RBL Bank iGlobe Credit Card: Features & Apply

Summary

Since the RBL Bank iGlobe Credit Card offers an amazing mix of convenience, rewards, and lifestyle benefits, many users find it to be a great choice in the digital era.  First of all, this credit card is especially meant for consumers who would rather handle their accounts electronically, travel regularly, and buy online. Every transaction earns interesting reward points, so you benefit as you make purchases.  Those who wish to maximize their routine transactions will discover a tremendous advantage from this. 

Moreover, the card comes with a welcome incentive—a MakeMyTrip coupon valued at ₹3,000, which adds instant value as you activate the card. In addition, it provides milestone incentives for meeting designated spending limits, therefore motivating you to make more frequent card use.   This program lets users of cards maximize their benefits over time.  

For regular travelers, especially, the card also grants access to airport lounges both in India and beyond. Before flights, these lounges provide luxury and rest, therefore enhancing the whole travel experience. The card also provides minimum foreign currency markup expenses and a gasoline cost waiver, therefore saving you money on both domestic and foreign purchases.

Introduction

Credit cards have evolved into a major component of our daily financial life in contemporary society. Apart from providing ease of purchasing, they also come with a lot of incentives and advantages. Among the several credit cards available in India, the RBL Bank iGlobe Credit Card is one of the unusual and wise choices for tech-savvy people and regular internet buyers. Young professionals and digital aficionados will find this card a fantastic fit since it provides interesting features, pleasing rewards, and a simple application process.

First of all, the RBL Bank iGlobe Credit Card exhibits a worldwide appeal with its elegant and sophisticated appearance. Still, it is not only about appearances. This credit card has useful features that might help you make your spending more satisfying. Every transaction, for instance, earns reward points whether your purchase is online, grocery shopping, or trip ticket booking. Furthermore, on well-known sites, the card provides special discounts and cashback offers, which can help you save money over time.

Furthermore, one of the main benefits of the iGlobe Credit Card is its digital-first strategy. Stated differently, you can handle your card just online, from application to payments and customer service. Those who would rather utilize computers or cellphones for their banking purposes may especially find this helpful. Furthermore, guaranteeing safety and ease throughout every transaction is the card with its contactless payment, fraud prevention, and real-time notifications.

Applying for the RBL Bank iGlobe Credit Card is also a straightforward and hassle-free process. Applying for this card from the comfort of your house is made possible by the easy web portal of the bank. All you have to do is complete an application, upload the necessary files, and wait for fast clearance. Many times, qualified candidates even get immediate acceptance, which helps to streamline the entire procedure.

What is the RBL Bank iGlobe Credit Card?

Designed especially with digital use and lifestyle benefits in mind, the RBL Bank iGlobe Credit Card is RBL Bank to gratify consumers who would rather utilize mobile apps, buy online, and enjoy modern conveniences. Stated differently, this card is a smart tool for people who enjoy using technology for daily necessities.

Each transaction on this credit card, first of all, earns incredible reward points. Whether you are buying tickets, meals online, or clothes, you create points that might be later utilized for discounts, vouchers, or presents. Moreover, the card provides different advantages for online purchases, such as incentives and special discounts on partner websites, thereby enhancing the value of every purchase.

How is the design of the RBL Bank iGlobe Credit Card?

The RBL Bank iGlobe Credit Card looks striking, modern, and contemporary. Given its sleek and quality, the card first seems smart and elegant. The name “iGlobe” by itself catches a global, digital lifestyle, and the design of the card precisely matches this idea.

Usually starting with a dark blue or black backdrop, the card features a glittering globe design on it that represents smart use and world access. When you pull the card out to pay, it not only serves but also looks good. Furthermore, adding to the modern sense of the card is the chip and contactless symbol, which gives you confidence about convenience and security.

What are the benefits of the RBL Bank iGlobe Credit Card?

Its main benefits are briefly summarised here:

Welcome Advantage

• A MakeMyTrip coupon of ₹3,000 is given to new cardholders as a welcome gift. Simply activate your card within 30 days after issuing to qualify and make sure the yearly fee is paid by the due date. 

Points for Reward

• For every ₹100 spent on domestic shopping, earn five reward points.

• For every ₹100 spent on overseas shopping, earn 10 reward points.

• Points are redeemable at rblrewards.com and credited 45 days following transaction completion. 

Awards at Milestones

• Spend ₹5 lakhs annually to earn 10,000 bonus reward points.

• Spend ₹8 lakhs annually to get an extra 10,000 bonus reward points.

• Bonus points credit 45 days after the corresponding expenditure levels are reached. 

Lounge Access at an Airport

• Every quarter at the main Indian airports, enjoy two complimentary domestic lounge visits.

• Visit six free foreign lounges yearly from more than 1,400 clubs across the globe. 

Surcharge Waiver for Fuel

• On fuel transactions between ₹500 and ₹4,000, get a fuel fee waiver of up to ₹250 per month. 

Low Markdown for Foreign Currency

• Get a 1.5% markup fee on foreign exchange transactions to help make overseas spending more affordable. 

Daily Concierge Services 24×7

Get round-the-clock concierge support for:

• Referrals to and bookings for golf courses
• Hotel reservations
• dining plans
• Information about the spa and fitness facility

What are the fees for the RBL Bank iGlobe Credit Card?

