SNAPDEAL BOBCARD Credit Card: Features & Apply

Summary

Designed especially for online buyers, especially those who visit Snapdeal often, the SNAPDEAL BOBCARD Credit Card is introduced in association with BOB Financial Solutions Limited. This card offers the perfect mix of convenience, savings, and rewards. Most importantly, it is a lifetime free credit card, thus it is ideal for both novice and experienced users since there are no annual or joining charges.

Moreover, the card lets you earn five X reward points on every Snapdeal purchase, so it boosts your income even in consumption. Apart from that, every ₹100 spent elsewhere earns one reward point, which over time accumulates. The BOB Financial app lets one easily redeem these points. Furthermore, the card offers a 1% fuel surcharge waiver; thus, it is beneficial even for offline purchases.

Apart from savings, the card underlines convenience and safety. Its contactless payment method allows you to safely tap and pay. Additionally, your possible form of big purchases is EMIs, which help with monthly budget control. Another crucial problem is that the card is accepted both domestically and abroad when running on Visa or RuPay systems.

Introduction

In the hectic digital environment of today, the daily habit of online shopping has evolved. Whether they are looking for groceries, clothes, electronics, or house goods, most people want the simplicity and comfort of internet platforms. One such popular platform available in India is Snapdeal, which offers a good range of reasonably priced items. Now, Snapdeal has teamed with BOB Financial Solutions Limited to launch a distinctive credit card – the SNAPDEAL BOBCARD Credit Card, so as to improve the shopping experience.

Designed particularly for smart online consumers who often shop from Snapdeal and other websites, this credit card is Along with making quick and safe payments, having this card pays cashback each time you make a purchase. Spending on things you like will enable you to save more. The main goal of this credit card is to give consumers a reasonably priced shopping experience free of hidden fees or high rates, loaded with benefits.

Moreover, the SNAPDEAL BOBCARD is unique since it is lifetime free, thus there is never an annual or joining fee ever. This is a great option for those who want to keep an extra card for online buying without thinking about annual charges, or are new to credit cards. Every transaction earns reward points as well, especially if you buy on Snapdeal. These points could later be used for vouchers, discounts, or other incredible offers.

The card also uses contactless payment methods to ensure quick and safe transactions. Also helping you are a fuel surcharge waiver, E MI decisions on big purchases, and easy access to your card data using the BOB Financial mobile app. Every one of these instruments is meant to simplify and satisfy your experience with shopping, paying bills, and saving.

What is the SNAPDEAL BOBCARD Credit Card?

Launched by Snapdeal in alliance with BOB Financial Solutions Limited (a division of Bank of Baroda), the co-branded SNAPDEAL BOBCARD Credit Card. Those who shop regularly on Snapdeal and other online sites will especially find this card useful. On your daily purchases, it provides savings, cashback, and reward points. Furthermore, it is a lifetime free car; thus, there is never any annual or joining fee ever paid.

Apart from that, the card operates on Visa or RuPay systems, so you can use it not only on Snapdeal but also at thousands of other local and internet retailers all around India. For regular users of the platform, this card is also a great choice since shopping on Snapdeal earns more reward points.

How is the design of the SNAPDEAL BOBCARD Credit Card?

Simple yet elegant design of the SNAPDEAL BOBCARD Credit Card. At first, the card seems to have a clean, modern look that reflects the active online buying scene. Usually forming the color scheme, Snapdeal’s trademark colors, white and brilliant red, give it a strong and stylish appearance.

The Snapdeal logo is seen on the front side, together with the BOBCARD branding and Visa or RuPay logo, depending on the type of card. This helps the card to be identified. Moreover, the straightforward design of the card appeals to many people nowadays since it seems professional and neat.

What are the benefits of the SNAPDEAL BOBCARD Credit Card?

First, let us start with the main advantages mentioned in straightforward English:

1. Free lifetime credit card,

The fact that this card is free for life is among its main benefits. Use it without thinking about additional costs; there is no annual fee or joining charge.

2. Points for Reward for Beauty

Every Snap Deal purchase entitles you to five times the reward points. You thus get more the more you buy. Every ₹100 spent on other purchases earns one reward point, which accumulates over time and can be used for fantastic discounts.

3. Wavering Surcharge for Gasoline

Buying fuel with this card between ₹400 and ₹5,000 results in a 1% fuel surcharge waiver, so saving you money on your regular petrol costs.

4. Cashless Payments

This card allows contactless payment methods, thus you simply tap and pay at approved retailers. This makes your shopping safer, faster, and simpler.

5. Global Revaluation

This card is perfect for both online and offline purchases, regardless of Visa or RuPay variant, since it is accepted both domestically and internationally.

6. EMI Conversion Agent

Making a major purchase lets you quickly translate it into simple EMIs (equated monthly installments), so improving financial planning and lowering the load of a one-time payment.

7. Bob’s Mobile App Availability

One location for easily tracked transactions, reward points, due dates, and card settings management is the BOB Financial mobile app.

What are the fees for the SNAPDEAL BOBCARD Credit Card?

Here is a simple breakdown of the  SNAPDEAL BOBCARD Credit Card fee.

