RBL Bank Titanium Delight Card: Features & Apply

Summary

For those who enjoy spending money on movies, dining, and groceries while still saving, the RBL Bank Titanium Delight Credit Card is a smart and fulfilling option. Starting with 2,000 reward points on your first purchase and an extra 1,000 points should you spend ₹10,000 within the first 60 days, so it presents interesting welcome benefits. These advantages make your first use of the card joyful.

Furthermore, unique to the card are Wednesday-exclusive offers on BookMyShow (once a month), a Buy 1 Get 1 Free movie ticket offer on 10% value back on pizza orders, and 5% value back on groceries. For normal users, these weekly savings make budget-friendly and enjoyable.

Apart from benefits, the card gives one reward point for every ₹100 spent and four bonus points if your annual expenditure comes out to be ₹1.5 lakhs. It is also quite appealing since, should you reach this spending target, the annual fee of ₹750 is waived off.

Introduction

Having a credit card with perks and convenience is wise financial behaviour in the hectic world of today. One such card that is rather unique on the market is the RBL Bank Titanium Delight Credit Card. Whether your interests are dining, shopping, or movie viewing, this card is meant to be very helpful for your regular expenses. For those searching for a reasonably priced credit card with amazing rewards, free from complex terms, it is perfect.

The RBL Titanium Delight Card is first well-known for its pleasing reward points and cashback. You gain points every time you swipe this card that you can use for fantastic vouchers and presents. Not only that, it also provides weekly pleasure, including movie ticket deals and exclusive savings on particular platforms. For instance, with its Buy 1 Get 1 Free deal on movie tickets, accessible on BookMyShow, this card can help you save a big sum every week if you enjoy visiting the movies.

Moreover, the card offers welcome advantages that make the first encounter more fulfilling. You are entitled to additional reward points once you activate the card and make your first transaction. This helps new users to start warmly and motivates them to discover more card capabilities. Furthermore, the annual fee of this card is really reasonable; if you spend a specific amount in a year, the fee is waived.

The RBL Bank Titanium Delight Card also has an easy application process, which is fantastic. You need not go through a protracted and draining process. Online application is possible via the RBL Bank website or other reputable financial institutions. All you need are some simple records like income evidence, address verification, and ID validation.

What is the RBL Bank Titanium Delight Card?

A unique credit card available from RBL Bank, the RBL Bank Titanium Delight Credit Card offers discounts on your regular purchases in addition to incentives. It is meant for those who enjoy dining, shopping, and movie viewing. Every purchase you make will add reward points to this card. 

Along with great discounts on Wednesdays and welcome gifts upon initial card use, you also get Buy 1 Get 1 Free movie tickets. Its annual cost is reasonable; if you spend a specific sum in a year, the money is waived. Applying this card is simple, and it is accepted at numerous locations both inside and outside of India. All things considered, this is a wise and reasonably priced credit card that enhances your normal spending value.

How is the design of the RBL Bank Titanium Delight Card?

The RBL Bank Titanium Delight Credit Card has an attractive but simple form. First impression of its superior quality—smooth matte finish—seems futuristic and stylish. Deep colours and the RBL Bank emblem on the card highlight its businesslike look. 

Moreover, printed and accessible are the vital data, such as your name, card number, and expiration date. Moreover, the front chip provides safe transactions, thereby offering protection as well as fashion. The card perfectly fits today’s smart and modern consumers due to its attractive and simple-to-use design.

What are the benefits of the RBL Bank Titanium Delight Card?

The main benefits of this card consist of:

Welcome advantages

• Earned on your first transaction within 30 days after card issuance, 2,000 Reward Points

• Extra 1,000 Reward Points: After using ₹10,000 throughout the first sixty days. 

Delights Mid-week

• Available once a month on Wednesdays with BookMyShow, purchase on, get 1 Free movie ticket for up to ₹200.

• 10% Value Back on Pizza Orders: Relevant for every Wednesday online orders from Domino’s or Pizza Hut.

• 5% Value Back on Groceries: For Wednesday’s purchases. 

Point Rewards

• One point of reward for every ₹100 spent on qualified purchases.

• 4,000 Bonus Reward Points for yearly expenditure of ₹1.5 lakhs. 

Surcharge Waiver for Fuel

• With a maximum waiver of ₹100 per month, a waiver on fuel surcharge for transactions between ₹500 and ₹4,000. 

Waiver of Annual Fee

• ₹750 annual fee waived d should annual expenditure is more than ₹1.5 lakhs. 

What are the fees for the RBL Bank Titanium Delight Card?

Here is a simple breakdown of the  RBL Bank Titanium Delight Card fees.

