KrisFlyer SBI Credit Card: Apply Now

Summary

The KrisFlyer SBI Credit Card is a great pick for frequent travellers, especially for those who frequently travel with Singapore Airlines and partner airlines. Probably the most appealing feature of the card is the miles-earning reward system, in which you will earn KrisFlyer miles for all your spending, including shopping on Singapore Airlines, Scoot, and KrisShop, with bonus miles. This makes it a wonderful way to earn miles, which can be exchanged for free travel, upgrades, and even retail rewards.

Furthermore, the card includes a welcome bonus of KrisFlyer miles, with an instant lead for you. Also, the card includes free airport lounge access, allowing you to enjoy a hassle-free travel experience. This, along with travel insurance and fraud liability protection, makes it a guaranteed pick for international as well as domestic travelers.

Another major advantage of the KrisFlyer SBI Credit Card is its acceptance all over the world, so you can use the card pretty much everywhere around the world. The card also features easy online access via the SBI Card website and app, where you can easily manage your account and redeem rewards.

Introduction

If you love traveling, especially with Singapore Airlines or its network airlines, then the KrisFlyer SBI Credit Card is your perfect travel companion. The card rewards you with excellent benefits as a frequent flyer, especially if you love flying in style. Introducing the KrisFlyer SBI Credit Card from SBI Card in association with Singapore Airlines and its KrisFlyer loyalty program, this card rewards you with miles for all your spends—you book air tickets, dine out, or shop online.

To start with, the KrisFlyer SBI Credit Card offers an excellent welcome bonus. On signing up for the card and paying for the annual fee, bonus KrisFlyer miles are directly deposited into your KrisFlyer account. You can redeem them later to buy flights, upgrade seats, or even buy things from the KrisFlyer Spree. Besides, whenever you use this credit card, you earn more miles, especially while shopping with Singapore Airlines, Scoot, and KrisShop.

In addition to that, this card also possesses several travel-friendly benefits. To illustrate, free international airport lounge access is one of them, and that is adding to your luxury and comfort while you are traveling. There are also great discounts and offers available on travel services. From hotel bookings, flight bookings, to car rentals, the KrisFlyer SBI Credit Card is saving you money on superior experiences.

Yet another major benefit is the round-the-clock rewards system. There is no need to bother about earning reward points to be redeemed as miles, with the miles that you earn going directly into your KrisFlyer account every month. This feature makes the card simple to use and highly useful for regular flyers on Singapore Airlines or its Star Alliance partners.

What is the KrisFlyer SBI Credit Card?

The KrisFlyer SBI Credit Card is a high-end credit card provided by the State Bank of India (SBI) in partnership with Singapore Airlines. This card is particularly tailored for business travelers who wish to gain rewards for their travels. The uniqueness of this card is the advantage of earning KrisFlyer miles, which can be used for purchasing airfares, seat upgrades, and other travel benefits. Apart from miles, cardholders also get to benefit from numerous luxuries like the use of airport lounges, priority travel insurance, and preferential offers for dining and shopping.

Moreover, the card earns more miles on Singapore Airlines and SilkAir flights, hence ideal for frequent flyers of these airlines. For instance, cardholders earn additional miles for reserving flights, hence saving money on their subsequent trip. The card also has a host of other luxurious amenities such as priority check-in, additional baggage allowance, and so forth, to make flying easy and comfortable.

How is the KrisFlyer SBI Credit Card designed?

The KrisFlyer SBI Credit Card is particularly designed to serve the needs of frequent travelers and travel enthusiasts alike. Most notably, the card is designed in association with Singapore Airlines and its KrisFlyer frequent flyer scheme. This means that the card is designed particularly to enable cardholders to earn air miles and earn rewards when traveling. With every use of the card—to book a flight, for a meal, or to shop—you accumulate KrisFlyer miles, which can then be redeemed to book a flight or upgrade your trip.

Further, the card is also equipped with a simple rewards plan. Your miles are credited into your KrisFlyer account every month automatically without the need for manual conversion. This is a simple and time-saving process. You also collect additional miles for shopping with Singapore Airlines, Scoot, and KrisShop, which makes the card extremely convenient for frequent flyers of these brands.

What are the benefits of the KrisFlyer SBI Credit Card?

Defined in plain English in bullet form and with smooth transitions, the following are the fabulous advantages of the KrisFlyer SBI Credit Card:

1. Welcome Bonus Miles

• On payment of registration fees and activation of the card, the membership bonus is 3,000 KrisFlyer miles.

• The bonus gets you started right on building up free air travel tickets or class upgrades.

2. Earn Miles on Every Spend

• You earn 3 KrisFlyer miles for every ₹200 you spend on regular purchases.

• You earn 5 KrisFlyer miles for every ₹200 spent on:

Singapore Airlines

• Scoot

• KrisShop

• The miles are automatically loaded to your KrisFlyer account every month.

3. Free Airport Lounge Visits

• You get 2 free international airport lounge visits every year through the Priority Pass program.

• This gets you a serene and indulgent airport experience before your flight.

4. Bonus on Annual Spend

• If your yearly spending is above a specific threshold (e.g., ₹5 lakh and more), you can earn extra KrisFlyer miles as a reward.