Joining Fee	₹249 + GST
Annual Fee	₹249 + GST
Add-on Card Fee	No additional charges for family members’ cards.
Finance Charges	If you don’t pay your bill in full, a charge of 3.6% per month (43.2 % annually) is applied to the outstanding balance.
Cash Advance Fee	2.5% of the amount withdrawn or ₹500, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting a SNAPDEAL BOBCARD Credit Card?

1. Age Requirement:

• You should be between 18 and 65 years of age.

2. Income Requirement:

• Salaried Applicants: A minimum net monthly income is required; however, the bank determines the specific amount, which may vary based on the applicant’s profile.

• Self-Employed Applicants: A minimum ITR amount is required; the bank determines the specific amount and may vary depending on the applicant.

3. Employment Status:

• You should have a regular job or business with a fixed income source.

4. Credit Score:

• A CIBIL score of 700 and above is preferred for sanction.

5. Residency:

• You should be an Indian resident and have proof of a valid address.

What documents are required to get a SNAPDEAL BOBCARD Credit Card?

The documents that you will have to submit to get the SNAPDEAL BOBCARD Credit Card are as follows:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months, if you are a salaried employeeBank statement for the previous 3 monthsITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the SNAPDEAL BOBCARD Credit Card be used?

Here is the list of places where you can use it:

• With the SNAPDEAL BOBCARD Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

• You can also use it on websites like Amazon and Flipkart, and make bookings on websites like MakeMyTrip and Yatra.

• You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

• You can use it to book flight, train, or bus tickets and pay for taxi, Uber, Ola, or hotel bookings.

• You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

• You can use your  SNAPDEAL BOBCARD Credit Card to pay for expensive electronics or appliances through easy monthly installments (EMIs).

• The SNAPDEAL BOBCARD Credit Card is also accepted in other countries, allowing you to make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the SNAPDEAL BOBCARD Credit Card?

The credit amount you can spend is what you are provided with when you have a SNAPDEAL BOBCARD Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.

For instance, if you have a credit limit of ₹50,000, you can only spend up to that amount. If you want to spend more than the limit, the bank will not consider it.

The actual credit limit varies from person to person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another, or even more, considering his/her profile and financial background.

It’s essential to follow the expenses and not exceed the credit limit because when you pass this limit, then penalties get added, and your credit score also goes down.

How do you apply for the SNAPDEAL BOBCARD Credit Card?

Apply it through both these modes: 

Online Application Process:

• Visit the official website of the Bank of Baroda, i.e. 

• Go to ‘Cards’, followed by ‘Credit Cards’.

• On that page, you can see numerous options for credit cards issued by Bank of Baroda; for instance, you can choose the SNAPDEAL BOBCARD Credit Card.

• Simply hover your cursor over the SNAPDEAL BOBCARD Credit Card and select ‘Apply Now‘ from there.

• You will be asked to fill out your details, including your name, contact information, income details, and employment status.

• Be accurate and updated with the information provided.

• You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

• After filling out the details and uploading the documents, review your application to make sure everything is correct.

• Apply online through the application form.

• The bank will check your application after you submit it. They can ask for extra documents or information if required.

• You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process:

• You can walk into the nearest Bank of Baroda branch to apply for the SNAPDEAL BOBCARD Credit Card.

• Request the credit card application form for the  SNAPDEAL BOBCARD Credit Card. They will provide you with the form and proceed accordingly.

• Fill in the details in the application form wherever it is required. Care should be taken to ensure that all the information about personal details, income, and jobs provided by the applicant is correct.

• Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and a passport photograph.

• Your application will be processed, and your information will be cross-checked at the bank level.

• In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

• You will receive the  SNAPDEAL BOBCARD Credit Card by post at the same postal address.

• Once you receive your card, you need to activate it by following the instructions in the envelope through the Bank of Baroda Card website, mobile app, or customer service.

• For security purposes, you must set your PIN (Personal Identification Number) before you can start using your credit card.

Would getting a SNAPDEAL BOBCARD Credit Card in 2025 be the right choice?

Obtaining the SNAPDEAL BOBCARD Credit Card in 2025 can be a good option if you require a credit card with excellent offers, especially for those who shop for lifestyle products. The reward is amazing and comes with the purchase of items such as jewelry. The bank also provides discounts and easy access to the EMI facility. 

Bank of Baroda is also a strong bank with high customer service, making it a dependable choice. But don’t forget that you should ensure you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a perfect option in 2025.

Conclusion

All things considered, everyone who enjoys online buying—especially on Snapdeal—should choose the smart and fairly priced SNAPDEAL BOBCARD Credit Card. Beginners and seasoned credit card users will find it ideal since its lifetime free feature releases users from any joining or annual fees. Moreover, with every transaction, you save more thanks to the attractive reward points, especially 5X points on Snapdeal purchases.

Apart from that, the card offers a waiver of fuel surcharges, contactless payment, and several other useful features, including EMI conversion options. These traits not only simplify your shopping experience but also increase its gratification value. Furthermore, accessible and usable on many platforms and stores is the basic online application pprocessand worldwide acceptance of the card.

Moreover,  it is very important the fact that a respectable banking company, BOB Financial Solutions Limited, supports the car, and guarantees consistent and safe service. Moreover, the simple and basic card design accentuates your style and makes simpler and safer transactions possible.

Frequently Asked Questions (FAQ’s)