel insurance and the choice to cut significant outlays into simple EMIs, therefore helping you to control your expenditure.

Introduction

Travel has evolved into a significant component of our lives in the fast-paced environment of today. More and more individuals are discovering new locations, booking flights, and lodging, whether for business, recreation, or adventure. Under such circumstances, having the appropriate travel credit card can make a difference. Among such choices is the HSBC TravelOne Credit Card.

First of all, the HSBC TravelOne Credit Card has several benefits that simplify travel and increase its enjoyment. From getting travel points on every purchase to using international airport lounge access, this card was designed with the traveler’s way of life in mind. It lets you accumulate points redeemable for flights, lodging stays, and other travel adventures.

One other fantastic feature of this credit card is how simple the online application for it is. Gone are the days when you had to visit a bank branch, stand in long queues, or fill out pages of paperwork. From the convenience of your house, a few clicks will now finish the whole application procedure. HSBC has created a quite seamless and user-friendly online procedure.

Furthermore, the HSBC TravelOne Credit Card is ideal for those who want a premium travel experience without spending too much. It offers great value for money, especially when you take into account the complimentary lounge access, insurance benefits, and travel deals it provides. Plus, it comes with contactless payment technology, so you can make quick and secure payments wherever you go.

What is the HSBC TravelOne Credit Card?

Designed especially for those who prefer to travel, the HSBC TravelOne Credit Card is a special type of credit card. It offers various travel-related benefits that improve the value and fun of your excursions. Every time you purchase with this card, for example, you can earn reward points; these points can be used to reserve flights, hotels, and other travel activities.

Moreover, the card is accepted everywhere; therefore, you can use it in India or another country. Another great benefit is its link to airport lounges, which will help you to relax comfortably before your trip. Since the card also covers travel insurance and has no foreign transaction fees, international travel is even more practical.

How is the design of the HSBC TravelOne Credit Card?

The HSBC TravelOne Credit Card is elegantly modern and streamlined. The card first seems to be premium, which represents its high-end travel characteristics. Usually black or deep blue, it has a dark and elegant colour that accentuates the HSBC logo and card details in a fashionable style by means of a neat layout.

Furthermore, the card is robust and long for daily use since it is composed of excellent material. It also features a contactless payment sign, which allows you to quickly and safely touch the card for quite handy use, whether shopping or on transit.

What are the benefits of the HSBC TravelOne Credit Card?

Let’s discuss the main advantages in straightforward language with seamless transitions:

1. Point rewards for every purchase.

The card first lets you accrue reward points every time you use it. Whether you are buying, lodging, purchasing aeroplane tickets, or dining out, you accrue points that may be used later for travel and lifestyle rewards.

2. Airport lounge access

Complimentary airport lounge access on this card is among its most appealing qualities. Before your flight, you can unwind and savour free food, Wi-Fi, and cosy seating to help you enjoy your trip.

3. No foreign transaction fee

Besides, this card is a terrific friend for a foreign trip. It charges zero foreign exchange markup on overseas purchases; hence, each time you swipe your card overseas, you save money.

4. Simple Prize Red Redemption

One other big advantage is the simplicity of redeeming the reward points. Through HSBC’s travel portal or affiliated airlines and hotel chains, you can reserve flights and accommodations or apply for other travel-related services.

5. Protection Under Travel Insurance

Furthermore included in the HSBC TravelOne Credit Card includes travel insurance covering lost goods, flight delays, and medical emergencies, therefore relieving you of travel-related stress.

6. Flexible EMI Choices

Additionally included in large transactions is a simple E MI conversion on the card. Purchasing something costly allows you to pay in smaller sums over time, therefore helping you to control your expenses.

7. Broad Worldwide Acceptance

Whether for hotel booking, foreign shopping, or even emergency cash withdrawal, this worldwide approved card can be used at millions of stores and websites all around.

What are the fees for the HSBC TravelOne Credit Card?

Here is a simple breakdown of the  HSBC TravelOne Credit Card fee.

Joining Fee	₹4,999 + GST
Annual Fee	₹4,999 + GST
Add-on Card Fee	No additional charges for family members’ cards.
Finance Charges	If you don’t pay your bill in full, a charge of 3.75% per month (45 % annually) is applied to the outstanding balance.
Cash Advance Fee	2.5% of the amount withdrawn or ₹500, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting an HSBC TravelOne Credit Card?

1. Age Requirement:

• You should be between 18 and 65 years of age.