• This encourages you to use the card as your primary card for all of your high-ticket transactions.

5. Travel Insurance Benefits

• Get free air accident insurance and fraud liability cover.

• This gives you an extra sense of security for your domestic or foreign travel.

6. Worldwide Acceptance

The card is accepted globally, and hence can be used for domestic as well as international purchases.

7. Easy Online Management

Manage your card, view balance, redeem offers, and pay bills using the SBI Card mobile application or website.

8. Convenient Travel Experience

Since the card is linked with the KrisFlyer program, frequent use of the card helps you earn:

• Flight upgrades

• Free flights

• Access to Star Alliance partner benefits

What are the fees for the KrisFlyer SBI Credit Card?

Here is a simple breakdown of the  KrisFlyer SBI Credit Card fees.

Joining Fee	Rs. 2,999 + GST
Annual Fee	Rs. 2,999 + GST
Add-on Card Fee	No charges for additional cards for family members.
Finance Charges	If you don’t pay your bill in full, a 3.75% per month (45% annually) charge on the outstanding balance.
Cash Advance Fee	2.5% of the amount withdrawn or ₹500, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting a KrisFlyer SBI Credit Card?

1. Age Requirement:

• You should be between 18 and 65 years of age.

2. Income Requirement:

• Salaried Applicants: The minimum net monthly income is required; however, the bank fixes the amount, which can differ based on the applicant’s profile.

• Self-Employed Applicants: A minimum ITR amount is needed; the bank fixes the specific amount and can differ with applicants.

3. Employment Status:

• You should have a regular job or business with a fixed income source.

4. Credit Score:

• A CIBIL score of 700 and above is preferred for sanction.

5. Residency:

• You should be an Indian resident and have a valid address proof.

What documents are required to get a KrisFlyer SBI Credit Card?

The documents that you will have to submit to get an Anaake MyTrip SBI Bank Credit Card are as below:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months, if you are a salaried employeeBank statement for the last 3 monthsITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the KrisFlyer SBI Credit Card be used?

Here is the list of places where you can use it:

• With the KrisFlyer SBI Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

• You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.

• You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

• You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.

• You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

• You can use your  KrisFlyer SBI Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).

• The  KrisFlyer SBI Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the KrisFlyer SBI Credit Card?

The credit amount you can spend is what you are provided to you with a KrisFlyer SBI Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.

For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.

The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another, or even more, considering his/her profile and financial background.

It’s essential to follow the expenses and not exceed the credit limit because when you pass this limit, then penalties get added, and your credit score also goes down.

How do you apply for a KrisFlyer SBI Credit Card?

Apply it through both these modes: 

Online Application Process:

• Visit the official website of the SBI Bank, i.e. 

• Go to ‘Cards’, followed by ‘Credit Cards’.

• On that page, you can see numerous options for credit cards issued by SBI Bank; for instance, you can choose the  KrisFlyer SBI Credit Card.

• Just hover your cursor on the  KrisFlyer SBI Credit Card and select ‘Apply Now‘ from there.

• You will be asked to fill out your details, including your name, contact information, income details, and employment status.

• Be accurate and updated with the information provided.

• You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

• After filling out the details and uploading the documents, review your application to make sure everything is correct.

• Apply online through the application form.

• The bank will check your application after you submit it. They can ask for extra documents or information if required.

• You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process:

• You can walk into the nearest SBI Bank branch to apply for the  KrisFlyer SBI Credit Card.

• Request for the credit card application form of the  KrisFlyer SBI Credit Card. They will provide you with the form and proceed accordingly.

• Fill in the details in the application form wherever it is required. Care should be taken to ensure that all the information about personal details, income, and jobs provided by the applicant is correct.

• Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and a passport photograph.

• Your application will be processed, and your information will be cross-checked at the bank level.

• In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

• You will receive the  KrisFlyer SBI Credit Card by post at the same postal address.

• Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the SBI Bank Card website, mobile app, or by calling their customer service.

• You must set your PIN (Personal Identification Number) for security purposes before you can start using your credit card.

Would getting a KrisFlyer SBI Credit Card in 2025 be right?

Yes, getting a KrisFlyer SBI Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. The bank also provides discounts and easy access to the EMI facility. 

SBI Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should ensure you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.

Conclusion

The KrisFlyer SBI Credit Card is basically perfect for those who wish to maximize their travel experiences and get rewards. This card offers various benefits if you travel regularly or if you enjoy sporadic travel. It is therefore a good option.First of all, you get KrisFlyer miles from every transaction you make and the miles earning system is simple and profitable. You can thus take advantage of complimentary flights, upgrades, or specials from Singapore Airlines and its affiliated carriers.

Moreover, the welcome bonus on the card is a great starting point for any traveler who wants to accumulate their KrisFlyer account from the very beginning. Thus, you are able to achieve your travel goals at an early stage. In addition, access to airport lounges, travel insurance, and additional rewards on travel-related expenses also contribute to the convenience and comfort of overall travel.

In addition, the card is also intended to meet the needs of those who prioritize global availability and easy online management, as crucial in the current fast-paced era. Whether it’s reserving a flight, eating out, or shopping, the KrisFlyer SBI Credit Card is ready to reward you with rewards in addition to enjoying all its benefits.

Frequently Asked Questions (FAQ’s)