IndusInd Bank Avios Visa Infinite Credit Card: Apply

Summary

So, the IndusInd Bank Avios Visa Infinite Credit Card is pretty much a sweet deal if you’re always hopping on flights or just living that “treat yourself” lifestyle. Every time you swipe, you snag a pile of Avios points. Those suckers add up fast, and boom—you’re chilling in business class or snagging a fancy hotel room somewhere. They’re tight with British Airways and Qatar Airways, so your points go somewhere useful. Not one of those “1 gazillion points for half a sandwich” situations.

Perks? Oh, you get those. Airport lounges all over India and around the world, so you’re not stuck scrambling for a seat next to a guy eating tuna outta a can at the gate. Priority check-in, meet-and-greet—just a bunch of fancy travel fluff that, honestly, kind of makes you feel like royalty. Plus, travel insurance is in the mix. Worst-case scenario—gotta see a doctor mid-trip? They’ve got your back.

It’s not just about swanky travel, by the way. They toss in a bunch of lifestyle bonuses, too. Discounts on food, shopping, hotels—suddenly you’re saving cash while simultaneously feeling like you’ve made it. Oh, and the welcome bonus? Yeah, you get some Avios just for signing up, and more when you renew. It’s like they want to keep you addicted. Can’t argue with that.

Introduction

Alright, real talk—everyone’s obsessed with travel these days, right? Hopping on a flight for work, a bit of “eat-pray-love” action, or just to rack up cool stamps in the passport. But imagine if your adventures could pay off (and not just in Instagram likes)? Enter the IndusInd Avios Visa Infinite Credit Card. Yeah, the name’s a mouthful. But for anyone who lives in airport terminals, this thing’s kind of a game-changer.

So, here’s the scoop. The Avios Visa Infinite card? All about turning your spending into Avios points. You know, those magic tokens that can morph into flight tickets, snazzy seat upgrades, or even swanky hotel nights. Plus, they throw in stuff like welcome perks, airport lounge passes (say goodbye to those grim food court seats), travel insurance the “I travel well” starter pack.

And you know what sweetens the deal? Double dipping. This card’s got a dual-currency rewards setup, so you can cash in your Avios with British Airways OR Qatar Airways. Take your pick. Flip-flop between airlines if you want, because hey—it’s your journey. Points are super easy to earn, easy to spend, and no jumping through hoops. Anything that takes the sting out of airport chaos is a win.

Oh, and the upgrades? Legit. Lounges at all the best airports (yes, even the international ones), priority check-in so you’re not herded like cattle, extra baggage for that “I need to pack fourteen pairs of shoes” energy. Not to mention discounts on hotels, killer dining deals, and more “living the good life” bonuses. Traveling gets a whole lot more fun when you feel like a VIP every time you hit the runway.

What is the IndusInd Bank Avios Visa Infinite Credit Card?

The IndusInd Bank Avios Visa Infinite Credit Card—wow, that’s a long name, isn’t it?—screams “jet-setter starter pack.” If you’re someone who treats airports like your second home, this card is gonna fit right into your lifestyle. You spend, you rack up those sweet Avios points. Simple. Then, you can toss those points at flights, snag upgrades (hello, legroom), or just milk some fun travel extras. Oh, and because it’s tied up with British Airways and Qatar Airways, you’re not stuck using your rewards on some random airlines you’d never pick.

Plus, the usual travel bling is thrown in: think free airport lounges (yes please), travel insurance so you can stress less about lost bags, and all that priority “excuse me, coming through” treatment. As if that’s not enough, they dangle some shiny welcome gifts, hotel discounts, and dining deals to reel you in. Not gonna lie, pretty tempting package all around.

How is the design of the IndusInd Bank Avios Visa Infinite Credit Card?

Alright, let’s talk about the IndusInd Bank Avios Visa Infinite Credit Card’s design. First off, this thing just oozes that “I’ve got my life together” vibe. We’re talking slick black, super smooth—think tuxedo for your wallet. No cheesy colors or weird patterns, it looks like it belongs at a fancy dinner party, not stuck between gas station receipts.

You’ll spot those Avios, IndusInd Bank, and Visa Infinite logos up top, just flexing its high-flyer status. They’re not even trying to be subtle about it. This is the credit card equivalent of rolling up in a shiny new car with the window down.

What are the benefits of the IndusInd Bank Avios Visa Infinite Credit Card?

The salient characteristics of it are briefly summarised here:

Travel Awards and Avios Accumulation:

• The welcome bonus is: Once the card is activated, get 20,000 bonus Avios. 

• Earning Avios: Track Avios across each transaction.

• Six Avios per ₹200 for Point-of-Sale (POS) transactions in your chosen overseas location.

• 5 Avios every ₹200 on flights booked via British Airways or Qatar Airways websites or apps.

• 3 Avios per ₹200 on all qualified domestic and foreign transactions.

• 1 Avios per ₹200 for utilities, education, government dealings, and insurance premiums. 

• After paying ₹16 lakh (₹8 lakh in two installments), get up to 36,000 bonus Avios yearly. 

Travel Benefits

• Enjoy two complimentary visits each quarter to domestic lounges and access to foreign lounges via Priority Pass membership. 

• Avail two free meet-and-greet events annually at a few chosen foreign airports. 

• Discounted Foreign Currency Markup: For purchases in your chosen overseas location, pay 1.5% less forex markup. 

• Receive up to USD 25,000 in international travel health insurance for hospitalisation resulting from an accidental injury or illness. 

Loyalty & Renewal Benefits

• Should Qatar Airways be your preferred reward program, you will get 5,000 bonus Avios on renewing your card; should British Airways be your preferred loyalty program, you will earn 10,000 bonus Avios. 