Here is a simple breakdown of the  RBL Bank iGlobe Credit Card fees.

Joining Fee	₹3,000 + GST
Annual Fee	₹3,000 + GST
Add-on Card Fee	No additional charges for family members’ cards.
Finance Charges	If you don’t pay your bill in full, a charge of 3.99% per month (47.88% annually) is applied to the outstanding balance.
Cash Advance Fee	2.5% of the amount withdrawn or ₹500, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting an RBL Bank iGlobe Credit Card?

1. Age Requirement:

• You should be between 18 and 65 years of age.

2. Income Requirement:

• Salaried Applicants: A minimum net monthly income is required; however, the bank determines the specific amount, which may vary based on the applicant’s profile.

• Self-Employed Applicants: A minimum ITR amount is required; the bank determines the specific amount and may vary depending on the applicant.

3. Employment Status:

• You should have a regular job or business with a fixed income source.

4. Credit Score:

• A CIBIL score of 700 and above is preferred for sanction.

5. Residency:

• You should be an Indian resident and have proof of a valid address.

What documents are required to get an RBL Bank iGlobe Credit Card?

The documents that you will have to submit to get the RBL Bank iGlobe Credit Card are as follows:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months, if you are a salaried employeeBank statement for the previous 3 monthsITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the RBL Bank iGlobe Credit Card be used?

Here is the list of places where you can use it:

• With the RBL Bank iGlobe Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

• You can also use it on websites like Amazon and Flipkart, and make bookings on websites like MakeMyTrip and Yatra.

• You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

• You can use it to book flight, train, or bus tickets and pay for taxi, Uber, Ola, or hotel bookings.

• You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

• You can use your  RBL Bank iGlobe Credit Card to pay for expensive electronics or appliances through easy monthly installments (EMIs).

• The RBL Bank iGlobe Credit Card is also accepted in other countries, allowing you to make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the RBL Bank iGlobe Credit Card?

The credit amount you can spend is what you are provided to you with an RBL Bank iGlobe Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.

For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.

The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another, or even more, considering his/her profile and financial background.

It’s essential to follow the expenses and not exceed the credit limit because when you pass this limit, then penalties get added, and your credit score also goes down.

How do you apply for an RBL Bank iGlobe Credit Card?

Apply it through both these modes: 

Online Application Process:

• Visit the official website of the RBL First Bank, i.e. 

• Go to ‘Cards’, followed by ‘Credit Cards’.

• On that page, you can see numerous options for credit cards issued by RBL First Bank; for instance, you can choose the RBL Bank iGlobe Credit Card.

• Just hover your cursor on the  RBL Bank iGlobe Credit Card and select ‘Apply Now‘ from there.

• You will be asked to fill out your details, including your name, contact information, income details, and employment status.

• Be accurate and updated with the information provided.

• You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

• After filling out the details and uploading the documents, review your application to make sure everything is correct.

• Apply online through the application form.

• The bank will check your application after you submit it. They can ask for extra documents or information if required.

• You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process:

• You can walk into the nearest RBL First Bank branch to apply for the RBL Bank iGlobe Credit Card.

• Request the credit card application form for the  RBL Bank iGlobe Credit Card. They will provide you with the form and proceed accordingly.

• Fill in the details in the application form wherever it is required. Care should be taken to ensure that all the information about personal details, income, and jobs provided by the applicant is correct.

• Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and a passport photograph.

• Your application will be processed, and your information will be cross-checked at the bank level.

• In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

• You will receive the  RBL Bank iGlobe Credit Card by post at the same postal address.

• Once you receive your card, you need to activate it by following the instructions in the envelope through the RBL First Bank Card website, mobile app, or customer service.

• For security purposes, you must set your PIN (Personal Identification Number) before you can start using your credit card.

Would getting an RBL Bank iGlobe Credit Card in 2025 be right?

Obtaining the RBL Bank iGlobe Credit Card in 2025 can be a good option if you require a credit card with excellent offers, especially for those who shop for lifestyle products. The reward is excellent and comes with purchasing items such as jewelry. The bank also provides discounts and easy access to the EMI facility. 

RBL First Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should ensure you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a perfect option in 2025.

Conclusion

All things considered, those who enjoy travel and online shopping and value practical incentives and advantages would find the RBL Bank iGlobe Credit Card to be an excellent choice. First of all, the card provides a kind of welcome coupon that immediately benefits you upon acquisition. Every purchase you make also results in significant reward points that you may use for great discounts or presents. This implies that your normal expenditure can become actual savings, so the card is rather valuable to use.

Apart from this, the access to the card to the airport lounge is rather beneficial for passengers. Having access to cozy lounges will help your travel, whether you are flying inside India or beyond, be a lot more pleasant and peaceful. Apart from that, the cheap foreign currency markup fee and waiver of the fuel surcharge provide even more value and enable you to save money on necessary costs.

Moreover, the simplicity of handling your card online helps you to monitor your rewards and costs. Long trips to the bank or difficult documentation are not causes for concern. Online handling of everything—from payment application—allows time and effort savings.

Frequently Asked Questions (FAQ’s)