Joining Fee	₹750 + GST
Annual Fee	₹750 + GST
Add-on Card Fee	No additional charges for family members’ cards.
Finance Charges	If you don’t pay your bill in full, a charge of 3.5% per month (42% annually) is applied to the outstanding balance.
Cash Advance Fee	2.5% of the amount withdrawn or ₹500, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting an RBL Bank Titanium Delight Card?

1. Age Requirement:

• You should be between 18 and 65 years of age.

2. Income Requirement:

• Salaried Applicants: A minimum net monthly income is required; however, the bank determines the specific amount, which may vary based on the applicant’s profile.

• Self-Employed Applicants: A minimum ITR amount is required; the bank determines the specific amount and may vary depending on the applicant.

3. Employment Status:

• You should have a regular job or business with a fixed income source.

4. Credit Score:

• A CIBIL score of 700 and above is preferred for sanction.

5. Residency:

• You should be an Indian resident and have proof of a valid address.

What documents are required to get an RBL Bank Titanium Delight Card?

The documents that you will have to submit to get the RBL Bank Titanium Delight Card are as follows:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months, if you are a salaried employeeBank statement for the previous 3 monthsITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the RBL Bank Titanium Delight Card be used?

Here is the list of places where you can use it:

• With the RBL Bank Titanium Delight Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

• You can also use it on websites like Amazon, Flipkart, etc., and make bookings on websites like MakeMyTrip, Yatra, etc.

• You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

• You can use it to book flight, train, or bus tickets and pay for taxi, Uber, Ola, or hotel bookings.

• You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

• You can use your  RBL Bank Titanium Delight Card to pay for expensive electronics or appliances through easy monthly installments (EMIs).

• The RBL Bank Titanium Delight Card is also accepted in other countries, allowing you to make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the RBL Bank Titanium Delight Card?

The credit amount you can spend is what you are provided to you with an RBL Bank Titanium Delight Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.

For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.

The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another, or even more, considering his/her profile and financial background.

It’s essential to follow the expenses and not exceed the credit limit because when you pass this limit, then penalties get added, and your credit score also goes down.

How do you apply for an RBL Bank Titanium Delight Card?

Apply it through both these modes: 

Online Application Process:

• Visit the official website of the RBL First Bank, i.e. 

• Go to ‘Cards’, followed by ‘Credit Cards’.

• On that page, you can see numerous options for credit cards issued by RBL First Bank; for instance, you can choose the RBL Bank Titanium Delight Card.

• Just hover your cursor on the  RBL Bank Titanium Delight Card and select ‘Apply Now‘ from there.

• You will be asked to fill out your details, including your name, contact information, income details, and employment status.

• Be accurate and updated with the information provided.

• You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

• After filling out the details and uploading the documents, review your application to make sure everything is correct.

• Apply online through the application form.

• The bank will check your application after you submit it. They can ask for extra documents or information if required.

• You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process:

• You can walk into the nearest RBL First Bank branch to apply for the RBL Bank Titanium Delight Card.

• Request the credit card application form for the  RBL Bank Titanium Delight Card. They will provide you with the form and proceed accordingly.

• Fill in the details in the application form wherever it is required. Care should be taken to ensure that all the information about personal details, income, and jobs provided by the applicant is correct.

• Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and a passport photograph.

• Your application will be processed, and your information will be cross-checked at the bank level.

• In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

• You will receive the  RBL Bank Titanium Delight Card by post at the same postal address.

• Once you receive your card, you need to activate it by following the instructions in the envelope through the RBL First Bank Card website, mobile app, or customer service.

• For security purposes, you must set your PIN (Personal Identification Number) before you can start using your credit card.

Would getting an RBL Bank Titanium Delight Card in 2025 be right?

Getting an RBL Bank Titanium Delight Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with purchasing items such as jewelry. The bank also provides discounts and easy access to the EMI facility. 

RBL First Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should ensure you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.

Conclusion

Ultimately, those who wish to benefit from rewards and discounts on daily expenditure would be wise to choose the RBL Bank Titanium Delight Credit Card. This card provides fantastic value for money regardless of your movie-watching frequency, online food ordering, grocery shopping, or just a desire for a satisfying credit card experience.

First of all, the card is notable for its interesting welcome benefits—bonus reward points merely for your first few purchases. For regular users, especially, the mid-week treats include Buy 1 Get 1 Free movie tickets, discounts on pizzas, and rebates on weekly grocery shopping. These offers not only offer financial savings but also some fun for your weekly ritual.

Apart from them, the simple and sensible reward point system is really useful. Every purchase earns points that you may later use for presents, shopping vouchers, or other advantages. Every time you use your card, you are thus getting something more in return. Furthermore, two more benefits that make this card even more reasonably priced are the annual fee waiver and fuel surcharge waiver.

Frequently Asked Questions (FAQ’s)