• Choose at the time of application either the British Airways Executive Club or the Qatar Airways Privilege Club as your preferred airline loyalty program. 

Other advantages

• Enjoy a 1% rebate on fuel surcharges for purchases between ₹500 and ₹10,000 at any petrol station throughout India. 

• Receive free personal air accident insurance protection of up to ₹25 lakh. 

• Access specialised relationship teams and priority servicing across branches and contact centres. 

What are the fees for the IndusInd Bank Avios Visa Infinite Credit Card?

Here is a simple breakdown of the  IndusInd Bank Avios Visa Infinite Credit Card fees.

Joining Fee	Rs. 10,000 + GST
Annual Fee	Rs. 5,000 + GST
Add-on Card Fee	No charges for additional cards for family members.
Finance Charges	If you don’t pay your bill in full, a charge of 3% per month (36% annually) is applied to the outstanding balance.
Cash Advance Fee	2.5% of the amount withdrawn or ₹500, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting an IndusInd Bank Avios Visa Infinite Credit Card?

1. Age Requirement:

• You should be between 18 and 65 years of age.

2. Income Requirement:

• Salaried Applicants: The minimum net monthly income is required; however, the bank fixes the amount, which can differ based on the applicant’s profile.

• Self-Employed Applicants: A minimum ITR amount is needed; the bank fixes the specific amount and can differ with applicants.

3. Employment Status:

• You should have a regular job or business with a fixed income source.

4. Credit Score:

• A CIBIL score of 700 and above is preferred for sanction.

5. Residency:

• You should be an Indian resident and have proof of a valid address.

What documents are required to get an IndusInd Bank Avios Visa Infinite Credit Card?

The documents that you will have to submit to get the IndusInd Bank Avios Visa Infinite Credit Card are as follows:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months, if you are a salaried employeeBank statement for the previous 3 monthsITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the IndusInd Bank Avios Visa Infinite Credit Card be used?

Here is the list of places where you can use it:

• With the IndusInd Bank Avios Visa Infinite Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

• You can also use it on websites like Amazon, Flipkart, etc., and make bookings on websites like MakeMyTrip, Yatra, etc.

• You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

• You can use it to book flight, train, or bus tickets and pay for taxi, Uber, Ola, or hotel bookings.

• You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

• You can use your  IndusInd Bank Avios Visa Infinite Credit Card to pay for expensive electronics or appliances through easy monthly installments (EMIs).

• The  IndusInd Bank Avios Visa Infinite Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the IndusInd Bank Avios Visa Infinite Credit Card?

The credit amount you can spend is what you are provided to you with an IndusInd Bank Avios Visa Infinite Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.

For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.

The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another, or even more, considering his/her profile and financial background.

It’s essential to follow the expenses and not exceed the credit limit because when you pass this limit, then penalties get added, and your credit score also goes down.

How do you apply for an IndusInd Bank Avios Visa Infinite Credit Card?

Apply it through both these modes: 

Online Application Process:

• Visit the official website of the IndusInd Bank, i.e. 

• Go to ‘Cards’, followed by ‘Credit Cards’.

• On that page, you can see numerous options for credit cards issued by IndusInd Bank; for instance, you can choose the  IndusInd Bank Avios Visa Infinite Credit Card.

• Just hover your cursor on the  IndusInd Bank Avios Visa Infinite Credit Card and select ‘Apply Now‘ from there.

• You will be asked to fill out your details, including your name, contact information, income details, and employment status.

• Be accurate and updated with the information provided.

• You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

• After filling out the details and uploading the documents, review your application to make sure everything is correct.

• Apply online through the application form.

• The bank will check your application after you submit it. They can ask for extra documents or information if required.

• You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process:

• You can walk into the nearest IndusInd Bank branch to apply for the  IndusInd Bank Avios Visa Infinite Credit Card.

• Request the credit card application form for the  IndusInd Bank Avios Visa Infinite Credit Card. They will provide you with the form and proceed accordingly.

• Fill in the details in the application form wherever it is required. Care should be taken to ensure that all the information about personal details, income, and jobs provided by the applicant is correct.

• Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and a passport photograph.

• Your application will be processed, and your information will be cross-checked at the bank level.

• In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

• You will receive the  IndusInd Bank Avios Visa Infinite Credit Card by post at the same postal address.

• Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the IndusInd Bank Card website, mobile app, or by calling their customer service.

• You must set your PIN (Personal Identification Number) for security purposes before you can start using your credit card.

Would getting an IndusInd Bank Avios Visa Infinite Credit Card in 2025 be right?

Getting an IndusInd Bank Avios Visa Infinite Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with purchasing items such as jewelry. The bank also provides discounts and easy access to the EMI facility. 

IndusInd Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should ensure you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.

Conclusion

If you’re the type who gets itchy feet the second you see a flight deal, the IndusInd Bank Avios Visa Infinite Credit Card? Solid pick. Seriously—those Avios points rack up pretty much every time you swipe, whether you’re buying a coffee, booking a cab, or splurging on sneakers you probably don’t need. And the best part? You can cash them in for flights, upgrades, that swanky hotel suite…or just shave some pain off your next airport drama.

Now, as for the fancy bells and whistles—lounge access (finally, somewhere to sit that isn’t stuck between a charging station and someone snoring), priority check-in so you’re not trapped behind a parade of confused travelers, travel insurance for when things go sideways, and a bunch of deals on food and shopping. It’s everything you wish you had on your last trip when your luggage did its world tour, or you desperately needed a free snack.

And get this—they give you a choice between two big airline reward programs: British Airways or Qatar. No loyalty? No problem. You pick what fits. Makes earning and burning those points way less of a headache.

Frequently Asked Questions (FAQ’s)