RBL Bank Edition Credit Card: Features & amp; Apply

Summary

Especially for those who enjoy food, travel, and rewards, the RBL Bank Edition Credit Card is chic and feature-rich. First of all, it provides Edition Cash on every purchase, which straight on the Zomato app may be utilized. For people who routinely eat out or purchase food online, this makes it the ideal alternative.

Apart from the advantages connected to food, the card offers free admission to domestic airports, adding tremendous value for visitors. It also contains a waiver of a fuel surcharge, thereby enabling further savings during fuel purchases. Additionally supported by the card are contactless purchases, which speed quicker and safer. For little purchases, you can thus just tap the card without using a PIN.

Moreover, the card feels premium because of its simple and elegant design. Whether you’re using it in a shopping center or a restaurant, the card lends some refinement. Thanks to the RBL MyCard app, which tracks your spending, pays bills, and monitors Edition Cash, managing the card is very simple.

Introduction

In the hectic surroundings of today, credit cards have become a required instrument for our daily life. From bill payment to ticket booking to internet shopping, credit cards simplify and expedite everything. Out of all the credit cards available on the Indian market, the RBL Bank Edition Credit Card stands out for certain benefits and features. If you like shopping, appreciate rewards, and want a flawless payment experience, this card could be the perfect choice for you.

First of all, among private sector banks in India, RBL Bank—also known as Ratnakar Bank Limited—has the fastest pace of expansion. Over the years, its innovative financial products have become well-known. Designed especially for foodies and lifestyle seekers, the Edition Credit Card is a special offer from RBL Bank in connection with Zomato. This card enables you to be paid for enjoying as well as for spending.

Besides, the RBL Bank Edition Credit Card is not any credit card. It presents the best of both worlds: excellent savings and first-rate benefits. For instance, you can get Edition Cash each time you purchase with this card. Direct use of this Edition Cash on the Zomato app will help you save money on dining out, meal delivery, or even a Zomato Pro membership purchase. Basically, it returns a value for practically every transaction you do.

Along with basic E MI options, fuel surcharge remission, and free access to airport lounges, this card additionally offers these features, making your shopping and travel experiences even more reasonably affordable and delightful. Those who like to travel or routinely place online food orders will find great use for this card.

What is the RBL Bank Edition Credit Card?

Offering a unique kind of credit card in collaboration with one of India’s top meal delivery companies, Zomato, RBL Bank Edition Credit Card is Unlike standard credit cards, this one is meant especially for those who enjoy dining out, purchasing food online, and appreciating lifestyle advantages. Every purchase generates Edition Cash, which functions like reward points. The best thing is that for meal orders, Zomato Pro membership, and more, you may use this Edition Cash straight in the Zomato app.

Not only for foodies but also for regular travellers and consumers, the card provides advantages including free access to airport lounges, fuel surcharge exemptions, and simple EMI choices. The card is also accepted at millions of stores both domestically and internationally, thereby allowing you total flexibility to eat or buy anywhere you like.

How is the design of the RBL Bank Edition Credit Card?

The RBL Bank Edition Credit Card has a straightforward but elegant design. It first seems to be really modern and tidy. The card has a quality and sophisticated appearance from its uniform black hue with a smooth matte finish. It stands out since the word “Edition” is printed in strong white letters in the middle.

Furthermore, the card’s simple style, devoid of ostentatious details, appeals to many people as professional and stylish. Your name and card number should also be printed clearly and making reading simple. There is also a contactless icon indicating that you may pay with tap-and-pay for expeditious checkout.

What are the benefits of the RBL Bank Edition Credit Card?

These are some of the primary advantages presented in straightforward language:

1. Earn Edition Cash with Every Purchase.

• The main advantage is that using this card generates Edition Cash every time.

• You gain Edition Cash—reward points—for every ₹100 spent.

• Direct usage of this Edition of Caof sh for meal delivery, dining out, or a Zomato Pro subscription can be made on the Zomato app.

2. Fantastic for Zomato Users

• Regular Zomato users would find this card ideal since it is created in cooperation with Zomato.

• You may pay for your meal orders with Edition Cash.

• Get also special discounts and offers on Zomato.

3. Free Airport Lounge Access

• This card entitles you to free lounge access at a few Indian airports if you enjoy travel.

• You might unwind in the lounge before your trip.

• Savish free beverages, nibbles, and cozy chairs.

4. Waiver of Fuel Surcharge

• You get a gasoline surcharge waiver each time you fuel your car with this card.

• You thus save money on diesel or petrol transactions.

• Valid at all Indian petrol stations (but criteria apply).

5. EMI Facility Made Available

• One can translate large purchases into simple EMIs.

• Not necessary to pay the entire cost all at once.

• Aids in better financial management.

6. Contactless Transactions

• The card backs tap-and-pay systems.

• For minor payments, simply tap your card at the machine; a PIN is not required.

• It’s fast and safe.

7. Electronic and Paperless Application

• You save yourself from visiting the bank.

• The application procedure runs entirely online.