2. Income Requirement:

• Salaried Applicants: A minimum net monthly income is required; however, the bank determines the specific amount, which may vary based on the applicant’s profile.

• Self-Employed Applicants: A minimum ITR amount is required; the bank determines the specific amount and may vary depending on the applicant.

3. Employment Status:

• You should have a regular job or business with a fixed income source.

4. Credit Score:

• A CIBIL score of 700 and above is preferred for sanction.

5. Residency:

• You should be an Indian resident and have proof of a valid address.

What documents are required to get an HSBC TravelOne Credit Card?

The documents that you will have to submit to get the HSBC TravelOne Credit Card are as follows:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months, if you are a salaried employeeBank statement for the previous 3 monthsITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the HSBC TravelOne Credit Card be used?

Here is the list of places where you can use it:

• With the HSBC TravelOne Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

• You can also use it on websites like Amazon and Flipkart, and make bookings on websites like MakeMyTrip and Yatra.

• You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

• You can use it to book flight, train, or bus tickets and pay for taxi, Uber, Ola, or hotel bookings.

• You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

• You can use your  HSBC TravelOne Credit Card to pay for expensive electronics or appliances through easy monthly installments (EMIs).

• The HSBC TravelOne Credit Card is also accepted in other countries, allowing you to make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the HSBC TravelOne Credit Card?

The credit amount you can spend is what you are provided with when you have an HSBC TravelOne Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.

For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.

The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another, or even more, considering his/her profile and financial background.

It’s essential to follow the expenses and not exceed the credit limit because when you pass this limit, then penalties get added, and your credit score also goes down.

How do you apply for an HSBC TravelOne Credit Card?

Apply it through both these modes: 

Online Application Process:

• Visit the official website of the HSBC Bank, i.e. 

• Go to ‘Cards’, followed by ‘Credit Cards’.

• On that page, you can see numerous options for credit cards issued by HSBC Bank; for instance, you can choose the HSBC TravelOne Credit Card.

• Simply hover your cursor over the HSBC TravelOne Credit Card and select ‘Apply Now‘ from there.

• You will be asked to fill out your details, including your name, contact information, income details, and employment status.

• Be accurate and updated with the information provided.

• You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

• After filling out the details and uploading the documents, review your application to make sure everything is correct.

• Apply online through the application form.

• The bank will check your application after you submit it. They can ask for extra documents or information if required.

• You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process:

• You can walk into the nearest HSBC Bank branch to apply for the HSBC TravelOne Credit Card.

• Request the credit card application form for the  HSBC TravelOne Credit Card. They will provide you with the form and proceed accordingly.

• Fill in the details in the application form wherever it is required. Care should be taken to ensure that all the information about personal details, income, and jobs provided by the applicant is correct.

• Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and a passport photograph.

• Your application will be processed, and your information will be cross-checked at the bank level.

• In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

• You will receive the  HSBC TravelOne Credit Card by post at the same postal address.

• Once you receive your card, you need to activate it by following the instructions in the envelope through the HSBC Bank Card website, mobile app, or customer service.

• For security purposes, you must set your PIN (Personal Identification Number) before you can start using your credit card.

Would getting an HSBC TravelOne Credit Card in 2025 be the right choice?

Obtaining the HSBC TravelOne Credit Card in 2025 can be a good option if you require a credit card with excellent offers, especially for those who shop for lifestyle products. The reward is amazing and comes with purchasing items such as jewelry. The bank also provides discounts and easy access to the EMI facility. 

HSBC Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should ensure you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a perfect option in 2025.

Conclusion

All things considered, the HSBC TravelOne Credit Card is a well-rounded choice for everyone who loves to travel and wants to get rewards while doing so. This card distinguishes itself right from the start because of its travel-friendly design, stylish look, and simple use benefits. Whether you fly often for business or recreation, or just rarely, this credit card will be quite valuable on your travels.

Besides travel advantages, the card offers rewards on daily expenses, including dining, shopping, and entertainment. This qualifies for regular use as well as for occasional vacations. Apart from that, the ability to use points for hotel stays, aircraft tickets, and more provides you the freedom to arrange your travels anyway you choose. This card is the ideal travel buddy, even more so for the free lounge access, absence of international transaction fees, and travel insurance coverage.

The ease with which one may apply online also has enormous benefits. You do not have to visit a bank or complete extensive forms. Rather, from your smartphone or laptop, you can apply quickly and simply online. Moreover, using the card is quite easy, whether you live in India or elsewhere, after you get it. It is approved worldwide and features safe contactless payment methods.

Frequently Asked Questions (FAQ’s)