• Just complete the form, upload your paperwork, and wait for clearance.

What are the fees for the RBL Bank Edition Credit Card?

Here is a simple breakdown of the  RBL Bank Edition Credit Card fees.

Joining Fee	₹2,000 + GST
Annual Fee	₹2,000 + GST
Add-on Card Fee	No additional charges for family members’ cards.
Finance Charges	If you don’t pay your bill in full, a charge of 3.99% per month (47.88% annually) is applied to the outstanding balance.
Cash Advance Fee	2.5% of the amount withdrawn or ₹500, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting an RBL Bank Edition Credit Card?

1. Age Requirement:

• You should be between 18 and 65 years of age.

2. Income Requirement:

• Salaried Applicants: The minimum net monthly income is required; however, the bank fixes the amount, which can differ based on the applicant’s profile.

• Self-Employed Applicants: A minimum ITR amount is needed; the bank fixes the specific amount and can differ with applicants.

3. Employment Status:

• You should have a regular job or business with a fixed income source.

4. Credit Score:

• A CIBIL score of 700 and above is preferred for sanction.

5. Residency:

• You should be an Indian resident and have proof of a valid address.

What documents are required to get an RBL Bank Edition Credit Card?

The documents that you will have to submit to get the RBL Bank Edition Credit Card are as follows:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months, if you are a salaried employeeBank statement for the previous 3 monthsITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the RBL Bank Edition Credit Card be used?

Here is the list of places where you can use it:

• With the RBL Bank Edition Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

• You can also use it on websites like Amazon, Flipkart, etc., and make bookings on websites like MakeMyTrip, Yatra, etc.

• You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

• You can use it to book flight, train, or bus tickets and pay for taxi, Uber, Ola, or hotel bookings.

• You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

• You can use your  RBL Bank Edition Credit Card to pay for expensive electronics or appliances through easy monthly installments (EMIs).

• The RBL Bank Edition Credit Card is also accepted in other countries, allowing you to make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the RBL Bank Edition Credit Card?

The credit amount you can spend is what you are provided to you with an RBL Bank Edition Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.

For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.

The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another, or even more, considering his/her profile and financial background.

It’s essential to follow the expenses and not exceed the credit limit because when you pass this limit, then penalties get added, and your credit score also goes down.

How do you apply for an RBL Bank Edition Credit Card?

Apply it through both these modes: 

Online Application Process:

• Visit the official website of the RBL First Bank, i.e. 

• Go to ‘Cards’, followed by ‘Credit Cards’.

• On that page, you can see numerous options for credit cards issued by RBL First Bank; for instance, you can choose the RBL Bank Edition Credit Card.

• Just hover your cursor on the  RBL Bank Edition Credit Card and select ‘Apply Now‘ from there.

• You will be asked to fill out your details, including your name, contact information, income details, and employment status.

• Be accurate and updated with the information provided.

• You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

• After filling out the details and uploading the documents, review your application to make sure everything is correct.

• Apply online through the application form.

• The bank will check your application after you submit it. They can ask for extra documents or information if required.

• You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process:

• You can walk into the nearest RBL First Bank branch to apply for the RBL Bank Edition Credit Card.

• Request the credit card application form for the  RBL Bank Edition Credit Card. They will provide you with the form and proceed accordingly.

• Fill in the details in the application form wherever it is required. Care should be taken to ensure that all the information about personal details, income, and jobs provided by the applicant is correct.

• Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and a passport photograph.

• Your application will be processed, and your information will be cross-checked at the bank level.

• In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

• You will receive the  RBL Bank Edition Credit Card by post at the same postal address.

• Once you receive your card, you need to activate it by following the instructions in the envelope through the RBL First Bank Card website, mobile app, or customer service.

• For security purposes, you must set your PIN (Personal Identification Number) before you can start using your credit card.

Would getting an RBL Bank Edition Credit Card in 2025 be right?

Getting an RBL Bank Edition Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with purchasing items such as jewelry. The bank also provides discounts and easy access to the EMI facility. 

RBL First Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should ensure you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.

Conclusion

All things considered, the RBL Bank Edition Credit Card is a contemporary and fulfilling credit card with numerous practical advantages for the way of life of today. It is especially meant for those who regularly eat out, love ordering food online, use Zomato, or like to travel. Every swipe, tap, or online purchase you create Edition Cash that is readily available on the Zomato app. This increases the enjoyment and satisfaction of your daily expenditure.

This card also reflects more than just cuisine. A major benefit for passengers is also free access to airport lounges. One can unwind at the airport without spending more. Furthermore, the waiver of the fuel surcharge saves money when you purchase diesel or gasoline. The simple E MI function lets you pay for large goods in small amounts, therefore improving your monthly budget management.

The RBL Bank Edition Credit Card also has a neat and fashionable look. In your palm, it feels luxurious and looks elegant. It supports contactless payments; hence, for small purchases, you simply tap and go instead of swiping or inserting it. That guarantees safer payments and speeds them up. up

Frequently Asked Questions (FAQ’s)